There are many ways individuals can get money for their various wants and needs, even if they don’t have it available to them. They can take out a credit card and get a cash advance. They can go get a personal loan from a bank, payday lender, or a peer-to-peer lending network. Or, they can […]

Have you ever applied for a credit card and ended up surprised at how low the limit was? You’re certainly not alone, because many people find themselves in this exact scenario every day. Read this blog to know what is a high-limit credit card, and how to increase credit card limit? You might have a […]

Identity theft is a scary experience. Most people don’t know that their identity is at risk until it’s too late. Then, after the fraud happens, the victim is left with the bag. Most victims have no recourse to recover what they lost because by the time they find out, the fraudster has already taken out […]

As the COVID-19 pandemic rages on, people are starting to get more concerned about their credit. Many people are out of work and reliant on government assistance to make ends meet. Debts have been postponed and you might be concerned that not paying them is hurting your credit. Read out this blog to know covid-19 […]

It may seem hard to justify saving money when you have a low income and high amounts of debt. But there are plenty of good reasons to have a growing savings account, even if you’re putting most of your excess cash into debt repayment. You Need A Rainy Day Fund Life happens. Your car breaks […]

One of the most important aspects of financial discipline is to understand your credit history. If you understand what’s on your credit report, you can see what information lenders are using to determine whether or not you qualify for loans. You can also see what they’re using to determine your credit score. Keep reading this […]

When most people think about “good credit”, they think about high credit scores. Any credit score above 800 is considered “excellent”, regardless of the circumstances behind the score. Keep reading this blog to know the difference between credit score and credit report. But there’s much more to credit than a three digit number. Every person […]

Snowballing is a debt management strategy popularized by personal finance guru Dave Ramsey. He and other personal finance professionals like to discuss snowballing debt as a viable debt repayment strategy for those who are looking to get out of oppressive debt situations. But what does it actually mean to snowball your debt? How does it […]

Sometimes, we get into serious financial binds. Bills are due and you don’t have the money, or there’s an emergency and you need cash immediately (how to save money) to deal with it. You could be under threat of being evicted or foreclosed on. Life sometimes hits all at once and we might be tempted […]