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Who is 8003869272 and why are they calling me?

  • Phone number 8003869272 is likely a debt collector called:' United Collection Bureau, Inc. (UCB)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8337632031

8003869272 probably belongs to United Collection Bureau, Inc. (UCB), a legitimate debt collector. If they're calling you, know your rights and options. Ignoring these calls can harm your credit score and financial peace.

First, verify if you owe UCB money. Check your 3-bureau credit report for any listings related to 8003869272. If you're feeling lost or overwhelmed, The Credit Pros can help. Call us at 800-411-3050. We’ll review your credit reports for free, spot any inaccuracies, and give guidance that fits your unique circumstances.

Blocking 8003869272 can stop harassing calls, but you still need to address any issues on your credit report. The Credit Pros will help you navigate this, dispute errors, and boost your overall credit health. Don't wait; let's get your financial situation back on track today.

Who Is 8003869272: Scam Or Legitimate

The number 8003869272 is likely United Collection Bureau, Inc. (UCB), a legitimate debt collector. However, you should be cautious as scammers often impersonate real companies. Don't engage immediately if you're unsure. You're not obligated to pay right away.

Here's what we advise you to do:

• Block the number to stop unwanted calls
• Pull your free credit reports to check for errors
• Let us evaluate your reports at no cost
• We'll verify any UCB debt and dispute inaccuracies for you

Hundreds of thousands of people have trusted us with similar situations. Whether it's a legitimate call or not, your next step remains the same - you need to analyze your credit for mistakes. If you see UCB listed as a collection on your report, it's probably real. But don't worry - we're here to help you improve your financial outlook and tackle any issues head-on.

We understand this can be stressful. You should know that many people face similar situations, and there are clear steps you can take. First, protect yourself by blocking the number. Then, let us help you review your credit report for free. We'll work with you to verify any debts and dispute any errors we find.

To finish up, remember that you're not alone in this. You have the power to take control of your financial situation. By following these steps - blocking the number, checking your credit, and working with us - you'll be on your way to resolving this issue and improving your financial health.

How Do I Stop 8003869272 From Harassing Me (How To Report Them)

To stop 800-386-9272 from harassing you, here's what we advise you to do:

First, you should keep a detailed log of all unwanted interactions. Write down dates, times, and any abusive language used. This will help you if you need to report the harassment later.

Next, register your number at DoNotCall.gov. This will minimize these calls. You should also block the number using your phone's call-blocking feature. If you're not sure how to do this, ask your service provider for help.

We recommend you use call-blocking apps. If you have an Android phone, try 'Call Blocker - Stop spam calls'. For Apple users, 'Robokiller: Spam Call Blocker' is a good option.

It's crucial that you report the harassment. Here's how you can do this:

• File a complaint with the FCC at fcc.gov/complaints
• Report to the FTC at ReportFraud.ftc.gov
• Submit a complaint to the CFPB at consumerfinance.gov/complaint or call (855) 411-2372

If the calls persist, you might need to take more serious steps. Consider getting a restraining order or sending a cease and desist letter. You can find templates for these letters at eforms.com/cease-and-desist/. If you're unsure about the legal aspects, it's a good idea to consult a harassment lawyer.

Don't forget to contact your phone carrier. They might offer additional call-blocking tools that can help you.

Lastly, check with your local or state consumer protection office. They may have extra resources or ways for you to file complaints.

To finish up, remember that you're not alone in this. By following these steps, you can take control of the situation and stop the harassment from 800-386-9272. Stay strong and don't hesitate to seek help if you need it.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 8003869272

You should block 8003869272. Here's why:

We recommend blocking this number because it's likely a debt collector (United Collection Bureau, Inc.). When you block the number, you stop harassment without any legal consequences. You don't need to worry about your credit score dropping just from blocking. By taking this action, you'll reduce your stress and gain control over the situation.

Here's what we advise you to do:

• Block the number on your phone right away.
• If they try to contact you another way, don't engage with them.
• Work with a reputable credit repair company to handle any inaccuracies on your report.

Remember, you're not obligated to interact with them. When you block the number, you give yourself breathing room to address the situation properly. We understand this can be stressful, but we're here to support you through this process.

To finish up, you should block 8003869272, avoid engaging with them, and get help from a credit repair company if needed. By taking these steps, you'll be on your way to improving your financial health and reducing unwanted stress in your life.

Can A Debt Collector Like 8003869272 Sue Me

Yes, a debt collector like 8003869272 (United Collection Bureau, Inc.) can sue you, but it's unlikely. They typically only go to court as a last resort for substantial debts, usually over $5,000, when they can prove you owe the money and have the right to sue.

You should know that debt collectors prefer resolving issues through calls and letters because lawsuits are costly and time-consuming. If you receive a court summons, it's crucial that you respond by the deadline to avoid a default judgment. This could result in wage garnishment or bank account levies if you don't act.

We advise you to be aware of your state's statute of limitations on debt collection. Old debts might not be eligible for lawsuits. Remember, the Fair Debt Collection Practices Act (FDCPA) protects you from abusive practices.

Here's what we recommend you do:

• Check if the debt is within the statute of limitations
• Verify the debt's legitimacy if you're unsure
• Respond to any court summons promptly
• Consider consulting an attorney if you're sued

To finish up, if you're dealing with a debt collector like 8003869272, don't panic. You have rights, and while they can sue, it's not their first choice. Stay informed, respond appropriately, and don't hesitate to seek legal advice if needed.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

8003869272 Might Have Your Personal Information

If 8003869272 calls you, don't provide any personal information. This debt collector might use your details against you. You should avoid answering their calls to protect your privacy. Instead, we recommend that you check your credit by obtaining your 3-bureau report. This can help you make a plan to improve your credit.

We advise you to work with a reputable credit repair company. They can help you dispute inaccuracies and systematically improve your credit score. These experts have the knowledge to handle disputes effectively, ensuring you get accurate representation in your credit reports.

Here's what we suggest you do:

• Don't give any personal info to these debt collectors.
• Avoid picking up their calls to prevent sharing sensitive details.
• Focus on getting your 3-bureau credit report and enhancing your credit.
• Let a reputable credit repair company guide you through this process.

These steps will empower you to improve your credit without falling into traps set by unknown callers. Remember, your information is valuable—you need to keep it safe.

To wrap things up, you should protect your personal information, check your credit report, and work with professionals to improve your credit score. You've got this!

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 8003869272

8003869272 collects various types of debt for creditors. You might receive a call about unpaid medical bills, defaulted loans, or outstanding credit card balances. While specific brand names aren't mentioned, it's crucial that you understand your rights if this number contacts you.

When you receive a call from 8003869272, here's what we advise you to do:

• Verify the debt's validity before taking any action.
• Ask for written proof of the debt they claim you owe.
• Don't provide personal or financial information over the phone.

You should know that debt collectors must follow specific rules. They can't harass you or use unfair practices to collect a debt. If you believe the debt isn't yours or the amount is incorrect, you have the right to dispute it.

We understand dealing with debt collectors can be stressful. Remember, you're in control of the situation. You can request that they stop contacting you if you prefer to handle the matter in writing.

To finish up, always verify any debt before paying. You have rights, and it's crucial that you understand them. If you're unsure about how to proceed, don't hesitate to seek professional advice. We're here to help you navigate this challenging situation.

How Do I Check If I Owe Money To 8003869272

To check if you owe money to 8003869272, you should follow these steps:

1. Review your records: You need to look through your past bills, account statements, and equipment return receipts for any outstanding balances.

2. Request debt validation: If you see the debt on your credit report or receive a call, you should send a written request to the debt collector. Ask them to validate the debt, including the creditor's name, the amount you owe, and proof that you're the debtor.

3. Check your credit report: You should access your credit report to see if there are any debts listed. This can help you identify if you have an outstanding debt associated with 8003869272.

4. Avoid direct contact: We strongly advise you not to initiate direct contact with the number. If you do, you might restart the statute of limitations on old debts.

5. Verify authenticity: You need to confirm the legitimacy of the debt collector. Ask for their name, company, street address, and callback number. Then, cross-check this information to ensure they're not scammers.

• Don't provide personal information over the phone
• Be cautious of aggressive or threatening behavior
• Keep a record of all communications

6. Seek legal advice: If you're being harassed or if you dispute the debt, you should consider consulting a consumer protection lawyer.

We understand this situation can be stressful. To finish up, remember that you have rights as a consumer. You should gather all relevant documentation, verify the debt's legitimacy, and don't hesitate to seek professional help if needed. By taking these steps, you'll be better equipped to handle the situation and protect your financial well-being.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 8003869272

The Fair Debt Collection Practices Act (FDCPA) is the primary federal law that protects you from potential abuses by collectors using numbers like 8003869272. You have rights under this law that prohibit third-party debt collectors from using abusive, deceptive, or unfair practices when collecting personal debts such as credit cards, auto loans, medical bills, and mortgages.

Under the FDCPA, you're protected from harassment, threats, and abusive language. Collectors can't call you before 8 AM or after 9 PM, and they must identify themselves and provide debt details within five days of initial contact. They're also prohibited from falsely representing the debt or disclosing it to third parties.

You have the right to dispute the debt in writing within 30 days. If you do this, the collector must verify the debt and stop collection efforts until they do so. You can also demand that the collector stop contacting you, with some exceptions, by sending a written request.

It's important to know that state laws may offer you additional protections. For example, if you live in New York, debt collectors must be licensed.

If a collector violates these rules, you have the right to sue within one year. You can recover actual damages, statutory damages up to $1,000, plus attorney fees and costs. We recommend that you report any violations to the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), or your state attorney general.

To protect yourself from potential scams, it's crucial that you:

• Confirm the validity of the debt
• Ask for all information about the debt
• Verify the debt before making any payments
• Dispute the debt immediately if you believe it's not yours or is incorrect

To finish up, remember that you have strong legal protections against unfair debt collection practices. Don't hesitate to assert your rights and seek help if you're being harassed or treated unfairly by debt collectors.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 8003869272/United Collection Bureau, Inc. (Ucb) Have Any Lawsuits Against Them

Yes, United Collection Bureau, Inc. (UCB) has faced several lawsuits related to debt collection practices. You should be aware of these notable cases:

• HECHT v. UNITED COLLECTION BUREAU, INC. (March 28, 2012) - U.S. Court of Appeals, Second Circuit
• WALLS v. UNITED COLLECTION BUREAU, INC. (May 16, 2012) - U.S. District Court, N.D. Illinois
• WINBERRY v. UNITED COLLECTION BUREAU, INC. (March 17, 2010) - U.S. District Court, M.D. Alabama

UCB has also received numerous consumer complaints. You'll find that the Better Business Bureau (BBB) has logged almost 200 complaints against UCB as of early 2024. Many consumers have reported issues with UCB not providing proper debt documentation, which violates the Fair Debt Collection Practices Act (FDCPA).

If you're dealing with UCB, you have options. We recommend that you report any issues to the Consumer Financial Protection Bureau (CFPB). You can also seek legal advice to understand your rights better.

To wrap things up, remember that you're not alone in facing challenges with UCB. We encourage you to stay informed about your rights and take action if you believe they've been violated.

What Do People Online Say About 8003869272

When you receive calls from 8003869272, you should be cautious. People online report that callers from this number claim to be from a collection agency or "UCB." They often ask for personal information like your full name, date of birth, and address.

You shouldn't share any personal details with these callers. We understand it can be unnerving when someone claims to have your information. However, it's crucial that you protect yourself from potential scams or identity theft.

Here's what we advise you to do:

• Don't confirm or provide any personal information
• Hang up if you feel pressured or uncomfortable
• Block the number on your phone to prevent future calls
• Report the call to the Federal Trade Commission if you suspect fraud

You should also check your credit report for any inaccuracies. If you find issues, work with a reputable credit repair company to resolve them. This can help you take control of your financial situation.

To finish up, remember that you're in charge of your personal information. Don't let pushy callers make you feel obligated to share details. Stay alert, protect your privacy, and seek help if needed. You've got this!

Do I Really Need To Remove 8003869272 From My Credit Report

Yes, you should remove 8003869272 from your credit report if it's potentially inaccurate. We understand dealing with collections is frustrating, but taking action now can help clean up your credit and reduce financial stress.

Here's what we advise you to do:

• Confirm the collection is actually on your report
• Check if it's potentially inaccurate
• Skip doing disputes yourself - they're exhausting
• Let professionals handle it to save you time and stress

Don't waste your time disputing it on your own - it's time-consuming and draining. Instead, you should consider a reputable credit repair company like The Credit Pros to handle it for you. We can save you hours of effort and maximize your chances of removing this negative item.

You should avoid typical credit repair companies - many are scammy and ineffective. A good one, though rare, can make a huge difference in improving your credit situation.

Remember, you're not alone in this process. We're here to guide you through it and help improve your credit. To finish up, you should take action now by confirming the collection, checking for inaccuracies, and letting professionals handle the dispute process for you. It'll save you time and stress in the long run.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 8003869272 can be written

- +1 800-386-9272
- +1 (800) 386-9272
- +1 800 386 9272
- (800) 386-9272
- 800-386-9272
- 800.386.9272
- 800 386 9272
- +18003869272
- (800) 386-9272
- 800.386.9272
- 8003869272

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that United Collection Bureau, Inc. (UCB) uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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