Why learn about secured credit cards? Having a credit card is so amazingly useful, yet there are many people out there that may have trouble getting one. Despite this, everyone should at least have one. Credit cards allow people to delay payment with no interest for up to 30 days. It’s the perfect financial tool […]
If you’re dealing with a huge amount of high interest debt that is crushing you financially, you’re not alone. Millions of Americans have credit card debt, personal debt, private student debt, even high interest auto loans and mortgages that are absolutely burdening to a financial future. There is a common solution to this, though, and […]
Fraud affects millions of Americans every year, costing them millions of dollars and causing untold headache. It’s estimated that billions of dollars in productivity and time are lost due to fraud in the United States alone. However, that’s not the worst of it. Fraud can follow you in your credit reports, too. Not all types […]
You probably didn’t think there were ways to increase your credit score without paying a dime. Well, believe it or not: it totally is. These are three tips that anyone can take advantage up to get a boost in their credit score. However, a couple things to note: These boosts aren’t immediate. In fact, since […]
How Credit Scores Are Built – Part Five Did you know that shopping for new financing might hurt your credit scores? One of the most controversial topics when it comes to credit scoring is that fact that allowing lenders to pull your credit can potentially have a damaging impact upon your credit scores. As a […]
If you are dreaming about purchasing the perfect home for your family, perhaps even planning the optimal paint colors for the walls or imagining the backyard haven where you will unwind after a hard day of work, then step number one to making your dream become reality is to make sure your credit is ready […]
When it comes to debt and your credit, all debt is not created equal. Some debt may have an extremely negative impact upon your credit. Other types of debt may impact your credit very little, or perhaps not at all. Some types of debt could even potentially help you to build better credit. So, you […]
It is no secret that identity theft is a very commonly occurring problem. Even if you have never had your identity stolen personally, chances are high that you at least know someone who has been a victim of this unfortunate and frustrating crime. Unsurprisingly, one of the biggest side effects of identity theft is the […]
You have probably heard the ominous statistics before on the nightly news or maybe you have even read articles online about how identity theft is one of the nation’s fastest growing crimes. Hopefully, you will never fall victim to an identity thief, but with billions of dollars every year being stolen through identity theft and […]
