Who is 8005273369 and why are they calling me?

The number 8005273369 likely belongs to Cavalry Portfolio Services, a debt collection agency. You should avoid engaging directly with them, as it can be risky whether they're legitimate or not. Remember, you're not obligated to pay immediately if you're unsure about the debt.

We advise you to block this number to reduce stress. Your next step should be to pull your credit report and check for potential errors affecting your score. If you see Cavalry listed as a collection, it's probably a real debt, but you still shouldn't respond to their calls.

Here's what we recommend you do:

• Block the number to stop unwanted calls
• Check your credit report for any inaccuracies
• Look for Cavalry Portfolio Services in your report

We can help you verify any debt, dispute inaccuracies, and improve your financial outlook. Give us a call for a free 3-bureau credit check. We've assisted thousands of people with similar issues and can guide you through this process too.

Remember, your credit health is more important than this call. Let's focus on improving that together. To finish up, you should prioritize checking your credit report, blocking the number, and reaching out to us for support. We're here to help you navigate this situation and boost your financial well-being.

To stop 8005273369 from harassing you, you need to take immediate action. Here's what we advise you to do:

First, document every unwanted interaction you have with them. You should write down the dates, times, and any abusive language used. This log will be crucial if you need to escalate the issue.

Next, you should register your number on the Do Not Call Registry and block the number. You can do this using your phone's call-blocking feature or by contacting your service provider.

If the calls persist, consider these escalating measures:
• You can get a restraining order if the calls are threatening.
• You should consult a harassment lawyer for legal advice and actions.
• Send a cease and desist letter using the template from eforms.com.

We recommend you use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.

You should report the harassment to:
• The Federal Communications Commission (FCC)
• The Federal Trade Commission (FTC)
• The Consumer Financial Protection Bureau (CFPB)

Additionally, you should contact your phone carrier about call-blocking tools and options. If you use Nomorobo, you can report unwanted robocalls directly through their platform.

To finish up, remember you have the power to stop this harassment. By taking these steps, you're not just protecting yourself, but you're also helping to prevent others from becoming victims. We're here to support you through this process, so don't hesitate to reach out if you need more guidance.

You should block 8005273369 to manage unwanted calls effectively. We understand that dealing with debt collectors can be stressful, but taking action is crucial for your peace of mind.

When you block this number, you won't negatively impact your credit score. If the debt is already on your report, the damage is done. However, blocking allows you to regain control over your communication.

We recommend you take these steps:

• Block the calls to reduce your stress and regain control
• Avoid engaging directly with the collector yourself
• Work with a reputable credit repair company to address any inaccuracies

By blocking, you're not avoiding the debt. Instead, you're managing how it's handled. A credit repair company can help you verify the debt's legitimacy and potentially remove inaccurate items from your report.

Remember, you have rights as a consumer. Don't feel pressured to pay without proper verification. When you block the number, you can address the issue on your terms, reducing harassment while you explore your options.

We're here to support you through this process. To finish up, you should block the number, seek professional help, and know your rights. This approach can lead you to a clearer financial path and give you some much-needed peace of mind.

Yes, a debt collector like 8005273369 can sue you, but it's unlikely. Debt collectors usually prefer settling out of court because lawsuits are expensive and time-consuming. You're more likely to face a lawsuit if you owe a substantial amount, typically over $5,000.

If a debt collector decides to sue you, they must prove:
• You owe the debt
• The amount is correct
• They have the legal right to sue

This can be challenging for them, especially if your debt has changed hands multiple times. Each state has a statute of limitations that restricts how long a collector can sue you. If your debt is old, you're less likely to face a lawsuit.

Before resorting to legal action, debt collectors often use other methods like calls and letters. If you're sued, you'll receive a court summons. It's crucial that you respond to avoid a default judgment, which could lead to wage garnishment or bank levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). If you receive a lawsuit, we strongly advise you to consult an attorney. They can help you understand your options and potential defenses.

To wrap things up, while it's possible for a debt collector to sue you, it's not their first choice. You can protect yourself by knowing your rights and responding promptly if you're sued. Stay informed and don't hesitate to seek legal help if needed.

When 8005273369 calls, it's Cavalry Portfolio Services, a debt collector. You shouldn't provide any personal information or even answer their calls. While ignoring them won't solve your issue, responding could worsen your situation.

Instead, we advise you to take proactive steps. First, you should obtain your 3-bureau credit report. Then, start a comprehensive plan to improve your credit. Working with a reputable credit repair company is a smart move for you. They can help you:

• Handle inaccuracies on your credit report
• Manage disputes effectively
• Remove harmful collection accounts from your record

These experts offer valuable knowledge that can save you time and reduce your stress. They're equipped to deal with complex credit issues more efficiently than you might on your own.

Remember, it's crucial that you address any problems on your credit report promptly. By taking charge of your financial situation, you're setting yourself up for a healthier financial future.

To wrap things up, your best course of action is to avoid engaging with the debt collector directly. Focus your energy on improving your credit with professional help. This approach will likely yield better results and less stress for you in the long run.

When you receive a call from 8005273369, it's typically related to collecting debts for various types of accounts. You might owe money on credit cards, auto loans, or cell phone bills. The original creditor may have hired this debt collector or sold your debt to them. They're working to collect the amount you owe on behalf of the creditors.

If you get a call from this number, it's important that you address it promptly. You shouldn't ignore these calls, as they're likely about a legitimate debt you owe. Here's what we advise you to do:

• Verify the debt: Ask for written proof of what you owe.
• Check your credit report: Look for any inaccuracies related to this debt.
• Negotiate: You can try to settle for less than the full amount if possible.

Remember, you have rights as a consumer. The debt collector must treat you fairly and provide accurate information about your debt. If you're unsure about the debt or feel the collector is acting unfairly, you can file a complaint with the Consumer Financial Protection Bureau.

To finish up, let's recap: When 8005273369 calls, it's about a debt you likely owe. Don't ignore it – verify the debt, check your credit report, and consider negotiating. We're here to help you navigate this situation and get back on track financially.

To check if you owe money to 8005273369, you should start by reviewing your own records. Look for final bills, account statements, or equipment return receipts related to any potential debt.

It's crucial that you avoid initiating direct contact with the number, as this could restart the statute of limitations on old debts. Instead, we advise you to check your credit report. Look for any collection accounts reported by Cavalry Portfolio Services.

If you find a collection on your report, you should request debt validation from the collections agency. This step helps ensure the debt is legitimate and accurate. If you face harassment over disputed debts, we recommend you consult a consumer protection lawyer.

We suggest you gather as much documentation as possible from your own records and credit reports before reaching out to Spectrum or debt collectors. This approach can help you prevent issues with inaccurate collection efforts impacting your credit.

Here are some key steps you can take:

• Review your personal financial records thoroughly
• Check your credit report for any collection accounts
• Request debt validation if you find a collection
• Consult a consumer protection lawyer if you face harassment

If you feel overwhelmed by this process, you might want to consider contacting a company that specializes in dealing with debt collectors. Credit Sage, for example, can offer you personalized assistance.

To finish up, remember that you have rights when it comes to debt collection. You shouldn't feel pressured to pay without verification. By following these steps, you can protect yourself and ensure any debt claims against you are legitimate.

The Fair Debt Collection Practices Act (FDCPA) is the main federal law that protects you from abusive and unfair practices by debt collectors, including those from 8005273369. This law prohibits third-party collectors from using misleading, abusive, or unfair tactics against you. Here are some key protections you have:

• You can't be contacted before 8 AM or after 9 PM.
• If you tell them it's not allowed, they can't call you at work.
• They must avoid using obscene, profane, or threatening language with you.
• You're protected from harassment through repeated or continuous calls.

When a debt collector first contacts you, they must provide you with a written validation notice within five days. This notice should include details about the debt and inform you of your rights. If you dispute the debt in writing within 30 days, the collector must stop their collection efforts until they verify the debt.

You have the right to request that the debt collector stops contacting you altogether. If you feel the collector has violated any of these protections, you can take action. You can report them to the FTC, CFPB, or your state attorney general. Additionally, you have the option to sue the collector within one year for violations and potentially recover damages.

It's important to know that state laws might offer you even more protection. For example, if you live in New York, you benefit from stringent licensing requirements for debt collectors, which gives you extra consumer protection.

If you're dealing with harassment from 8005273369, here's what we recommend you do:
• Tell them in writing to stop contacting you.
• If they violate any laws, report them immediately.
• If you need additional help, don't hesitate to consult a lawyer.

To finish up, remember that you have strong legal protections against unfair debt collection practices. By knowing your rights and taking action when necessary, you can confidently handle debt collection calls and assert your rights. We're here to support you through this process.

Yes, Cavalry Portfolio Services has faced several lawsuits. You should be aware of these notable cases:

• In 2017, plaintiffs in Florida claimed Cavalry didn't disclose that the debt was time-barred and legally uncollectible.
• A 2018 Wisconsin case alleged Cavalry provided inaccurate debt amounts.
• Two 2017 cases in New York and Missouri accused Cavalry of failing to identify the original creditors.

You'll also find that Cavalry has been the subject of over a dozen class-action lawsuits. These typically involve claims of inaccurate debt reporting and failure to identify creditors.

If you're concerned about complaints, you should know:

• The Better Business Bureau (BBB) has received 180 complaints about Cavalry in the past three years.
• The Consumer Financial Protection Bureau (CFPB) logged 110 complaints over the same period.

These complaints often relate to improper debt collection practices and deceptive business tactics.

To wrap things up, you should be cautious when dealing with Cavalry Portfolio Services. Their history of lawsuits and complaints suggests you might face issues with debt accuracy or collection practices. If you're contacted by them, it's crucial that you verify any debt claims and know your rights as a consumer.

When you receive calls from 8005273369, you're likely dealing with a potential scam or spam situation. Many people online report negative experiences with this number. Here's what you should know:

• You may hear claims about debt collection or account issues, even if you don't have such accounts.
• The callers might pretend to be from legitimate companies like Synchrony Bank or Walmart.
• You could receive multiple calls daily, which can be extremely frustrating.

We understand how annoying and concerning these calls can be. You should be cautious about providing any personal information over the phone. Instead, here's what we advise you to do:

1. Block the number on your phone to stop future calls.
2. If you're worried about potential debts, check your credit report directly.
3. Report the number to the Federal Trade Commission if you believe it's a scam.

Remember, you're not obligated to engage with these callers or provide any information. Your privacy and peace of mind are important. To finish up, always verify any debt claims independently before taking action, and don't hesitate to seek help from a credit counselor if you're unsure about your financial situation. We're here to support you through this frustrating experience.

You definitely need to remove 8005273369 from your credit report if it's potentially inaccurate. Don't waste your time with typical credit repair companies - most are ineffective and may even be scams. While disputing on your own can be time-consuming and draining, you have better options.

We advise you to:

• Check if the collection is actually on your report
• Determine if it's potentially inaccurate
• Avoid shady credit repair services
• Skip the hassle of disputing solo
• Reach out to a reputable company like The Credit Pros for expert help

We understand dealing with collections is stressful for you. Let us handle the heavy lifting so you can focus on improving your financial health. With our assistance, you'll boost your chances of removing this potentially inaccurate negative item.

To finish up, remember that you don't have to tackle this alone. We're here to help you get your credit back on track and remove any unfair marks holding you back.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8668735293
• 8008614840
• 8005273369