Who is 8339901911 and why are they calling me?
- Phone number 8339901911 is likely a debt collector called:' Monarch Recovery Management'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Call (888) 488-5855 and learn how we can help you potentially improve your score.
Take your first step to improve your credit score today. Call now or schedule a consultation for your free Credit Report and expert analysis!
If you've received calls from 833-990-1911, Monarch Recovery Management, a debt collection agency, or a scammer using spoofing tactics might be trying to contact you. Ignoring or blocking these calls may stop the harassment temporarily, but it won't solve the underlying issue. These calls might indicate you have an outstanding debt that Monarch has purchased and they’re trying to collect.
Ignoring the calls isn’t a long-term fix; the problem won't just disappear. Take proactive steps and give The Credit Pros a call using the number above. We’ll chat in a relaxed, no-pressure way to review your entire 3-bureau credit report. This will confirm if it’s indeed a debt collector and if there are other negative items affecting your score.
We’ve helped countless folks remove potentially inaccurate items exactly like these. Addressing this issue could not only stop the harassing calls but also boost your credit score and improve your overall financial well-being. Don’t let this drag down your financial security—reach out now!
Who Is 8339901911: Scam Or Legitimate?
The phone number 833-990-1911 is associated with Monarch Recovery Management, a debt collection agency. However, you should be aware that scammers can spoof numbers to make it seem like a legitimate call.
You should not engage with the caller, whether the call is legitimate or a scam. Instead, follow these steps:
- Pull your credit report: Check for any inaccuracies, especially negative items that could impact your score.
- Verify the debt: If Monarch Recovery appears as a collection item, the call is likely legitimate. However, you should not make any payments without thorough verification.
- Seek professional help: Contact The Credit Pros for a free 3-bureau credit report evaluation. We can help you verify any claimed debts, dispute inaccuracies, and potentially remove negative items from your report.
To sum up, stay cautious by not engaging directly, check your credit report, verify any debts, and seek professional help if needed. Always block the number to avoid spam calls and stress.
How Do I Stop 8339901911 From Harassing Me (How To Report Them)?
If you're getting harassed by 8339901911, here's how you can stop it and report them:
First, you should document every unwanted interaction. Keep a detailed log of calls, including dates, times, and what was said. This record will be valuable if you need to report the harassment.
Next, you should register your number at DoNotCall.gov. After registering, block the number on your phone or through your service provider to prevent further calls.
Consider using call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices. These apps can help reduce the number of unwanted calls you receive.
You should also report the harassment to both the FCC and FTC. File a complaint with the FCC if the call was an illegal robocall or involved number spoofing through their Complaint Page. Report telemarketing calls to the FTC at ReportFraud.ftc.gov or DoNotCall.gov/report.
Additionally, sending a cease and desist letter can be effective. You can find a template at eforms.com. If the harassment continues or escalates, you might consider contacting a harassment lawyer for advice or exploring the option of obtaining a restraining order.
Lastly, get in touch with your phone carrier. They might offer additional call-blocking tools and options that can help you manage unwanted calls.
To wrap things up, you should document every call, register your number with the Do Not Call Registry, use call-blocking apps, report to the FCC and FTC, and consider a cease and desist letter. You should also talk to your phone carrier for more options and seek legal advice if the harassment doesn't stop.
Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855
Should I Block Or Ignore 8339901911?
You should block 8339901911. Blocking stops all communication from this number, preventing potential harassment, especially if it's from a debt collector like Monarch Recovery Management. If you ignore them, you might receive continuous calls that disrupt your day. Blocking is a more effective way to avoid stress.
Blocking the number won’t affect your credit score. You should work with a reputable credit repair company to handle any inaccuracies or disputes on your credit report.
Here’s what we advise you to do:
- Block the number to stop all calls and messages.
- Don't worry about your credit score being affected by blocking.
- Contact a reputable credit repair company for assistance.
In the end, blocking unwanted calls will reduce your stress and help you manage your financial health more effectively.
Can A Debt Collector Like 8339901911 Sue Me?
Yes, a debt collector like 8339901911 can sue you, but it's quite unlikely.
Debt collectors must prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be hard, especially if the debt has changed hands multiple times. Suing is expensive and time-consuming, so collectors prefer to collect through calls and letters first. Besides, if your debt is old, it might be beyond the statute of limitations, making a lawsuit less likely. Usually, collectors sue for substantial amounts, often over $5,000, when suing is financially worth it.
If they do decide to sue, you will get a court summons and complaint. You must respond by the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA).
As a final point, it's crucial to respond to court summons, know your rights under the FDCPA, and consult an attorney if you face a lawsuit.
Worried about legal action? Call now to understand your rights. Call (888) 488-5855
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8339901911 Might Have Your Personal Information
If 8339901911 Might Have Your Personal Information, it’s likely Monarch Recovery Management trying to collect a debt. Here's what we advise you to do:
1. Don't Provide Personal Information: Never share your personal or financial details over the phone. Scammers might use this to steal your identity or money.
2. Don't Answer the Calls: You should avoid picking up the phone when they call. Let it go to voicemail instead of engaging with them, which might lead to more harassment and stress.
3. Get Your Credit Report: Obtain your 3-bureau credit report. You can get a free copy annually from Equifax, Experian, and TransUnion at AnnualCreditReport.com. This lets you check for any inaccuracies or issues.
4. Build a Credit Improvement Plan: Start making a plan to improve your credit. This might include paying off existing debts, disputing incorrect information, and ensuring all your payments are on time.
5. Consider Credit Repair Services: Working with a reputable credit repair company like The Credit Pros can be very beneficial. We help you deal with inaccuracies on your credit report, negotiate with creditors, and provide guidance on improving your credit score.
Bringing it all together - Don’t answer calls from 8339901911, check your credit report for inaccuracies, and consider a credit repair service to regain control. We’re here to support you every step of the way.
Protect your personal information. Speak with our experts today. Call (888) 488-5855
Types Of Debt Collected By 8339901911
833-990-1911 is associated with Monarch Recovery Management, which collects various types of debt. They primarily focus on consumer debt, such as credit card balances, medical bills, personal loans, and other financial obligations. Monarch Recovery Management buys debt from various creditors, including banks and financial institutions, to collect on their behalf. If you have any of these outstanding debts, they might contact you.
- Consumer debt like credit card balances.
- Medical bills that haven't been paid.
- Personal loans from various creditors.
If you're getting calls from 833-990-1911, it's likely related to one of these types of debt. Remember, it's important that you verify the debt before taking any action.
All things considered, if 833-990-1911 is calling you, it's because of outstanding consumer debt like credit card balances, medical bills, or personal loans. Always make sure you confirm the debt before proceeding.
How Do I Check If I Owe Money To 8339901911?
To check if you owe money to 8339901911, begin by gathering all your financial records, such as final bills, account statements, and equipment return receipts. Here’s what we advise you to do:
1. Check Your Credit Reports: Access your reports from Experian, Equifax, and TransUnion via AnnualCreditReport.com. Look specifically for collection accounts under Monarch Recovery Management.
2. Contact Original Creditor: Reach out to your original creditors to verify if they sold your debt to Monarch Recovery Management. They can confirm who currently owns your debt.
3. Request Debt Validation: If Monarch Recovery Management appears on your credit report or contacts you, send a written request to validate the debt. They must provide details about the debt by law.
4. Dispute Inaccuracies: Address any inaccuracies by disputing them with the credit bureaus. Consider this option if you find errors.
5. Consult a Lawyer: If you experience harassment or cannot resolve the dispute, consult a consumer protection lawyer for further help.
Avoid contacting the debt collector directly, as this could restart the statute of limitations on the debt. Always verify the debt's validity through proper documentation before making any payments.
Lastly, ensure you verify the legitimacy of any debt and collector, gather evidence from your credit reports and records, and proceed cautiously to avoid scams and credit issues.
Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855
Which Debt Collection Laws And Regulations Protect Me From 8339901911
You’re protected by several laws and regulations when dealing with debt collectors like 8339901911. The Fair Debt Collection Practices Act (FDCPA) is the main federal law that stops collectors from using abusive, unfair, or deceptive practices to collect personal debts like credit cards or medical bills. Some key rules include:
- Collectors can’t contact you before 8 AM or after 9 PM.
- They can’t use abusive language or threaten you.
- They can’t repeatedly call you to harass you.
- They must send you a validation notice with details about the debt and your rights.
If you dispute the debt within 30 days, the collector must verify the debt and stop collection efforts until they do. You can also request in writing that they stop contacting you altogether.
There are also state laws that can offer extra protections. For example, in New York, debt collectors must be licensed.
Remember, if you feel a collector has violated your rights under the FDCPA, you can sue them within one year of the violation and get damages along with legal costs. You can also report violations to the FTC, CFPB, or your state attorney general's office.
Finally, knowing your rights under these laws helps you handle debt collectors like 8339901911 with confidence and less stress.
Professionals can help you with your score
Let Professionals help you find and dispute potentially inaccurate negative items hurting your score
Does 8339901911/Monarch Recovery Management Have Any Lawsuits Against Them?
Yes, Monarch Recovery Management has faced several lawsuits. You might be interested in the details of some notable cases:
- Kathleen McKee v. Monarch Recovery Management Inc.: This class action lawsuit accuses Monarch of violating debt laws by sending unclear and deceptive collection letters about a debt allegedly transferred from Portfolio Ventures I.
- Donald G. McDowell v. Monarch Recovery Management Inc.: Filed in Indiana, this lawsuit claims Monarch used misleading and illegal debt collection methods, violating the Federal Debt Collection Practices Act (FDCPA).
- Unnamed Plaintiff in Pennsylvania: This proposed class action involves a letter from Monarch that allegedly misrepresented a consumer’s debt, falsely suggesting that her debt amount could increase over time.
Additionally, official complaints often mention that Monarch engages in practices like robocalling and sending misleading letters, which violate the FDCPA. These actions have caused stress and financial inconvenience for many consumers, leading to multiple lawsuits.
In closing, Monarch Recovery Management has indeed faced several lawsuits for violating debt collection laws, often involving deceptive practices and misleading communications. If you encounter issues with them, understanding your rights and the history of these cases can help guide your next steps.
What Do People Online Say About 8339901911?
People online have various things to say about 833-990-1911. Here are some specific quotes from Reddit and other sources:
1. Robokiller User Report:
- User: Anonymous
- "Keeps repeatedly calling."
2. Robokiller User Report:
- User: Anonymous
- "Fake phantom debt collection scam by madarchod criminals phoning from India."
You’ll notice that calls from 833-990-1911 are reported as problematic and potentially fraudulent. Users commonly mention repeated calls and scams related to fake debt collection.
We advise you to be cautious and consider blocking the number to avoid harassment and potential scams.
Overall, the general consensus online is that calls from 833-990-1911 are annoying and potentially dangerous, so it’s wise to stay alert and protect yourself.
Do I Really Need To Remove 8339901911 From My Credit Report?
Yes, you should remove 8339901911 from your credit report if it is potentially inaccurate. First, verify that this collection from Monarch Recovery Management is indeed on your report. Handling this on your own can be time-consuming, so you might consider hiring a reputable credit repair company like The Credit Pros. They can save you time and potentially increase your chances of successfully removing inaccurate items.
Avoid poorly rated credit repair companies - many are deceptive.
Beware of scams - don’t trust anyone who claims they can easily remove accurate negative information.
Know your rights - you have the legal right to dispute inaccurate information for free.
As a final point, remember, by working with a reliable company, you can ensure your credit report is clean and your credit score is protected.
Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855
Here are other formats 8339901911 can be written
- +1 833-990-1911
- +1 (833) 990-1911
- +1 833 990 1911
- (833) 990-1911
- 833-990-1911
- 833.990.1911
- 833 990 1911
- +18339901911
- (833) 990-1911
- 833.990.1911
- 8339901911
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Let Professionals help you find and dispute potentially inaccurate negative items hurting your score
List of every other phone number that Monarch Recovery Management uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.