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Credit Repair

  • thinking man

    Phone Calls from Collection Agencies

    Now, there are two things I hate in this world. One of them is collection agencies. The other is scary clowns (don’t ask).   Collection agencies employ some of the most disgusting tactics to collect money. Calling employers incessantly, trolling Facebook pages, even threatening prison or bodily harm to collect from people. I hate them, […]

    Damon DeCrescenzo/
    June 25, 2013
  • puzzled

    How long can bad credit stay?

    I had a wonderful “meet and greet” with an experienced, smart group of mortgage originators and a number of them had the same basic question (with a not-so-basic answer)…”How long can bad items remain on my clients’ credit reports?” In response, I’ve made a list for you.  Print it.  Memorize it.  Tattoo it on your […]

    Damon DeCrescenzo/
    June 18, 2013

  • Credit Myth – My spouse and I share our credit report

    Learn the truth about credit reports! Your credit report is unique to you, not shared with anyone, including your spouse. Separate accounts remain separate.

    Damon DeCrescenzo/
    May 31, 2025
  • Prepaid Debit Card

    Credit Report Repair Services Can Make A Difference

    Don’t fall for credit repair scams. Look for licensed services that provide access to your file and keep you informed. Take control of your credit today!

    Damon DeCrescenzo/
    May 31, 2025

  • What is a FICO score

    The FICO score is a credit scoring system that was developed in the 1950s by Fair Isaac & Co. Today, the three major credit reporting bureaus Experian, Equifax and Trans Union all use FICO scores to evaluate the credit worthiness of almost 90% of the adult Americans. FICO scores can range from 300-850 and these scores are […]

    Damon DeCrescenzo/
    May 28, 2013

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