Who Is 8334172669 (+ How Are They Hurting My Credit Score)
- Phone number 8334172669 is likely a debt collector called:' Monarch Recovery Management'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Chat with the Credit Pros and learn how we can help you potentially improve your score.
Pull your 3-bureau report and don't let this number cause bigger problems.
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If you’re getting calls from 833-417-2669, a debt collector like Monarch Recovery Management or even a scammer might be trying to reach you. Don't ignore it. Blocking the number might stop the calls now, but it won’t fix the real issue.
When a debt collector contacts you, they might have bought your debt and want to collect it. This could lead to frequent spam calls or even potential legal action if the debt is big. Ignoring these calls won’t make the debt disappear and can hurt your credit score.
Your best move is to call The Credit Pros. We can have a simple, no-pressure chat to review your credit reports from all three bureaus. We’ll confirm if it’s a debt collector and check for other negative items affecting your score. We’ve helped many people remove inaccurate items, improving their credit score and financial health. Plus, we can stop the harassing calls for good!
On This Page:
Who Is 8334172669: Scam Or Legitimate
The phone number 833-417-2669 is linked to debt collection calls, specifically from Monarch Recovery Management. However, it is also known to be used by scammers.
First, do not engage with the caller or share any personal information. You need to verify the debt by checking your credit report for any potentially inaccurate items. If you have doubts, you should not pay anything without proper verification.
Next, get help by calling us for a free 3-bureau credit report evaluation. We can assist you in verifying any claimed debt, disputing inaccuracies, and improving your financial standing. Block the number to avoid stress if it appears on your report due to collection or negative items, regardless of whether the call is legitimate.
We at The Credit Pros have successfully helped many people handle similar calls.
To sum up, avoid engaging directly, verify the debt, seek help from professionals, and block the number to reduce stress and safeguard your financial health.
How Do I Stop 8334172669 From Harassing Me (How To Report Them)
To stop 8334172669 from harassing you and report them, follow these steps:
You should document every unwanted interaction with dates, times, and any abusive language.
Register your number at DoNotCall.gov and use your phone’s call-blocking feature, or ask your service provider for help.
If calls persist:
- Consider a restraining order.
- Hire a harassment lawyer if needed.
- Send a cease and desist letter with a template.
Use call-blocking apps:
- For Android: 'Call Blocker - Stop spam calls'
- For Apple: 'Robokiller: Spam Call Blocker'
File a complaint with the FCC at fcc.gov/complaints if you get an illegal robocall or unwanted call.
Report telemarketing calls to the FTC at ReportFraud.ftc.gov or unwanted calls at DoNotCall.gov.
For financial harassment, gather all information and submit a complaint to the CFPB at consumerfinance.gov/complaint, call (855) 411-2372, or mail a letter to CFPB, 1700 G Street, NW, Washington, DC 20552.
If you use Nomorobo, report unwanted robocalls through their platform.
Contact your phone carrier to ask about call-blocking tools and options.
Lastly, check with local or state consumer protection offices for more resources.
To wrap things up – if you follow these steps, you can report harassment from 8334172669 and take measures to stop it effectively.
Stop the harassment today. Reach out to us for expert help. Chat with us now
Should I Block Or Ignore 8334172669
You should block the number 8334172669. Ignoring or blocking this number won't affect your credit score. If you suspect the call is from a debt collector harassing you, it's smart to block them. Blocking this number can prevent scam calls from fake debt collectors trying to intimidate you into paying non-existent debts.
You should work with a reputable credit repair company to manage any inaccuracies in your credit report. If 8334172669 is related to a collection already on your credit report, blocking the number won't harm your score. Instead, focus on clearing up any discrepancies by contacting professionals to help correct these issues.
Here’s what we advise you to do:
• Block 8334172669 to stop potential harassment.
• Partner with a reputable credit repair company to address any inaccuracies.
• Understand your rights and avoid sharing personal or financial information over the phone.
In the end, blocking 8334172669 helps you avoid unnecessary stress, and working with credit repair professionals ensures your credit health remains intact.
Can A Debt Collector Like 8334172669 Sue Me
Yes, a debt collector like 8334172669 can sue you. However, it's uncommon. Legal action is typically a last resort and usually happens when the debt is substantial, often over $5,000. They must prove you owe the debt, the amount is correct, and they have the legal right to sue, which can be complicated, especially if the debt has changed hands multiple times.
Suing is expensive and time-consuming. Most collectors prefer to settle outside of court through calls and letters. There are also statutes of limitations that vary by state, limiting the time frame in which they can sue. If your debt is old, it might be beyond this period.
If they do decide to sue, you will get a court summons and complaint. You must respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank levies. You have rights under the Fair Debt Collection Practices Act (FDCPA). If you receive a lawsuit, consider consulting with an attorney to understand your options and defenses.
As a final point - remember that while it's possible for a debt collector like 8334172669 to sue you, it’s rare. If this happens, you should respond promptly and seek legal advice to protect your rights and finances.
Worried about legal action? Contact us to understand your rights. Chat with us now
8334172669 Might Have Your Personal Information
If 833-417-2669 is calling you, they might have your personal information, likely as a debt collector.
You should not give any personal information to these callers. It's best that you don’t answer their calls at all. They might try to get your details or make you pay money.
Instead, you should focus on getting your 3-bureau credit report to check for any issues. Build a plan to improve your credit. We advise you to work with a reputable credit repair company, as they can effectively help you manage and correct problems on your report.
Bringing it all together – avoid these calls, check your credit report, and work with a reputable company to protect your personal information and improve your financial health.
Protect your personal information. Speak with our experts today. Chat with us now
Types Of Debt Collected By 8334172669
Monarch Recovery Management collects various types of debt. You might receive calls regarding bank and retail credit cards, mortgages, or medical bills. If you get a call from 8334172669, it’s likely they believe you owe a debt in one of these categories.
You should verify the debt first. Request all the details and confirm everything in writing. Avoid sharing personal information over the phone. Take your time to ensure the debt is legitimate.
We recommend working with a reliable debt relief legal firm. They can help you navigate the situation and potentially settle the debt favorably.
All things considered, if you receive a call from 8334172669, verify the debt, get everything in writing, and consider working with a reputable debt relief firm to handle the situation.
How Do I Check If I Owe Money To 8334172669
To check if you owe money to 8334172669, you should first examine your records. Go through your final bills, account statements, and receipts for any outstanding balances. Next, review your credit report for any debts listed under Monarch Recovery Management.
If you find a debt, write to Monarch Recovery to request debt validation. This step ensures that the debt is legitimate. Avoid direct contact to prevent restarting the statute of limitations.
You might also consider consulting a consumer protection lawyer if you experience harassment. Do not pay without proper verification. Be cautious and protect your personal information from potential scams.
• Gather and review your financial records.
• Check your credit report for listings from Monarch Recovery.
• Request debt validation from Monarch Recovery in writing.
• Avoid direct contact to prevent restarting the statute of limitations.
• Consider legal advice if harassed.
Lastly, make sure you look through your records, request validation, and consult a lawyer if needed to handle this situation wisely.
Need to verify your debts? Contact us for a thorough check. Chat with us now
Which Debt Collection Laws And Regulations Protect Me From 8334172669
You are protected by several laws and regulations when dealing with debt collectors like those calling from 833-417-2669.
The Fair Debt Collection Practices Act (FDCPA) prohibits third-party debt collectors from using abusive, deceptive, or unfair practices. This means:
- No calls before 8 AM or after 9 PM.
- No contact at work if your employer prohibits it.
- No obscene, profane, or abusive language.
- No threats of violence or legal action.
- No harassment through repeated calls.
- No false representation as attorneys or government officials.
- No disclosure of your debt to third parties, like friends or coworkers.
- No demanding more money than legally owed.
Debt collectors must also provide you with a written validation notice of your debt, detailing the amount owed, the creditor's name, and your right to dispute the debt within 30 days. If you dispute the debt, collectors must verify it before continuing any collection efforts.
You can demand, in writing, that they stop all communication with you. If you have an attorney, they must communicate with your attorney only. If they violate any of these rules, you can sue and recover damages.
Many states have their own laws offering extra consumer protections. For instance, New York requires debt collectors to be licensed.
Finally, if you believe your rights are being violated, report it to the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), or your state's attorney general.
Does 8334172669/Monarch Recovery Management Have Any Lawsuits Against Them
Monarch Recovery Management has faced several lawsuits regarding their debt collection practices.
First, a North Carolina resident, Kathleen McKee, filed a class action lawsuit alleging that Monarch's debt collection letters were unclear and deceptive, violating debt collection laws.
Second, in Indiana, Donald G. McDowell accused Monarch of using illegal debt collection tactics, specifically violating the Federal Debt Collection Protection Act (FDCPA).
Additionally, there have been several consumer complaints against Monarch Recovery Management for their tactics, including:
• Violations of the FDCPA.
• Allegations of using robocalling.
• Sending misleading letters.
Remember to keep a record of any interactions with them, which could help if you need to address disputes or complaints.
In closing, Monarch Recovery Management has indeed faced multiple lawsuits and numerous consumer complaints related to their debt collection tactics. It's essential that you note any interactions to protect your rights.
What Do People Online Say About 8334172669
People online have shared various comments about the phone number 833-417-2669. Here's what they have to say:
You can find mixed opinions about the number. One Redditor, ChuckieCandyland, mentioned receiving texts and emails from this number asking to approve sending money, identifying it as a scam. Another user on r/cashapp noted that some say the number is legit, but others say it's used by scammers.
Another user declared that this is a real Cash App number used for notifications, but settings may affect how often you receive messages.
Overall, it seems like 833-417-2669 might be a legit Cash App number, but it is often spoofed by scammers, causing confusion. Be cautious and verify any requests thoroughly.
Do I Really Need To Remove 8334172669 From My Credit Report
Yes, you need to remove 8334172669 from your credit report if it's inaccurate. Catching and disputing errors linked to Monarch Recovery Management can prevent wrongful damage to your credit score.
First, confirm if the collection is on your report. Check the accuracy of the details. Most credit repair companies do a poor job, so you should avoid them. Instead, reach out to a reputable service like The Credit Pros.
• Confirm if the collection is on your report.
• Check the accuracy of the information.
• Avoid typical credit repair companies; they often do a poor job.
• Save time by getting help from a reputable credit repair service.
You can dispute this yourself, but it is time-consuming. Let us help!
As a final point, remember to confirm the collection on your report, verify its accuracy, and use a reputable service for any disputes to save time and protect your credit score.
Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now
List of every other phone number that Monarch Recovery Management uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.