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How Medical Debt Can Damage Your Credit

How Medical Debt Can Damage Your Credit When it comes to debt and your credit, all debt is not created equal. Some debt may have an extremely negative impact on your credit. Other types of debt may impact your credit very little, or perhaps not at all. Some types of debt could even potentially help […]

Jason M. Kaplan, Esq./

May 23, 2022
4 Steps: How To Fix Errors On Your Credit Report

Do you want to know how to fix errors on your credit report? To err is human, but what if it affects your credit? Wouldn’t you take all the necessary steps to rectify those errors? The credit report, which states the individual’s credit history may have errors in rare cases. These errors could affect your […]

Jason M. Kaplan, Esq./

May 13, 2022
Guide to Remove Hard Inquiries

People in need of money will reach out for a line of credit from financial institutions. Every financial sector cross-checks the details of the customers before providing loans. When they ask for the customer’s details to make their decision, they record that request in the customer’s credit history. The financial institutions’ requests to view the […]

Damon DeCrescenzo/

May 12, 2022
How Does Mortgage Interest Work?

Fixed rate versus adjustable rate mortgages – how does the interest rate work and which is best?

Jason M. Kaplan, Esq./

May 12, 2022
Guide to Combining Finances After Marriage

Marriage finances can either be a source of unity between a couple or cause discord. It all depends on how they are handled. Financial differences are the No 1 stress factor in marriages leading to divorce. Credit problems can even lead to divorce! Read this complete guide to combining finances after marriage. The good news […]

Jason M. Kaplan, Esq./

May 12, 2022
The Most Important Things To Know About Your Credit Score – Part Two

This is the 2nd in a 5-part series where we explain all of the factors that matter when determining your credit score. To learn about all of the factors, click the links below. Payment History Length of Credit History Credit Mix New Credit Think making timely payments is all that matters when it comes to […]

Jason M. Kaplan, Esq./

May 12, 2022
How To Get Your Annual Credit Report for 2022

Keeping track of our performance is key in any successful process. Sometimes people may deviate from their primary focus and concentrate on unrelated tasks. They may unknowingly spend their time and money on things that aren’t a priority. A performance tracker is necessary to evaluate and monitor our creditworthiness. This blog focuses on the methods […]

Jason M. Kaplan, Esq./

May 10, 2022
The Effect of New Credit On Your Credit Score

Navigating Your Credit Score: The Influence of New Credit Accounts Maintaining a good credit score can bring multiple benefits for credit cardholders. Cardholders follow careful steps like proper loan repayments to maintain a good credit score. Some factors may affect your credit in positive or negative ways, and one factor is new credit. This article […]

Jason M. Kaplan, Esq./

May 31, 2025
The Difference Between Charge Cards & Credit Cards

Choosing the Right Card: Exploring the Differences Between Charge and Credit Cards Credit cards and charge cards are similar, but they work in very different ways. Charge cards are not used in all the same ways like credit cards. So, what is the difference between them? Here’s some information you may not know about charge […]

Jason M. Kaplan, Esq./

May 9, 2022
How To Get Credit Card Debt Forgiveness?

Forging a Debt-Free Future: Steps to Achieving Credit Card Debt Forgiveness Credit card debt forgiveness is when credit issuers forgive balances as part of the debt settlement agreement. If an issuer thinks you’ll file for bankruptcy or you won’t pay the bill, they may decide that getting some money is better. Most credit card companies […]

Damon DeCrescenzo/

May 6, 2022
How to Increase Credit Score (FAST with Timelines)

Many people ask “how can I improve my credit now” looking for tips that will help them put 100 points on their credit score in a month. Now, depending on your credit score situation, you may be able to do this. However, if you’ve got a 680+ credit score, it’s highly unlikely that you’re going […]

Jason M. Kaplan, Esq./

May 6, 2022
How to build Piggybacking Credit?

Building credit isn’t easy. Many lenders don’t want to take risks in extending credit to someone with no history of repaying them. There are two ways for building credit: applying for a secured credit card and a credit builder loan. But there is another way to establish credit using the concept of piggybacking credit. Piggybacking […]

Damon DeCrescenzo/

May 6, 2022

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