Who is 8007879437 and why are they calling me?

The number 8007879437 is likely from Midland Credit Management (MCM), a debt collector, but it could be a scam. You shouldn't engage with the caller directly. Instead, here's what we advise you to do:

• Block the number to stop unwanted calls
• Get your free 3-bureau credit report
• Look for any incorrect negative items
• Let us check if the debts are real and challenge any errors

We've helped thousands of people in your situation. Even if it's a legitimate call, don't respond to them yourself. Your next step is to check your credit report for problems. We can help you verify MCM debts, dispute inaccuracies, and improve your financial outlook.

You might feel stressed about this situation, but we're here to support you. We understand that dealing with potential debt collectors can be overwhelming. That's why we offer a free review of your credit report. We'll work with you to create a personalized plan to boost your credit score.

To finish up, remember that you're not alone in this. You should block the number, check your credit report, and reach out to us for help. We're here to guide you through each step and help you take control of your financial future.

To stop 8007879437 from harassing you, you can take several effective steps. First, you should document every unwanted interaction. Keep a detailed log of each call, noting dates, times, and any abusive language used.

Next, we recommend you register your number at DoNotCall.gov. This simple action can significantly reduce unsolicited calls. You should also use your phone's call-blocking feature or contact your service provider for additional blocking options.

Filing complaints is crucial. We advise you to report illegal robocalls and spoofing to the FCC at fcc.gov/complaints. You can also report violations of the Do Not Call Registry to the FTC at ReportFraud.ftc.gov. If you believe a debt collector is harassing you, file a complaint with the CFPB online or call (855) 411-2372.

For additional protection, consider these steps:

• If threats escalate, you should obtain a restraining order.
• Consult a harassment lawyer, as harassment violates Federal and State laws.
• Send a cease and desist letter using a template from eforms.com/cease-and-desist/.

Don't forget to use call blocking apps. If you have an Android, try 'Call Blocker - Stop spam calls'. For Apple users, 'Robokiller: Spam Call Blocker' is a good option.

To finish up, remember you have the power to stop this harassment. By taking these proactive steps and keeping detailed records, you'll significantly reduce or stop unwanted calls. We're here to support you through this process, so don't hesitate to take action today.

You should block 8007879437, which belongs to Midland Credit Management (MCM), a debt collection agency. Blocking won't harm your credit score or create legal issues, and your score won't drop just for ignoring calls.

We understand dealing with debt collectors can be stressful. Here's what we advise you to do:

• Block the number to stop unwanted contact and reduce stress
• Document any harassment or frequent calls you receive
• Work with a reputable credit repair company to address potential inaccuracies on your credit report

By blocking the number, you take control of the situation. A credit repair company can help you remove incorrect items from your report, improving your credit situation. Remember, you have rights under the Fair Debt Collection Practices Act. Don't let collectors pressure you.

To finish up, you should block 8007879437, keep records of any harassment, and consider getting professional help to improve your credit. By taking these steps, you'll feel more in control and less stressed about your financial situation.

Yes, a debt collector like 8007879437 can sue you, but it's unlikely. Here's what you need to know:

Debt collectors usually only sue when you owe a substantial amount, typically over $5,000. They prefer to settle out of court because lawsuits are expensive and time-consuming. If they do sue, they must prove you owe the debt, the amount is correct, and they have the legal right to sue.

Each state has a statute of limitations for debt collection lawsuits. If your debt is old, it might be past this timeframe, making a lawsuit less likely. Debt collectors usually try other methods first, like calling and sending letters.

If you're sued, you'll receive a court summons and complaint. It's crucial that you respond within the specified deadline to avoid a default judgment. A default judgment could lead to wage garnishment or bank account levies, though this is rare.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive or deceptive practices by debt collectors. We recommend that you:

• Know your rights under the FDCPA
• Keep records of all communications with the debt collector
• Verify the debt if you're unsure about its validity

If you receive a lawsuit, don't panic. You should consult with an attorney to understand your options and potential defenses. They can help you navigate the legal process and protect your rights.

To finish up, if a debt collector like 8007879437 contacts you, stay calm and informed. You have rights, and there are steps you can take to protect yourself. Remember, while a lawsuit is possible, it's not the most common outcome in debt collection situations.

If you receive a call from 8007879437, you should be cautious as this number might have your personal information. Do not provide any details to the caller, as it's likely linked to debt collector scams. Instead of engaging, you should ignore their calls to protect yourself.

We advise you to take these steps to safeguard your information and credit:

1. You should obtain your 3-bureau credit report. This will help you check for any inaccuracies or fraudulent activities on your Equifax, Experian, and TransUnion reports.

2. You need to build a comprehensive plan:
• Identify and dispute any incorrect information you find.
• Create a strategy to boost your credit score by paying down debts and making timely payments.

3. We recommend that you work with a reputable credit repair company. These professionals have the expertise to effectively challenge false claims and improve your credit.

By blocking these calls and following our advice, you'll protect your personal information and credit score. To finish up, remember that you're not alone in this situation. You can take control by staying vigilant, checking your credit regularly, and seeking professional help when needed. We're here to support you through this process.

Midland Credit Management (MCM) primarily collects debts related to credit cards, auto loans, and cell phone bills. You should know that MCM purchases debts from various creditors, but they don't disclose those companies' names. They handle both delinquent accounts and debts sold by original creditors.

If MCM contacts you, it's crucial that you verify the debt and gather all necessary information before proceeding. Here's what we advise you to do:

• Request written validation of the debt
• Check your credit report for accuracy
• Don't provide personal financial details until you confirm the collector's legitimacy

Remember, you have rights under the Fair Debt Collection Practices Act. We understand dealing with debt collectors can be stressful, but staying informed empowers you to handle the situation effectively.

To finish up, let's recap the key points: You should always verify any debt MCM claims you owe, gather all the info you can, and protect your personal details. We're here to help you navigate this process with confidence.

To check if you owe money to 8007879437, you should first review your personal records. Look through your bills, account statements, and equipment return receipts for any outstanding balances.

If you find the debt on your credit report, you need to request a written debt validation from the collections agency. They must provide you with details about the original creditor, the amount you owe, and other relevant information.

You should also consult your credit reports for any related entries that might give you more information about the debt. However, it's crucial that you avoid direct contact with the number to prevent restarting the statute of limitations on old debts.

If you're facing harassment over disputed debts or need help disputing inaccurate items on your credit report, you should consider seeking professional help. A consumer protection lawyer can guide you through the process and protect your rights.

We understand that dealing with debt can be stressful for you. Here are some key steps you can take:

• Gather all your documentation before reaching out to Spectrum or any debt collectors
• Request written validation of the debt
• Check your credit reports for related entries
• Avoid direct contact with the number
• Seek professional help if needed

To wrap things up, remember that you have rights when it comes to debt collection. By following these steps, you can protect yourself from inaccurate collection efforts and minimize the impact on your credit score. Don't hesitate to seek professional help if you feel overwhelmed – we're here to support you through this process.

You have several legal protections against debt collection practices from 8007879437, primarily through the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA).

Under the FDCPA, you're protected from:

• Calls at inconvenient times (before 8 AM or after 9 PM)
• Contacts at work if your employer prohibits it
• Harassment, abusive language, or false representations
• Lack of proper debt validation

The TCPA safeguards you by:

• Prohibiting autodialers to your cell phone without consent
• Allowing you to revoke consent for cell phone contact in writing

You have the right to:

• Demand in writing that debt collectors stop contacting you
• Dispute the debt, halting collection until verification is provided
• Sue for FDCPA violations within one year

Many states offer additional protections. We advise you to check with your state attorney general for specific laws that may apply to your situation.

If you're experiencing issues, you should document all interactions and report violations to the FTC and CFPB. You might also consider consulting a consumer lawyer if necessary.

To wrap things up, remember you have the power to protect yourself from unfair debt collection practices. By knowing your rights and taking action when needed, you can effectively manage and resolve debt-related issues.

Yes, Midland Credit Management (MCM) has faced several lawsuits and complaints related to debt collections. Here are some notable cases:

You should be aware of the $15 million settlement MCM agreed to pay for violating the Telephone Consumer Protection Act. This lawsuit accused them of using automatic dialers to call cell phones without consent. If you received unauthorized calls from MCM between 2006 and 2014, you might be eligible for debt forgiveness or a cash payout.

We've also seen a Fair Debt Collection Practices Act lawsuit filed against MCM in Connecticut. This case alleges that their collection practices caused emotional distress. You should know that many consumers have filed complaints with the Better Business Bureau and Consumer Financial Protection Bureau about MCM's aggressive tactics and misleading practices.

It's crucial that you understand your rights when dealing with debt collectors like MCM. You don't have to tolerate harassment or invasion of privacy. If you're facing disputes with MCM, we strongly advise you to seek legal counsel. A lawyer can help protect your rights and potentially stop any abusive practices.

To finish up, remember that you're not alone in dealing with MCM. Many others have faced similar issues and taken legal action. You have options, and seeking professional advice is often the best first step you can take to protect yourself.

Based on online reports, calls from 800-787-9437 are widely considered to be part of a phantom debt collection scam. You should be aware that scammers using this number often impersonate banks, law enforcement, or debt collectors. They may try to intimidate you into paying fake debts that you don't actually owe.

Here's what we advise you to do if you receive a call from this number:

• Don't engage with the caller or provide any personal information
• Block the number on your phone to prevent further calls
• Report the call to the Federal Trade Commission (FTC)

It's crucial that you understand you're not obligated to pay any debt without proper verification. If you're unsure about a debt, we recommend you request written proof before taking any action. Working with a reputable credit repair company can help you address any inaccuracies on your credit report.

To wrap things up, remember that you have rights when it comes to debt collection. Don't let scammers pressure you into paying debts you don't owe. Stay vigilant, protect your personal information, and seek professional help if needed to safeguard your financial wellbeing.

Yes, you really need to remove 8007879437 from your credit report if it's potentially inaccurate. We understand dealing with collections can be stressful, but you've got options. Here's what we advise you to do:

• Confirm the collection is actually on your report
• Check if it seems potentially inaccurate
• Skip trying to dispute it yourself - it's time-consuming and frustrating
• Reach out to a reputable credit repair service for help
• Let the pros handle disputing and removing the item

Don't waste your time trying to handle this on your own - it's a huge hassle. Instead, we recommend you contact a well-rated credit repair company with a track record of success. They can save you hours of effort and maximize your chances of removing this questionable item.

Avoid typical credit repair firms - most are scammy and ineffective. Look for a legitimate company that can make a real difference in cleaning up your report. The Credit Pros, for example, have helped many people in your situation.

To finish up, remember that taking action now can really pay off for your credit health long-term. You've got the power to improve your financial situation - don't hesitate to get professional help to make it happen.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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