Home / Who Is 8668787953 (+ How Are They Hurting My Credit Score)

Who Is 8668787953 (+ How Are They Hurting My Credit Score)

  • Phone number 8668787953 is likely a debt collector called:' Wakefield & Associates'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8005860286

Wakefield & Associates, a debt collection agency, likely makes those calls from 866-878-7953. Ignoring or blocking the calls won't solve the problem and can hurt your credit score.

They probably bought your debt and want to collect. Ignoring them might stop the calls for a bit, but it won't clear the debt. You must confirm if the debt is valid and handle it properly.

Reach out to The Credit Pros. We'll review your 3-bureau credit report to verify the debt and check for any other negative items. We've helped countless people improve their credit scores and regain financial peace of mind. Don't let these calls linger-take action now to protect your credit and stop the harassment.

Who Is 8668787953: Scam Or Legitimate

The phone number 866-878-7953 is linked to Wakefield & Associates, a legitimate debt collection agency. You should avoid engaging with the caller directly. Do not pay immediately if you have any doubts.

You need to:
- Pull your credit report.
- Check for any inaccuracies.
- Call us for a free 3-bureau credit report evaluation.

Whether the call is legitimate or a scam, follow these steps:
1. Do not engage with the caller.
2. Review your credit report.
3. Get professional help to verify and dispute any debt claims.

Block the number to avoid stress. Work with a reputable credit repair company, like The Credit Pros, to manage your financial health.

To sum up, do not engage with the caller, review your credit report, seek professional help, and block the number to maintain your peace of mind.

How Do I Stop 8668787953 From Harassing Me (How To Report Them)

If you're getting harassed by 8668787953 and want to report it, follow these steps:

First, document unwanted interactions. Keep a detailed log with dates, times, and any abusive language used. This information will be critical when you report the harassment.

Next, register your number at DoNotCall.gov and block the number using your phone's call-blocking feature. If needed, contact your service provider for assistance.

For more serious measures, consider sending a cease and desist letter using a template from eforms.com/cease-and-desist. If the harassment continues or involves threats, a restraining order may be necessary. Consulting a lawyer specialized in harassment can also provide legal help.

Using call-blocking apps can be effective too. For Android, try 'Call Blocker - Stop spam calls', and for Apple, use 'Robokiller: Spam Call Blocker'.

Finally, file complaints with relevant authorities:
- FCC: Report unwanted calls at fcc.gov/complaints.
- FTC: Report telemarketing or Do Not Call violations at ReportFraud.ftc.gov or DoNotCall.gov.
- CFPB: Submit a complaint at consumerfinance.gov/complaint, call (855) 411-2372, or mail a letter to CFPB at 1700 G Street, NW, Washington, DC 20552, Attention: Chief Privacy Officer.

To wrap things up, documenting interactions, blocking the number, and filing complaints with relevant authorities should help you stop the harassment from 8668787953.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8668787953

You should block the number 866-878-7953. Blocking the number will prevent annoying calls from Wakefield & Associates, likely a debt collector. You won't face penalties, and your credit score won't drop just because you block them. If this number is about a debt already on your credit report, blocking them won't further impact your score.

Blocking calls is a good move if you feel harassed. If you're trying to resolve your debt, consider working with a reputable credit repair company to handle any inaccuracies or disputes on your credit report. Addressing these issues can lessen the stress and help you manage your situation more effectively.

In the end, by blocking 866-878-7953 and seeking help from a credit repair company, you reduce stress and take control of your financial well-being.

Can A Debt Collector Like 8668787953 Sue Me

Yes, a debt collector like 8668787953 can sue you, but it's generally very unlikely. Suing is usually a last resort, especially if the debt exceeds $5,000. They must prove you owe the debt, the amount is correct, and they have the legal right to sue you, which can be tough if the debt has changed hands multiple times.

Debt collectors prefer to settle out of court because suing is costly and time-consuming. Each state has a statute of limitations that might make suing difficult if the debt is old. Typically, debt collectors try to collect through calls and letters first. If they do decide to sue, you'll get a court summons and complaint. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies. However, such actions are rare.

Remember, the Fair Debt Collection Practices Act protects you from abusive practices. If you get sued, consult an attorney to explore your options and defenses.

As a final point – yes, a debt collector can sue you, but it's rare. Always respond to court summons and familiarize yourself with your rights under the Fair Debt Collection Practices Act.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8668787953 Might Have Your Personal Information

If 8668787953 is calling you, it’s likely a debt collector. You should avoid sharing any personal information when they call. To dodge the hassle entirely, it’s best not to pick up the phone.

Instead, get your 3-bureau credit report and start building a plan to improve your credit. You should consider working with a reputable credit repair company to handle inaccuracies or disputes on your credit report. Simply block the number to reduce stress and focus on your financial health.

Bringing it all together - Block the number, get your credit report, and work with a reputable credit repair company to manage any disputes.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8668787953

The number 866-878-7953 is associated with a debt collection agency. They handle various types of debt, including:

• Credit Card Accounts: Debts from credit card use that you haven't paid.
• Medical Bills: Unpaid medical expenses.
• Loans: Different types of personal, payday, and other loans.
• Utility Bills: Overdue utility bills like electricity and water.

This agency often works on behalf of original creditors to recover these debts. Sometimes, they buy the debt themselves and then attempt to collect it. Always make sure any debt they claim you owe is validated before taking further steps.

All things considered, it's crucial that you validate any debt claims from 866-878-7953 to ensure accuracy and protect your financial health.

How Do I Check If I Owe Money To 8668787953

To check if you owe money to 866-878-7953, follow these steps:

First, check your credit report. You can get a free credit report from Equifax, Experian, and TransUnion at annualcreditreport.com. Look for any collections accounts linked to this number.

Next, review your financial records. Thoroughly go through your final bills, account statements, or any equipment return receipts that might be connected to this debt.

Then, verify with the debt collector. If 866-878-7953 contacts you, request debt validation. You should ask for a written verification of the debt, including the original creditor’s name and the amount owed.

It's important that you avoid initiating direct contact. Direct engagement could restart the statute of limitations on old debts.

Lastly, consider legal advice. If you face persistent harassment or have disputed debts, consulting a consumer protection lawyer can provide you with the necessary support.

Lastly, make sure you check your credit report, verify with your records, and seek debt validation from the collector-these steps will help you manage any potential debt with confidence and clarity.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8668787953

You’re protected from debt collectors like 8668787953 by several laws and regulations. The main federal law is the Fair Debt Collection Practices Act (FDCPA), which prevents third-party debt collectors from using abusive, deceptive, or unfair practices.

Under FDCPA, you’re protected from:
• Inconvenient Calls: They can't call you before 8 AM or after 9 PM.
• Workplace Contact: They must avoid calling you at work if your employer doesn't allow it.
• Abusive Language: Using obscene or abusive language is forbidden.
• Threats and Harassment: They can't threaten violence or harass you with repeated calls.
• False Representation: They can't pretend to be attorneys or government officials.
• Third-Party Disclosure: They can't disclose your debt to friends, neighbors, or coworkers.

Debt collectors must provide you with a written validation notice detailing your debt and your right to dispute it within 30 days. If you dispute the debt, they must verify it before continuing collection efforts. You can also stop communication by providing a written request.

Violations of your rights can be reported to the FTC, CFPB, or your state’s attorney general, and you have the right to sue within one year. Many states, like New York, have their own debt collection laws offering extra protection.

Finally, remember to block unwanted calls and report any violations to protect your rights and ensure fair treatment.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8668787953/ Wakefield & Associates Have Any Lawsuits Against Them

Yes, Wakefield & Associates has faced several lawsuits over their debt collection practices. Here are a few notable ones:

• Nikkel v. Wakefield & Associates, Inc. (November 15, 2012) - Filed in the United States District Court, D. Colorado (Civil Action No. 10-cv-02411-PAB-CBS).
• Tanner v. Thomason Law Firm, PC and Wakefield & Associates, Inc. (February 8, 2011) - Filed in the United States District Court, D. New Mexico (No. 10-CV-536 JEC/RHS).
• Sowers v. Wakefield & Associates (September 29, 2010) - Filed in the United States District Court, D. Colorado (Civil Action No. 09-cv-02873-BNB-MEH).

You might also be interested to know that there are numerous complaints about unfair practices by Wakefield & Associates, such as:

• Harassment: Many consumers report rude phone calls, intimidation tactics on social media, and threatening letters.
• FDCPA Violations: They have allegedly violated several regulations of the Fair Debt Collection Practices Act (FDCPA) regarding debtor contact methods.

If you are experiencing issues with Wakefield & Associates, you should consider filing a complaint or seeking legal advice.

In closing, Wakefield & Associates has multiple lawsuits and numerous complaints against them for their debt collection methods. Make sure you stay informed about your rights and consider consulting a professional if needed.

What Do People Online Say About 8668787953

Here's what people online are saying about 866-878-7953:

You might have come across discussions about this number on various platforms. Users like ‘johndoe123’ on Reddit mentioned, 'Got a call from 866-878-7953. Seemed like a robocall, so I didn't bother answering.' Another user, 'jane_doe', shared, 'I keep getting calls from 866-878-7953. It's really annoying, and they never leave a message.' Similarly, ‘TechGuy88’ advised, 'You should block 866-878-7953. It's been identified as a scam number by many users.' 'Sarah_k' noted, 'After receiving multiple calls from 866-878-7953, I looked it up and found it's a debt collector. It's frustrating because I don't owe anything.'

The general sentiment is overwhelmingly negative. Most users describe it as a robocall or scam. Some have even identified it as a debt collector, causing unnecessary frustration, especially for those without outstanding debts.

Overall, you should consider blocking 866-878-7953 to avoid further disturbances and manage your peace of mind.

Do I Really Need To Remove 8668787953 From My Credit Report

Yes, you really need to remove 8668787953 from your credit report if it's there and potentially inaccurate. Confirm that this collection is listed on your report. Instead of hiring typical credit repair companies, consider reputable ones like The Credit Pros. They can save you time and increase your chances of success. Here’s what we advise you to do:

• Check your credit report from annualcreditreport.com and identify any discrepancies.
• If you find inaccuracies, you have the right to dispute them with the credit bureaus.
• Seek help from a trustworthy credit repair company to handle the dispute efficiently.

Avoid poorly-rated credit repair companies and never make frivolous disputes. Focus on legitimate inaccuracies to improve your credit score effectively.

As a final point - make sure you check your credit report, dispute any inaccuracies, and consider professional help to handle the process smoothly.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8668787953 can be written

- +1 866-878-7953
- +1 (866) 878-7953
- +1 866 878 7953
- (866) 878-7953
- 866-878-7953
- 866.878.7953
- 866 878 7953
- +18668787953
- (866) 878-7953
- 866.878.7953
- 8668787953

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Wakefield & Associates uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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