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Why is the Maximum Credit Score 850?

In credit history, credit scores play an important role. If you are handling your credit decisions in a good way then you will have a positive credit history. It leads to higher credit history and more loan opportunities. For now, let us take a look at this: a credit score above 700 is considered to […]

Damon DeCrescenzo/

January 18, 2022
The Highest is 850 Credit Scores: What does That Get Me?

If your credit score is over 800, that is a good job! It shows lenders that you are an exceptional borrower and puts you well above the average score of other consumers. At the point when you have an 850 credit score, you are equipped for better offers and quicker approvals when you apply for […]

Damon DeCrescenzo/

January 18, 2022
5 Credit Score Mistakes and How to Avoid Them

Having a good credit rating is very important as it can affect an individual’s ability to borrow money and secure credit. Moreover, a good credit rating is also important in helping people secure mortgages, a personal loan, or even a mobile phone contract. More often than not, people tend to overlook a few key tips […]

Jason M. Kaplan, Esq./

May 31, 2025
Credit Score Hacks

Credit repair is a long and difficult process. Getting results from credit repair efforts takes time, maybe years to build a good credit history. Your credit scores vary significantly among different people. Most of the credit reporting companies have a credit score scale ranging from 330 to 830. This article talks about the best credit […]

Damon DeCrescenzo/

January 9, 2022
The Real Truth About Credit Card Security Code

You’ve been using your credit card and punching in that 3-digit security code for years. But why? Is it a safety feature? And how does it work? Security code is a series of 3 digits, usually found on the back of your credit card. This number is different from the credit card number. This code […]

Damon DeCrescenzo/

December 6, 2021
How Do Credit Repair Services Work?

Having good credit is a meaningful goal for all because our credit reports and credit scores determine numerous financial and other decisions in our lives. Getting a loan, a good interest rate, a competitive insurance premium, and even getting a job can be impacted by your credit report. As we’ll see, there are many ways […]

Damon DeCrescenzo/

December 4, 2021
How To Remove Late Payments From Your Credit Report

Clean Credit: Tips for Removing Late Payments from Your Report Your payment history is 35% of your credit score, and late payments are one of the most damaging things on your credit report… even if they’re just one or two payments. Often overlooked, these late payments can represent a serious threat to your credit. But […]

Jason M. Kaplan, Esq./

November 14, 2021
How To Remove Collections Items From Your Credit Report with the help of Collection Removal Expert

If a debt you have ends up in collections, it can be devastating to your credit. These account entries on your credit report are referred to as collections accounts, and will stay there for seven years regardless of what you do to pay them off. If an injury or medical bills have stuck you with […]

Jason M. Kaplan, Esq./

November 3, 2021
Do You Need Good Credit to Start a Small Business?

Over the past year, countless businesses have struggled to keep their doors open. With many consumers reducing their spending, even the largest corporations have dealt with financial struggles related to the current pandemic. Yet, that doesn’t mean it’s the wrong time for you to start a business. The current climate could actually be the perfect […]

Jason M. Kaplan, Esq./

October 3, 2021
Identity Theft & Scam Guide: What Is Ransomware?

Protecting Yourself: What You Need to Know About Ransomware In recent years, there has been a mass migration to remote working and cloud storage. While these new ways of working have improved workflow and productivity, they have also opened up new access points for attackers to access and steal data. Some of the most vulnerable […]

Jason M. Kaplan, Esq./

September 4, 2021
Should I Quit My Job To Get A Higher Salary?

Salary vs. Job Satisfaction: Factors to Consider Before Quitting Your Job Job hopping is on the rise. Millennial workers are increasingly seeing the career benefits of changing jobs every few years. The phenomenon is supported by the fact that it’s easier to get a higher starting salary in a new job than to be promoted […]

Jason M. Kaplan, Esq./

August 20, 2021
The Easiest Money Saving Tips That You Can Do Today

Quick Wins: The Easiest Money-Saving Tips You Can Implement Today Saving your way to financial stability and freedom relies heavily on good money habits. Whether you’re starting from your first job or with a high income, a healthy saving habit will carry you a long way. The first step of saving is to know where […]

Jason M. Kaplan, Esq./

August 12, 2021

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