Home / Who is 8332211584 and why are they calling me?

Who is 8332211584 and why are they calling me?

  • Phone number 8332211584 is likely a debt collector called:' Nissan Motor Acceptance Corporation (NMAC) or Nissan Finance'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

Calls from 8332211584 likely come from a debt collector such as Nissan Motor Acceptance Corporation (NMAC) or Nissan Finance, but it could also be a scam. If this number keeps calling you, your credit score might suffer. Blocking or ignoring these calls won't solve the problem. It's crucial to address this head-on.

Debt collectors buy outstanding debts and then try to collect them by repeatedly calling your phone. While it's okay to block or ignore 8332211584 temporarily, you need a real solution to this harassment. The best step is to contact The Credit Pros. They’ll review your complete 3-bureau credit report to verify if this debt is legitimate and identify any other negative items affecting your score.

We've helped countless folks like you remove potentially inaccurate items from their credit reports, resulting in a credit score boost and better financial well-being. Act now to stop the harassment, improve your financial situation, and secure your financial future. Don't let these calls stress you out—get the help you need today.

Who Is 8332211584: Scam Or Legitimate?

833-221-1584 is likely associated with a debt collection agency, possibly Nissan Motor Acceptance Corporation (NMAC) or Nissan Finance. However, this number might also be a scam. It's important that you don't engage with the caller directly.

Here's what we advise you to do:

- Don't pay immediately if you have doubts about the debt.
- Get a free 3-bureau credit report evaluation from us to identify any inaccuracies.
- Analyze your credit report for inaccurate or negative items.
- If this number appears as a collection item, it might be legitimate, but you still don't have to respond directly.
- The Credit Pros can help verify any debt from this collector and dispute any potentially inaccurate items.

To sum up - don't engage directly, get a free credit report evaluation, analyze it for inaccuracies, and let us help verify and dispute any items.

How Do I Stop 8332211584 From Harassing Me (How To Report Them)?

To stop 8332211584 from harassing you, start by documenting each unwanted interaction. Keep a detailed log with dates, times, and any abusive language. Register your number on the Do Not Call Registry and block the number through your phone or contact your service provider for help.

If the harassment continues, consider these additional measures:

- Send a Cease and Desist Letter: Use the template at eforms.com/cease-and-desist.
- Hire a Harassment Lawyer: Research the pros and cons of legal action.
- Restraining Order: If you feel threatened, consider obtaining one.

You can also use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.

Report the number to federal agencies:

- FCC: File a complaint at fcc.gov/complaints.
- FTC: Report violations at ReportFraud.ftc.gov.
- CFPB: Submit a complaint at consumerfinance.gov/complaint or call (855) 411-2372.

Additionally, check with your phone carrier for more call-blocking tools and consider reporting to local or state consumer protection offices.

To wrap things up, document every call, block the number, use call-blocking apps, and report the harassment to federal agencies. This way, you can stop 8332211584 from harassing you and take action against their abusive behavior.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8332211584?

You should block 833-221-1584. Blocking ensures you won't be bothered again, unlike simply ignoring the calls. If you suspect this number is from a debt collector, it's crucial that you take action. Blocking or ignoring will not impact your credit score. However, if this number represents a debt already on your credit report, you need to address it properly.

Here's what you should do:

- Block the number to stop the calls.
- Contact a reputable credit repair company, like The Credit Pros, to help remove any inaccurate negative items from your credit report.
- Handle any inaccuracies on your credit report to ensure they don't affect your score.

In the end, blocking 833-221-1584 will save you from unwanted calls, and working with a credit repair service can help you manage your credit situation effectively.

Can A Debt Collector Like 8332211584 Sue Me?

Yes, a debt collector like the one calling from 833-221-1584 can sue you, but it’s unlikely. They usually resort to lawsuits as a last resort, often for debts over $5,000.

Debt collectors must prove three things: you owe the debt, the amount is correct, and they have the legal right to sue you. This can be tough if the debt changed hands multiple times. Suing is expensive and time-consuming, so many collectors prefer settling out of court. Also, they can't sue if the debt is past your state’s statute of limitations.

You’ll likely receive calls and letters first. If they do decide to sue, you’ll get a court summons. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from abusive or deceptive practices. If you get sued, consider consulting an attorney for advice.

- Debt collectors usually avoid lawsuits due to high costs.
- They must prove the debt is valid and they have the legal right to sue.
- Lawsuits are less likely if the debt is past the statute of limitations in your state.

As a final point, know your rights and consider consulting a professional if needed. You have the power to protect yourself and make informed decisions.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8332211584 Might Have Your Personal Information

8332211584 might have your personal information. Here's what you should do:

First, don't provide any information to these callers. It's crucial that you protect your personal details.

Ideally, don't pick up the calls. This can help you avoid potential scams or harassment.

Your primary step should be to obtain your 3-bureau credit report. This helps you identify any inaccuracies or negative items that need to be addressed.

Working with a reputable credit repair company is likely your best bet. They can assist in removing inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from your credit report. It’s less stressful, less of a hassle, and less time-consuming than dealing with it yourself.

Remember, you can contact professionals like The Credit Pros for help. We can analyze your credit report and build a comprehensive plan to improve your credit.

Bringing it all together - avoid giving out your information, check your credit report, and consider professional help to protect and improve your credit health.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8332211584

833-221-1584 is associated with debt collection services that handle various types of debt, including auto loans, personal loans, medical bills, utility bills, and credit card debts. They collect debts on behalf of original creditors or after purchasing the debt from the original creditor or another collection agency. While no specific creditors are mentioned, they typically work with auto finance companies, healthcare providers, utility companies, and financial institutions.

You should address any debt collection notices promptly to prevent further negative impacts on your credit score. Validate the debt to ensure its legitimacy, and remember you have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from harassment.

All things considered, dealing with 833-221-1584 means you should respond quickly, verify the debt, and understand your rights to avoid any negative outcomes.

How Do I Check If I Owe Money To 8332211584?

To check if you owe money to 833-221-1584, follow these steps:

First, avoid calling the number directly. Contacting them can reset the statute of limitations on older debts.

Next, review your records. Look through your final bills, account statements, or equipment return receipts. This can help you verify if you owe any outstanding debts.

Then, check your credit report. Look for any negative items from this number. This can indicate if they are attempting to collect a legitimate debt.

You can also request debt validation. If you find this debt on your credit report or receive a notice, send a written request to the debt collector. Include your name, address, and the reference number from their initial contact.

If you believe the debt is inaccurate, dispute it. You can either handle this directly or hire a credit repair company, like The Credit Pros, to assist with the process.

Lastly, consider consulting a lawyer. If you experience harassment or feel uncertain about the debt, getting legal advice can be helpful.

Lastly, gathering documentation from your records and credit reports can keep you proactive and prevent incorrect collection efforts from impacting your credit.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8332211584

If you’re getting calls from 833-221-1584, several laws protect you from unfair debt collection practices. Here's how:

Fair Debt Collection Practices Act (FDCPA):
- This is the main federal law that covers all third-party debt collectors.
- They can’t use abusive, deceptive, or unfair methods to collect debts.
- It covers personal, family, and household debts like credit cards, auto loans, medical bills, and mortgages.
- Debt collectors can't contact you before 8 AM or after 9 PM without your permission, or at work if your employer forbids it.
- They must not use obscene or abusive language, make threats, or harass you with repeated calls.

State Debt Collection Laws:
- Many states have their own laws that provide extra protections. For example, New York has strict licensing requirements for debt collectors.
- These laws might cover the original creditor too.

Your Rights and Actions You Can Take:
- You can request that debt collectors stop contacting you. Write them a letter, send it by certified mail, and keep a copy. They must stop contacting you except to confirm they won’t contact you again or to inform you of a legal action.
- Collectors must provide a written validation notice of the debt, including the amount owed, the creditor’s name, and your right to dispute the debt.
- If you dispute the debt in writing within 30 days, the collector must verify the debt and stop collecting until they do.
- If they violate the FDCPA, you can sue them within one year for damages and report them to the FTC, CFPB, or your state attorney general.

Finally, if a debt collector is crossing the line, knowing your protections under the FDCPA and state laws empowers you to take action.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8332211584/Nissan Motor Acceptance Corporation (Nmac) Or Nissan Finance Have Any Lawsuits Against Them?

Yes, Nissan Motor Acceptance Corporation (NMAC) or Nissan Finance has several lawsuits and consumer complaints against them regarding debt collection practices.

NMAC was involved in a significant lawsuit with Nissan Manhattan (2016-2018) over a $40 million judgment. In the Brian Miller et al. v. NMAC case (2000), there were issues surrounding early termination of leases. Additionally, NMAC faced a $3 million settlement under the Servicemembers Civil Relief Act (2019) for unlawfully repossessing vehicles from service members without court orders. The Consumer Financial Protection Bureau (CFPB) issued a Consent Order (2019) against NMAC for wrongful vehicle repossessions and deceptive practices. Lastly, they faced an Illinois Class Action in 2017 for mishandling auto accounts.

You should also know that NMAC has numerous consumer complaints about aggressive debt collection tactics, which may violate the Fair Debt Collection Practices Act (FDCPA). There are ongoing class action investigations into these practices.

In closing, if you're dealing with NMAC or Nissan Finance, being aware of their history with lawsuits and consumer complaints can help you make informed decisions and protect your rights.

What Do People Online Say About 8332211584?

People online have shared quite a bit about 8332211584. Here's what they're saying:

Reddit user u/nosoup4you stated: "I asked for the name of the business and at first the operator only responded with Outsourcing Litigation. It wasn't until I pressed more that he said he was with R.M. Recovery. When I asked for the address, he was quite evasive."

Another Reddit user u/financeguy mentioned: "My work has received 3 phone calls in the past few days from a woman who states her name but not the business she works for and is telling who she speaks to that she needs to come to my job to serve me some kind of legal documents."

On a phone reporting site, a user commented: "An automated call asked for if I was (my husband). When I replied no, it asked if he was available. Again, I said no. It then told me to have him call an 800 number."

From these experiences, you can see that calls from this number are causing a lot of stress and confusion. Callers are often evasive and usually don't leave messages, which makes the situation feel suspect.

Overall, if you receive calls from 8332211584, it's best to be cautious, avoid engaging too much, and seek professional advice on handling these calls effectively.

Do I Really Need To Remove 8332211584 From My Credit Report?

Yes, you really need to remove 8332211584 from your credit report if it’s inaccurate. First, you should confirm that this collection appears on your credit report. If you find it and suspect it’s potentially inaccurate, take steps to have it removed.

You might be tempted to hire a typical credit repair company, but we advise against this. Many of them have poor ratings and may waste your time and money. Instead, consider working with a reputable credit repair company like The Credit Pros, which can help you effectively handle these disputes.

Here's what you should do:
- Confirm the collection is on your credit report and potentially inaccurate.
- Avoid typical credit repair companies.
- Consider using a reputable credit repair company to save time and ensure a better outcome.

As a final point, it is crucial that you verify the collection, avoid unreliable credit repair companies, and consider reputable ones like The Credit Pros to handle the dispute efficiently.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8332211584 can be written

- +1 833-221-1584
- +1 (833) 221-1584
- +1 833 221 1584
- (833) 221-1584
- 833-221-1584
- 833.221.1584
- 833 221 1584
- +18332211584
- (833) 221-1584
- 833.221.1584
- 8332211584

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Nissan Motor Acceptance Corporation (NMAC) or Nissan Finance uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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