Home / Who is 8008614840 and why are they calling me?

Who is 8008614840 and why are they calling me?

  • Phone number 8008614840 is likely a debt collector called:' Cavalry Portfolio Services'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8668735293

Cavalry Portfolio Services, a known debt collector, is likely calling you from 8008614840. If you're getting unwanted calls, you're not alone. Many people report harassment from this number. The moment you notice these calls, take steps to protect yourself.

First, block the number to keep your peace of mind. Check your credit report from Experian, TransUnion, and Equifax to see if they’ve listed any negative items. If you find inaccuracies or want to dispute the debt, act quickly. The Fair Debt Collection Practices Act (FDCPA) protects you from abusive practices, so know your rights.

Contact The Credit Pros at 8008614840 for a simple, no-pressure evaluation of your entire credit report. We’ll help you navigate your unique situation. We understand the seriousness of this matter and are here to offer the support and expertise you need to safeguard your credit and personal information.

Who Is 8008614840: Scam Or Legitimate

When you receive a call from 800-861-4840, it's likely Cavalry Portfolio Services, a debt collector. Don't assume it's a scam or legitimate right away. Here's what you should do:

• Block the number to stop unwanted calls
• Get your free credit report from all three bureaus
• Let us check for any incorrect negative items affecting your score

We've helped many people in your situation. Your next step is to pull your credit report and look for potential errors. If you see Cavalry listed as a collection, it's probably real - but you shouldn't engage with them yet.

We can help you verify any debt, dispute mistakes, and improve your financial outlook. Give us a call for a free credit check and personalized plan tailored to your situation. You're not alone in this, and we're here to support you every step of the way.

You should avoid paying anything until you've verified the debt. It's crucial that you take control of the situation by gathering information first. Remember, debt collectors must provide proof of the debt if you request it.

To finish up, you should focus on blocking the number, checking your credit report, and reaching out to us for expert help. We're confident that together, we can tackle this challenge and get your finances back on track.

How Do I Stop 8008614840 From Harassing Me (How To Report Them)

You can stop 8008614840 from harassing you by taking several steps. First, document every unwanted call, noting dates, times, and any abusive language. Then, register your number on the Do Not Call Registry to reduce such calls. You should also use your phone's call-blocking feature and consider call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple.

If the calls continue, we advise you to take further action:

• File a complaint with the FCC: You can visit fcc.gov/complaints, select "unwanted calls," and provide details about the number, dates, and times.
• Report to the FTC: For telemarketing or debt collection abuse, you should report at ReportFraud.ftc.gov or DoNotCall.gov.
• Submit a complaint to the CFPB: Go to consumerfinance.gov/complaint, explain your issue and what you'd like resolved. You can also call the CFPB at (855) 411-2372 for assistance.

For more severe harassment, you have additional options:

• Send a cease and desist letter: You can use a template from eforms.com/cease-and-desist/.
• Consider legal action: You might want to hire a harassment lawyer to explore your legal options.

Lastly, we recommend that you contact your phone carrier for additional call-blocking tools and resources. You can also check with your local consumer protection office for more help.

To wrap things up, remember that you have multiple ways to fight back against harassment from 8008614840. Start with documentation and blocking, then escalate to official complaints if needed. We're here to support you through this challenging situation.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8008614840

You should block 8008614840. Here's why:

We understand this situation can be stressful for you. You're likely dealing with a debt collector (Cavalry Portfolio Services) trying to contact you. Don't worry, blocking won't hurt your credit score - any damage is already done if it's on your report.

By blocking this number, you stop potential harassment and reduce your stress. Here's what we advise you to do:

• Block the number on your phone
• Don't engage with them directly
• Check your credit report for accuracy
• Work with a credit repair company to handle disputes

Remember, you're not obligated to speak with debt collectors. When you block this number, you take control and give yourself peace of mind. We know this can be overwhelming, but taking action puts you back in charge.

A reputable credit repair service can guide you through removing inaccurate items and improving your score. They'll help you navigate this process step by step.

To finish up, remember that you have the power to control who contacts you. By blocking 8008614840 and seeking professional help, you're taking positive steps towards managing your financial situation and reducing stress in your daily life.

Can A Debt Collector Like 8008614840 Sue Me

Yes, a debt collector like 800-861-4840 (Cavalry Portfolio Services) can sue you, but it's unlikely. Debt collectors usually view lawsuits as a last resort, especially for debts under $5,000. They must prove you owe the debt, the amount is correct, and they have the legal right to sue - which can be challenging if the debt has changed hands multiple times.

You should know that suing is expensive and time-consuming for collectors. They often prefer settling out of court to save on costs. Additionally, each state has a statute of limitations that restricts the timeframe for suing over old debts, further reducing the likelihood of a lawsuit.

Debt collectors typically try other methods first. You might receive calls and letters before any legal action. If a lawsuit is filed, you'll get a court summons and complaint. It's crucial that you respond to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive practices. If you're sued, we recommend that you consult an attorney to explore your options and defenses.

Here are some steps you can take:

• Verify the debt: Ask the collector to provide proof that you owe the amount they claim.
• Check the statute of limitations: Research your state's laws to see if the debt is too old to be legally pursued.
• Negotiate: You might be able to settle the debt for less than the full amount.

To finish up, it's important that you stay informed and proactive. While a lawsuit is possible, it's not the most likely outcome. You have rights and options, so don't panic if you hear from a debt collector.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8008614840 Might Have Your Personal Information

You should be cautious if 8008614840 contacts you, as they might have your personal information. This number belongs to Cavalry Portfolio Services, a debt collector. Don't provide any information or even pick up their calls, as this could complicate your situation. Instead, you should obtain your 3-bureau credit report to check for any inaccurate or negative items from this debt collector.

We advise you to start building a comprehensive plan to improve your credit. Your best option is likely working with a reputable credit repair company like Credit Glory or Credit Sage. These professionals can help you challenge any inaccurate, incomplete, unverifiable, or fraudulent negative items on your report, often without you needing to pay the debt.

Here's what we recommend you do:

• Get your 3-bureau credit report
• Look for any items from Cavalry Portfolio Services
• Contact a reputable credit repair company
• Let them guide you through challenging negative items

By taking these steps, you can potentially remove the collection account, improve your credit score, and prevent further collection efforts. To finish up, remember that you have the power to take control of your financial situation. With the right help, you can reclaim your financial freedom and reduce your stress.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8008614840

Cavalry Portfolio Services, associated with 8008614840, collects various types of debt. You might see a collections account on your credit report from this agency if you have unpaid debts in these categories:

• Credit card debt
• Payday loans
• Auto finance debt
• Utility bills
• Telecommunication debt

These debts are typically purchased from original creditors, such as large banks. You should be aware that Cavalry Portfolio Services may contact you regarding any of these types of unpaid debts.

If you receive a call from 8008614840, you should understand that it's likely about one of these debt types. We advise you to verify the debt before taking any action. You can request a debt validation letter to confirm the details of what you allegedly owe.

To finish up, remember that you have rights when dealing with debt collectors. You should always verify the debt, understand what type of debt is being collected, and consider seeking professional advice if you're unsure how to proceed. We're here to help you navigate this situation and regain control of your finances.

How Do I Check If I Owe Money To 8008614840

To check if you owe money to 800-861-4840, you should follow these steps:

First, review your personal records. You need to look through your final bills, account statements, and any equipment return receipts. These documents might show if you owe any money.

Next, you should request debt validation. If you see the debt on your credit report, send a written request to Cavalry Portfolio Services. Ask them to validate the debt. They must provide proof that the debt is yours and the amount is correct.

It's important that you obtain your credit report. You can request a free credit report from Experian, TransUnion, or Equifax. This will help you see if there are any collections accounts listed.

If you find any inaccuracies, you should file a dispute with the credit bureau. Make sure you provide supporting evidence like receipts or correspondences.

We recommend that you consider consulting a consumer protection lawyer if you're facing harassment or have disputes. They can provide valuable advice tailored to your situation.

Remember, you shouldn't initiate direct contact with Cavalry Portfolio Services. If you do, you might restart the statute of limitations on old debts.

• You should gather all relevant documentation
• We advise you to be proactive in addressing potential debts
• You need to protect your rights by understanding the debt collection process

To finish up, you should approach this situation methodically. By following these steps, you'll be better equipped to handle any potential debt issues effectively. Remember, we're here to help you navigate this process with confidence.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8008614840

Several debt collection laws protect you from improper practices by debt collectors, including those potentially associated with 800-861-4840. The main federal law you should know about is the Fair Debt Collection Practices Act (FDCPA). This law prohibits debt collectors from using abusive, unfair, or deceptive practices when they're trying to collect personal, family, and household debts from you.

Here are some key protections the FDCPA offers you:

• You can't be contacted before 8 AM or after 9 PM.
• Debt collectors can't call you at work if your employer doesn't allow it.
• They can't harass you with obscene language, repeated calls, or threats of violence.
• They're not allowed to falsely claim they're attorneys or government representatives.
• You must receive a written notice about your debt, including the amount owed and your rights.

Many states offer you additional protections beyond the FDCPA. We recommend you check with your state attorney general's office to learn about specific laws in your area.

You have important rights as a consumer:

• You can request in writing that a debt collector stops contacting you.
• If you dispute the debt in writing within 30 days, they must stop collection until it's verified.
• You can sue for FDCPA violations within one year and report any issues to the FTC and CFPB.

If Cavalry Portfolio Services, associated with 800-861-4840, contacts you, make sure they're following these rules. Remember, you have the right to validate any debt claim they make.

To finish up, we want you to know that you're not alone in this. You have strong legal protections and clear rights when dealing with debt collectors. Don't hesitate to assert these rights and seek help if you need it. Your financial well-being matters, and you have the power to stand up for yourself against unfair practices.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8008614840/Cavalry Portfolio Services Have Any Lawsuits Against Them

Yes, Cavalry Portfolio Services has faced several lawsuits and complaints. Here's what you need to know:

Lawsuits:
• In 2017, Florida plaintiffs claimed Cavalry didn't disclose time-barred debt.
• A 2018 Wisconsin class action alleged inaccurate debt reporting.
• 2017 New York and Missouri class actions claimed failure to identify original creditors.
• A 2020 TCPA class action resulted in a $24 million settlement for unauthorized contact.
• Other suits involved misrepresenting consumer rights and collecting debts without proper licenses.

Complaints:
You should be aware that Cavalry has received 180 BBB complaints in three years and 3,450 CFPB complaints, with 2,885 about debt collection. Consumers often report aggressive tactics, misrepresentation, and failure to validate debts.

If you're dealing with Cavalry Portfolio Services, we advise you to verify your debt, understand your rights, and respond promptly to any legal action. To wrap things up, you should always be cautious when interacting with debt collectors and don't hesitate to seek legal advice if you feel your rights are being violated.

What Do People Online Say About 8008614840

When you search online for information about 8008614840, you'll find mostly negative experiences shared by people. Users on Reddit and other platforms describe this number as a source of unwanted and potentially fraudulent calls.

You might encounter claims that this number is associated with:

• Fake debt collection attempts
• Medicare and medical information scams
• Funeral expense or alarm system sales pitches
• Car warranty offers
• Phony marketing surveys

Many users express frustration with the persistent nature of these calls. They report receiving multiple calls per day, which can be disruptive and stressful for you.

We advise you to be cautious if you receive a call from this number. You should not share any personal or financial information with the caller. Instead, here's what we recommend you do:

• Block the number on your phone to prevent future calls
• Don't answer calls from unknown numbers
• Report the number to the Federal Trade Commission (FTC) if you believe it's involved in fraudulent activities

If you're concerned about potential identity theft or unauthorized access to your accounts, you should monitor your credit report closely. We suggest you work with a reputable credit repair company to address any inaccuracies or disputes on your report.

To finish up, remember that you have the power to protect yourself from unwanted calls. By staying vigilant and taking proactive steps, you can reduce stress and maintain control over your personal information and finances.

Do I Really Need To Remove 8008614840 From My Credit Report

Yes, you should remove 8008614840 from your credit report if it's potentially inaccurate. We understand dealing with collections is stressful, but you don't need to handle this alone. Here's what we advise you to do:

• Check if this collection is actually on your report
• Verify if it seems potentially inaccurate
• Avoid falling for shady credit repair scams
• Don't try disputing on your own - it's time-consuming and draining

Instead of wasting time with typical credit repair companies or struggling through the process alone, we recommend you reach out to a reputable service like The Credit Pros. They can save you hours of effort and make a huge difference in getting potentially inaccurate items removed.

Let the experts handle the heavy lifting so you can focus on improving your financial health. The Credit Pros team has helped thousands of people remove inaccurate negative items. They're here to empower you and get your credit back on track.

To finish up, remember that you have options to address this issue effectively. You don't have to stress about it alone - reach out to professionals who can guide you through the process and help you improve your credit situation.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8008614840 can be written

- +1 800-861-4840
- +1 (800) 861-4840
- +1 800 861 4840
- (800) 861-4840
- 800-861-4840
- 800.861.4840
- 800 861 4840
- +18008614840
- (800) 861-4840
- 800.861.4840
- 8008614840

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Cavalry Portfolio Services uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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