Who is 8665730905 (+ how are they hurting my credit score)
- Phone number 8665730905 is likely a debt collector called:' Northstar Location Services'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Chat with the Credit Pros and learn how we can help you potentially improve your score.
Pull your 3-bureau report and don't let this number cause bigger problems.
•89 people started their credit fight today - join them!
Northstar Location Services probably owns the number 8665730905, which means a debt collector might be after you. They could be trying to collect an outstanding debt by bombarding you with calls. Ignoring or blocking the number won't solve the root problem.
If Northstar Location Services contacts you, check if the debt is legitimate. They might have bought your debt and now want to recover it. Blocking and ignoring might give you temporary peace, but facing the issue directly is the best way to regain control. Don’t let a possible error hurt your credit score and cause extra stress.
The smartest move is to call The Credit Pros. We'll review your complete 3-bureau credit report in a simple, no-pressure chat. We help folks like you remove potentially inaccurate items from their credit reports. This often boosts your credit score and financial health. Plus, it stops those annoying calls.
On This Page:
Who Is 8665730905: Scam Or Legitimate
The number 8665730905 likely belongs to a debt collection agency called Northstar Location Services, but it could also be a scam. It's important that you don't engage directly with the caller, whether it's legitimate or not. You should never feel obligated to pay any debt if you're uncertain about its validity.
To protect yourself, you should:
• Pull your credit report and look for any negative items that might be inaccurate.
• If you see Northstar Location Services on your report, it might be a legitimate call. Still, avoid responding directly.
• Reach out to a reputable credit repair company, like The Credit Pros, for assistance in verifying the debt and disputing any inaccuracies.
We can help you analyze your credit report and improve your financial situation. If necessary, block the number to avoid further stress.
To sum up, check your credit report for inaccuracies, contact a credit repair company for help, and block the number if needed to keep your peace of mind.
How Do I Stop 8665730905 From Harassing Me (How To Report Them)
If 8665730905 is harassing you, here’s how you can make it stop and report them:
First, document every unwanted interaction by keeping a log with dates, times, and the content of the calls. You should also register your number with the National Do Not Call Registry, which takes just a couple of minutes.
Next, block the number. Use your phone’s call-blocking feature or contact your phone carrier for additional blocking tools. You can also use call blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for iPhone.
Report the harassment to the Federal Communications Commission (FCC) by filing a complaint at FCC Complaints for illegal robocalls or unwanted calls. Similarly, report violations to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov or DoNotCall.gov.
If the calls persist, seek legal help. Consider getting a restraining order if the calls are threatening or consult a harassment lawyer since harassment is illegal under federal and state laws. A cease and desist letter, available from eforms.com/cease-and-desist, can also be effective.
You can further report these calls via the Nomorobo platform if you're a user. In case of serious threats, make sure to contact local authorities and file a police report.
To wrap things up - you can stop 8665730905 from harassing you by documenting interactions, blocking the number, reporting to FCC and FTC, seeking legal help, and using call-blocking apps.
Stop the harassment today. Reach out to us for expert help. Chat with us now
Should I Block Or Ignore 8665730905
You should block the number 866-573-0905. Blocking their calls and messages will reduce your stress. If you ignore them, you might still get annoying calls and messages.
If the number is from a debt collector like Northstar Location Services and they're harassing you, blocking them is a smart move. Blocking the number won’t affect your credit score. If the debt is already on your credit report, the damage is done, and blocking won't make it worse.
Here are practical steps you can take:
• Block the Number: This prevents further calls and texts, giving you peace.
• Check Your Credit Report: Verify if the debt is listed and ensure all information is accurate.
• Work with a Credit Repair Company: If the debt is inaccurate, they can help remove it from your report.
Blocking the number and working with professionals helps manage and potentially resolve the issue without added stress.
In the end, you should block 866-573-0905, check your credit report for accuracy, and consider hiring a credit repair company to address any inaccuracies.
Can A Debt Collector Like 8665730905 Sue Me
Yes, a debt collector like 8665730905 can sue you for unpaid debt, although it's unlikely. Typically, they will first try to collect the debt by calling you or sending letters. Suing is costly and time-consuming for them and usually happens only for significant amounts, often over $5,000.
For a debt collector to sue, they must prove that you owe the debt, the amount is accurate, and they have the legal right to sue. This can be challenging, especially if the debt has changed hands multiple times. Also, each state has a statute of limitations, which limits how long they can legally sue you. If your debt is old, it might be outside this period, making a lawsuit less likely.
If they decide to sue, you will receive a court summons and complaint. You must respond to avoid a default judgment, which could result in wage garnishment or bank account levies. Remember, this is very rare.
You have rights under the Fair Debt Collection Practices Act (FDCPA), protecting you from abusive or deceptive practices. If you receive a lawsuit or feel harassed, consider consulting with an attorney.
Key Actions:
- Don't panic; lawsuits are a last resort.
- Check the statute of limitations in your state.
- Respond to any court summons immediately.
- Know your rights under the FDCPA.
- Consider consulting with an attorney if you are sued.
As a final point, lawsuits are a last resort for debt collectors. Make sure you check your state's statute of limitations, respond to any court summons promptly, and understand your rights under the FDCPA. Consulting with an attorney can provide additional guidance if needed.
Worried about legal action? Contact us to understand your rights. Chat with us now
8665730905 Might Have Your Personal Information
8665730905 might have your personal information because it’s likely a call from Northstar Location Services, a debt collector. You shouldn't share any personal info with them. If you pick up, engaging might lead to more calls and potential scams.
Instead, focus on getting your three-bureau credit report. This report helps you build a comprehensive plan to improve your credit. Working with a reputable credit repair company is beneficial. They can help you:
• Navigate disputes.
• Address inaccuracies.
• Develop strategies to boost your credit score.
Bringing it all together-ignore calls from 8665730905, get your credit report, and work with a credible credit repair company to safeguard and improve your financial health.
Protect your personal information. Speak with our experts today. Chat with us now
Types Of Debt Collected By 8665730905
8665730905 collects various types of debt, including overdue payments related to credit cards, phone bills, auto loans, utility bills, and back taxes. They may also collect on personal loans or any similar accounts. Typically, they work for different creditors, aiming to recover money owed on delinquent accounts.
You might also encounter situations where they purchase debt for a fraction of its value and then seek to collect the full amount or as much as possible. This means they are persistent in their efforts to recover the debt.
• Credit cards
• Phone bills
• Auto loans
• Utility bills
• Back taxes
• Personal loans
All things considered, understanding the types of debt collected by 8665730905 can help you address these issues more effectively, whether it's credit cards, phone bills, or other loans.
How Do I Check If I Owe Money To 8665730905
To check if you owe money to 8665730905, you should start by reviewing your own records. Look through your final bills, account statements, and equipment return receipts to see if there's a debt you've missed.
Next, get a free credit report from annualcreditreport.com. Look for any collections associated with 8665730905. If you find one, write to the collection agency and request debt validation. They should give you details about the original creditor and the amount owed.
You should avoid calling the number directly to prevent restarting the statute of limitations on old debts. If you're experiencing harassment or disputes, consult a consumer protection lawyer.
Make sure the collection agency verifies your account details. Legitimate collectors will provide the name of the original creditor and other necessary information.
Lastly, remember to gather all relevant documents before reaching out, ensuring you prevent any inaccurate collections from affecting your credit.
Need to verify your debts? Contact us for a thorough check. Chat with us now
Which Debt Collection Laws And Regulations Protect Me From 8665730905
You're protected by several key debt collection laws and regulations from calls by 8665730905.
1. Fair Debt Collection Practices Act (FDCPA):
You benefit from this law as it prohibits abusive, deceptive, and unfair practices by third-party debt collectors. It stops them from harassing you with repeated calls or using obscene language. They can't call you before 8 AM or after 9 PM or contact you at work if your employer prohibits it. They must give you a validation notice with details about the debt and your rights to dispute it. You can demand in writing that all communications stop, except for certain legal notices.
2. State Debt Collection Laws:
Your state may have stricter laws than the FDCPA. Some states require debt collectors to be licensed or follow additional regulations. You should contact your state attorney general's office to learn more about your state's specific protections.
3. Consumer Rights:
If you dispute the debt in writing within 30 days, the collector must verify it and can't continue collection until verification is provided. You have the right to sue collectors for FDCPA violations within one year to recover actual and statutory damages plus attorney fees.
4. Reporting Violations:
You need to report any violations to the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), and your state attorney general.
Finally, remember that these laws are specifically designed to protect you and ensure you're treated fairly by debt collectors like those calling from 8665730905.
Does 8665730905/Northstar Location Services Have Any Lawsuits Against Them
Yes, 8665730905/Northstar Location Services has several lawsuits against them. Notable cases include VELAS v. NORTHSTAR LOCATION SERVICES, LLC (2013, W.D. New York), SMITH v. NORTHSTAR LOCATION SERVICES, LLC (2011, C.D. Illinois), and DANAHER v. NORTHSTAR LOCATION SERVICES (2013, D. Nevada), all related to FDCPA violations.
Additionally, Northstar Location Services has faced numerous official complaints:
• Over 40 complaints on the Better Business Bureau (BBB) site citing aggressive debt collection practices.
• 470 complaints with the Consumer Financial Protection Bureau (CFPB), including issues like trying to collect debts not owed and harassment during sensitive periods such as bankruptcy.
If Northstar is contacting you, ensure you validate the debt and assert your rights under the FDCPA.
In closing, Northstar Location Services has a history of legal action and complaints. Make sure you verify any debt claims and understand your rights.
What Do People Online Say About 8665730905
If you're wondering, 'What Do People Online Say About 8665730905', you should know that many find it highly annoying. Users on Reddit and other platforms share their frustrations with getting repeated calls from this number.
Here's a rundown of online opinions:
• Reddit user radius kollekturdz says the number keeps calling nonstop, even though they owe nothing.
• On WhoCallsMe.com, a user reports multiple daily calls with unclear voicemails.
• Another person on February 24, 2023, mentions getting calls meant for someone else and facing relentless persistence despite informing the caller.
• A Robokiller user complains about creepy silent voicemails and wishes for a permanent block.
Overall, people online find 8665730905 to be a persistent and intrusive presence, often involving debt-related calls, wrong number issues, and frustrating silent voicemails.
Do I Really Need To Remove 8665730905 From My Credit Report
Yes, you should definitely consider removing 8665730905 from your credit report if you've confirmed it's listed and found it to be potentially inaccurate. Handling this on your own can be very time-consuming, and many credit repair companies are poorly rated and not very effective. Instead, we recommend you save time and energy by reaching out to a reputable credit repair company, like 'The Credit Pros,' to manage the dispute process more efficiently.
Here’s what you should do:
- First, confirm the collection is on your credit report.
- Next, check if the information is potentially inaccurate.
- Avoid engaging with typical credit repair companies.
- Reach out to reputable firms like 'The Credit Pros' for assistance.
As a final point, remember to identify the collection on your report, verify its accuracy, and consider reputable help like 'The Credit Pros' to handle disputes effectively.
Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now
List of every other phone number that Northstar Location Services uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.