Got student loans? Then you know how heavy the burden might feel. The average student currently has a debt of $29,800 as of 2018. Some have debts over $200,000, for advanced degrees. This debt can feel like a burden, but if you owe $30,000, you could save over $10,000 on the total payoff amount. How, […]
If you’ve been short on cash and needed to make a large purchase, installment loans may seem like an attractive option. But there’s more you need to know about installment loans before taking action on one. What Are Installment Loans? An installment loan is a loan that you take out, usually in cash, which you […]
You could have an error on your credit report, and you might not even know. It could be harming your credit score right now. It could be costing you thousands of dollars a year in interest payments. Sounds scary? It’s reality. Thousands of Americans nationwide have reported errors on their credit report. It was such […]
FICO has hit the news, and it’s not very often that FICO is talked about. However, this time, it’s quite a big deal. They have announced the pilot for UltraFICO, a brand new credit score with a twist. They estimate that 7 out of 10 Americans will have better scores with the UltraFICO, possibly saving […]
If you’ve ever had any questions about your credit score, say no more. We’ve got the answers here in this quick and dirty guide to your credit score! Your credit score is the numerical representation of your creditworthiness. Creditworthiness is a fancy term to describe how risky you are as a borrower. Are you going […]
Credit cards are a useful tool, but credit card debt is particularly insidious. Credit card debt affects millions of Americans every year, keeping their credit scores lower than they should be. People report having crushing amounts of credit card debt, and their balances just keep growing. Not only is credit card debt hard to get […]
Worried about your current credit situation? Concerned that you’re going to be doomed for the rest of your life because of mistakes you made in the recent past? Don’t be. Know how far back do credit reports go? Your credit report simply serves as a useful guide for lenders to understand what kind of debt history […]
Choosing the right credit card may seem hard because you have so many options! But not all cards are right for you and this article will help you know how to choose right credit card for you. Credit cards are available from banks, independent providers, retail stores, and more. There are so many different types, and […]
