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  • Medical Debt

    How Medical Debt Can Damage Your Credit

    How Medical Debt Can Damage Your Credit When it comes to debt and your credit, all debt is not created equal. Some debt may have an extremely negative impact on your credit. Other types of debt may impact your credit very little, or perhaps not at all. Some types of debt could even potentially help […]

    Jason M. Kaplan, Esq./
    May 23, 2022
  • Dispute Credit Errors

    4 Steps: How To Fix Errors On Your Credit Report

    Do you want to know how to fix errors on your credit report? To err is human, but what if it affects your credit? Wouldn’t you take all the necessary steps to rectify those errors? The credit report, which states the individual’s credit history may have errors in rare cases. These errors could affect your […]

    Jason M. Kaplan, Esq./
    July 3, 2025
  • How Does Mortgage Interest Work

    How Does Mortgage Interest Work?

    Fixed rate versus adjustable rate mortgages – how does the interest rate work and which is best?

    Jason M. Kaplan, Esq./
    May 12, 2022
  • Guide to Combining Finances After Marriage

    Guide to Combining Finances After Marriage

    Marriage finances can either be a source of unity between a couple or cause discord. It all depends on how they are handled. Financial differences are the No 1 stress factor in marriages leading to divorce. Credit problems can even lead to divorce! Read this complete guide to combining finances after marriage. The good news […]

    Jason M. Kaplan, Esq./
    July 3, 2025
  • FICO Scores are made of 5 parts

    The Most Important Things To Know About Your Credit Score – Part Two

    This is the 2nd in a 5-part series where we explain all of the factors that matter when determining your credit score. To learn about all of the factors, click the links below. Payment History Length of Credit History Credit Mix New Credit Think making timely payments is all that matters when it comes to […]

    Jason M. Kaplan, Esq./
    July 3, 2025
  • How To Get Your Annual Credit Report for 2020

    How To Get Your Annual Credit Report for 2022

    Keeping track of our performance is key in any successful process. Sometimes people may deviate from their primary focus and concentrate on unrelated tasks. They may unknowingly spend their time and money on things that aren’t a priority.  A performance tracker is necessary to evaluate and monitor our creditworthiness. This blog focuses on the methods […]

    Jason M. Kaplan, Esq./
    July 3, 2025
  • The Effect of New Credit On Your Credit Score

    Navigating Your Credit Score: The Influence of New Credit Accounts Maintaining a good credit score can bring multiple benefits for credit cardholders. Cardholders follow careful steps like proper loan repayments to maintain a good credit score. Some factors may affect your credit in positive or negative ways, and one factor is new credit. This article […]

    Jason M. Kaplan, Esq./
    May 31, 2025
  • Credit Card

    The Difference Between Charge Cards & Credit Cards

    Choosing the Right Card: Exploring the Differences Between Charge and Credit Cards Credit cards and charge cards are similar, but they work in very different ways. Charge cards are not used in all the same ways like credit cards. So, what is the difference between them? Here’s some information you may not know about charge […]

    Jason M. Kaplan, Esq./
    July 3, 2025
  • Prescreened Offers

    Prescreened Credit Card Offers and Your Credit

    Your credit reports and scores are probably used for a lot more purposes than you even realize. Sure, you almost certainly are well aware that lenders generally check your credit reports and scores whenever you apply for a loan or a new credit card account. Sometimes 1 credit report and score may be checked and […]

    Jason M. Kaplan, Esq./
    July 13, 2025
  • Guide on How To Increase Your Credit Score in 2020

    How to Increase Credit Score (FAST with Timelines)

    Many people ask “how can I improve my credit now” looking for tips that will help them put 100 points on their credit score in a month. Now, depending on your credit score situation, you may be able to do this. However, if you’ve got a 680+ credit score, it’s highly unlikely that you’re going […]

    Jason M. Kaplan, Esq./
    July 31, 2025
  • College Graduates

    Credit Building Tips for Recent Graduates

    Congratulations, graduate! All of those long nights of cramming, countless hours of studying, and an endless sea of stressful exams have finally paid off in the form of a degree. Yet before you rush off into the real world believing that the hard work is all behind you, there is another course you still need […]

    Jason M. Kaplan, Esq./
    July 3, 2025
  • Call Up The Credit Bureaus

    Credit Bureaus: Their Purpose and Profit

    Learn about credit bureaus, their role, and how they make money. Understand the importance of credit reports and scores in financial decisions.

    Jason M. Kaplan, Esq./
    July 3, 2025

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