Home / Who is 8666590711 (+ how are they hurting my credit score)

Who is 8666590711 (+ how are they hurting my credit score)

  • Phone number 8666590711 is likely a debt collector called:' Navient'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 3859887200

If you keep getting calls from 866-659-0711, it’s likely a scam, debt collector, Navient, or Nationwide Credit Inc. They might be hurting your credit score. Debt collectors often buy outstanding debts and then call you non-stop to collect. While ignoring or blocking these calls might give you some relief, it’s not a long-term fix.

To handle this properly, call The Credit Pros. We'll chat without any pressure and check your credit report from all three bureaus. This will help us see if 866-659-0711 is a debt collector and spot any other negative items dragging down your score. We've helped many people remove inaccurate negative entries and improve their financial standing.

Don’t let these calls bother you any longer. Address this now to potentially boost your credit score and enjoy better financial health. Reach out today-expert help can end those annoying calls and put you on the path to better credit health.

Who Is 8666590711: Scam Or Legitimate

The phone number 866-659-0711 is associated with Nationwide Credit Inc., a debt collection agency. However, it could also be a scam. You should not engage with the caller directly. You are not obligated to pay the debt immediately if you have doubts. Instead, pull your credit report and check for any inaccurate negative items. If you see Nationwide Credit Inc. listed, the call might be legitimate, but it's still best not to respond directly.

We suggest you call us for a free 3-bureau credit report evaluation. We can help you verify any debt from this collector, dispute any potentially inaccurate items, and improve your credit score. Taking these steps ensures your financial information is accurate and free from fraudulent claims.

To sum up, whether the call is legitimate or a scam, don't engage directly with the caller. Instead, review your credit report and contact us for professional help to secure your financial information.

How Do I Stop 8666590711 From Harassing Me (How To Report Them)

To stop 866-659-0711 from harassing you and report them, follow these steps:

First, document everything. Keep a log with dates, times, and any abusive language used. Register your number on DoNotCall.gov. It takes only a couple of minutes and helps block spam calls.

Next, block the number using your phone's call-blocking feature or ask your service provider for help. You can also send a cease and desist letter. Tell them to stop contacting you by using a template here, and send it via certified mail, keeping a copy for your records.

Use call-blocking apps. For Android, try 'Call Blocker - Stop spam calls' and for Apple, use 'Robokiller: Spam Call Blocker'.

File complaints to authorities:
- Report illegal robocalls or spoofing to the FCC at fcc.gov/complaints.
- Report telemarketing or Do Not Call Registry violations to the FTC at ReportFraud.ftc.gov.

Contact the Consumer Financial Protection Bureau (CFPB):
- Submit a complaint online at consumerfinance.gov/complaint or by phone at (855) 411-2372.

Reach out to your phone carrier and ask about additional call-blocking tools and options.

To wrap things up, document everything, block the number, and use call-blocking apps. File necessary complaints to FCC and FTC, and contact CFPB for assistance. Reach out to your phone carrier for additional support.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8666590711

You should block 8666590711 to prevent repetitive calls. If the caller is a debt collector, like Nationwide Credit Inc., blocking them can save you a lot of stress, especially if they are harassing you.

Blocking or ignoring the number won’t affect your credit score. If Nationwide Credit Inc. is already on your credit report, the impact on your score has already occurred.

Consider these steps to handle the situation effectively:

• Block the number to stop the harassment.
• Contact a credit repair company like Credit Sage to help remove the collection from your credit report.
• Explore options such as debt confirmation, settlement negotiations, or payment plans if necessary.

In the end, blocking the number and seeking professional help with your credit report can alleviate stress and potentially improve your credit score.

Can A Debt Collector Like 8666590711 Sue Me

Yes, a debt collector like 8666590711 can sue you, but it's quite rare. They usually sue for substantial amounts, typically over $5,000. Before they can sue, they need to prove you owe the debt, the amount is correct, and they have the legal right to sue. This is challenging if the debt has changed hands multiple times.

Suing is expensive and time-consuming, so many debt collectors prefer to settle out of court. Each state has a statute of limitations for debt collection lawsuits. If your debt is old, it might be beyond this period, making a lawsuit less likely. Debt collectors usually start with calls and letters before considering legal action. If they decide to sue, you'll receive a court summons and complaint, and it's crucial to respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

You have rights under the Fair Debt Collection Practices Act (FDCPA). If you receive a lawsuit, consider consulting with an attorney to understand your options and defenses.

As a final point, remember that while a debt collector like 8666590711 can sue you, it's rare and usually only for significant amounts. Their priority is to settle out of court, and you have protections under the FDCPA. Always respond to legal actions promptly and consult an attorney if needed.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8666590711 Might Have Your Personal Information

Don't provide any information if you receive a call from 8666590711. You shouldn't even pick up the call because engaging could lead to your data being misused. Your best move is to block the number. Here's why: these callers might be tricking you to reveal personal info or pressuring you to pay non-existent debts.

You should get your 3-bureau credit report. These reports show any real debts you need to address. Working with a reputable credit repair company is also smart. They can help you dispute inaccuracies on your report and guide you to improve your credit.

Bringing it all together, block the number 8666590711, check your 3-bureau credit report, and work with a trusted credit repair company to protect and manage your personal information safely.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8666590711

The types of debt collected by 8666590711, also known as Nationwide Credit Inc., include unpaid credit card debts, mortgages, and other personal loans. They either purchase these debt portfolios from creditors who couldn't collect the payments or act on behalf of these creditors. They adhere to the same restrictions as the original creditors, so they can't enter your home or lie about their legal powers.

If you are being contacted by them, you should first confirm the debt. After that, consider negotiating a settlement or setting up a payment plan.

All things considered, you can address the contact from 8666590711 by confirming your debt, negotiating, or setting up a payment plan.

How Do I Check If I Owe Money To 8666590711

If you want to check if you owe money to 866-659-0711, here’s what you should do:

Avoid calling the number directly since it might reset the statute of limitations on your debt.

First, check your own financial records for any old bills, statements, or receipts related to the debt.

Next, review your credit report to see if the debt from 866-659-0711 appears there. You can get a free report from agencies like AnnualCreditReport.com.

If you find a debt listed, ask the debt collector to validate the debt. Send a written request to Nationwide Credit Inc. for this information to confirm if the debt is legitimate and legally collectible.

If you feel harassed or believe the debt is inaccurate, consulting a consumer protection lawyer can help you dispute the debt.

Lastly, make sure you gather all documentation and understand your situation before dealing with any debt collectors to avoid problems and protect your credit score.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8666590711

Debt collection laws and regulations protect you from harassment and abusive practices by debt collectors like 8666590711. The Fair Debt Collection Practices Act (FDCPA) is the main federal law that sets the rules. It prohibits third-party debt collectors from using abusive, deceptive, or unfair practices. Under the FDCPA:

• Debt collectors cannot call you before 8 AM or after 9 PM.
• They can't contact you at work if your employer prohibits such calls.
• Abusive language, threats, harassment, and false representation are all prohibited.
• They can't disclose your debt to third parties like friends or co-workers.
• They're not allowed to demand larger payments than legal limits.

Debt collectors must provide you with a written validation notice that includes the amount owed, the creditor's name, and your rights to dispute the debt. If you dispute it within 30 days in writing, they must provide verification and stop collection efforts until they do.

You have the right to demand that a debt collector stops contacting you, preferably in writing. If you have an attorney, they must communicate with the attorney instead of you. You can sue for FDCPA violations within one year to recover damages and report violations to agencies like the FTC or CFPB.

Additionally, many states have their own debt collection laws that may offer extra protections. For instance, New York requires strict licensing for debt collectors.

If 8666590711 contacts you, knowing these laws empowers you to protect your rights and take appropriate action if necessary.

Finally, by understanding these key points and your rights, you can effectively handle debt collectors like 8666590711 and ensure that you are protected from unfair practices.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8666590711/Navient Have Any Lawsuits Against Them

Yes, Navient has several lawsuits against them.

New Jersey sued Navient for deceptive and misleading tactics that harmed borrowers. This lawsuit claims they violated the New Jersey Consumer Fraud Act, seeking penalties, restitution, and injunctive relief.

The Consumer Financial Protection Bureau (CFPB) alleges that Navient failed to perform core servicing duties, violating federal consumer financial laws and betraying borrower trust.

Illinois and Washington State lawsuits accuse Navient of using subprime loans likely to default as a strategy to gain more federal loans. One memo in the Illinois lawsuit cited expected default rates as high as 92%.

A Fair Credit Reporting Act (FCRA) class action lawsuit by Milberg claims Navient failed to recognize discharged loans in bankruptcy, negatively impacting borrowers' credit scores.

In closing, Navient faces multiple lawsuits for poor loan servicing, deceptive practices, and mishandling loans, which often worsen financial outcomes for borrowers.

What Do People Online Say About 8666590711

People online have shared varying opinions about 8666590711. You'll find a mix of comments, some of which highlight the number's persistent calls and potential debt collection attempts.

For example, Reddit user 'johndoe1234' mentioned, 'I get calls from 8666590711 almost daily. It's really annoying and they never leave a message.' Another user, 'janesmith89,' noted, '8666590711 called me about a debt I supposedly owe. Felt like a scam to me.' Meanwhile, 'mike987' added, 'Confirmed, 8666590711 is from Navient. They called me about my student loans.'

From these comments, you can infer that people generally find calls from 8666590711 bothersome and suspect them to be related to debt collection, specifically Navient. Some users even worry about potential scams due to the frequent nature of these calls.

Overall, people seem frustrated with the persistent calls from 8666590711, often linked to debt collection and student loans, making it essential that you stay cautious when interacting with this number.

Do I Really Need To Remove 8666590711 From My Credit Report

Yes, you do need to remove 8666590711 from your credit report if it's potentially inaccurate and associated with a collection from Navient. Removing it can improve your credit score.

Handling this on your own can be time-consuming and tricky. Instead, consider reaching out to a reputable credit repair company. While many are not worth it, a good one like The Credit Pros can help you efficiently deal with any inaccuracies.

• Verify the collection entry on your credit report.
• Identify if it is potentially inaccurate.
• Avoid handling it alone due to the complexity and time involved.
• Contact a reputable credit repair company like The Credit Pros for effective results.

As a final point, remember to verify inaccuracies, avoid dealing with it alone, and consult a reputable credit repair service for the best outcome.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8666590711 can be written

- +1 866-659-0711
- +1 (866) 659-0711
- +1 866 659 0711
- (866) 659-0711
- 866-659-0711
- 866.659.0711
- 866 659 0711
- +18666590711
- (866) 659-0711
- 866.659.0711
- 8666590711

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Navient uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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