If you’ve never heard of a credit freeze, or if you don’t know the benefits of credit freeze, then you’re in luck. We’re about to introduce to you possibly one of the most effective protection solutions for identity theft. It’s mandated by law, it’s offered by all three credit bureaus, and it puts a hard […]
If you have poor credit or have found errors on your credit report that are causing financial stress, you may have considered hiring a credit repair company. But how does credit repair work? How can credit repair companies solve credit problems? In this article, we will be answering all the questions you may have about […]
We all know that your credit score goes down when you’re generally irresponsible with debt. But even if you’re as responsible as you can be, your credit score could take a hut! Here’s 5 unusual things affects credit score. Thing 1: Forgotten credit cards can hurt your credit score! After you’ve had credit for a […]
You probably didn’t think there were ways to Free Ways To Increase Credit Score without paying a dime. Well, believe it or not: it totally is. These are three tips that anyone can take advantage up to get a boost in their credit score. However, a couple things to note: These boosts aren’t immediate. In […]
Your credit reports are tools, tools which are routinely used by lenders, banks, creditors, and collection agencies (among many others). Do you wonder how long can bad debt damage my credit report? Naturally, credit reports are tools which are used to review applications for financing and to help companies decide whom they do and do […]
Have you ever felt harassed by a third party debt collector? Ever wondered whether or not someone was breaking the law when they tried to pressure you into paying a debt? Of course no one enjoys hearing from a collections agent. Answering the phone to discover a bill collector on the line can be a […]
A common question asked is whether professional credit repair is more worth it than DIY credit repair. Many people do it themselves, whereas others call a professional. Credit reporting errors happen and they occur probably a lot more often than you think. The Federal Trade Commission even conducted a study a few years ago which […]
No one likes to be ripped off, especially by a credit card or debit card thief. While having your credit card or debit card account information stolen can undeniably be quite frustrating, the good news is that fraudulent charges generally will not impact your credit reports and scores at all. There are a few exceptions […]
