Improve Your Credit Score

Save money and stop missing out on important opportunities.

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By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

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Awards & Recognition

Bank.com #1 Trusted Credit Repair Company
Best Thirteen Trusted Credit Repair Company
Investopedia Trusted Credit Repair Company
SuperMoney Trusted Credit Repair Company
Finance Buzz Trusted Credit Repair Company
Credit Repair Forbes Trusted Company

Why The Credit Pros?

The Credit Pros has been helping people like you repair their credit score by updating or removing inaccurate items on credit reports for over a decade.

Our commitment is to making sure that everyone has a fair shot at good credit. Founded by a team of credit law experts, The Credit Pros wants to make sure that everyone has access to the same information and can learn what it takes to build good credit for a lifetime.

Not only do we offer credit repair and improvement services, we also provide financial and credit building tools and education resources to help our clients understand what’s on their report (e.g. like specific negative items, etc.) and how their credit score works. With this education and our AI-based credit management tools, our clients can work to take control of their financial future and live a life without credit worries.

The Impact of Good Credit

Your credit score determines how much you pay to borrow money to cover modern day essentials including housing, cars, credit cards and loan interest rates.

Use the slider below to see how your credit score range impacts how much you pay for the same items over time. Then ask yourself, can you afford NOT to fix your credit?

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Home Loan

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Car Loan

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Loan

Credit card

Credit card

Loan Type

30 Year Fixed Mortgage

60 Month New Auto

Personal Loan (2yrs)

Revolving Credit

Loan Amount

APR

Monthly Payment

Total Interest

The Credit Pros offers affordable plans to help you increase your credit score so you pay less for the essentials (and the extras) in life.

With The Credit Pros,
you get

Easy-to-read credit reports and personalized score insights

Tools & tips to help you understand your score and take the next step.

Credit Monitoring is Included at No Additional Charge which can help you spot potential identity theft.

Credit score ranges
icn one on one

One-on-One With a
NACSOⒸ Certified Specialist

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ID Theft Restoration and Insurance Included

Letters of Recommendation

Cease and Desist Letters to Collection Agencies

Call us anytime

24/7 Access to Your
Client Portal

icn validation latters

Debt Validation Letters
to Creditors

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Goodwill Letters to
Creditors

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Registered and
Bonded

icn plan

Monthly Plan with Unlimited Dispute Letters Available

What is a credit report?

What Is A Credit Report?

A credit report contains information about an individual’s credit history and financial background. Your credit report will include your full name, any aliases, current and previous addresses, date of birth, Social Security number, phone numbers, and employment.

It will list all types of credit accounts, such as credit cards, loans, and mortgages. Also included are public records (such as tax liens, legal judgements, bankruptcy and foreclosures), credit inquiries from credit applications and soft inquiries for pre-approved offers, and accounts sent to collections for overdue debts.

Credit reports do not include checking or savings account details, income, investments, or criminal records. Credit reports are essential for lenders and others assessing creditworthiness and are used to calculate credit scores.

What Is A Credit Score?

Your credit score is a 3-digit number between 300 and 850 that shows how creditworthy you are. Lenders use your credit score to decide whether or not you qualify for loans. They also use your credit score to determine your interest rate.

Credit scores are calculated using a 5-part formula, calculated based on the following factors: payment history, amounts owed, length of credit history, mix of types of credit, and amount of new credit.

what is a credit score

Any questions?
We got you.

Why wait? Get started today

It only takes 90 seconds to sign up. Start fixing errors on your credit report and get help to increase your credit score. Your information is safe with us. We treat your data as if it were our own.

Credit score ranges
By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

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