It’s almost the holiday shopping season, and you know what that means: spending hundreds, if not thousands, of dollars on gifts for your friends, family, and children. Holiday spending is driven by emotion, tradition, and glamorous 50% off sales that almost every company has for Black Friday. It’s so easy to make purchases on impulse, […]
Got student loans? Then you know how heavy the burden might feel. The average student currently has a debt of $29,800 as of 2018. Some have debts over $200,000, for advanced degrees. This debt can feel like a burden, but if you owe $30,000, you could save over $10,000 on the total payoff amount. How, […]
If you’ve been short on cash and needed to make a large purchase, installment loans may seem like an attractive option. But there’s more you need to know about installment loans before taking action on one. What Are Installment Loans? An installment loan is a loan that you take out, usually in cash, which you […]
FICO has hit the news, and it’s not very often that FICO is talked about. However, this time, it’s quite a big deal. They have announced the pilot for UltraFICO, a brand new credit score with a twist. They estimate that 7 out of 10 Americans will have better scores with the UltraFICO, possibly saving […]
If you’ve ever had any questions about your credit score, say no more. We’ve got the answers here in this quick and dirty guide to your credit score! Your credit score is the numerical representation of your creditworthiness. Creditworthiness is a fancy term to describe how risky you are as a borrower. Are you going […]
If you’ve never heard of a credit freeze, or if you don’t know the benefits of credit freeze, then you’re in luck. We’re about to introduce to you possibly one of the most effective protection solutions for identity theft. It’s mandated by law, it’s offered by all three credit bureaus, and it puts a hard […]
Are you deep in credit card debt? It’s okay, you’re not alone. Breathe, take a second, and let’s assess your situation realistically. Read what exactly needs to do if you have credit card debt problems. Credit card debt affects millions of Americans. The high interest rates, the revolving nature of credit card debt, and the […]
If you have poor credit or have found errors on your credit report that are causing financial stress, you may have considered hiring a credit repair company. But how does credit repair work? How can credit repair companies solve credit problems? In this article, we will be answering all the questions you may have about […]
