Who is 9702412075 and why are they calling me?

The number 9702412075 likely belongs to A-1 Collection Agency, LLC, a legitimate debt collector. However, you should still be cautious. We advise you not to engage directly if they call you. You're not obligated to pay right away, especially if you're unsure about the debt.

Here's what we recommend you do:

• Block the number to stop unwanted calls
• Pull your free 3-bureau credit report
• Look for potentially inaccurate negative items on your report
• Contact us for a free credit report evaluation

If you see A-1 Collections on your report, it's probably a real call. But you don't need to respond. We can help you verify any debts, dispute inaccuracies, and improve your financial outlook. Many people deal with similar calls - you're not alone in this situation.

Taking control of your credit is the best next step, regardless of whether the caller is legitimate. To wrap things up, remember that you have the power to manage this situation. By following our advice, you can protect yourself and take positive steps towards improving your financial health.

To stop 9702412075 from harassing you, you should take immediate action. Here's what we advise you to do:

First, document everything. Keep a detailed log of all calls, including dates, times, and any abusive language used. This record will be crucial if you need to escalate the issue later.

Next, register your number at DoNotCall.gov. You should also block the number through your phone's call-blocking feature or contact your service provider for help. We recommend using call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.

If the harassment continues, you have several options:

• Consider getting a restraining order if the calls persist or threats escalate.
• Hire a harassment lawyer to help you navigate the legal aspects.
• Send a cease and desist letter using a template from eforms.com/cease-and-desist/.

It's crucial that you report the harassment to the authorities:

• File a complaint with the FCC at fcc.gov/complaints for illegal robocalls or unwanted calls.
• Report telemarketing calls to the FTC at ReportFraud.ftc.gov.
• Submit a complaint to the CFPB at consumerfinance.gov/complaint or call (855) 411-2372.

Remember, you're not alone in this situation. Your phone carrier may offer additional call-blocking tools, and your local or state consumer protection office can provide extra resources.

To finish up, you should take immediate action by documenting the calls, blocking the number, and reporting the harassment to the appropriate authorities. We're here to support you through this challenging situation, and with these steps, you can regain control and peace of mind.

You should block 9702412075 if it's causing you stress or harassment. This number likely belongs to A-1 Collection Agency, LLC. Don't worry - blocking won't hurt your credit score or have any negative consequences.

Here's what we advise you to do:

• Block the number right away
• Avoid talking to the caller directly
• Get help from a reputable credit repair company

By blocking the number, you'll feel less stressed and more in control. Remember, ignoring these calls won't make your credit score drop. If it's already on your credit report as a collection, it can't hurt your score more than it already has.

We understand you're feeling stressed about this. Let's work on it together:

1. You should block the number now
2. Reach out to us at The Credit Pros
3. We'll help you remove any wrong negative items

You're doing the right thing by asking for advice. Block that number, and we'll guide you through the rest to improve your finances.

To wrap things up, remember that you have the power to control this situation. Block the number, seek professional help, and take charge of your financial future. You've got this!

Yes, a debt collector like 9702412075 can sue you, but it's unlikely. They usually only sue for large debts over $5,000 when it's worth the cost and effort.

You should know that debt collectors must prove you owe the debt, the amount is correct, and they have the right to sue. This can be challenging if the debt has changed hands multiple times. Many collectors prefer to settle out of court because lawsuits are expensive and time-consuming.

Keep in mind that there's a time limit, called the statute of limitations, for debt collectors to sue you. If your debt is old, it might be past this deadline. Collectors typically try other methods like calls and letters first before considering legal action.

If a debt collector does decide to sue you, here's what you can expect:

• You'll receive a court summons and complaint
• You must respond within the specified deadline
• Failing to respond could lead to a default judgment
• This judgment could result in wage garnishment or bank account levies

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive or deceptive practices by debt collectors. We strongly advise you to consult with an attorney if you're sued. They can help you understand your options and potential defenses.

To finish up, if you're worried about a debt collector suing you, don't panic. It's not common, especially for smaller debts. Focus on understanding your rights, responding to any legal notices promptly, and seeking professional advice if needed. You've got this!

You should never give your personal information to 9702412075 or any other debt collector. It's crucial that you avoid answering their calls to protect yourself. They might misuse your data, which could harm you in various ways.

We advise you to get your 3-bureau credit report instead. This will give you a clear picture of your credit status. With this information, you can start building a detailed plan to improve your credit.

Your best option is likely working with a reputable credit repair company. They can help you:

• Handle inaccuracies on your credit report
• Dispute false claims
• Provide expert advice tailored to your situation

This support ensures you're taking the right steps to effectively improve your credit.

Here's what we recommend you do:

• Block the number to reduce stress
• Check your credit reports from all three bureaus
• Consult with a trustworthy credit repair company for guidance

Remember, your personal information is valuable. You need to protect it by not engaging with suspicious calls.

To finish up, you should focus on safeguarding your data, understanding your credit status, and getting professional help to improve your financial situation. We're here to support you through this process.

When you receive calls from 9702412075, you should know they're attempting to collect various types of debt. This debt collection agency typically handles:

• Credit card debts
• Medical bills
• Unpaid utility bills

You might wonder how they got your information. These agencies buy debts from original creditors like banks and hospitals. They then work to recover what you owe by contacting you through phone calls and letters.

It's important for you to understand that 9702412075 must follow federal and state regulations to ensure fair collection practices. This means they can't harass you or use unfair tactics to collect the debt.

If you're unsure about the debt they're claiming, you have the right to request verification. Don't ignore their calls, as this might lead to more aggressive collection attempts.

We advise you to:

• Keep a record of all communications
• Ask for written verification of the debt
• Know your rights under the Fair Debt Collection Practices Act

To finish up, remember that you're not alone in dealing with debt collectors. You have rights, and there are steps you can take to manage the situation. Stay informed, communicate clearly, and don't hesitate to seek professional advice if you need it.

To check if you owe money to 970-241-2075, you should follow these steps:

1. Check your credit reports: You can get a free credit report from Equifax, Experian, and TransUnion at annualcreditreport.com. Look for any collections accounts and check if the contact information matches the number in question.

2. Search the phone number: You should enter 970-241-2075 into a search engine. This can help you identify the collection agency and find information shared by others about the number.

3. Review your records: We advise you to go through your financial records for any unpaid bills, final statements, or equipment return receipts.

4. Request debt validation: If you find a debt from this number on your credit report, you should request validation from the collection agency. They must provide proof that you owe the debt.

5. Consult a lawyer: If you face harassment or have disputes over the debt, we recommend seeking advice from a consumer protection lawyer.

Remember, you shouldn't initiate contact without gathering evidence, as it could restart the statute of limitations on the debt. We understand this can be stressful, but being proactive helps. Here's what you can do:

• Collect all relevant documentation before reaching out
• Block the number if you're receiving frequent calls
• Work with a credit repair company to handle any inaccuracies
• Keep a record of all communications with the collection agency

To finish up, you should focus on gathering information, protecting your rights, and addressing any legitimate debts responsibly. We're here to help you navigate this process and regain control of your financial situation.

The Fair Debt Collection Practices Act (FDCPA) is the main federal law that protects you from unfair debt collection practices by 9702412075 and other collectors. This law applies to collection agencies, debt buyers, and lawyers collecting on behalf of others. It prohibits abusive, deceptive, or unfair practices when collecting personal, family, and household debts.

You have several key protections under the FDCPA:

• You can't be contacted before 8 AM or after 9 PM.
• Collectors can't call your workplace if your employer doesn't allow it.
• They're banned from using obscene language or threats.
• They can't repeatedly call you to harass you.
• They're prohibited from falsely claiming to be lawyers or officials.

The FDCPA also prevents collectors from disclosing your debt to others or demanding payments larger than allowed by law. When a collector contacts you, they must provide a validation notice detailing what you owe and your rights. You have 30 days to dispute the debt in writing, during which they must verify it before continuing collection.

Many states offer additional protections beyond the FDCPA. For example, you might find that your state requires debt collectors to be licensed or follow stricter rules. It's worth checking your local laws for extra safeguards.

As a consumer, you have several important rights:

• You can request in writing that the collector stop contacting you.
• If you have a lawyer, the collector must only communicate with them.
• You can sue for FDCPA violations within a year and potentially recover damages.

To finish up, remember that you're not powerless when dealing with 9702412075 or any other collector. You have solid legal protections, and we encourage you to use them. If you feel overwhelmed, don't hesitate to seek help from a consumer law attorney or your state's attorney general office. They're there to support you through this process.

Yes, A-1 Collection Agency, LLC has faced lawsuits and complaints related to debt collections. You should be aware of the following cases:

• In May 2017, a consumer sued A-1 Collections, LLC for allegedly violating the Fair Debt Collections Practices Act (FDCPA) by sharing debt information with an unauthorized party. This case was settled.

• On March 21, 2024, A1 Collection Agency, LLC filed a money dispute case against Nicholas K Perry in the District Court of Mesa County.

• On December 8, 2022, A1 Collection Agency, LLC filed another money dispute case against Russel Collins in the District Court of Garfield County.

We've also found that consumers have filed official complaints against A-1 Collection Agency, LLC. These complaints allege violations of the FDCPA through abusive, deceptive, and unfair debt collection practices.

If you've experienced similar issues with A-1 Collection Agency, LLC, we strongly recommend that you consult with a legal advisor. They can help you understand your rights and guide you on potential actions you can take.

To finish up, remember that you're not alone in dealing with collection agencies. By staying informed about your rights and seeking professional advice, you can protect yourself from unfair practices and take control of your financial situation.

Based on online comments, people have overwhelmingly negative experiences with 970-241-2075. You'll find numerous complaints about poor customer service, aggressive debt collection tactics, and lack of transparency. Here's what you should know:

• Users report feeling harassed and disrespected when contacted about debts.
• Many claim they received no prior notice before being hit with large bills.
• The company's communication and explanation of charges are often described as unhelpful and confusing.

You should be cautious if this number contacts you. Remember, you have rights when dealing with debt collectors. Don't let them pressure you into immediate payment without verifying the debt first.

We understand these situations can be stressful. If you're dealing with calls from this number, you might want to:

• Request written verification of any alleged debt
• Document all interactions with the company
• Consider seeking advice from a consumer protection attorney if you feel your rights are being violated

To wrap things up, while dealing with debt collectors can be intimidating, you've got options. Stay calm, know your rights, and don't hesitate to seek professional help if you need it.

Yes, you really need to remove 9702412075 from your credit report if it's potentially inaccurate. Don't waste your time with typical credit repair companies - they're often ineffective and can be scammy. While disputing on your own is an option, it's time-consuming and frustrating. Instead, we recommend you save hours by reaching out to a reputable company like The Credit Pros. We can make a world of difference in removing potentially inaccurate negative items from your report.

Here's what we advise you to do:

• Check your report to confirm the collection is there
• Determine if the item is potentially inaccurate
• Avoid shady credit repair firms that promise quick fixes
• Don't spend countless hours trying to dispute alone
• Contact us for expert help tailored to your situation

We understand how stressful it is when you're dealing with collections. Let us handle the heavy lifting to boost your chances of removal. Our team has the expertise you need to effectively navigate credit bureaus and debt collectors. We'll work hard to get that potentially inaccurate item off your report, which could significantly improve your credit score.

You have important rights under the Fair Credit Reporting Act. We'll make sure those rights are protected as we work to clean up your credit. Don't let this collection hold you back any longer - reach out to us today and we'll get started on improving your financial future right away. To finish up, remember that you don't have to tackle this alone. Give us a call, and we'll guide you through the process of potentially removing that pesky 9702412075 from your credit report.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8775756277
• 8559562468
• 8336506023
• 9185922420
• 9702412075
• 8664674907
• 8336902260
• 3037023905
• 2029756905
• 8398955255