Ultimate Guide to Remove Hard Inquiries from Credit Report

People in need of money will reach out for a line of credit from financial institutions. Every financial sector cross-checks the details of the customers before providing loans. When they ask for the customer’s details to make their decision, they record that request in the customer’s credit history. The financial institutions’ requests to view the […]

The Truth about New Credit Identity Scams

Trying to restore your damaged credit will often be a very time-consuming and frustrating process, especially if you have been attempting to overcome your credit issues on your own. While you can (and perhaps should) hire a professional credit repair expert to help you legitimately, you may also be tempted to take shortcuts along the […]

The Effect of New Credit On Your Credit Score

Maintaining a good credit score can bring multiple benefits for credit cardholders. Cardholders follow careful steps like proper loan repayments to maintain a good credit score. Some factors may affect your credit in positive or negative ways, and one factor is new credit. This article discusses the effects new credit has on your credit score.  […]

Prescreened Credit Card Offers and Your Credit

Prescreened Credit Card Offers and Your Credit Your credit reports and scores are probably used for a lot more purposes than you even realize. Sure, you almost certainly are well aware that lenders generally check your credit reports and scores whenever you apply for a loan or a new credit card account. Sometimes 1 credit […]

How To Get Credit Card Debt Forgiveness?

Credit card debt forgiveness is when credit issuers forgive balances as part of the debt settlement agreement. If an issuer thinks you’ll file for bankruptcy or you won’t pay the bill, they may decide that getting some money is better. Most credit card companies are unlikely to forgive all your credit card debts. They accept […]

How Soon will my Credit Score Improve After Bankruptcy?

The decision to file for bankruptcy is a difficult task. The legal process can not only be challenging but damaging to your credit. But know this: the effect of bankruptcy on your credit report isn’t forever. It will last for 7-10 years depending upon the type, and the impact of bankruptcy decreases over time. You […]

How to Increase Credit Score (FAST with Timelines)

Your perfectly optimized content goes here! Many people ask “how can I improve my credit now” looking for tips that will help them put 100 points on their credit score in a month. Now, depending on your credit score situation, you may be able to do this. However, if you’ve got a 680+ credit score, […]

How to build Piggybacking Credit?

Building credit isn’t easy. Many lenders don’t want to take risks in extending credit to someone with no history of repaying them. There are two ways for building credit: applying for a secured credit card and a credit builder loan. But there is another way to establish credit using the concept of piggybacking credit. Piggybacking […]