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Credit Repair

  • puzzled

    How long can bad credit stay?

    I had a wonderful “meet and greet” with an experienced, smart group of mortgage originators and a number of them had the same basic question (with a not-so-basic answer)…”How long can bad items remain on my clients’ credit reports?” In response, I’ve made a list for you.  Print it.  Memorize it.  Tattoo it on your […]

    Damon DeCrescenzo/
    June 18, 2013

  • Credit Myth – My spouse and I share our credit report

    Learn the truth about credit reports! Your credit report is unique to you, not shared with anyone, including your spouse. Separate accounts remain separate.

    Damon DeCrescenzo/
    May 31, 2025
  • Prepaid Debit Card

    Credit Report Repair Services Can Make A Difference

    Don’t fall for credit repair scams. Look for licensed services that provide access to your file and keep you informed. Take control of your credit today!

    Damon DeCrescenzo/
    May 31, 2025

  • What is a FICO score

    The FICO score is a credit scoring system that was developed in the 1950s by Fair Isaac & Co. Today, the three major credit reporting bureaus Experian, Equifax and Trans Union all use FICO scores to evaluate the credit worthiness of almost 90% of the adult Americans. FICO scores can range from 300-850 and these scores are […]

    Damon DeCrescenzo/
    May 28, 2013

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