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Credit Building Resources & Tools

Building Credit

Learn how everyday spending can build credit

CreditStrong (opens in a new tab)

Whether you’re looking for the fastest boost or the largest long-term credit improvement, CreditStrong provides powerful credit building solutions.

Klover (opens in a new tab)

Helps you establish positive payment history and lower utilization, both important factors in calculating your credit score.

PerPay (opens in a new tab)

Build savings while you build credit with a credit builder loan. Plus, when you make all loan payments on time, they will refund half of the interest paid right back to you.

Credit Cards

Revolving credit managed responsibly can help build your score

Credit Land (opens in a new tab)

Offers a credit card navigator to help you find the right card for your credit score. Secured or unsecured credit cards, no annual fee, rewards. Search for what you qualify for.

PerPay (opens in a new tab)

PerPay makes everyday purchases more accessible and helps you build credit along the way.

Personal Loans

Consolidate debt into a personal loan for savings and easier management

Super Money (opens in a new tab)

Super Money allows you to check your loan options and rates without harming your credit score. Offers loans up to $100K. Rates from 6.74% APR**

Self Lender (opens in a new tab)

No hard pull on your credit, reports to all 3 credit bureaus, builds savings while earning positive credit.

Increase Income

The gig economy provides ways to increase your income

Get paid for testing apps, games & surveys (opens in a new tab)

Cash Advance

Interest free loans to help you make it to payday

Klover Cash Advance (opens in a new tab)

With a cash advance from the Klover app you can access up to $200, even if your payday is 2 weeks away. The best part? There is zero interest or late fees.

Super Money Personal Loans (opens in a new tab)

No late fees. Just a simple monthly subscription. Free extensions on repayment. With Super Money, we won’t ding you if you need more time to pay it back. You can get your cash in minutes, for a small fee or get it in 2-3 business days and it’s always free.

Super Money Cash Advance (opens in a new tab)

Super Money Cash Advance helps workers by giving them a cash advance on their unused paid time off to unlock extra compensation without dipping into their paycheck.

Credit Building Tools

Interactive Balance Transfer Calculator

Eliminate the Guess Work

Get an instant comparison of the current charges on your existing balance. Envision your balance under a new interest rate and a faster repayment plan, and connect to the balance transfer offers that fit your needs.

The Balance Transfer Calculator (opens in a new tab) delivers an in-depth analysis, based on your unique situation; and provides a report on effectiveness of your current payments. Through just a few clicks you will see the optimal time frames and monthly payments recommended for your unique situation

Balance Transfer Calculator (opens in a new tab)

Information and Articles for Credit Builders

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