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The Easiest Money Saving Tips That You Can Do Today

Quick Wins: The Easiest Money-Saving Tips You Can Implement Today Saving your way to financial stability and freedom relies heavily on good money habits. Whether you’re starting from your first job or with a high income, a healthy saving habit will carry you a long way. The first step of saving is to know where […]

Jason M. Kaplan, Esq./

August 12, 2021
Should You Close Your Credit Card Account?

Having a credit card has made life easier for most people as it frees you from the need to carry cash with you every time. It allows you to go cashless and with the rise of e-commerce, paying for your purchases is now easier than ever. But, many credit cards have annual fees attached to […]

Jason M. Kaplan, Esq./

June 5, 2021
Why Is My Credit Score Low After Getting a Credit Card?

The credit score is one of the most important measures in your financial world. Card issuers pull your credit report when you apply for a new credit card. They want to see how much of a risk you pose before lending you a line of credit. This credit check is called a hard inquiry and […]

Damon DeCrescenzo/

July 3, 2025
President Biden’s Student Loan Forbearance Extension 2021: What You Need to Know

One of the major concerns of the December 2020 stimulus bill was that federal student loan forbearance was not slated to be extended. Many Americans, some of whom are out of work, still have federal student loan balances and some were concerned that they would be unable to make payments toward those loans. Luckily for […]

Jason M. Kaplan, Esq./

February 27, 2021
Credit Building Tips for Students in 2021

Unlock the secrets to building credit as a student on our website. Explore practical tips and strategies that will set you on the path to financial independence and a strong credit score.

Jason M. Kaplan, Esq./

February 21, 2021
Credit Score Hacks for 2021

Credit hacks – From snowballing credit card debt to consolidations. Dispute, Dispute, Dispute.

Jason M. Kaplan, Esq./

January 8, 2021
Beginner’s Guide on How To Save Money

There are plenty of good reasons to save money , even if you’re putting most of your excess cash into debt repayment. Here’s a guide to saving money.

Jason M. Kaplan, Esq./

October 18, 2020
Save Money With Student Loans – 2 Simple Ways

Got student loans? Then you know how heavy the burden might feel. Know how to save thousands of dollars on student loans? The average student currently has a debt of $29,800 as of 2018. Some have debts over $200,000, for advanced degrees. This debt can feel like a burden, but if you owe $30,000, you […]

Jason M. Kaplan, Esq./

July 13, 2025
Why Credit Card Utilization Ratio Matters?

The Impact of Credit Card Utilization Ratio on Your Credit Score Credit card utilization ratio is a very important calculation for your credit score. It’s often forgotten by people when they’re using their credit card, and you might be guilty of this too! But why credit card utilization ratio matters? How does it affect your […]

Jason M. Kaplan, Esq./

May 15, 2020
Simple Credit Tips for Recent Graduates

If you’ve recently graduated from school and are getting started in the full time workforce, you may have come in with some goals for yourself, then these simple credit tips for recent graduates are really helpful. Top most common goals are: To pay off student loans (How To Save Thousands of Dollars On Student Loans) […]

Jason M. Kaplan, Esq./

July 13, 2025
What You Need to Know For Your First Mortgage

Insights for First-Time Homebuyers: What You Should Know About Your First Mortgage Your first mortgage is one of the most important financial commitments you will make in your life. Depending on your first mortgage, you could have a lifetime of good credit, or end up in a deep financial hole that will take years to […]

Jason M. Kaplan, Esq./

July 13, 2025
UltraFICO: A Brand New Credit Score That Could Save You Money

Maximizing Your Credit Potential: The Advantages of UltraFICO for Savings FICO has hit the news, and it’s not very often that FICO is talked about. However, this time, it’s quite a big deal. Read out this blog on introducing the UltraFICO score, what to know about UltraFICO and how the UltraFICO credit score work. They […]

Jason M. Kaplan, Esq./

July 13, 2025

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