Credit Building Tools & Resources New

Credit Building Resources & Tools

We have gathered top tools and resources for Credit Builders

Credit score improvement resources

Personal Loans to Consolidate Debt

SuperMoney makes financial comparison shopping easy. Compare rates, terms, and features on thousands of financial products and services in one place.
PersonalLoans.com provides an easy and convenient way for consumers to be connected with a loan through their network of lenders and other third-party lender networks Their online service can help you to get a loan between $1,000 and $35,000.
Self Lender offers an accessible and responsible way for consumers to establish payment history and build credit, while saving money, through a credit builder account. It’s a small installment loan, but the money is yours, securitized by a CD.
As easy as making orange juice! In fact, Citrus Loans is always ready to give you the money you need as quickly as possible. Apply to Citrus Loans and find several lenders who are vying to offer the best loan terms for you. Apply online, anytime, and get a response in just 2 minutes.

Credit & Debit Cards for Credit Builders

$200 welcome bonus when you start using a new Rewards Checking Plus account and make 3 purchases. Terms apply.
Perpay is an all-in-one financial solution enabling traditionally underserved consumers with a seamless way to shop for everyday purchases, pay over time, and improve their credit.
StellarFi is the first and only credit-builder that reports all bill payments as credit directly to the four major credit bureaus: Experian®, TransUnion®, Equifax®, and Innovis®.

Credit Score and ID Monitoring

Protect your security with identity and credit monitoring. IDShield not only alerts you about threats, we’ll also work for as long as it takes to restore your identity to its pre-theft status. IDShield is backed by an unlimited service guarantee.
Boost Your Score is a financial technology company that partners with banks to offer consumer credit enhancing products through its digital platform. Boost your score has one goal: Provide a path for consumers to build and improve their credit.
Now with ScoreCasterIQ® – A report that provides a detailed analysis of the credit report, recommended actions to take with accounts negatively impacting the score, and an interactive tool to educate and assist with general credit score scenarios.

Refinancing (Student Loans, Cars, Homes)

Experience the freedom that comes with saving on your student loans and refinance today.
Checking rates will NOT affect your credit score.
Refinance your car at a lower rate and save money! OpenRoad customers save an average of $104 per month.

eMortgage® works with a network of mortgage lenders to help those who are looking to purchase a new home or refinance their existing home. You don’t have the time to shop for the best mortgage rates? Don’t settle with one lender. Our free – no obligation – connecting service delivers competitive rates to your computer, phone, or tablet. Not sure what you can afford?

Check out the Mortgage Calculator

Increase Your Income

Choose when you work, where you work, what orders you would like to accept, how far you are willing to travel and much more! When you become a personal shopper the earning power is in your hands! Shoppers can cash out their earnings in as little as 2 hours, once they have completed at least 5 batches.
Deliver with DoorDash and get more opportunities to earn. You decide when, where, and how much you work. Choose when you work with ‘Dash Now’ or schedule when you deliver. Choose what orders you accept and where you want to deliver. Sign up in minutes and start earning within days. Once approved, you can start dashing right away and cash out instantly.
The only AI and human-powered career platform where you can find everything you need for any step of your job search or career growth, all in one place.

Home Savings

Home tech protection and 24/7 live support
Our experts can fix your home technology (laptops, phone, tablets, smart tv’s) and appliances fast. Plus, you get Unlimited photo and video storage!
For $24.99 per month, you can get whole home device protection, tech support, data security, and more—all in one plan.

Search

Search

Ways to Prevent Identity Theft

Credit Building Tools

Interactive Balance Transfer Calculator

Credit Land Credit Card Offers

Eliminate the Guess Work

Get an instant comparison of the current charges on your existing balance. Envision your balance under a new interest rate and a faster repayment plan, and connect to the balance transfer offers that fit your needs.

The Balance Transfer Calculator delivers an in-depth analysis, based on your unique situation; and provides a report on effectiveness of your current payments. Through just a few clicks you will see the optimal time frames and monthly payments recommended for your unique situation

Advertising Disclosure: This Page Contains Affiliate Links

This page includes affiliate links, which means that if you make a purchase through these links, we may earn a commission at no additional cost to you. Affiliate links help support the content creation, maintenance, and improvement of this page. We only recommend products or services that we genuinely believe in and think will bring value to you. The inclusion of affiliate links does not influence our editorial decisions or compromise our integrity.

Self Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.
 

Why wait? Get started today

It only takes 90 seconds to sign up. Start fixing errors on your credit report and get help to increase your credit score. Your information is safe with us. We treat your data as if it were our own.

Credit score ranges

Privacy and Cookies
We use cookies on our website. Your interactions and personal data may be collected on our websites by us and our partners in accordance with our Privacy Policy and Terms & Conditions