Most people have a general idea of how good their credit is. If you pay your bills, don’t borrow too much, and keep a good mix of credit, you’ll probably have very good credit… right? Get to know how you hurt credit score. Well, not necessarily. There are ways that we inadvertently harm our own […]

Home ownership is a dream for many, and it shows in the data. As of 2020, 65.8 percent of homes in the US are occupied by the owner. Even in a country where housing price growth has outpaced inflation since 2010, people are still lining up to purchase homes. Get to know how to prepare […]

Many people ask “how can I improve my credit now” looking for tips that will help them put 100 points on their credit score in a month. Now, depending on your credit score situation, you may be able to do this. However, if you’ve got a 680+ credit score, it’s highly unlikely that you’re going […]

Bad credit affects millions of Americans and many of them don’t know how to get out of the hole. Having bad credit can prevent you from getting home loans, car loans, an apartment, and could even bar you from getting certain types of jobs. People with bad credit end up paying higher interest rates on […]

If you’re gearing up to purchase your first home, or you’re looking to move out of your starter home and into a larger place, you may have questions about how to qualify for a mortgage. Mortgages are one of the most common types of loans. However, they’re treated a bit differently than other loans, even […]

If you have a business idea, executing on it could be the best decision you make in your life. You could make an income for yourself, create jobs for others, and grow an appreciating and sellable asset that could set you on the course for financial freedom. However, starting a business is no easy task. […]

One of the major concerns of the December 2020 stimulus bill was that federal student loan forbearance was not slated to be extended. Many Americans, some of whom are out of work, still have federal student loan balances and some were concerned that they would be unable to make payments toward those loans. Luckily for […]

The past year has been one for the history books. Between a pandemic, an economic crash, and a new President of the United States, there hasn’t been a year like 2020 in a very long time. With that said, 2021 isn’t quite yet back to normal. We still have a long way to go. In […]

COVID-19 and the ensuing lockdowns have caused millions of Americans to lose their incomes. They’ve lost jobs, businesses, and self-employment contracts, and this has caused a great deal of economic instability in some households. Landlords have been unable to evict people since March 2020, causing them to lose out on rental income as well. In […]