Home / Who Is 8334172664 (+ How Are They Hurting My Credit Score)

Who Is 8334172664 (+ How Are They Hurting My Credit Score)

  • Phone number 8334172664 is likely a debt collector called:' Monarch Recovery Management'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
List of company featuring our services

Main phone number related with this page is: 8339901911

Getting calls from 833-417-2664 can drive anyone nuts. This number probably belongs to Monarch Recovery Management, a debt collector, or could be a scam. You shouldn't ignore these calls. They might mess with your credit report and financial health.

If it's a debt collector, they likely bought an old debt of yours and keep calling to get it back. Sometimes, another company calls on their behalf. Blocking or ignoring these calls might make you feel better for a bit, but it won't fix the problem for good.

Call The Credit Pros instead. We'll chat without any pressure and review your 3-bureau credit report. We'll find out if a debt collector is bothering you and spot other bad items hurting your credit score. We've helped many people like you remove inaccurate items, boost credit scores, and stop those annoying calls.

Who Is 8334172664: Scam Or Legitimate

The number 833-417-2664 is associated with Monarch Recovery Management, but it could also be a scam. It's important that you don't engage directly with the caller, whether legitimate or not. You should:

• Request a free 3-bureau credit report evaluation.
• Check your credit report for any inaccurate, negative items.
• Verify the debt first by asking the collector for their information and confirming it through your state attorney general or state regulator.

If you suspect it's a scam, file a complaint with your state's consumer protection office. We, The Credit Pros, are here to help you verify any debt and dispute inaccuracies on your report.

To sum up – don't engage with unknown callers, check your credit report, verify any debts, and seek professional help if needed.

How Do I Stop 8334172664 From Harassing Me (How To Report Them)

To stop 8334172664 from harassing you, try these steps:

First, document every unwanted call. Keep a log with dates, times, and any abusive language used.

Next, register your number with DoNotCall.gov. Block the number on your phone or ask your service provider for help.

If the problem persists, take further steps:

• Send a cease and desist letter using the template at eforms.com/cease-and-desist.
• Consider obtaining a restraining order if calls persist or threats escalate.
• Hire a harassment lawyer to help you navigate your legal rights.

Use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.

Report the number:

• Submit a complaint to the FCC at fcc.gov/complaints.
• File a report with the FTC at ReportFraud.ftc.gov.
• Submit a complaint to the CFPB at consumerfinance.gov/complaint or call (855) 411-2372.

Contact your phone carrier for additional call-blocking tools and options. Also, seek help from local or state consumer protection offices for extra assistance.

To wrap things up, you should document the unwanted calls, use call-blocking apps, report the number to the FCC, FTC, and CFPB, and consider legal actions. This should help you stop the harassment and regain your peace.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8334172664

Blocking or ignoring 8334172664 is generally safe and won't have negative consequences. Especially if the calls are from a debt collector, blocking the number is a smart move. It helps you avoid feeling harassed. Ignoring the number won't harm your credit score either. However, if the debt is real and listed on your credit report, it may already affect your score.

It's crucial that you address any inaccuracies on your credit report. We advise you to work with a reputable credit repair company. This way, you can manage any disputes and inaccuracies efficiently while avoiding further stress from unwanted calls.

Blocking these calls helps you reduce distractions and stay focused on resolving any credit issues professionally.

In the end, if you block 8334172664, you reduce stress and take control of your situation, while a credit repair company helps you clear any inaccuracies on your report.

Can A Debt Collector Like 8334172664 Sue Me

Yes, a debt collector like 8334172664 can sue you, but it's rare and usually a last resort. Typically, they sue when the debt amount is substantial, often over $5,000, making it worth the cost for them. They must prove you owe the debt, the correct amount, and their legal right to sue, which can be challenging if the debt has changed hands multiple times.

Debt collectors prefer calling and sending letters to collect the debt before considering a lawsuit. Suing is expensive and time-consuming, so they aim to settle out of court. Additionally, each state has a statute of limitations, meaning if the debt is old, they might not be able to sue.

If they do sue, you will receive a court summons and complaint. You must respond within the specified deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

• Debt collectors like 8334172664 prefer calls and letters to lawsuits.
• The statute of limitations varies by state, affecting their ability to sue.
• They must prove the debt's validity and their right to sue.

Remember, the Fair Debt Collection Practices Act (FDCPA) protects you from abusive or deceptive practices by debt collectors. If you receive a lawsuit, consider talking to an attorney to understand your options and defenses.

As a final point, it's very unlikely a debt collector like 8334172664 will sue you, but if they do, ensure you respond promptly, understand your rights, and consider legal advice.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8334172664 Might Have Your Personal Information

If 8334172664 is contacting you, you should avoid picking up the call. This number is likely associated with a debt collector, and it's crucial that you don’t share any personal information with them. Here's what we advise you to do next:

- Get Your 3-Bureau Credit Report: Start by obtaining your credit reports from Experian, Equifax, and TransUnion. This will help you understand your current credit situation.

- Develop a Credit Improvement Plan: Create a plan to boost your credit score. This might include disputing inaccuracies, paying down debt, and ensuring timely payments on all your accounts.

- Consider a Reputable Credit Repair Company: Working with an experienced credit repair firm can be highly beneficial. They know the ins and outs of dealing with debt collectors and can help you remove collections from your report without you having to pay the debt. Their expertise can guide you through the process of disputing and resolving credit issues effectively.

Bringing it all together - avoid engaging directly with 8334172664, focus on getting your credit reports, develop a solid improvement plan, and consider seeking help from a reputable credit repair company to navigate through your credit issues with confidence.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8334172664

The types of debt collected by 8334172664 include various forms of personal debt. You might have credit card debts, medical bills, personal loans, mortgages, or unpaid utility bills that they are trying to collect. They could be working on behalf of the original creditor or may have purchased the delinquent debts themselves.

It's crucial that you know your rights under federal and state laws to protect yourself from unfair debt collection practices. If you feel harassed, you can ask for debt verification, report them, and seek legal advice if needed.

All things considered, understanding the types of debt collected by 8334172664 and recognizing your rights can help you handle their calls more effectively and with less stress.

How Do I Check If I Owe Money To 8334172664

To check if you owe money to 833-417-2664, follow these steps:

First, avoid calling the number directly. Contacting them might reset the statute of limitations on any old debts. It's important that you don't engage directly.

Next, look through your own financial records for any final bills, account statements, or receipts related to this number. This step helps you verify if you have any outstanding debts yourself before reaching out.

Then, review your credit report. You can get a copy from one of the major credit bureaus (Equifax, Experian, or TransUnion) to see if any debt from this number shows up there. This way, you can identify any debt claims associated with 833-417-2664.

If the debt appears on your credit report, request debt validation in writing from the collection agency. They must provide proof that the debt is yours, which protects you from paying inaccurate claims.

Lastly, if you are being harassed or the debt seems inaccurate, consider seeking advice from a consumer protection lawyer. They can help you address any potential legal issues and ensure your rights are protected.

Lastly, remember to gather as much documentation as possible before engaging with the collection agency to protect your credit from inaccurate debt claims.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8334172664

Debt collection laws protect you from calls made by 8334172664, including those from Monarch Recovery Management, through the Fair Debt Collection Practices Act (FDCPA). The FDCPA regulates how debt collectors can act. Here are key protections for you under the FDCPA:

• No harassment: Collectors cannot use abusive language or harass you with repeated calls.
• Timely contact: Calls cannot occur before 8 AM or after 9 PM.
• Workplace contact: You can stop calls to your workplace if you inform the collector that your employer disapproves.
• Identity and amount clarification: Collectors must inform you about the amount owed, the creditor’s name, and your right to dispute the debt within 30 days.
• False representation: Collectors cannot pretend to be attorneys or government officials.
• Third-party disclosure: Collectors cannot disclose your debt to others without your consent.

State laws may offer additional protections, like stricter rules on licensing and practices. If these laws are violated, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or sue for damages, statutory damages up to $1,000, plus attorney fees and costs. You can write to demand that the collector stop contacting you, which they must honor except for specific actions.

For credit report disputes, the Fair Credit Reporting Act (FCRA) helps you address inaccuracies. Knowing these laws empowers you to handle debt collectors confidently.

Finally, you should remember these protections and use them to manage calls from 8334172664, use the laws to safeguard your rights, and feel confident in taking legal steps if needed.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8334172664/Monarch Recovery Management Have Any Lawsuits Against Them

Monarch Recovery Management does have lawsuits against them. Here are the key lawsuits and official complaints:

1. Kathleen McKee v. Monarch Recovery Management Inc., et al.: A North Carolina resident filed a class action lawsuit for receiving a deceptive collections letter that made it unclear to whom the debt was owed. The letter didn't properly explain the relationship to Celtic Bank, causing confusion.
2. Donald G. McDowell v. Monarch Recovery Management Inc.: An Indiana plaintiff claims Monarch used unscrupulous practices, including sending a misleading computer-generated letter that misrepresented the amount owed, violating the Fair Debt Collection Practices Act (FDCPA).

Official complaints include:
• FDCPA Violations: Monarch frequently violates FDCPA regulations through practices such as sending misleading letters and utilizing robocalls.

You might need assistance dealing with these issues. We recommend responding immediately to any lawsuit to avoid default judgments, which can lead to wage garnishments or property liens.

In closing, it's essential that you address any lawsuit from Monarch Recovery Management promptly to protect your financial well-being.

What Do People Online Say About 8334172664

People online have mixed opinions about the phone number 833-417-2664, but most feedback suggests it is linked to debt collection and potential scams.

On Robokiller, users report:
• 'Scam' (June 21, 2023)
• 'Fake phantom debt collection scam by madarchod criminals phoning from India.' (February 7, 2023)
• 'I am current in all my debt; which is with only one bank.' (October 9, 2023)

On Reddit, one user noted:
• 'A text stating that funds were being sent but not yet available was sent by 833 417 2664, I googled the number, and I see something saying the number is legit, and others saying it's used by scammers.'

Other user reports reveal:
• 'They do not leave a message.' (Reported on various dates)
• 'This company calls for Diane Aguilar who I don't know and has NEVER had this number.' (A user expressing frustration over mistaken identity and repeated calls)

Overall, you should be cautious as many people feel harassed and question the legitimacy of calls from 833-417-2664 due to reports of potential scams and unsolicited debt collection attempts.

Do I Really Need To Remove 8334172664 From My Credit Report

Yes, you need to remove 8334172664 from your credit report if you've confirmed the collection is really on your report and it's potentially inaccurate. It's crucial that you don't engage with typical credit repair companies because many are poorly rated and deceptive. Disputing it on your own can be very time-consuming and exhausting. Instead, we advise you to reach out to a reputable company like The Credit Pros. They can save you hours of effort and maximize your chances of removing the potentially inaccurate negative item.

Here's what you should do:

• Confirm the collection from 8334172664 is on your credit report and verify its accuracy.
• If it's potentially inaccurate, avoid disputing it on your own.
• Save time and effort by contacting a reputable credit repair company.

A good credit repair firm can make a significant difference in addressing inaccuracies. Look for companies with a solid track record to help you manage this efficiently.

As a final point, it's essential that you verify the accuracy of the collection on your report and seek help from a trusted credit repair company to save time and increase your chances of success.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8334172664 can be written

- +1 833-417-2664
- +1 (833) 417-2664
- +1 833 417 2664
- (833) 417-2664
- 833-417-2664
- 833.417.2664
- 833 417 2664
- +18334172664
- (833) 417-2664
- 833.417.2664
- 8334172664

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Monarch Recovery Management uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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