Last December 2018, our team, together with the executives and co-founders, celebrated the holidays with a nigh of fun and glam! As we always say here in The Credit Pros, we are equally committed to improving the lives of our employees. Did you know you why we have been honored by Inc. Magazine as one […]
You probably didn’t think there were ways to Free Ways To Increase Credit Score without paying a dime. Well, believe it or not: it totally is. These are three tips that anyone can take advantage up to get a boost in their credit score. However, a couple things to note: These boosts aren’t immediate. In […]
When it comes to identity theft, it is not only your own credit reports and personal information that you need to protect. Your child’s personal information can also be stolen by identity thieves. In fact, both seniors and children are often prime targets for identity thieves due to the fact that the crime may go […]
Discovering that your identity has been stolen and your once pristine credit reports have been trashed is a truly sickening feeling. After all, there is nothing worse than suffering from a trashed credit report when the credit problems which are there were not even caused by you in the first place. If this unfortunate event […]
Can Bad Credit Increase Insurance Premiums? You are probably already very familiar with the concept that the condition of your credit is going to have a big impact the next time you need to apply for a mortgage, auto loan, or credit card. After all, it is no secret that bad credit makes it difficult […]
It is no secret that unpaid debts can lead to a lot of problems – problems which have the ability to follow you around and make life miserable for many years. Yet although defaulted debts can haunt you for a long time in most cases these debts cannot haunt you forever. Consumer protection laws place […]
In the spring of 2015 Equifax, TransUnion, and Experian (better known as the 3 major credit reporting agencies) agreed to a landmark settlement agreement. Though originally announced by the attorney general of the state of New York, Eric T. Schneiderman, and shortly thereafter announced by 30 other state attorneys general, the settlement actually applies to […]
The Credit Repair Organizations Act, commonly referred to as CROA, is the federal law which governs any business which practices credit repair services. It is a law which exists to protect you as a consumer in a number of important ways. Keep reading below for a few highlights of the best protections you are afforded […]
When it comes to questions regarding your credit scores, more often than not there is no simple answer. Rather, the answer to most credit scoring questions is the frustratingly ambiguous, “It depends.” If you are wondering whether or not paying off an outstanding collection account will raise your credit scores, you might be surprised that […]
No one likes to be ripped off, especially by a credit card or debit card thief. While having your credit card or debit card account information stolen can undeniably be quite frustrating, the good news is that fraudulent charges generally will not impact your credit reports and scores at all. There are a few exceptions […]
