To err is human, but what if it affects your credit? Wouldn’t you take all the necessary steps to rectify those errors? The credit report, which states the individual’s credit history may have errors in rare cases. These errors could affect your credit score and hold you back from getting a loan or credit card. […]
Mortgage interest rates are a crucial determinant of whether a renter leaps homeownership. Lenders will typically finance up to 80% of the buying price. It is important to understand how mortgage interest works and what goes into your monthly mortgage payments before you sign up. How Does Mortgage Interest Work Mortgages are calculated based on […]
Marriage finances can either be a source of unity between a couple or cause discord. It all depends on how they are handled. Financial differences are the No 1 stress factor in marriages leading to divorce. Credit problems can even lead to divorce! Readout this complete guide to combining finances after marriage. The good news […]
Trying to restore your damaged credit will often be a very time-consuming and frustrating process, especially if you have been attempting to overcome your credit issues on your own. While you can (and perhaps should) hire a professional credit repair expert to help you legitimately, you may also be tempted to take shortcuts along the […]
This is the 2nd in a 5-part series where we explain all of the factors that matter when determining your credit score. To learn about all of the factors, click the links below. Payment History Length of Credit History Credit Mix New Credit Think making timely payments is all that matters when it comes to […]
Keeping track of our performance is key in any successful process. Sometimes people may deviate from their primary focus and concentrate on unrelated tasks. They may unknowingly spend their time and money on things that aren’t a priority. A performance tracker is necessary to evaluate and monitor our creditworthiness. This blog focuses on the methods […]
Maintaining a good credit score can bring multiple benefits for credit cardholders. Cardholders follow careful steps like proper loan repayments to maintain a good credit score. Some factors may affect your credit in positive or negative ways, and one factor is new credit. This article discusses the effects new credit has on your credit score. […]
Credit cards and charge cards are similar, but they work in very different ways. Charge cards are not used in all the same ways like credit cards. So, what is the difference between them? Here’s some information you may not know about charge cards and credit cards and the difference between charge cards & credit […]
Prescreened Credit Card Offers and Your Credit Your credit reports and scores are probably used for a lot more purposes than you even realize. Sure, you almost certainly are well aware that lenders generally check your credit reports and scores whenever you apply for a loan or a new credit card account. Sometimes 1 credit […]
Your perfectly optimized content goes here! Many people ask “how can I improve my credit now” looking for tips that will help them put 100 points on their credit score in a month. Now, depending on your credit score situation, you may be able to do this. However, if you’ve got a 680+ credit score, […]
