Home / Who Is 8669917358 (+ How Are They Hurting My Credit Score)

Who Is 8669917358 (+ How Are They Hurting My Credit Score)

  • Phone number 8669917358 is likely a debt collector called:' Gulf Coast Collection Bureau'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8669917360

Gulf Coast Collection Bureau likely owns the phone number 866-991-7358 and often engages in debt collection. If you receive calls from this number, they probably purchased an outstanding debt of yours and are trying to collect. These relentless calls can spike your stress and disrupt your life, but blocking them only provides a short-term fix.

If it's a debt collector, they believe you owe a debt. Blocking the calls stops the immediate nuisance but doesn't solve the problem. The best move is to tackle this head-on. Reach out to The Credit Pros by calling 866-991-7358. They’ll have a straightforward, no-pressure chat with you to review your entire 3-bureau credit report and confirm if this debt is legit.

Many people, just like you, have turned to The Credit Pros for help. They can assist in removing potentially inaccurate negative items, which could boost your credit score and improve your financial outlook. This means no more harassing calls, peace of mind, and a clearer path to financial stability. Don’t let this hang over you; take action now for a better financial future.

Who Is 8669917358: Scam Or Legitimate

If you're wondering about 866-991-7358, this number is linked to the Gulf Coast Collection Bureau, a debt collection agency. However, calls from this number could also be scams. It's crucial that you don't engage with these callers and avoid sharing any personal details.

Instead, we advise you to:
• Request a free 3-bureau credit report evaluation from us to check for any inaccuracies or negative items.
• Analyze your credit report to identify potentially inaccurate negative items.
• If this debt appears on your report, it may be legitimate, but we recommend not engaging directly.

We, The Credit Pros, can help you verify any debt from this collector, dispute inaccuracies, and improve your financial situation.

To sum up: Don't engage with calls from 866-991-7358. Check your credit report, and let us assist you with disputing inaccuracies and handling your financial situation effectively.

How Do I Stop 8669917358 From Harassing Me (How To Report Them)

To stop 866-991-7358 from harassing you and report them, follow these steps:

First, document each interaction. You should keep a log with the dates, times, and any abusive language used. This will be useful if you need to escalate the issue.

Next, register your number at DoNotCall.gov. Then, block the number through your phone’s call-blocking feature or ask your service provider for help.

For more severe cases, consider these additional measures:
• Get a restraining order if calls persist or escalate.
• Consult a harassment lawyer to navigate Federal and State laws.
• Send a cease and desist letter using a template from eforms.com/cease-and-desist.

You can also use apps to block calls. For Android, try 'Call Blocker - Stop spam calls' and for Apple, use 'Robokiller: Spam Call Blocker'.

To report these harassing calls, file a complaint with the Federal Communications Commission (FCC) at consumercomplaints.fcc.gov.

Additionally, report telemarketing calls or Do Not Call Registry violations to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov or DoNotCall.gov.

Finally, submit a complaint to the Consumer Financial Protection Bureau (CFPB) online at consumerfinance.gov/complaint or call (855) 411-2372.

To wrap things up, you should document interactions, block the number, use call-blocking apps, and report the harassment to the FCC, FTC, and CFPB. Taking these steps will help you stop 866-991-7358 from harassing you and provide a solution to this problem.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8669917358

Block the number 8669917358. Ignoring or blocking this number won't harm your credit score. If the caller is a debt collector like Gulf Coast Collection Bureau, blocking them is a smart move to avoid harassment.

Here's what you should do:

1. Block the number to stop the calls.
2. Work with a reputable credit repair service to handle any disputes or inaccuracies on your credit report.
3. Rest easy, as your score won't drop further from blocking these calls.

In the end, blocking 8669917358 helps you reduce stress, while working with a credit repair company ensures your credit report stays accurate.

Can A Debt Collector Like 8669917358 Sue Me

Yes, a debt collector like 8669917358 can sue you, but it's usually a last resort. They mostly pursue legal action if the debt is substantial, say over $5,000, which makes the cost of suing worthwhile.

Debt collectors need to prove you owe the debt, the amount is correct, and they have the legal right to sue you. This can be difficult if the debt has changed hands multiple times. Lawsuits are costly and time-consuming, so many collectors prefer to settle out of court.

Keep in mind, each state has a statute of limitations limiting the time frame a collector can sue you. If your debt is old, it might be beyond this period, reducing the likelihood of legal action.

Usually, debt collectors will try calls and letters before considering a lawsuit. If they decide to sue you, you will receive a court summons. Make sure you respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

As a final point - remember your rights under the Fair Debt Collection Practices Act (FDCPA) protect you from abusive practices. If you receive a lawsuit, consider consulting an attorney to understand your options and defenses.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8669917358 Might Have Your Personal Information

8669917358 might have your personal information if this number contacted you. Likely from Gulf Coast Collection Bureau, you should take these steps:

1. Don't provide any information: Never give out personal details over the phone. Scammers can use this information against you.
2. Don't pick up the call: Ignoring these calls is generally a good idea. Scammers often use tactics to sound official, like stating the call is recorded.
3. Get your credit report: Obtain your credit report from all three bureaus (Equifax, Experian, and TransUnion). This will help you see if there are any discrepancies.
4. Formulate a plan: Start building a comprehensive plan to improve your credit. This involves disputing inaccuracies and ensuring your information is correct.
5. Work with a reputable credit repair company: Consider using a company like The Credit Pros. We can help you navigate credit issues and disputes effectively. This professional assistance ensures your plan is strategic and thorough.

Bringing it all together, ignoring the call, securing your credit report, formulating a plan, and seeking help from a reputable credit repair company like The Credit Pros can safeguard your personal information and improve your credit health.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8669917358

8669917358, associated with Gulf Coast Collection Bureau, collects various types of debt. They typically handle unpaid credit card bills, medical bills, personal loans, and utility bills.

You might encounter Gulf Coast Collection Bureau collecting debt that they've bought from original creditors or debt they are collecting on behalf of the creditors.

All things considered, knowing the types of debt collected by 8669917358 can help you better manage your financial situation and prepare you for any potential interactions.

How Do I Check If I Owe Money To 8669917358

First, you shouldn't contact 8669917358 directly, as this might restart the statute of limitations on any potential debt you owe. Instead, you should check your personal records, such as final bills, account statements, or equipment return receipts for any clues regarding outstanding debts. Next, review your credit report for any entries related to Gulf Coast Collection Bureau. If you find a debt listed, you should request debt validation from the collections agency to confirm the debt is accurate. This is your right under the Fair Debt Collection Practices Act.

If you feel harassed or receive incorrect information, you should consider consulting a consumer protection lawyer. They can help protect your rights and guide you through any disputes. Gathering documentation from your records and credit reports is essential to prevent inaccuracies from affecting your credit score.

Lastly, it's crucial that you manage this situation proactively by keeping organized records and seeking professional advice if needed.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8669917358

If you're dealing with debt collection from 8669917358, several laws and regulations protect you. The main one is the Fair Debt Collection Practices Act (FDCPA). The FDCPA prohibits debt collectors from using abusive, deceptive, or unfair practices to collect personal, family, or household debts. They can't contact you before 8 AM or after 9 PM, use obscene language, threaten you, or share information about your debt with third parties. They must also provide a written validation notice detailing the debt.

Florida also has the Florida Consumer Collection Practices Act (FCCPA), which mirrors and supplements the FDCPA. The FCCPA extends protections to consumers dealing with original creditors and requires debt collectors to be licensed.

If you want a debt collector to stop contacting you, you can send a written request. Additionally, you can report violations to authorities like the FTC, CFPB, and your state Attorney General. You have the right to dispute the debt and demand verification. If laws are violated, you can sue for damages and attorney fees. Always know your rights and take advantage of these protections.

Finally, make sure you understand your protections under both FDCPA and FCCPA to deal with debt collectors like those from 8669917358 effectively and assertively.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8669917358/Gulf Coast Collection Bureau Have Any Lawsuits Against Them

Yes, Gulf Coast Collection Bureau has faced lawsuits and complaints. Here's a quick overview:

Lawsuits:
1. Fair Debt Collection Practices Act (FDCPA) Violations: Gulf Coast Collection Bureau has had several lawsuits for using improper debt collection methods.
2. Fair Credit Reporting Act (FCRA) Violations: They have also faced lawsuits for alleged violations under the FCRA.

Complaints:
1. Better Business Bureau (BBB): 39 complaints closed over several years, with 18 closed in the last 12 months as of April 2017.
2. Consumer Financial Protection Bureau (CFPB): 72 complaints closed in 2016 about harassment and failure to validate debts.
3. General Consumer Complaints: Many consumers report Gulf Coast Collection Bureau trying to collect invalid debts and not providing debt validation upon request.

If you are dealing with them, ensure you validate any debt before proceeding. We advise you to seek a free consultation to understand your rights.

In closing, verify any debts before making payments, consider a free consultation, and equip yourself with knowledge to handle Gulf Coast Collection Bureau effectively.

What Do People Online Say About 8669917358

People online talk a lot about the number 866-991-7358, mainly highlighting concerns related to Gulf Coast Collection Bureau (GCCB). You might find comments, like one from Investigator FTC DNC Spamlist on Reddit, reporting, 'Imposters scam with the number 8669917358 as Harassment calls.' This suggests you've experienced harassment calls, possibly from scammers pretending to be legitimate entities.

Lemberg Law also notes numerous complaints against GCCB. The Better Business Bureau (BBB) has recorded 39 complaints over several decades, with 18 in the past year. The Consumer Financial Protection Bureau (CFPB) closed 72 complaints against GCCB in 2016 alone.

Overall, it's clear that many people online report issues with 866-991-7358, involving harassment and possible scams, urging you to remain cautious and informed.

Do I Really Need To Remove 8669917358 From My Credit Report

Yes, you should consider removing 8669917358 from your credit report if it is potentially inaccurate. First, verify that this collection is actually on your credit report. If it is and you think it's inaccurate, you have the right to dispute it.

Disputing it on your own can take a lot of time and energy, with back-and-forth communication with credit agencies and providing documentation. Instead of tackling this yourself, we recommend reaching out to a reputable credit repair company like The Credit Pros. They can save you hassle and improve your chances of removing potentially inaccurate items from your credit report.

• Verify: Ensure the collection is on your credit report and potentially inaccurate.
• Avoid DIY: Disputing on your own is time-consuming and cumbersome.
• Seek Help: Consider a reputable credit repair company for assistance.

As a final point, make sure you verify the collection, avoid the complexities of disputing it on your own, and consider seeking help from a reputable credit repair company to manage your credit health effectively.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8669917358 can be written

- +1 866-991-7358
- +1 (866) 991-7358
- +1 866 991 7358
- (866) 991-7358
- 866-991-7358
- 866.991.7358
- 866 991 7358
- +18669917358
- (866) 991-7358
- 866.991.7358
- 8669917358

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Gulf Coast Collection Bureau uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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