It’s almost the holiday shopping season, and you know what that means: spending hundreds, if not thousands, of dollars on gifts for your friends, family, and children. Holiday spending is driven by emotion, tradition, and glamorous 50% off sales that almost every company has for Black Friday. It’s so easy to make purchases on impulse, […]
Identity theft is a crime that affects millions of Americans every single year. It’s painful to suffer through, and it’s difficult to recover from. What’s worse is that no one is truly safe. But if you find that your identity has been stolen, you will find that you CAN recover. Here are some simple steps […]
FICO has hit the news, and it’s not very often that FICO is talked about. However, this time, it’s quite a big deal. They have announced the pilot for UltraFICO, a brand new credit score with a twist. They estimate that 7 out of 10 Americans will have better scores with the UltraFICO, possibly saving […]
Are you deep in credit card debt? It’s okay, you’re not alone. Breathe, take a second, and let’s assess your situation realistically. Read what exactly needs to do if you have credit card debt problems. Credit card debt affects millions of Americans. The high interest rates, the revolving nature of credit card debt, and the […]
At the end of every mortgage term, you have to renegotiate or renew the terms of your mortgage. However, you may not want to wait until then; you may want to refinance. Follow complete guide to mortgage refinancing. Refinancing is simply replacing your current mortgage loan with a different one, usually with different terms to best […]
If you’re a young college student, you may be very confused at how to build credit. Between your studies, working, and doing extracurricular activities, when are you going to find time to build credit? Read below to know how to build credit as a student? Luckily, building credit doesn’t take a whole lot of effort. […]
