Best Tips To Improve Credit Score in 2019

It’s a new year, and a new you. Welcome to New Year’s Resolution season! Got a goal you never got a chance to attain? Now you can think more about it and take action to make your dreams a reality! If you’re ready for a new you, then use these best tips to improve credit […]

5 Unusual Things Affects Credit Score

We all know that your credit score goes down when you’re generally irresponsible with debt. But even if you’re as responsible as you can be, your credit score could take a hut! Here’s 5 unusual things affects credit score. Thing 1: Forgotten credit cards can hurt your credit score! After you’ve had credit for a […]

How Long Can Bad Debt Damage My Credit Report?

Your credit reports are tools, tools which are routinely used by lenders, banks, creditors, and collection agencies (among many others). Do you wonder how long can bad debt damage my credit report? Naturally, credit reports are tools which are used to review applications for financing and to help companies decide whom they do and do […]

You Need to Know: Professional Credit Repair vs. DIY

A common question asked is whether professional credit repair is more worth it than DIY credit repair. Many people do it themselves, whereas others call a professional. Credit reporting errors happen and they occur probably a lot more often than you think. The Federal Trade Commission even conducted a study a few years ago which […]

You Need to Know: Can Fraud Harm Your Credit?

No one likes to be ripped off, especially by a credit card or debit card thief. While having your credit card or debit card account information stolen can undeniably be quite frustrating, the good news is that fraudulent charges generally will not impact your credit reports and scores at all. There are a few exceptions […]