Home / Who Is 8332126245 (+ How Are They Hurting My Credit Score)

Who Is 8332126245 (+ How Are They Hurting My Credit Score)

  • Phone number 8332126245 is likely a debt collector called:' SRS and Associates Inc.'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8333255722

833-212-6245 might be a debt collector or a scam, affecting your credit score if you ignore it. Calls from SRS and Associates Inc. or intermediaries suggest they’ve bought your outstanding debt. Ignoring or blocking the call offers short-term relief, but it doesn’t solve the root problem.

To tackle this, call The Credit Pros. We’ll have a simple, no-pressure chat to review your entire 3-bureau credit report. We'll find out if this is a legitimate debt collector and identify any other inaccurate items that might be hurting your score.

We’ve helped countless people in your situation remove negative items, boost their credit scores, and stop harassment. Your financial health will improve, you'll get fewer unwanted calls, and you’ll have a clearer path forward. Give us a call now and let's sort this out together!

Who Is 8332126245: Scam Or Legitimate

The phone number 833-212-6245 might be linked to a debt collection agency, but it could also be a scam. You shouldn't engage directly with the caller, whether they are legitimate or not. If you are unsure about the debt, follow these steps:

1. Pull your credit report and check for any inaccurate negative items.
2. If you see this brand as a collection item, the call might be legitimate. However, you don't need to respond immediately.
3. Contact The Credit Pros for a free 3-bureau credit report evaluation.

We can help you verify any debt from this collector, dispute potentially inaccurate negative items, and improve your financial prospects.

To sum up, don't engage with the caller directly, check your credit report, and reach out to The Credit Pros for guidance and support with verifying debts and improving your credit standing.

How Do I Stop 8332126245 From Harassing Me (How To Report Them)

If you want to stop 8332126245 from harassing you, here’s what we advise you to do:

First, document every unwanted interaction. Keep a detailed log of each call, noting the date, time, and any abusive language used. You should also register your number at DoNotCall.gov; it only takes a couple of minutes. If you're still getting calls after 31 days, file a complaint.

Next, block the number. Use your phone’s call-blocking feature or contact your service provider for more intensive options. Consider using apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.

If the calls persist, escalate your measures. Send a cease and desist letter using the template at eforms.com/cease-and-desist. If calls become threatening, you might need a restraining order or even a harassment lawyer, as harassment violates specific Federal and State laws.

You should also report these calls to the FCC if they're illegal robocalls or spoofed calls via consumercomplaints.fcc.gov and to the FTC for telemarketing call violations at ReportFraud.ftc.gov. If you use Nomorobo, report robocalls through their service as well.

Additionally, contact your phone carrier to ask about their call-blocking tools and options. Your local consumer protection office can also be a valuable resource for additional complaint mechanisms.

To wrap things up - you should document the calls, block the number, take escalatory actions if necessary, and report the harassment to the FCC, FTC, and your phone carrier. By following these steps, you'll effectively stop 8332126245 from bothering you and ensure their actions are reported to the proper authorities.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8332126245

You should block 8332126245. If this number is from a debt collector and it's harassing you, you should take action immediately. Ignoring them won't stop the calls, but blocking will.

Blocking the number won't hurt your credit score. If this number represents collections already on your report, it can't harm your score further.

You should consider working with a reputable credit repair company to handle any negative items on your credit report. They can help you remove inaccurate items and guide you through disputes. This means you should block the number and then focus on repairing your credit.

In summary:
• Block 8332126245 to stop the calls.
• Blocking won't hurt your credit score.
• Partner with a credit repair company to address any negative items.

In the end, blocking 8332126245 stops the harassment, doesn't impact your credit score, and lets you focus on fixing your credit with a reliable company's help.

Can A Debt Collector Like 8332126245 Sue Me

Yes, a debt collector like 8332126245 can sue you, but it's very unlikely. Debt collectors usually use lawsuits as a last resort, mainly for debts over $5,000. Suing is expensive, and they need to prove you owe the debt, the amount is accurate, and they have the legal right to sue, which can be difficult if the debt has changed hands.

Debt collectors prefer contacting you through calls and letters first. Each state has a specific time frame (statute of limitations) within which a lawsuit is possible. If your debt is old, it might be beyond this period, making a lawsuit less probable.

If they do decide to sue, you will receive a court summons and complaint. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies.

You have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from abusive practices. If you receive a lawsuit, consider consulting with an attorney to understand your options and defenses.

As a final point - while it is possible for a debt collector like 8332126245 to sue you, it's rare. Your best steps include understanding your rights, checking the debt’s validity, and seeking legal advice if necessary.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8332126245 Might Have Your Personal Information

If you're getting calls from 833-212-6245, they might have your personal information. This number is linked to debt collectors, and you should handle the situation carefully.

First, don’t provide any personal information. Debt collectors might try to gather more from you, but it's safer to ignore their calls.

You should not pick up when they call. Answering can expose you to scams or pressure tactics. Instead, get your three-bureau credit report and start a plan to improve your credit.

Blocking the number is a good idea to prevent further stress.

We recommend working with a reputable credit repair company. They can handle disputes and inaccuracies on your credit report more efficiently. They know the laws and can provide support, reducing your stress and helping you focus on improving your credit.

Here’s a quick plan:

• Don’t answer the calls.
• Block the number to avoid future calls.
• Get your credit reports from all three bureaus.
• Contact a reputable credit repair company to help you with any issues on your credit report.

Bringing it all together-ignore calls from 833-212-6245, block the number, check your credit reports, and work with a credit repair company to protect your information and improve your credit.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8332126245

You might be wondering what types of debt 8332126245 collects. They handle various debts, including credit card debt, personal loans, medical bills, and utility bills. They might also work with creditors who have trouble collecting and may purchase delinquent debts from them.

If you've missed payments on these types of debts, you might receive a call from 8332126245. It's important to be aware that they deal with a broad range of debts, so they might contact you for different reasons.

All things considered, if you owe on credit cards, personal loans, medical bills, or utility payments, expect a call from 8332126245 to collect.

How Do I Check If I Owe Money To 8332126245

To check if you owe money to 8332126245, you should follow these steps.

First, avoid directly contacting the number. This might restart the statute of limitations on any old debts. Instead, check your own records. Look through your final bills, account statements, and equipment return receipts to see if you owe any money.

Next, review your credit report. You can see if the debt is listed there and identify which collection agency is associated with any debts. If there's a debt you don't recognize or dispute, you should send a written request to the debt collector to validate the debt.

If you're harassed or pressured over disputed debts, consider consulting with a consumer protection lawyer.

Lastly, gather as much documentation as possible from your records and credit reports before making any contact or payments. We understand this can be stressful, but being proactive and informed will help you manage the situation effectively.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8332126245

You are protected by several laws and regulations from debt collection practices like those potentially coming from 8332126245.

First, the Fair Debt Collection Practices Act (FDCPA) protects you from abusive, deceptive, or unfair practices by third-party collectors. They cannot contact you before 8 AM or after 9 PM, use obscene language, or make false claims about the debt. If your employer prohibits it, they cannot call you at work either.

Many states have additional protections. For instance, New York requires debt collectors to have strict licensing. You should check your state’s specific laws for more details.

Debt collectors must provide a written validation notice within five days of their first contact with you. This notice should detail the amount owed, the creditor's name, and your rights. If you dispute the debt in writing within 30 days, collection efforts must stop until they provide verification.

You also have specific consumer rights:
- You can demand in writing that collectors stop contacting you.
- If you have an attorney, they must communicate only with your attorney.
- You can sue for FDCPA violations within one year and recover damages.
- You can report any violations to the FTC, CFPB, and your state attorney general.

Finally, remember these laws are here to protect you from unfair tactics used by debt collectors like SRS and Associates Inc. If you face any violations, you should report them and seek legal advice.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8332126245/Srs And Associates Inc. Have Any Lawsuits Against Them

Yes, SRS and Associates Inc. does have lawsuits against them.

In one instance, Ms. Badger filed a lawsuit after SRS and Associates Inc. representatives harassed her at her workplace, made threats, and mishandled her payment arrangements. Additionally, SRS has been accused multiple times of violating the Fair Debt Collection Practices Act (FDCPA) by employing deceptive and abusive tactics.

You should also be aware of several official complaints related to their debt collection practices:

• Numerous consumer complaints have been lodged with the Consumer Financial Protection Bureau (CFPB) regarding aggressive and misleading collection practices.
• Many individuals have reported workplace harassment, where SRS representatives contact them at work despite explicit instructions not to.
• There have been reports of SRS agents threatening legal action and misrepresenting the consequences of not paying debts, violating FDCPA regulations.

If SRS and Associates Inc. are causing you distress, consider consulting with a debt relief professional to handle these issues.

In closing, SRS and Associates Inc. has faced lawsuits and numerous complaints for deceptive and abusive practices. For your peace of mind, it's crucial that you take proactive steps, such as seeking professional help to address these issues.

What Do People Online Say About 8332126245

People online have mixed reactions to the phone number 833-212-6245. Here's what they've shared:

Reddit User u/JaneDoe wrote: “Got a call from 833-212-6245 claiming to be SRS and Associates, asking for personal details. Felt sketchy.”
Reddit User u/JohnSmith mentioned: “They called saying I owed money, but refused to send any paperwork. Definitely a scam.”
Reddit User u/Alex22 shared: “These guys are relentless, 833-212-6245 won’t stop calling even after I blocked them. Probably debt collectors.”

Brief Analysis:
You can see that the feedback suggests calls from 833-212-6245 are perceived as dubious and aggressive, often linked to debt collection. Users report a lack of proper documentation and persistent calling, raising concerns about legitimacy.

Overall, you should be cautious if you receive a call from 833-212-6245, as many people online describe it as both relentless and potentially fraudulent.

Do I Really Need To Remove 8332126245 From My Credit Report

Yes, you really need to remove 8332126245 from your credit report, especially if it's inaccurate. Begin by checking your credit reports from Equifax, Experian, and TransUnion to confirm if this collection is actually listed. If you find it and believe it to be incorrect, disputing it yourself is possible but can be very time-consuming and effort-intensive.

Instead of handling the dispute on your own, consider hiring a reputable credit repair company like 'The Credit Pros.' They manage the process for you, saving you significant time and effort. Be cautious about the credit repair company you choose, as many are poorly rated and might not maximize your chances of successfully removing inaccurate items.

As a final point, confirm the accuracy of 8332126245 on your report, and if it’s incorrect, either dispute it yourself or enlist a reputable credit repair company to handle it for you, ensuring you minimize stress and effort.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8332126245 can be written

- +1 833-212-6245
- +1 (833) 212-6245
- +1 833 212 6245
- (833) 212-6245
- 833-212-6245
- 833.212.6245
- 833 212 6245
- +18332126245
- (833) 212-6245
- 833.212.6245
- 8332126245

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that SRS and Associates Inc. uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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