What To Do If Your Identity is Stolen

What To Do If Your Identity is Stolen

Identity theft is a crime that affects millions of Americans every single year. It’s painful to suffer through, and it’s difficult to recover from. What’s worse is that no one is truly safe. But if you find that your identity has been stolen, you will find that you CAN recover. Here are some simple steps […]

What You Need to Know For Your First Mortgage

Your first mortgage is one of the most important financial commitments you will make in your life. Depending on your first mortgage, you could have a lifetime of good credit, or end up in a deep financial hole that will take years to dig yourself out of. Your Budget How much can you expect to […]

How To Budget For Your First Home

Your first home is one of the biggest decisions you will make in your life. But don’t let this scare you! There is a simple way to make sure you make the right decision with your first home. These tips assume that your first home is NOT an investment property, either for cash flow or […]

Why A Car Loan Could Be A Great Investment

If you’re in the market for a car, and you really want to buy new, I have good news for you. Getting a car loan for a new car could actually be a solid investment! Most people would agree that buying a cheap used car is more cost-effective in the short term than buying new. […]

How To Save Thousands of Dollars On Student Loans

Got student loans? Then you know how heavy the burden might feel. The average student currently has a debt of $29,800 as of 2018. Some have debts over $200,000, for advanced degrees. This debt can feel like a burden, but if you owe $30,000, you could save over $10,000 on the total payoff amount. How, […]

What You Need to Know About Installment Loans

If you’ve been short on cash and needed to make a large purchase, installment loans may seem like an attractive option. But there’s more you need to know about installment loans before taking action on one. What Are Installment Loans? An installment loan is a loan that you take out, usually in cash, which you […]

The Quick & Dirty Guide To Your Credit Score

If you’ve ever had any questions about your credit score, say no more. We’ve got the answers here in this quick and dirty guide to your credit score! Your credit score is the numerical representation of your creditworthiness. Creditworthiness is a fancy term to describe how risky you are as a borrower. Are you going […]

How Credit Cards Can Destroy Your Credit

Credit cards are a useful tool, but credit card debt is particularly insidious. Credit card debt affects millions of Americans every year, keeping their credit scores lower than they should be. People report having crushing amounts of credit card debt, and their balances just keep growing. Not only is credit card debt hard to get […]