Home / Who is 9565541110 and why are they calling me?

Who is 9565541110 and why are they calling me?

  • Phone number 9565541110 is likely a debt collector called:' Portfolio Recovery Associates'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8664300311

Calls from 9565541110 probably come from a debt collector, likely Portfolio Recovery Associates. If they keep bothering you, act fast. Ignoring them can cause stress and possible legal trouble, especially if you owe a lot.

Here's what you should do: First, get your credit reports from the three main bureaus to check for any debts. Use your phone's call-blocking features or apps to stop their calls. Write down every call, including dates and any abusive comments. For a more in-depth solution, consider The Credit Pros—call 9565541110 for a no-pressure review of your credit report. We’ll help fix inaccuracies and disputes.

Finally, know your rights. Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA). They can't harass you or call at odd hours. Report any violations to the FTC or CFPB. If harassment continues, think about getting legal advice. Taking these steps protects your financial health and peace of mind.

Who Is 9565541110: Scam Or Legitimate

The number 9565541110 is likely a debt collector, possibly Portfolio Recovery Associates. You shouldn't engage with them directly. You're not obligated to pay right away if you're unsure about the debt. Here's what we advise you to do:

• Pull your credit report to check for any debts
• Look for any inaccurate negative items on your report
• Block the number to reduce stress and stop unwanted calls

We at The Credit Pros can help you verify any debt, dispute potential errors, and improve your financial outlook. Even if the debt is legitimate, don't respond to the calls. Let's focus on boosting your credit situation together. We've helped thousands of people who've faced similar calls.

You should give us a call for a free evaluation of your 3-bureau credit report. We'll scan for issues that might be hurting your score and guide you through the next steps. Remember, you're in control of this situation – we're here to support you every step of the way.

To finish up, you should focus on verifying the debt, protecting your credit, and seeking professional help if needed. We're here to help you navigate this challenging situation and improve your financial health.

How Do I Stop 9565541110 From Harassing Me (How To Report Them)

To stop 9565541110 from harassing you, here's what we advise you to do:

First, you should document every call. Write down dates, times, and any abusive language used. This information is valuable when you report the harassment.

Next, you need to register on the Do Not Call List. Go to DoNotCall.gov and add your number. This step will help reduce unsolicited calls you receive.

It's crucial that you block the number. Use your phone's call-blocking feature or contact your service provider for assistance. They can guide you through the process.

If the harassment continues, you should escalate the situation:

• Send a cease and desist letter using the template at eforms.com/cease-and-desist/.
• Consider obtaining a restraining order if the calls persist.
• Consult a lawyer who specializes in harassment cases for legal advice.

We recommend you use call-blocking apps to further protect yourself:
• For Android: Try 'Call Blocker - Stop spam calls'
• For Apple: Use 'Robokiller: Spam Call Blocker'

You should also file complaints with relevant authorities:

• Report to the Federal Communications Commission (FCC) at fcc.gov/complaints.
• File a complaint with the Federal Trade Commission (FTC) at ReportFraud.ftc.gov or DoNotCall.gov/report.html.
• Contact the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov/complaint or call (855) 411-2372 for multilingual support.

When filing complaints, include specific details about the harassment, such as dates and times. After submission, you can track the status and receive company responses.

If you use Nomorobo, report robocalls through their service. Additionally, contact your phone carrier and ask about additional tools they offer for blocking unwanted calls.

To wrap things up, remember that you have multiple options to stop this harassment. By following these steps, you're taking control of the situation and protecting yourself from unwanted calls. Don't hesitate to seek help if you need it – you've got this!

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 9565541110

You should block 9565541110 to stop potential harassment. We understand dealing with debt collectors is stressful, but taking action is crucial. By blocking this number, you won't hurt your credit score or make things worse.

Here's what we advise you to do:

• Block the number on your phone
• Don't talk to the caller directly
• Write down any times they try to contact you

Remember, you don't have to speak with them. Your next step? Work with a good credit repair company like us. We'll help fix any mistakes on your report and handle all the talking professionally.

When you block the number and let us manage things, you'll feel less stressed and more at peace. We're here to support you through this and help improve your money situation.

To wrap things up, you should block 9565541110, document any contact attempts, and let us handle the rest. We've got your back and will guide you towards better financial health.

Can A Debt Collector Like 9565541110 Sue Me

Yes, a debt collector like 9565541110 can sue you, but it's unlikely. Debt collectors usually turn to lawsuits as a last resort, often when you owe over $5,000. Before suing, they must prove you owe the debt, the amount is correct, and they have the legal right to sue.

We understand that dealing with debt collectors can be stressful. You should know that suing is expensive and time-consuming for them. Most collectors prefer to settle out of court to avoid these costs. Additionally, each state has a statute of limitations that limits how long they can sue you for a debt. If your debt is old, it might be beyond this period, making a lawsuit less likely.

You'll typically receive calls and letters from debt collectors first. If they decide to sue, you'll get a court summons and complaint. It's crucial that you respond within the specified deadline to avoid a default judgment. If you don't, you could face wage garnishment or bank account levies, though this is uncommon.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive or deceptive practices by debt collectors. Here's what we advise you to do:

• Know your rights under the FDCPA
• Verify the debt if you're unsure about it
• Respond to any court summons promptly
• Consider consulting with an attorney if you're sued

To finish up, while a debt collector can sue you, it's not their first choice. You should focus on understanding your rights, verifying any debts, and responding to legal notices. If you're worried, we recommend seeking legal advice to explore your options and potential defenses.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

9565541110 Might Have Your Personal Information

The number 9565541110 might have your personal information. This is likely from Portfolio Recovery Associates, a debt collector. You should not provide any personal information to them. It's best that you don't pick up when they call because if you engage with them, you could verify your details and lead to further issues.

Instead, we advise you to get your 3-bureau credit report. This gives you a full view of your credit status and helps you create a plan to improve it. You should consider working with a reputable credit repair company. They can handle inaccuracies, disputes, and overall credit restoration for you. These experts know how to deal with creditors and can guide you through the process, making sure your credit is managed and repaired effectively.

Here's what we recommend you do:

• Block the number to stop further calls from this debt collector.
• Get your credit reports from all three major credit bureaus.
• Seek professional help from a reputable credit repair company.

To wrap things up, by taking these steps, you'll be able to manage your credit information safely and effectively. Remember, you're not alone in this process, and there are resources available to help you navigate this situation.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 9565541110

The debt collection agency with the number 9565541110 typically collects personal, family, and household debts. You might owe money from medical care, car purchases, or charge accounts. They often buy debts from various creditors and try to recover the owed amounts directly from you.

If you want to stop their contact, you can take action. Write a certified letter requesting no further communication. We advise you to keep a copy for your records to ensure they comply with your request.

You should be aware of the types of debts they usually collect:

• Medical bills you haven't paid
• Unpaid car loans
• Outstanding credit card balances

Remember, you have rights when dealing with debt collectors. Don't let them pressure you into paying without verifying the debt first. If you're unsure about the debt's validity, ask for written proof before making any payments.

To finish up, here's what you can do: Send that certified letter, keep records, and know your rights. You've got this – take control of your financial situation and reduce the stress these calls can cause.

How Do I Check If I Owe Money To 9565541110

To check if you owe money to 9565541110, we advise you to follow these steps:

First, you should review your personal records. Look through your past bills, account statements, and equipment return receipts for any final notices or outstanding balances.

Next, you need to obtain a copy of your credit report. You can get this from major credit reference agencies like Experian, Equifax, or TransUnion. When you have your report, look for any debts listed under Portfolio Recovery Associates.

If you find a debt on your credit report that you don't recognize, you should request debt validation from the collections agency. They must provide you with proof that you owe the debt.

Consider these additional steps:

• Don't initiate direct contact with the collector yourself, as this could reset the statute of limitations on old debts.
• Be thorough in your checks to avoid any inaccuracies affecting your credit.
• If you face harassment or are unsure about the debt's validity, consult a consumer protection lawyer.

To finish up, remember that you have the right to verify any debt before paying. By following these steps, you'll be able to confidently determine if you owe money and take appropriate action.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 9565541110

When debt collectors from 9565541110 contact you, you're protected by several laws and regulations. The Fair Debt Collection Practices Act (FDCPA) is your main shield against unfair practices. This federal law sets clear rules for debt collectors, prohibiting abusive, deceptive, or unfair tactics when they're trying to collect personal, family, or household debts. You might have additional protections under your state laws, so it's worth checking with your state attorney general's office.

Under the FDCPA, you have specific rights that debt collectors must respect. They can't:

• Call you before 8 AM or after 9 PM
• Contact you at work if your employer doesn't allow it
• Use abusive language or threaten you
• Harass you with repeated calls
• Pretend to be attorneys or government officials
• Tell others about your debt
• Demand more money than you legally owe

You should receive a written validation notice from the collector. This notice must detail how much you owe, who the creditor is, and your rights to dispute the debt. If you dispute the debt in writing within 30 days, they have to stop collection efforts until they provide verification.

You have the power to stop contact from debt collectors. Simply request in writing that they stop contacting you. If you've hired an attorney, the collector must communicate with them instead of you. Remember, you can sue for FDCPA violations within one year and potentially recover damages plus attorney fees.

We understand dealing with debt collectors can be stressful. If you believe a collector has violated your rights, don't hesitate to report them. You can file complaints with the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), or your state attorney general.

To wrap things up, you've got solid legal protection against unfair debt collection practices. Stay informed about your rights, keep communication in writing, and don't be afraid to speak up if you think a collector has crossed the line. We're here to help you navigate this challenging situation with confidence.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 9565541110/Portfolio Recovery Associates Have Any Lawsuits Against Them

Yes, Portfolio Recovery Associates (PRA) has faced numerous lawsuits and complaints due to their debt collection practices. You should be aware of their legal history:

PRA has been involved in several significant legal actions:

• In 2021, the Consumer Financial Protection Bureau (CFPB) required PRA to pay over $12 million to consumers for illegal debt collection practices.
• The company faced over 700 lawsuits in 2011 alone for alleged harassment under the Fair Debt Collection Practices Act (FDCPA).
• Multiple individual lawsuits have been filed against PRA, often resulting in settlements.

You should know that PRA has been accused of:

• Collecting unsubstantiated debt
• Using deceptive practices
• Failing to investigate consumer disputes
• Suing for debts outside the statute of limitations

If you're dealing with PRA, you need to understand your rights. Don't hesitate to request debt verification and consider seeking legal advice if you feel they've violated debt collection laws.

To finish up, remember that while PRA has a history of aggressive tactics, you have protections under the law. Stay informed, document all interactions, and don't be afraid to stand up for your rights when dealing with debt collectors.

What Do People Online Say About 9565541110

People online have shared various experiences and opinions about the phone number 9565541110. You'll find specific quotes from Reddit users expressing their concerns:

• Wayne suspects potential scam activity, questioning why the caller leaves long, empty voicemails.
• Onefastlady reports receiving calls with unusual voicemails containing background noise.
• SlapHappy mentions that Optimum tech support couldn't verify the number in their system.

These experiences suggest that you should be cautious if you receive calls from this number. Users are worried about possible scam activities, particularly due to odd voicemail behavior and inconsistencies with known company records.

We advise you to remain vigilant and verify through official channels before responding or sharing any personal information. You should never engage directly with suspicious callers. Instead, here's what we recommend you do:

• Block the number to prevent further disruptions.
• Report the calls to your local authorities or the FTC.
• Check your credit report for any unauthorized activities.

To wrap things up, remember that your safety comes first. If you're unsure about a call, trust your instincts and verify independently. You've got this!

Do I Really Need To Remove 9565541110 From My Credit Report

You definitely need to remove 9565541110 from your credit report if it's potentially inaccurate. We understand that dealing with credit issues can be stressful, but you have options. Here's what we advise you to do:

• Check if the collection is actually on your report
• Determine if it's potentially inaccurate
• Skip shady credit repair services
• Don't waste time disputing on your own
• Get help from a trusted company

Most credit repair companies are scammy and ineffective, so avoid them. Disputing on your own takes a lot of time and energy. Instead, you can save yourself hours by contacting a reputable company for assistance. A solid credit repair firm like The Credit Pros can make a big difference in your situation.

By following this advice, you'll tackle the issue efficiently and boost your chances of removing inaccurate negative items. Let a reputable company handle the heavy lifting so you can focus on improving your financial health. To finish up, remember that you have the power to address this issue - take action today by reaching out to a trusted credit repair service to get the help you need.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

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Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

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