Who is 8776537086 (+ how are they hurting my credit score)

The phone number 877-653-7086 is linked to Nationwide Credit Inc., a debt collection agency. However, be cautious as scammers can impersonate legitimate companies.

It's important that you don't engage directly with the caller. Whether legitimate or not, avoid interaction.

Do not pay without verification. Always ensure the debt is real before making any payments.

Check your credit report. Pull reports from the three major bureaus to spot any negative items or inaccuracies.

Consider professional help. Services like The Credit Pros can assist you in verifying debt and disputing inaccuracies, helping to improve your financial standing.

To sum up, be cautious, verify the debt, check your credit report, and seek professional help if needed. Your financial security and peace of mind are paramount.

To stop 8776537086 from harassing you, follow these steps:

First, document any interactions by keeping a detailed log with dates, times, and any abusive language. This documentation will be crucial if you need to report the calls.

Next, register your number on the Do Not Call Registry. While you are at it, block the number on your phone or through your service provider.

You can take more escalated measures if the harassment continues. Consider consulting a harassment lawyer, sending a cease and desist letter using a template from eforms.com/cease-and-desist, or even getting a restraining order if needed.

Use call-blocking apps to further prevent calls. For Android, try 'Call Blocker - Stop spam calls.' For Apple, 'Robokiller: Spam Call Blocker' is a good option. These apps can help filter out unwanted calls.

File a complaint with the FCC by reporting unwanted or illegal calls at fcc.gov/complaints. You should also report the harassment to the FTC at ReportFraud.ftc.gov or DoNotCall.gov.

Finally, contact the CFPB. Document all interactions and submit a complaint at consumerfinance.gov/complaint or call (855) 411-2372 for further assistance.

To wrap things up, document the harassment, register and block the number, use call-blocking apps, and report to the relevant authorities to protect yourself from future distress.

You should block 8776537086. If you block or ignore calls from this number, you won’t face any negative consequences. Blocking the number is particularly useful if the caller is a debt collector, as it prevents potential harassment.

Blocking the number won’t affect your credit score. Your credit score remains the same whether you block or ignore these calls. If there's already a collection on your credit report, blocking the number won't make it worse.

However, it's crucial that you address any inaccuracies on your credit report. We suggest working with a reputable credit repair company to clean up disputed items on your report.

• Blocking the number prevents harassment.
• Your credit score remains unaffected.
• Work with a credit repair company for disputes.

In the end, blocking 8776537086 helps you avoid harassment without affecting your credit score, and you should address any credit report inaccuracies by seeking professional help.

Yes, a debt collector like 8776537086 can sue you, but it's very unlikely. Debt collectors usually prefer calls and letters first.

Here are the key points you need to know:

• Lawsuits as a Last Resort: Debt collectors typically sue only when other methods have failed, and the amount owed is substantial, usually over $5,000.
• Proof of Debt: They must prove you owe the debt, the amount is correct, and they have the legal right to sue, which can be challenging.
• Cost and Effort: Suing is expensive and time-consuming. They often prefer to settle out of court.
• Statute of Limitations: Each state has a time frame for suing. If the debt is old, it may be beyond this period.

If they do decide to sue, you will receive a court summons and complaint. You must respond within the specified deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies. However, this is rare.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA), which protects you from abusive or deceptive practices. If you receive a lawsuit, consult with an attorney to understand your options and defenses.

As a final point, remember that while a debt collector like 8776537086 can sue you, it's uncommon. They must prove the debt, and lawsuits are costly and time-consuming. Always know your rights under the FDCPA and consult an attorney if you receive a lawsuit. Reach out to The Credit Pros for guidance.

If you get a call from 877-653-7086, don’t provide any personal information. This number likely belongs to a debt collector. It’s best if you don’t pick up the call. Let them leave a voicemail and screen their message to protect yourself from potential scams or harassment.

You should get your 3-bureau credit report to know what’s on your credit report. This way, you can start improving your credit. Working with a reputable credit repair company helps you handle inaccuracies or disputes effectively. They offer expert guidance, making it easier for you to navigate complicated credit issues.

Bringing it all together - always protect your personal information, get your credit report, and consider working with a credit repair company for better credit management.

Nationwide Credit Inc. collects a range of delinquent debts for creditors. Here are the types of debt you might see them collecting:

• Credit Card Debts: These are unpaid balances from your credit card accounts.
• Medical Bills: You may owe money for healthcare services you received.
• Loans: This includes various types like personal, auto, or student loans.
• Utility Bills: These are unpaid bills for services such as electricity, water, or gas.

They sometimes buy debts from creditors and then work to recover the amounts owed. Nationwide Credit Inc. operates within the constraints of federal and state debt collection laws.

All things considered, you should know the types of debts collected by 8776537086 include credit card debts, medical bills, various loans, and utility bills. It's important that you are aware they work within legal guidelines to recover these debts.

To check if you owe money to 877-653-7086, here's what you can do:

First, review your personal records for any final bills, account statements, or equipment return receipts tied to the debt. Next, check your credit reports from Equifax, Experian, and TransUnion for any mentions of the debt, which can provide information on the original creditor and the amount owed.

You should also type 877-653-7086 into a search engine to gather information from others who may have been contacted by this number. Writing to the debt collector to request debt validation is crucial; they must give you details like the amount owed and the name of the original creditor.

Avoid calling the number directly at first, as this can reset the statute of limitations on old debts. If you face harassment or believe the debt isn't valid, consult a consumer protection lawyer for advice.

Lastly, you should check your records, validate the debt through credit reports and online searches, and seek legal advice if necessary to ensure you handle the situation correctly.

You are protected by several laws and regulations from debt collectors, including those contacting you from 877-653-7086. Here’s how these laws protect you:

The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices by third-party debt collectors. This covers personal, family, and household debts but not business debts. Collectors cannot contact you before 8 AM or after 9 PM, at work if you’ve told them not to, or use abusive language or threats. Harassment, such as repeated calls, is prohibited, and they can't falsely represent themselves or disclose your debt to third parties.

Debt collectors must send you a written validation notice with details about the debt, including the amount owed and the creditor's name. If you dispute the debt in writing within 30 days, they must verify it and provide documentation before continuing collection efforts. They must disclose that any information obtained will be used to collect the debt.

You can request in writing that the debt collector stops contacting you. If you have an attorney, the collector must communicate only with them. You can sue for FDCPA violations within one year and recover damages plus attorney fees. Report violations to authorities like the FTC, CFPB, and your state attorney general.

Many states, like New York, offer additional protections, such as strict licensing requirements for debt collectors.

Finally, knowing these protections empowers you to manage debt collection issues effectively and assert your rights.

Yes, Nationwide Credit Inc. has faced several lawsuits.

1. In Case No. 1:18-cv-01660-CCC, filed in the Middle District of Pennsylvania, plaintiffs alleged that Nationwide Credit harassed them with repeated automated collection calls.
2. Case No. 1:09-cv-00300-RDB, filed in Maryland, involved allegations of incessant and harassing calls related to a medical debt despite a payment plan.
3. In Case No. 09-cv-7111, brought in the Northern District of Illinois, Nationwide Credit was accused of violating the Fair Debt Collection Practices Act and the Illinois Collection Agency Act.

You might also want to be aware of numerous official complaints. Consumers frequently report harassment from Nationwide Credit through calls demanding personal information and using automated systems to demand payments. These actions have caused significant distress and frustration.

If you experience similar issues, consult a legal expert to understand your rights under the FDCPA.

In closing, be vigilant when dealing with Nationwide Credit Inc., document any communications, and don't hesitate to seek legal advice to protect your rights.

Here's what people online say about the phone number 877-653-7086.

You can find various opinions and experiences shared online, and these might help you understand what you are dealing with.

1. Reddit User _Debbie_:
- 'This call is not only a fraud but rude, hateful, undermined, and scary for the goal is to obtain information that will totally destroy an individual.'

2. Reddit User _anonymous_:
- 'I don’t have a debt with this company but they keep calling.'

3. Robokiller User Reports:
- 'Computer system calls multiple times daily to harass.' (March 25, 2021)
- 'Continually calls me for a relative that owes the money, will not stop calling even though I’ve told them wrong number multiple times.' (February 16, 2021)
- 'Continue blocking this number please.' (November 19, 2020)

These quotes show that many people find the calls from this number intrusive and linked to aggressive debt collection practices. Some users even report being contacted despite not owing any debt, raising concerns about misuse of personal information.

Overall, it is best if you stay cautious and avoid engaging with calls from 877-653-7086 to protect your personal information and avoid unnecessary harassment.

Yes, you need to remove 8776537086 from your credit report if you confirm it's there and find it potentially inaccurate. Avoid using typical credit repair companies; many are poorly rated and deceptive. Disputing on your own is time-consuming and exhausting. Instead, consider a reputable company like The Credit Pros to help you. Here’s why:

1. Accuracy Verification: You need to ensure the information is accurate. If it's not, you can dispute it.
2. Time and Effort: Disputing inaccuracies on your own requires a lot of time and effort that most people can't afford.
3. Reputable Help: A trustworthy credit repair company like The Credit Pros can save you time and improve your chances of successfully removing inaccuracies.

As a final point, you should focus on removing any potentially inaccurate information to maintain a healthy credit report. Seek professional help if needed, and don't waste your time with unreliable options.

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Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 4128023100
• 8776537086
• 3157244022