In credit history, credit scores play an important role. If you are handling your credit decisions in a good way then you will have a positive credit history. It leads to higher credit history and more loan opportunities. For now, let us take a look at this: a credit score above 700 is considered to […]

If your credit score is over 800, that is a good job! It shows lenders that you are an exceptional borrower and puts you well above the average score of other consumers. At the point when you have an 850 credit score, you are equipped for better offers and quicker approvals when you apply for […]

Credit repair is a long and difficult process. Getting results from credit repair efforts takes time, maybe years to build a good credit history. Your credit scores vary significantly among different people. Most of the credit reporting companies have a credit score scale ranging from 330 to 830. This article talks about the best credit […]

Starting a business means taking risks, making changes, and building it from the ground. Business credit cards offer small business owners access to a flexible line of credit with a safe way to pay for business expenses and there may be cash rewards and other benefits. However, if your credit scores aren’t high it is […]

You’ve just had a fraud alert.  Or, a credit freeze.  What are the differences between them, and how can you resolve this situation?  Check out what we break down, below: A fraud alert and/or credit freeze are instigated to prevent identity theft and fraud. A fraud alert is a notice given to the credit reporting […]

You’ve been using your credit card and punching in that 3-digit security code for years.  But why?  Is it a safety feature?  And how does it work? Security code is a series of 3 digits, usually found on the back of your credit card. This number is different from the credit card number. This code […]

Having good credit is a meaningful goal for all because our credit reports and credit scores determine numerous financial and other decisions in our lives. Getting a loan, a good interest rate, a competitive insurance premium, and even getting a job can be impacted by your credit report. As we’ll see, there are many ways […]

The credit score is one of the most important measures in your financial world. Card issuers pull your credit report when you apply for a new credit card. They want to see how much of a risk you pose before lending you a line of credit. This credit check is called a hard inquiry and […]

Our very own founders, Damon DeCresenzo and Jason Kaplan, Esq., will share their knowledge on Strategic Partnership Workshop – Unit Economic Spotlight: Achieving Better Commercial Outcomes Through Partnership on March 4-6. 2019 at the LeadsCon which will be held at The Mirage Las Vegas. Damon and Jason from The Credit Pros are both experts in […]

Damon DeCrescenzo & The Credit Pros are back in the news yet again! We’re excited to announce that our very own CEO, Damon DeCrescenzo, has been featured on Casey Graham’s “7-figure CEO” podcast! Damon’s no stranger to building businesses. He’s started companies such as a mortgage brokerage, a real estate agency, restaurants, an Internet marketing […]

In one of its last moves under the former presidential administration, the Consumer Financial Protection Bureau (CFPB) filed three separate lawsuits against student loan servicing giant Navient. Navient currently services the student loans of over 12 million borrowers in the United States, loans which amount to over $300 billion in both federal and private student loan debt.

Has a loved one ever asked you to do a big favor? If you are like a lot of people then you probably want to do anything within your power to help out the people who are important to you. Co-signing, however, is much more than just a simple favor. Instead co-signing is a ticking time bomb just waiting to destroy your credit scores and to cause you potentially serious financial problems.