Improve Your
Credit Score

Save money and stop missing out on important opportunities.

Get Started Today

BBB and trustpilot
By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

Featured On

Awards & Recognition

compress badge1
compress badge2
Investopedia Trusted Credit Repair Company
SuperMoney Trusted Credit Repair Company
compress badge5
compress badge6

Why The Credit Pros?

The Credit Pros has been helping people like you repair their credit score by updating or removing inaccurate items on credit reports for over a decade.

Our commitment is to making sure that everyone has a fair shot at good credit. Founded by a team of credit law experts, The Credit Pros wants to make sure that everyone has access to the same information and can learn what it takes to build good credit for a lifetime.

Not only do we offer credit repair, but we also provide financial and credit education tools and resources to help our clients understand what’s on their report (e.g. like specific
negative items, etc.) and how their credit score works. With this education and our AI-based credit management tools, our clients can work to take control of their financial future and live a life without credit worries.

The Impact of Good Credit

Your credit score determines how much you pay to borrow money to cover modern day essentials including housing, cars, credit cards and loan interest rates.

Use the slider below to see how your credit score range impacts how much you pay for the same items over time. Then ask yourself, can you afford NOT to fix your credit?


Home Loan


Car Loan



Credit card

Credit card

Loan Type

30 Year Fixed Mortgage

60 Month New Auto

Personal Loan (2yrs)

Revolving Credit

Loan Amount


Monthly Payment

Total Interest

The Credit Pros offers affordable plans to help you increase your credit score so you pay less for the essentials (and the extras) in life.

With The Credit Pros,
you get

Easy-to-read credit reports and personalized score insights

Tools & tips to help you understand your score and take the next step.

Credit Monitoring is Included at No Additional Charge which can help you spot potential identity theft.

Credit score ranges
icn one on one

One-on-One With a
NACSOⒸ Certified Specialist

icn id

ID Theft Restoration and Insurance Included

Letters of Recommendation

Cease and Desist Letters to Collection Agencies

Call us anytime

24/7 Access to Your
Client Portal

icn validation latters

Debt Validation Letters
to Creditors

icn creditors

Goodwill Letters to

icn registered

Registered and

icn plan

Monthly Plan with Unlimited Dispute Letters Available

What is a credit report?

What Is A Credit Report?

A credit report is a track record of both your personal and financial credit information. It includes information taken from public records, personal identification and debt information. Your report will show things like your payment history, your debt balances, items in default, items in collections, and who you owe money to.

If you have unpaid debts, you might see entries from various debt collectors on your credit report and may receive harassment calls from unknown numbers (that are likely debt collectors).

Here are some examples:

These entries indicate that these agencies are attempting to collect on debts you may or may not owe, which could impact your overall credit score and potentially contain inaccurate information. The Credit Pros can help you validate debt collections, correct errors on your report, and more.

What Is A Credit Score?

Your credit score is a 3-digit number between 300 and 850 that shows how creditworthy you are. Lenders use your credit score to decide whether or not you qualify for loans. They also use your credit score to determine your interest rate.

Credit scores are calculated using a 5-part formula, calculated based on the following factors: payment history, amounts owed, length of credit history, mix of types of credit, and amount of new credit.

what is a credit score

Any questions?
We got you.

Why wait? Get started today

It only takes 90 seconds to sign up. Start fixing errors on your credit report and get help to increase your credit score. Your information is safe with us. We treat your data as if it were our own.

Credit score ranges

Privacy and Cookies
We use cookies on our website. Your interactions and personal data may be collected on our websites by us and our partners in accordance with our Privacy Policy and Terms & Conditions