Who is 8662678447 (+ how are they hurting my credit score)

The number 866-267-8447 seems to be associated with a debt collection agency, specifically State Collection Service. Whether this is a legitimate call or a scam, it's important that you don't engage directly with the caller. You shouldn't pay any claimed debt right away if you have doubts.

Here’s what we advise you to do next:
• Pull your credit report from all three credit bureaus.
• Check for any negative items that might be inaccurate.
• If this debt appears on your report and seems legitimate, it’s still best to avoid responding directly through the call.

We at The Credit Pros have helped many people with similar spam calls. We can assist you in verifying any debt, disputing inaccuracies, and improving your financial situation. You can call us for a free credit report evaluation to get started.

To sum up, handle these calls carefully to protect yourself from potential scams. Pull your credit reports, check for inaccuracies, and contact us for assistance.

To stop 8662678447 from harassing you, document every unwanted interaction, noting dates, times, and any rude or abusive language used. Register your number at DoNotCall.gov and block the number using your phone’s blocking feature or by contacting your service provider.

If the calls continue, consider these measures:

- Apps for Blocking Calls:
- Android: 'Call Blocker - Stop spam calls'
- Apple: 'Robokiller: Spam Call Blocker'

- Federal Communications Commission (FCC): File a complaint for illegal robocalls or unwanted calls at fcc.gov/complaints.

- Federal Trade Commission (FTC): Report telemarketing calls or Do Not Call Registry violations at reportfraud.ftc.gov.

- Cease and Desist Letter: Send a letter using the template at eforms.com/cease-and-desist.

- Contact Your Phone Carrier: Inquire about additional call-blocking tools.

- Local or State Consumer Protection Office: Check for more resources and ways to file complaints.

For more help, you can hire a lawyer if the harassment persists.

To wrap things up, make sure you document each call, block the number, and report it through FCC and FTC. These steps will help you regain peace of mind and put an end to the harassment.

Yes, you should block 8662678447. Blocking this number won't harm your credit score and can provide relief from potential harassment. If you ignore them, you might receive continuous calls that disrupt your day. Blocking potential debt collectors, especially from State Collection Service, can be a smart move since it won't negatively impact your credit score further.

You should also take proactive steps to address any inaccuracies on your credit report. Contact a reputable credit repair company to help manage disputes and ensure your credit report is accurate. Dealing with annoying debt collectors by blocking the number can reduce your stress and give you time to handle the issue more effectively.

In the end, you should block 8662678447 to avoid harassment and work with a credit repair company to ensure the accuracy of your credit report. This approach reduces stress and helps you manage your financial situation better.

Yes, a debt collector like 8662678447 can sue you, but it’s very unlikely. Here’s why:

1. Cost and Effort: Suing costs a lot and takes time. Debt collectors prefer to call and send letters to collect debts.
2. Amount Owed: Lawsuits are typically for amounts over $5,000, making it worth their effort and cost.
3. Proof of Debt: They need to prove you owe the debt, the amount is correct, and they have the legal right to sue. This is hard, especially if the debt changed hands multiple times.
4. Statute of Limitations: Each state has a specific time frame for a debt collector to sue. If your debt is old, it might be beyond this period, making a lawsuit less likely.

If you get sued, you will receive a court summons and complaint. You need to respond by the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies. However, this is very unlikely.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from abusive or deceptive practices. If you are sued, consider consulting an attorney to understand your options and defenses.

As a final point, if you're facing a possible lawsuit from a debt collector like 8662678447, remember it’s rare but possible. Understand your rights, respond to summonses, and consult an attorney if needed.

If you get a call from 866-267-8447, you shouldn't give them any of your personal information. It's best that you avoid answering calls from debt collectors like this one to prevent complications. Instead, you should focus on getting your credit report from all three credit bureaus: Experian, Equifax, and TransUnion. This will give you a comprehensive view of your credit status.

We advise you to work with a reputable credit repair company to help correct any errors and guide you through improving your credit. These professionals understand credit laws deeply and can negotiate on your behalf, making the process smoother and more efficient.

Here's what you should do:
- Don't provide any information: This helps you avoid identity theft and potential scams.
- Obtain your 3-bureau report: This gives you a complete picture of your credit status.
- Work with a reputable credit repair company: They can help you fix inaccuracies and build a plan to improve your credit score.

Bringing it all together - avoid giving out personal information, get your full credit report, and work with trusted credit repair professionals to stay proactive about your credit health and reduce stress.

State Collection Service, associated with the number 8662678447, typically collects various types of personal debts. They handle debts related to credit card accounts, loans, and medical bills. They work on behalf of financial institutions and medical providers to recover payments you might owe.

You must be aware that they need to comply with laws like the Fair Debt Collection Practices Act to prevent abusive practices.

All things considered, if you owe money to financial institutions or medical providers, you might hear from State Collection Service at 8662678447. Make sure you know your rights under the Fair Debt Collection Practices Act.

To check if you owe money to 8662678447, start by reviewing your own records like final bills, account statements, or equipment return receipts.

Next, request a free credit report from Experian, TransUnion, or Equifax at AnnualCreditReport.com to see if this debt is listed. If you find a debt from 8662678447, request debt validation from the collection agency to verify the debt's legitimacy.

Be cautious about directly contacting the number, as it could reset the statute of limitations on old debts. If the debt seems incorrect or you're harassed, consider consulting a consumer protection lawyer.

Lastly, by being thorough with your records and credit reports, you can prevent inaccurate collection efforts and take control of your financial situation.

You are protected from debt collection calls from 8662678447 by several laws and regulations. The primary law is the Fair Debt Collection Practices Act (FDCPA), a federal law that prevents debt collectors from using abusive, deceptive, or unfair practices. Under the FDCPA, debt collectors cannot:

- Call you before 8 AM or after 9 PM.
- Contact you at work if your employer prohibits such calls.
- Use obscene or abusive language.
- Threaten you with violence or criminal actions.
- Harass you by repeatedly calling.
- Misrepresent themselves as attorneys or government officials.
- Disclose your debt to third parties.
- Demand more money than what you owe.

You have the right to receive a validation notice from the debt collector, detailing the amount owed, the name of the creditor, and your rights to dispute the debt. If you dispute the debt within 30 days, the collector must verify it before continuing collection efforts.

State laws may offer additional protections beyond the FDCPA. For instance, some states, like New York, require debt collectors to be licensed.

You can also demand in writing that the debt collector stop contacting you. If they violate the FDCPA, you can sue them within one year and recover damages, including attorney fees and costs. Report violations to the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), or your state attorney general.

Finally, remember you have the right to be treated fairly and with respect throughout the debt collection process.

No lawsuits are specifically documented against State Collection Service for debt collections. However, you should be aware of several official complaints:

• Consumer Complaints: Many consumers report aggressive collection tactics and harassment, often involving frequent calls and demands for payment.
• Regulatory Complaints: State agencies have noted compliance issues with debt collection regulations, resulting in fines and mandated corrective actions.
• General Feedback: Numerous complaints exist about inaccurate debt reporting or attempts to collect on debts not owed.

If you experience issues with State Collection Service, document everything. We advise you to file a complaint with the Consumer Financial Protection Bureau (CFPB).

In closing, while no specific lawsuits were found, there are numerous complaints about their practices. Remember to keep thorough records and report any issues with the CFPB.

You receive frequent and annoying calls from 8662678447, as many people online have shared.

Reddit user 'tech_noob2023' complains about multiple daily calls from this number without any voicemail. 'SunflowerGal77' says it’s a debt collector from State Collection Service for an old medical bill. 'MrBubbles_01' successfully blocked the number after finding similar complaints online. 'MomOfTwo!' mentions the calls are for someone they don’t even know, suggesting mistaken identity.

• Users report persistent and intrusive calls.
• Most calls relate to debt collection.
• Blocking the number is effective for some.

Overall, you should block 8662678447 to avoid their intrusive calls. This number is primarily associated with debt collection and mistaken identities, making it an annoyance for many.

Yes, you really need to remove 8662678447 from your credit report if you verify it's there and it's potentially inaccurate.

You should verify if this collection appears on your report and if it seems inaccurate. Dealing with these issues can be time-consuming and stressful if you try disputing them on your own. Instead, consider contacting a reputable credit repair company. We advise avoiding typical credit repair companies as they are often deceptive and poorly rated.

• Verify if the collection is on your report and check its accuracy.
• Save time by contacting a reputable credit repair company.
• Avoid typical credit repair companies-they're often deceptive.

Removing potentially inaccurate collections can boost your credit score and simplify obtaining new credit.

As a final point, always ensure the accuracy of your credit report and consider using reliable credit repair services to address any discrepancies efficiently.

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Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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• 3465096019
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