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Save Money With Student Loans – 2 Simple Ways

Got student loans? Then you know how heavy the burden might feel. Know how to save thousands of dollars on student loans? The average student currently has a debt of $29,800 as of 2018. Some have debts over $200,000, for advanced degrees. This debt can feel like a burden, but if you owe $30,000, you […]

Jason M. Kaplan, Esq./

July 13, 2025
Why Credit Card Utilization Ratio Matters?

The Impact of Credit Card Utilization Ratio on Your Credit Score Credit card utilization ratio is a very important calculation for your credit score. It’s often forgotten by people when they’re using their credit card, and you might be guilty of this too! But why credit card utilization ratio matters? How does it affect your […]

Jason M. Kaplan, Esq./

May 15, 2020
Why You Should Check Your Credit Report Every Year

Why Regular Credit Report Checks Are Essential The new year is upon us, and many people have resolutions to improve their credit or financial standing. Keep in mind, though: what doesn’t get measured, doesn’t get done! In rebuilding and maintaining good credit, there are reasons to check your credit report. Read out why you should […]

Jason M. Kaplan, Esq./

July 13, 2025
Are Free Credit Score Checking Services Worth it?

Check your credit score for free? When something is free, there’s always a catch. So the question is: are free credit score checking services worth it?

Jason M. Kaplan, Esq./

April 11, 2020
How To Protect Credit When Unemployed

When unemployed you want to cut unnecessary payments to make payment and expense management easier. Here’s how to use credit while unemployed.

Jason M. Kaplan, Esq./

July 12, 2025
What Does Coronavirus Crisis Mean For Your Finances?

Protecting Your Finances During the Coronavirus Crisis: Insights and Advice In the past few months, we have all noticed a crisis brewing due to the COVID-19 epidemic; however, it wasn’t so clear how it was going to affect everyday Americans. Read out what does coronavirus crisis mean for your finances and how to protect credit […]

Jason M. Kaplan, Esq./

July 13, 2025
How Does A Home Equity Line of Credit (HELOC) Work?

If you’re a homeowner with a mortgage, you have access to something called a home equity line of credit (HELOC). A HELOC is a very useful tool and is talked about pretty frequently. Read out what is Home Equity Line of Credit and how does it work? But how does a Home Equity Line of […]

Jason M. Kaplan, Esq./

July 12, 2025
Simple Credit Tips for Recent Graduates

If you’ve recently graduated from school and are getting started in the full time workforce, you may have come in with some goals for yourself, then these simple credit tips for recent graduates are really helpful. Top most common goals are: To pay off student loans (How To Save Thousands of Dollars On Student Loans) […]

Jason M. Kaplan, Esq./

July 13, 2025
Three Ways To Prevent Credit Problems During a Divorce

Divorce is often a messy affair, and while nobody wants to deal with it, sometimes it’s a necessary step. Here’s how to prevent credit during divorce. One of the reasons why divorce is so messy is because of the financial aspect. You and your spouse are entwined financially, and separating all of the finances is […]

Jason M. Kaplan, Esq./

July 13, 2025
How To Recover From Medical Bankruptcy

Medical debt bankruptcy is a highly unfortunate reality of the American healthcare system. Bankruptcy for medical reasons is the number one reason why people file for bankruptcy, and often times it’s not the fault of the debtor. There are a number of ways help know how to recover from medical bankruptcy. People who have serious […]

Jason M. Kaplan, Esq./

July 13, 2025
The Credit Pros’ Ultimate Guide to Responsible Holiday Spending

It’s almost the holiday shopping season, and you know what that means: spending hundreds, if not thousands, of dollars on gifts for your friends, family, and children. It’s been always a challenge on how to maintain good credit in holiday season. Read out this guide to holiday spending and know ways to manage holiday spending. […]

Jason M. Kaplan, Esq./

July 13, 2025
What To Do If Your Identity is Stolen

Identity theft is a crime that affects millions of Americans every single year. It’s painful to suffer through, and it’s difficult to recover from. What’s worse is that no one is truly safe. Check out Identity theft is a crime that affects millions of Americans every single year. Check out these identity theft recovery steps […]

Jason M. Kaplan, Esq./

July 13, 2025

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