Who is 8337632031 (+ how are they hurting my credit score)

The phone number 833-763-2031 is tied to United Collection Bureau, Inc. (UCB), a debt collection agency. However, there are reports that scammers also use this number, which makes its legitimacy questionable.

If you get a call from 833-763-2031, you shouldn't engage directly. Here's what you should do instead:

• Check your credit report: Pull your free 3-bureau credit report to spot any inaccuracies or fraudulent items.
• Evaluate the call: Determine if United Collection Bureau has a legitimate claim on your report. Even if it seems genuine, don't respond immediately.
• Seek assistance: Contact us at The Credit Pros for a thorough credit report evaluation and help disputing any negative items.

To sum up, if 833-763-2031 calls you, check your credit report, assess the legitimacy of the claim, and reach out to The Credit Pros for assistance. This approach safeguards you from scams while ensuring your credit report's accuracy.

To stop 833-763-2031 from harassing you and report them, follow these steps:

First, document the harassment. Keep a detailed log of each call, noting dates, times, and any abusive language. Next, register your number on the Do Not Call Registry to help reduce unwanted calls.

Take control by blocking the number. Use your phone’s call-blocking feature or apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices. If the harassment escalates, consider seeking a restraining order or consulting a harassment lawyer. You might also send a cease and desist letter, and templates are available on eforms.com.

Report the harassing number to authorities. File a complaint for illegal robocalls or unwanted calls with the FCC here. You can also report the number at ReportFraud.ftc.gov or DoNotCall.gov. Additionally, submit a complaint to the CFPB at consumerfinance.gov/complaint or by calling (855) 411-2372.

Contact your phone carrier to inquire about additional call-blocking tools. If applicable, use Nomorobo to report unwanted robocalls.

To wrap things up, documenting calls, registering with the Do Not Call Registry, blocking the number, and reporting to authorities are effective steps to stop 833-763-2031 from harassing you.

Ignoring or blocking 833-763-2031 is usually a good idea, especially since it's tied to United Collection Bureau, Inc. (UCB). Blocking this number won’t affect your credit score and could reduce stress from potential harassment.

If this debt collection is affecting your credit report, you should work with a reputable credit repair company. They can help you manage disputes and remove any inaccurate information. This step helps you handle the situation without unnecessary stress.

You should address any inaccuracies on your credit report proactively. Ignoring the calls might work, but blocking ensures they can’t contact you further.

In the end, blocking 833-763-2031 is a wise move to reduce stress, and addressing any credit report issues with professional help can further protect your financial health.

Yes, a debt collector like 8337632031 can sue you, but it’s very unlikely. Debt collectors usually file lawsuits as a last resort if you owe a substantial amount, often over $5,000. They must prove that you owe the debt, the amount is correct, and they have the legal right to sue, which can be difficult, especially if the debt has changed hands multiple times.

Lawsuits are expensive and time-consuming, so debt collectors typically prefer other methods like calls and letters. Each state has a statute of limitations, a time limit within which they can sue you. If your debt is old, it might be past this period.

If they decide to sue, you’ll receive a court summons and complaint. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies, but again, that's unlikely.

You have rights under the Fair Debt Collection Practices Act to protect you from abusive or deceptive practices. Here’s what we advise you to do:
- Verify the debt and their legal right to collect.
- Keep track of the statute of limitations for your state.
- Be aware of your rights under the Fair Debt Collection Practices Act.
- Consult an attorney if needed.

As a final point - remember, it’s crucial to verify the debt, know your rights, keep track of the statute of limitations, and consult an attorney if you receive a lawsuit.

8337632031 might have your personal information because it's tied to United Collection Bureau, Inc. (UCB), a debt collection agency. You should avoid providing them with any information. Here's what we advise you to do instead:

First, don't pick up their calls. Engaging with debt collectors can be stressful and intrusive. Second, obtain your three-bureau credit report to understand your credit situation better. Third, build a plan to improve your credit by identifying and tackling areas that need work. Finally, consider working with a reputable credit repair company like The Credit Pros. They can guide you and help you dispute inaccuracies on your report.

Bringing it all together – block the calls, get your credit report, make a credit improvement plan, and work with a credit repair company to take control of your credit journey.

United Collection Bureau, Inc. (UCB) collects various types of delinquent debts. They might reach out to you about overdue credit card balances, auto loans, personal loans, phone bills, utility bills, and back taxes. You could owe these debts to different creditors since UCB doesn't focus on specific brands. They buy these debts for a fraction of the original amount and then attempt to collect the full owed amount.

• Overdue credit card balances
• Auto loans
• Personal loans
• Phone and utility bills
• Back taxes

All things considered, UCB handles a wide array of debts including credit card balances, auto loans, and utility bills, aiming to recover the full amount owed, no matter the original creditor.

To check if you owe money to 833-763-2031, follow these steps:

1. Don't engage directly: Avoid calling the number as it might restart the statute of limitations on old debts.
2. Check your records: Look through your documents for any final bills, account statements, or equipment return receipts that could indicate an outstanding balance.
3. Review credit reports: Obtain your credit reports from Equifax, Experian, and TransUnion to see if there's any mention of the debt. Dispute any inaccuracies you find.
4. Request debt validation: If the debt is on your credit report, ask the collection agency for verification to ensure it's legitimate.
5. Seek legal advice: If you're harassed over disputed debts, consult a consumer protection lawyer.

Lastly, gather all your documentation, check your records, review your credit reports for inaccuracies, and seek legal advice if needed.

You're protected from debt collectors like 8337632031 by several laws and regulations. Here’s what you need to know:

The Fair Debt Collection Practices Act (FDCPA) protects you by prohibiting abusive practices. Debt collectors can’t use unfair or deceptive methods. They can’t contact you before 8 AM or after 9 PM, or at work if your employer disallows it. Harassment, threats, and obscene language are off-limits. They can't pretend to be attorneys or government officials, and they can't disclose your debt to friends or employers.

Your state laws may offer extra protections. For example, New York requires debt collectors to be licensed and follow stricter rules.

Your rights include receiving a validation notice with the debt details, the right to dispute the debt in writing within 30 days, and the ability to ask debt collectors to stop contacting you. If they violate these rules, you can report them to the FTC, CFPB, or your state attorney general. You can also sue for damages and attorney fees.

Finally, understanding these protections empowers you to handle debt collectors like 8337632031 confidently. If you need further help, consider reaching out to professional services like The Credit Pros to ensure your rights are safeguarded.

Yes, Portfolio Recovery Associates (PRA) has several lawsuits and official complaints against them.

In 2015, the Consumer Financial Protection Bureau (CFPB) ordered PRA to pay over $27 million for deceptive practices. More recently, a 2023 CFPB complaint led to a proposed order for PRA to pay over $24 million for alleged violations of the 2015 order and other illegal practices.

Some of the specific complaints include:

• Collecting on unsubstantiated debt.
• Failing to provide required documentation.
• Suing consumers without proper documentation.
• Ignoring consumer disputes.

The CFPB has taken action against PRA for violating the Fair Debt Collection Practices Act (FDCPA) and the Consumer Financial Protection Act (CFPA), due to their use of intimidation, deception, and illegal debt collection tactics.

In closing, issues with PRA’s compliance with debt collection laws and consumer protection regulations persist, reflecting ongoing legal and regulatory challenges.

Here's what people online say about the phone number 833-763-2031:

Want them to STOP calling me. Impersonating my bank.
Not a bank number, fraud warning on internet.
Got a spam call this morning. This is a phishing scam. Never answer a call from this number.
Bank fraud alert. My bank confirmed it's not them.
This is from my bank fraud department, verified safe.

Analysis:
You’ll find mixed reactions about 833-763-2031. Some users think it’s a genuine fraud alert from their bank, while others are convinced it’s a scam call pretending to be their bank.

It’s crucial that you verify its legitimacy directly with your bank before responding.

Overall, people are divided on whether 833-763-2031 is a legitimate fraud alert or a scam. Always verify with your bank to stay safe.

Yes, you should absolutely remove 8337632031 from your credit report if it's potentially inaccurate.

You don't need to hire a typical credit repair company. Most are poorly rated and don't do a good job. Instead, save yourself the hassle and consider reaching out to a reputable credit repair company, like The Credit Pros. They can make a difference in getting potentially inaccurate items removed from your report.

Always check your credit report frequently and dispute any errors directly with the credit bureaus and the furnishers of the information. If found inaccurate, they have to remove it within 30 days at no cost to you.

As a final point, ensure you keep your credit report error-free by frequently checking it, disputing inaccuracies, and considering reputable credit repair assistance when necessary.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 8337632031
• 8003869272
• 8005561260
• 8664164851