Home / Who is 7819891000 and why are they calling me?

Who is 7819891000 and why are they calling me?

  • Phone number 7819891000 is likely a debt collector called:' Credit Collection Services (CCS)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 9784445700

Calls from 781-989-1000 might seem like just another spam or scam, but they could be tied to a debt collector like Credit Collection Services (CCS). If this number frequently pops up on your caller ID, CCS might have bought an outstanding debt of yours and is trying to collect. Ignoring the calls might stop the ringing, but it only covers up the underlying issue.

If it's a real debt, blocking or ignoring the call only delays the problem. Contact The Credit Pros at the number linked above for a no-pressure chat about your full 3-bureau credit report. We'll help you determine if this call is from a debt collector and might identify other negative items hurting your score.

The Credit Pros have helped many people in your situation by removing potentially inaccurate items from their reports. This likely boosts your credit score and improves your overall financial well-being and security. Plus, it ends those annoying, harassing calls. Take proactive steps today to secure your financial future!

Who Is 7819891000: Scam Or Legitimate?

Calls from 7819891000 could be linked to debt collection, often associated with Credit Collection Services (CCS). This call might be legitimate, but it could also be a scam. It's important that you don't engage directly with the caller.

Here's what we advise you to do next:

1. Check Your Credit Report: You should review your credit report for any collections linked to this number.
2. Dispute Inaccurate Items: If you find any inaccurate or negative items, dispute them to protect your credit score.
3. Block the Number: You can avoid further harassment by blocking the caller.
4. Consult a Professional: Contact us for a free 3-bureau credit report evaluation. We can help you verify the debt and deal with any discrepancies.

To sum up: If you get a call from 7819891000, check your credit report, dispute any inaccuracies, block the number, and consult a professional for further assistance. You’re not alone in this; we're here to help.

How Do I Stop 7819891000 From Harassing Me (How To Report Them)?

To stop 781-989-1000 from harassing you, follow these steps:

Document Unwanted Interactions: Keep a log of every call, noting the date, time, and any abusive language used.

Register on Do Not Call Registry: Go to DoNotCall.gov and register your phone number.

Block the Number: Use your phone’s blocking feature, or ask your service provider for help.

File a Complaint with Agencies:
- Federal Communications Commission (FCC): Go to fcc.gov/complaints, choose the phone form for "unwanted calls," and provide details of the calls.
- Federal Trade Commission (FTC): Report the calls at DoNotCall.gov.
- Consumer Financial Protection Bureau (CFPB): Submit a detailed complaint at consumerfinance.gov/complaint.

Use Call Blocking Apps:
- For Android: Install 'Call Blocker - Stop spam calls.'
- For Apple: Install 'Robokiller: Spam Call Blocker.'

Send a Cease and Desist Letter: Use a template from eforms.com/cease-and-desist to demand they stop contacting you.

Escalating Measures:
- Restraining Order: If harassment persists, consider a restraining order.
- Harassment Lawyer: Consult a lawyer specializing in harassment for legal action.

To wrap things up, make sure you document every unwanted interaction, register on the Do Not Call Registry, block the number, file complaints, use blocking apps, and consider legal action. These steps will help you effectively report and stop harassment from 781-989-1000.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 7819891000?

You should block 781-989-1000. Blocking this number helps you avoid stress and constant interruptions. Even if the number belongs to Credit Collection Services (CCS), blocking them won't affect your credit score. Your score won’t drop just because you block their calls. If the debt is already on your credit report, blocking the number won’t cause additional harm.

You need to verify if this is a legitimate debt collector contacting you for a valid reason. If you think it’s a legitimate debt, consider consulting a reputable credit repair company. They can help you dispute and potentially remove any inaccurate negative items on your credit report. This way, you can handle the issue effectively without direct confrontation.

- Blocking the number won’t hurt your credit score.
- Verify if it’s a legitimate debt.
- Consult a credit repair company for disputes and inaccuracies.

In the end, blocking 781-989-1000 helps you avoid stress, verify legitimacy, and protect your credit score with the help of a credit repair company.

Can A Debt Collector Like 7819891000 Sue Me?

Yes, a debt collector like 781-989-1000 can sue you, but it's very unlikely. They typically only take legal action as a last resort, usually for amounts over $5,000. They must prove you owe the debt, the amount is correct, and they have the legal right to sue, which is tricky if the debt has changed hands multiple times. Suing is also costly and time-consuming for them, so they prefer settling out of court or simply calling and sending letters.

The statute of limitations in your state is another key factor. If the debt is old and beyond this period, they can't legally sue you. If they decide to pursue legal action, you'll receive a court summons and complaint. It's crucial that you respond to avoid a default judgment, which could lead to wage garnishment or bank account levies, although this is still unlikely.

Remember, the Fair Debt Collection Practices Act (FDCPA) protects you from abusive or deceptive practices by debt collectors. If you receive a lawsuit, consider talking to an attorney to understand your options and defenses.

As a final point, you should stay informed, know your rights, and respond promptly to any legal notices to handle these situations better.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

7819891000 Might Have Your Personal Information

If 7819891000 is calling you, it might have your personal information. It’s crucial that you don't provide any details. Ideally, you shouldn't even pick up when they call because engaging with them is risky. They might try to get more of your personal info or pressure you into paying debts that might not even be yours.

Instead, here’s what we advise you to do:

- Obtain your 3-bureau credit report to see if there’s a collection account or negative items listed.
- Work on a comprehensive plan to improve your credit, including disputing inaccurate items on your report.
- Consider working with a reputable credit repair company to challenge inaccuracies and ensure your credit report is accurate.

Bringing it all together - avoid providing any details, check your credit report, and consider professional help to resolve any issues safely.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 7819891000'

Credit Collection Services (CCS) collects a wide variety of debts. You might encounter them if you have overdue payments on credit cards, phone bills, auto loans, utility bills, or back taxes. They purchase these debts from creditors and then work to recover the amounts owed.

If any of these debts apply to you, expect to hear from CCS. They often reach out to collect overdue payments on the types mentioned above.

All things considered, if you owe on credit cards, phone bills, auto loans, utility bills, or back taxes, be prepared for potential communication from CCS.

How Do I Check If I Owe Money To 7819891000?

To check if you owe money to 781-989-1000, follow these steps:

1. Review Your Credit Report: You can get your credit reports for free from Experian, Equifax, and TransUnion at AnnualCreditReport.com. Look for any collections listed from 781-989-1000 or CCS Offices.
2. Check Your Records: Go through your financial records for any unpaid bills, account statements, or equipment return receipts that might match the debt in question.
3. Debt Validation: Request debt validation from CCS Offices if the debt shows up on your credit report. They must provide proof that the debt is yours and that they can legally collect it.
4. Dispute Inaccuracies: If you find any mistakes, you should dispute them with the credit bureau, and provide supporting documents. Follow up to ensure the errors are corrected.
5. Avoid Direct Contact Initially: Don't contact the debt collector directly until you confirm all details. This can prevent restarting the statute of limitations on the debt.
6. Get Professional Help: Consider consulting a consumer protection lawyer if you're being harassed over disputed debts. Additionally, you might use a credit repair company for help in disputing errors and managing your credit report.
7. Document Everything: Keep detailed records of all communications and agreements regarding the debt.

Lastly, by reviewing your credit report, checking your records, requesting debt validation, disputing inaccuracies, avoiding direct contact initially, consulting professionals, and documenting everything, you can manage and verify if you owe money to 781-989-1000 effectively.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 7819891000

Several laws and regulations protect you from unfair debt collection practices by companies like Credit Collection Services (CCS). Here's a brief overview:

Fair Debt Collection Practices Act (FDCPA)
The FDCPA is the main federal law overseeing debt collection practices, prohibiting abusive, deceptive, and unfair actions by third-party collectors. They can't contact you before 8 AM or after 9 PM, call you at work if your employer disallows it, use abusive language, threaten violence, or harass you with repeated calls. You must receive a validation notice with details about the debt and your right to dispute it. If you dispute the debt within 30 days, they must verify the debt before continuing collection.
State Debt Collection Laws
Individual states may offer additional protections. For example, Massachusetts has laws prohibiting unfair, deceptive, and unreasonable debt-collection practices. Violations can be reported and are subject to enforcement actions.
Consumer Rights under Debt Collection Laws
You have the right to demand that collectors stop all communication with you, except for specific exceptions, by sending a written request. If you have an attorney, they must communicate only with your attorney. You can sue for FDCPA violations within one year and report violations to agencies like the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB).

Finally, understanding which debt collection laws and regulations protect you from 7819891000 allows you to take action if your rights are violated.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 7819891000/Credit Collection Services (Ccs) Have Any Lawsuits Against Them?

Yes, Credit Collection Services (CCS) has had several lawsuits and official complaints against them.

You should know that CCS has been sued multiple times for violating the Fair Debt Collection Practices Act (FDCPA). These lawsuits often involve improper debt collection methods, like harassment or failing to provide sufficient details about the debt.

There are also numerous official complaints against CCS:

- Consumer Financial Protection Bureau (CFPB): Over 200 complaints allege issues like harassment, incorrect credit reporting, and fraudulent debts.
- Better Business Bureau (BBB): More than 900 complaints cite harassing calls, inaccurate credit reports, and sending communications to wrong addresses.

If you are dealing with CCS, it's essential to document all interactions. Consult a legal professional to understand your rights and report your situation to the CFPB and BBB for further assistance.

In closing, if you have issues with CCS, document everything, know your rights, and report to the CFPB and BBB to help get it resolved.

What Do People Online Say About 7819891000?

People online have shared various opinions about the phone number 781-989-1000. Here are some specific quotes from users on Reddit:

1. FromBoston mentioned:
- "Sometimes, I get up to 15 calls a day from this number. It's really annoying!"
2. June13,2023 stated:
- "Keep messing with them to waste their time if you can."
3. September27,2021 referred to it as:
- "Fake phantom debt collection scam by madarchod criminals phoning from India."
4. CreditCollectionsAssociates simply labeled it as:
- "Money scam."

You can see that people are frustrated and suspicious about the calls from this number. Many users believe the calls are spam or scams, especially those noting frequent and persistent contact.

Overall, many recipients view the calls from 781-989-1000 as bothersome and potentially fraudulent, highlighting the importance of handling such calls cautiously.

Do I Really Need To Remove 7819891000 From My Credit Report?

Yes, you really need to remove 781-989-1000 from your credit report if it might be inaccurate. Incorrect collections can significantly damage your credit score and impede your ability to get approved for credit.

Firstly, confirm if this collection account is on your report and check for any inaccuracies. If you identify it as potentially incorrect, disputing it is crucial.

Instead of tackling this by yourself, which can be time-consuming and stressful, reach out to a reputable credit repair company like The Credit Pros. They can handle disputes on your behalf efficiently.

Here's what you should do:

- Confirm the collection account on your credit report for inaccuracies.
- If inaccurate, contact a reputable credit repair company for assistance.
- Avoid traditional credit repair companies; opt for ones with proven reliability like The Credit Pros.

As a final point, verifying and disputing inaccuracies with the help of a trusted credit repair company can help you keep your credit report accurate and improve your credit score efficiently.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 7819891000 can be written

- +1 781-989-1000
- +1 (781) 989-1000
- +1 781 989 1000
- (781) 989-1000
- 781-989-1000
- 781.989.1000
- 781 989 1000
- +17819891000
- (781) 989-1000
- 781.989.1000
- 7819891000

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Credit Collection Services (CCS) uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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