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Debt Consolidation – The Truths and Myths

A debt statistics survey says that nearly 80% of Americans have Debt. People share information at incredible speeds without knowing its authenticity and unknowingly spread false information to people around them, and the same is true for the concept of Debt Consolidation. This article focuses on how to differentiate between the facts and myths about debt […]

Jason M. Kaplan, Esq./

June 8, 2022
How Soon will my Credit Score Improve After Bankruptcy?

Patience and Persistence: Understanding Credit Score Recovery After Bankruptcy The decision to file for bankruptcy is a difficult task. The legal process can not only be challenging but damaging to your credit. But know this: the effect of bankruptcy on your credit report isn’t forever. It will last for 7-10 years depending upon the type, […]

Damon DeCrescenzo/

July 3, 2025
Rebuilding Credit After Divorce – Effective Ways

In the midst of all of the stress and emotional turmoil which often accompanies divorce, you may be tempted to ignore the potential danger that a divorce may pose to your credit and opt, instead, to save those problems for another day. After all, you are probably dealing with more pressing issues such as custody, […]

Jason M. Kaplan, Esq./

July 13, 2025
Top 3 Credit Score Tips for Students

If you’re a student, having good credit is probably one of the furthest things from your mind. However, building a good credit score can fast track you on the way to future financial goals. You could qualify for a mortgage much earlier. Read more on simple credit score tips for students. You could qualify for […]

Jason M. Kaplan, Esq./

July 31, 2025
All You Need to Know About Credit Builder Loan

Working hard to build better credit is a smart use of your time, money, and energy. There are a lot of ways to potentially improve your credit including opening a new secured credit card, paying down existing credit card debt, and working with a reputable credit repair professional. Yet there is also another potential method […]

Jason M. Kaplan, Esq./

July 19, 2025
How to Handle Credit Card Debt Problems

Are you deep in credit card debt? It’s okay, you’re not alone. Breathe, take a second, and let’s assess your situation realistically. Read what exactly need to do if you have credit card debt problems. Credit card debt affects millions of Americans. The high-interest rates, the revolving nature of credit card debt, and the ease […]

Jason M. Kaplan, Esq./

July 31, 2025
How Americans Save Money on Student Loans

Student Loan Savings: Tips and Tricks from American Savers If you’re getting ready to start college next semester, there will be a point where you’ll have to pay your school fees. Tuition, room & board, books, possibly health insurance and meal plans… it can all add up! Readout how Americans can save money on student […]

Jason M. Kaplan, Esq./

July 3, 2025
How Medical Debt Can Damage Your Credit

How Medical Debt Can Damage Your Credit When it comes to debt and your credit, all debt is not created equal. Some debt may have an extremely negative impact on your credit. Other types of debt may impact your credit very little, or perhaps not at all. Some types of debt could even potentially help […]

Jason M. Kaplan, Esq./

May 23, 2022
Guide to Remove Hard Inquiries

People in need of money will reach out for a line of credit from financial institutions. Every financial sector cross-checks the details of the customers before providing loans. When they ask for the customer’s details to make their decision, they record that request in the customer’s credit history. The financial institutions’ requests to view the […]

Damon DeCrescenzo/

July 31, 2025
How Does Mortgage Interest Work?

Fixed rate versus adjustable rate mortgages – how does the interest rate work and which is best?

Jason M. Kaplan, Esq./

May 12, 2022
The Most Important Things To Know About Your Credit Score – Part Two

This is the 2nd in a 5-part series where we explain all of the factors that matter when determining your credit score. To learn about all of the factors, click the links below. Payment History Length of Credit History Credit Mix New Credit Think making timely payments is all that matters when it comes to […]

Jason M. Kaplan, Esq./

July 3, 2025
The Effect of New Credit On Your Credit Score

Navigating Your Credit Score: The Influence of New Credit Accounts Maintaining a good credit score can bring multiple benefits for credit cardholders. Cardholders follow careful steps like proper loan repayments to maintain a good credit score. Some factors may affect your credit in positive or negative ways, and one factor is new credit. This article […]

Jason M. Kaplan, Esq./

May 31, 2025

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