Home / Who is 8337231709 and why are they calling me?

Who is 8337231709 and why are they calling me?

  • Phone number 8337231709 is likely a debt collector called:' Enhanced Recovery Company (ERC)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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If you've been getting calls from 833-723-1709, it's probably a debt collector like Enhanced Recovery Company (ERC) or a scammer. These calls can be a real pain and might hurt your credit score if you ignore them. It's crucial to find out who's behind this number and what they truly want.

ERC typically buys outstanding debts and then hounds you until they collect. Blocking the number might stop the calls, but it won’t fix the core issue. If it's a legitimate debt, it can still negatively impact your credit score, so you need a lasting solution instead of a quick fix. Ignoring these calls could mean missing important information about your debt.

The Credit Pros can help. Give us a call at the number above, and let’s have a straightforward, no-pressure chat to review your credit report from all three bureaus. We'll identify if this is indeed a debt collector and check for any other negative items that might be dragging down your score. We've helped countless folks like you clear up potentially inaccurate marks, boosting their credit scores and improving their financial well-being. No more harassing calls, just a better, more secure financial future.

Who Is 8337231709: Scam Or Legitimate?

The phone number 833-723-1709 is linked to Enhanced Recovery Company (ERC), a legitimate debt collection agency. However, you need to be cautious because it could also be a scam.

Here’s what we advise you to do:
•Don’t provide any personal information. You should never disclose your bank account details or Social Security number to the caller.
- Verify the debt. Ask for their name, company name, street address, and a callback number. Legitimate debt collectors must provide this information.
- Request a written notice. By law, they must send you written proof of the debt within five days of initial contact.
- Pull your free credit report. Check it for any inaccuracies or negative items that might affect your score.
- Contact us. We can help you with a free 3-bureau credit report evaluation to identify potential inaccuracies.

To sum up, be careful with 833-723-1709 by not sharing personal details, verifying the debt, and requesting written proof. Always check your credit report and reach out to us for further assistance.

How Do I Stop 8337231709 From Harassing Me (How To Report Them)?

To stop 8337231709 from harassing you and report them, follow these steps:

Document Interactions: Keep a detailed log of all calls, including dates, times, and what was said. This documentation will help you in taking further steps.

Do Not Call Registry: Register your number at DoNotCall.gov. File a complaint online or call 1-888-382-1222 if you continue to receive calls.

Block the Number: Use your phone’s call-blocking feature, or contact your service provider for assistance. Consider using call-blocking apps like 'Robokiller' for iPhone or 'Call Blocker' for Android.

Send a Cease and Desist Letter: Write a cease and desist letter. You can use the template available at eforms.com/cease-and-desist. Make sure to send it via certified mail and keep a copy for your records.

Report to the FCC: File a complaint at fcc.gov/complaints if you receive illegal robocalls or your number is being spoofed.

Report to the FTC: Report the harassment at ReportFraud.ftc.gov.

Contact the CFPB: File a complaint at consumerfinance.gov/complaint or call (855) 411-2372 for further assistance.

Legal Actions: Consider hiring a harassment lawyer to explore legal actions or suing under the Telephone Consumer Protection Act (TCPA) if they persist after you’ve revoked consent.

To wrap things up, document your interactions, register on the Do Not Call Registry, block the number, send a cease and desist letter, and report to the FCC, FTC, and CFPB. If the harassment continues, consider legal action.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8337231709?

You should block 8337231709. Blocking this number prevents unwanted stress and harassment, especially if it's from a debt collector like Enhanced Recovery Company (ERC). If you ignore them, you might receive continuous calls that disrupt your day.

Blocking the number won't harm your credit score and won't have any negative consequences. If there's already a collection on your report, ignoring or blocking the number won't make it worse. However, it is crucial that you address any inaccuracies on your credit report. Working with a reputable credit repair company can help you handle disputes and ensure they don't affect your credit further.

To recap:

- Block 8337231709 to stop harassment.
- Your credit score won't drop because of blocking.
- Seek help from a reputable credit repair company to address any credit report disputes.

In the end, blocking the number reduces your stress and, with professional help, you can ensure your credit report is accurate and unresolved issues are addressed promptly.

Can A Debt Collector Like 8337231709 Sue Me?

Yes, a debt collector like 8337231709 can sue you, but it's very unlikely. They usually try to collect the debt through calls and letters first. Lawsuits are expensive and time-consuming for them, so they use this as a last resort, mainly for substantial debts, usually over $5,000.

They must prove you owe the debt, that the amount is correct, and they have the right to sue. This is harder if the debt has changed hands multiple times. Additionally, there's a statute of limitations in each state that limits the time they can sue you for the debt.

If they do decide to sue, you'll get a court summons and complaint which you must respond to avoid a default judgment. This judgment could lead to wage garnishment or bank levies. Always remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) to protect you from abusive practices. If you're sued, you should consider consulting an attorney to understand your options.

As a final point, debt collectors like 8337231709 can sue, but they generally use it as a last resort for larger amounts. You should understand your rights and the statute of limitations in your state, and if sued, respond promptly to protect yourself.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8337231709 Might Have Your Personal Information

If 8337231709 calls you, it might be a debt collector like Enhanced Recovery Company (ERC). You should avoid sharing personal information. Debt collectors must provide details about any claimed debt. It is safer if you don't answer calls from unfamiliar numbers.

Instead, you should monitor your credit by getting a three-bureau report and planning how to improve your credit score. Working with a reputable credit repair company can also be beneficial. They have experience handling credit issues and can help you identify and dispute inaccuracies on your credit report.

Bringing it all together - you should avoid sharing personal information with callers from 8337231709, monitor your credit, and work with a credit repair company to address inaccuracies efficiently.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8337231709

8337231709 is associated with collecting various types of debt, such as credit card accounts, loans, medical bills, utility bills, telecommunications, and government-related debts. Typically, these debts are sold to them by original creditors after you have missed payments for 120 days to six months. Enhanced Recovery Company (ERC) may contact you about these debts through phone calls, letters, emails, or even social media messages.

You might not always recognize the debt immediately, especially if it's an old or unexpected bill. It is crucial that you verify the debt before making any payments. Here are some steps you can take:

- Request debt validation from ERC to confirm the debt is yours.
- Check your financial records to see if the debt aligns with what they are claiming.
- Contact the original creditor to verify the debt details.

All things considered, make sure you verify any debt before paying, understand the types of debt ERC handles, and take proactive steps to clarify your financial obligations.

How Do I Check If I Owe Money To 8337231709?

To check if you owe money to 8337231709, here's what you should do:

First, review your records. Look through your final bills, account statements, and any receipts for equipment returns. This helps you identify any outstanding debts.

Next, obtain your credit reports from Experian, Equifax, and TransUnion. Check for any mentions of debts linked to your account and compare this information with your records.

If you find a debt on your credit report, request validation from the collection agency. They must provide details about the debt, including the original creditor and the amount owed.

Ask the debt collector for written confirmation by mail. Legitimate agencies like Enhanced Recovery Company (ERC) should provide this without issue.

Consider consulting a consumer protection lawyer if you face harassment or disputes regarding the debt. They can help you understand your rights and provide guidance.

If you believe the debt is not yours or there are inaccuracies, dispute these with the credit bureaus. Remember, this process can be time-consuming and may take several months.

Lastly, ensure you gather all information before reaching out to Spectrum or any debt collectors to handle the situation effectively and avoid unnecessary complications.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8337231709

You are protected from debt collectors like Enhanced Recovery Company (ERC) by several laws and regulations. Mainly, the Fair Debt Collection Practices Act (FDCPA) is the primary federal law safeguarding you against abusive, deceptive, and unfair practices by third-party debt collectors. Here are key protections under the FDCPA:

- Prohibited Conduct: Debt collectors can't contact you before 8 AM or after 9 PM, use abusive language, make threats, disclose your debt to third parties, or falsely represent themselves.
- Validating Debts: Collectors must provide a written validation notice about the debt, including the amount owed, the name of the creditor, and your rights to dispute the debt within 30 days.
- Consumer Rights: You can demand in writing that a debt collector stops contacting you. If you have an attorney, the collector must communicate with them. You also have the right to sue for FDCPA violations and report any misconduct to the Federal Trade Commission (FTC) or Consumer Financial Protection Bureau (CFPB).

In addition to federal protections, state laws may offer further protections. Some states have stricter requirements for licensing debt collectors or additional consumer protection laws.

If you believe your rights under the FDCPA are being violated by ERC or any other debt collector, ensure you document everything and consider seeking assistance from an attorney or consumer protection agency.

Finally, you have protections like the FDCPA to keep debt collectors in check, and you can demand validation of your debt or report violations.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8337231709/Enhanced Recovery Company (Erc) Have Any Lawsuits Against Them?

Yes, Enhanced Recovery Company (ERC) has several lawsuits against them.

You might find these specific cases interesting:
- WALLACE v. ENHANCED RECOVERY COMPANY, LLC (Sept 16, 2015) - This case was filed in the United States District Court, E.D. North Carolina, Western Division.
- STROUSE v. ENHANCED RECOVERY CO., L.L.C. (July 29, 2013) - This lawsuit was launched in the United States District Court, E.D. Pennsylvania.
- OBENAUF v. ENHANCED RECOVERY CORPORATION (May 2, 2011) - This legal action took place in the United States District Court, D. New Mexico.
- Cobb v. ERC (Mar. 10, 2020) - In this case, the plaintiff's counsel was sanctioned for pursuing a meritless claim, and ERC was awarded $41,871.95 in attorney's fees and costs.

ERC has also received over 1,500 complaints with the Better Business Bureau (BBB) and more than 7,000 complaints with the Consumer Financial Protection Bureau (CFPB) for violations related to debt collections. Common issues include aggressive tactics, misreporting debts, and unfair practices according to the Fair Debt Collection Practices Act (FDCPA).

If you have any trouble with ERC, we advise you to report them to your attorney general’s office or the CFPB.

In closing, ERC faces multiple lawsuits and numerous complaints over their debt collection practices. If you encounter issues, reporting to relevant authorities can be a crucial step.

What Do People Online Say About 8337231709?

Here's what people online are saying about the phone number 833-723-1709:

User @Dani_OMG on Reddit commented that it has been calling about a debt they don't owe and keeps calling even after blocking. Beware of potential scams. User @Maxine_Loop shared that the message from the number states, “Press 1 for a wrong number or 2 to proceed,” and the caller ID reads "ERC" - Enhanced Recovery Company. User @Zman28 mentioned receiving the same call and is seeking advice. User @TechSkeptic noted that it’s an international debt collector.

Brief Analysis

Most comments indicate frustration and suspicion towards calls from 833-723-1709. You might experience:
- Calls about debts you do not owe.
- Persistent calling even after you block the number.
- Identification with ERC, a debt collection agency.

If you receive calls from this number, verify any debt claims. We advise you to block the number and seek help from consumer protection services.

Overall, if you get calls from 833-723-1709, it's crucial you verify the debt, block the number, and consider professional help to protect yourself.

Do I Really Need To Remove 8337231709 From My Credit Report?

Yes, you should consider removing 8337231709 from your credit report if you've confirmed it's there and identified it as potentially inaccurate. Handling this on your own can take a lot of time and effort. Instead of hiring a typical credit repair company, which can often seem deceptive, you should consider reaching out to a reputable company like The Credit Pros.

By choosing The Credit Pros, you can save yourself the hassle and potentially achieve better results. Here are some steps you can follow:

- Confirm that 8337231709 appears on your credit report.
- Identify if the entry is indeed inaccurate.
- Consider contacting The Credit Pros for professional assistance in removing the inaccuracy.

As a final point, make sure you address any inaccuracies on your credit report. Consider reaching out to a reputable company to save time and improve your credit score effectively.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8337231709 can be written

- +1 833-723-1709
- +1 (833) 723-1709
- +1 833 723 1709
- (833) 723-1709
- 833-723-1709
- 833.723.1709
- 833 723 1709
- +18337231709
- (833) 723-1709
- 833.723.1709
- 8337231709

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Enhanced Recovery Company (ERC) uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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