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Who is 9784445700 and why are they calling me?

  • Phone number 9784445700 is likely a debt collector called:' Credit Collection Services (CCS)'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
List of company featuring our services Why is 9784445700 calling me

Receiving calls from 9784445700 likely means Credit Collection Services (CCS) or a spam/scam caller is trying to reach you. This number often attempts to collect outstanding debts, so they're probably trying to get you to pay.

If it’s a debt collector, they might have bought your debt and will keep calling you. Ignoring or blocking the number might stop the calls for a bit, but it won’t fix the issue. You need to check if this debt is real and how it impacts your credit score.

Call The Credit Pros using the number above. We'll have a simple, no-pressure chat to review your 3-bureau credit report. Together, we'll see if 9784445700 is a debt collector and identify any other negative items hurting your score. We've helped many people like you remove potentially inaccurate debts, boosting their credit scores and improving their financial security. This will help you get rid of those annoying calls for good.

Who Is 9784445700: Scam Or Legitimate?

The phone number 978-444-5700 is linked to Credit Collection Services (CCS), a legitimate debt collection agency. However, it might also be a scam. It’s important that you don’t engage directly with the caller, regardless of legitimacy. Instead, follow these steps:

- Pull Your Credit Report: You should check for any collection entries related to CCS or inaccuracies.
- Verify the Debt: Request written verification of the debt from the caller before making any payments.
- Contact Us: Call us for a free 3-bureau credit report evaluation to identify potential inaccuracies that could hurt your score.
- Block the Number: You should avoid further contact with the caller until the debt is verified.

We can help you verify the debt, dispute inaccuracies, and improve your financial situation. Stay cautious and never provide personal information unless you are sure about the caller's identity.

To sum up, ensure you check your credit report, verify the debt, reach out for a credit report evaluation, and block the number to protect yourself.

How Do I Stop 9784445700 From Harassing Me (How To Report Them)?

To stop 978-444-5700 from harassing you, here’s what you need to do:

First, document every call. Note down the date, time, and any offensive language used. This documentation will be crucial if you need to report the harassment.

Next, register your number at DoNotCall.gov and block the harassing number using your phone's call-blocking feature or by contacting your service provider for assistance.

Then, report the harassment:

- FCC: File a complaint at the FCC complaints page and provide details of the harassing calls.
- FTC: Report the unwanted calls or any violations of the Do Not Call Registry at ReportFraud.ftc.gov.

For legal responses, send a cease and desist letter using a template from eforms.com. Also, submit a complaint to the CFPB at consumerfinance.gov or call (855) 411-2372.

Additionally, use apps to block the number: for Android, try 'Call Blocker - Stop spam calls', and for Apple, 'Robokiller: Spam Call Blocker'. You can also contact your service provider to learn about more call-blocking tools they offer.

To wrap things up - you need to document each incident, register on the Do Not Call Registry, report the harassment to FCC and FTC, send a cease and desist letter, and use apps or service provider tools to block the number. By following these steps, you can effectively stop the harassment and protect your rights.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 9784445700?

Yes, you should block the number 9784445700. If you ignore it, you might still get continuous calls that disrupt your day. Blocking the number stops them from contacting you altogether.

You don't need to worry about negative consequences for your credit score just because you block this number. If it’s a debt collector like Credit Collection Services (CCS), blocking them helps you avoid potential harassment. It’s crucial that you work with a reputable credit repair company to handle any inaccuracies on your credit report.

Here’s what we advise you to do:
- Block the number 9784445700 to stop the calls.
- Work with a credit repair company to correct any mistakes on your credit report.
- Understand that blocking the number won't affect your credit score.

In the end, blocking the number 9784445700 eliminates disturbances, while working with a credit repair company ensures your credit report stays accurate, reducing stress and protecting your credit.

Can A Debt Collector Like 9784445700 Sue Me?

Yes, a debt collector like 9784445700 can sue you, but this typically happens only as a last resort after multiple attempts to collect the debt have failed. Here’s what you need to know:

1. Reason for Lawsuit: A debt collector might sue if the amount you owe is significant, usually over $5,000. They need to prove you owe the debt, the amount is correct, and they have the legal right to sue you.
2. Costs and Efforts: Suing is expensive and time-consuming, so debt collectors usually prefer to settle out of court to avoid these costs.
3. Statute of Limitations: Each state has a time limit within which a debt collector can sue. If your debt is old, it might be beyond this period, making a lawsuit less likely.
4. Your Rights: You have protections under the Fair Debt Collection Practices Act (FDCPA) against abusive or deceptive practices.

If you receive a court summons, it's crucial that you respond to avoid a default judgment, which could result in wage garnishment or bank account levies. Consulting an attorney is always advisable if you are sued.

As a final point, while a debt collector like 9784445700 can sue you, it’s a rare step taken only after other methods fail. Ensure you know your rights and take action promptly if you receive a lawsuit.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

9784445700 Might Have Your Personal Information

The number 9784445700 might have your personal information. It could be a debt collector trying to reach you. You should avoid giving them any personal information. Ideally, you shouldn't even pick up when they call. If you must, ask for their name, company, and callback number to verify their legitimacy, but don't share any sensitive information like your bank account or Social Security numbers.

You should get your 3-bureau credit report and start building a plan to improve your credit. This means you should check for any inaccuracies and dispute erroneous entries.

We advise you to work with a reputable credit repair company for the best results. They can help you address and resolve issues on your credit report, ensuring a more effective outcome in repairing and building your credit.

Bringing it all together - Don't share personal information, verify callers, check your credit report for inaccuracies, and work with a trusted credit repair company to manage and improve your credit.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 9784445700

Credit Collection Services (CCS) handles various types of consumer debt. Here’s a detailed list of the debt they typically collect:

1. Credit Card Debt: If you have an outstanding balance on your credit card, CCS might contact you to recover that amount.
2. Medical Debt: Unpaid medical bills from hospitals, clinics, or private medical practices can be handed over to CCS.
3. Auto Loans: If you’ve missed payments on your car loan, your lender might employ CCS to recover the owed amounts.
4. Utility Bills: Unpaid utility bills for services like electricity, water, gas, and internet can also be collected by CCS.
5. Student Loans: If you’re in default on your student loans, CCS might try to collect the owed amounts.

CCS may also buy debt directly from creditors, working with financial organizations, educational institutions, healthcare providers, and various businesses to recover the amounts owed. They commonly use phone calls and letters to reach out to you. If you receive contact from them, it's crucial that you validate the debt and understand your rights under debt collection laws.

All things considered, if you find yourself dealing with CCS, remember to validate any debt and know your rights to navigate the situation effectively.

How Do I Check If I Owe Money To 9784445700?

To check if you owe money to 9784445700, you can take a few straightforward steps.

First, visit annualcreditreport.com to get your free credit report from Experian, Equifax, and TransUnion. Look for any collections accounts listed and note the contact information.

Next, go through your personal records for any final bills, account statements, or equipment return receipts related to the debt. This can help you confirm if you indeed owe the debt.

If you see 9784445700 on your credit report, send a written request to the collections agency for debt validation. This will ensure they provide proof that you owe the debt.

Remember, it's best not to contact 9784445700 directly, as it may restart the statute of limitations on old debts.

Lastly, if you face harassment over disputed debts, consider consulting a consumer protection lawyer. They can help with legal assistance and address any unlawful collection practices effectively.

So, in essence, you should check your credit report, review your personal records, and seek debt validation to handle the situation appropriately.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 9784445700

If you’re being contacted by 978-444-5700, which is linked to Credit Collection Services (CCS), you’re protected by several laws and regulations:

You have the Fair Debt Collection Practices Act (FDCPA) to shield you from abusive, deceptive, or unfair practices by third-party collectors. FDCPA rules mean they can’t contact you before 8 AM or after 9 PM, use threatening language, or call repeatedly with the intention to harass. They must also provide detailed information about the debt and how you can dispute it.

Regulation F, issued by the Consumer Financial Protection Bureau (CFPB), further limits how often and when debt collectors can reach out to you. They cannot call more than seven times within seven consecutive days about a specific debt.

State Debt Collection Laws offer additional protections. For example, in New York, debt collectors must be strictly licensed. Check with your state’s attorney general's office to learn more about your specific protections.

You can write to the debt collector to stop contact, and if they violate the FDCPA, you have the right to sue within one year to recover damages and attorney’s fees. Always verify any debt by requesting a validation letter and promptly dispute any inaccuracies.

Finally, remember these protections: the FDCPA prevents abuse and harassment, Regulation F limits call frequency, and state laws provide additional safeguards. Empower yourself by knowing your rights!

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 9784445700/Credit Collection Services (Ccs) Have Any Lawsuits Against Them?

Yes, there have been lawsuits against Credit Collection Services (CCS).

In one notable case, Stacy Berkowitz vs. CCS Credit Collection Services, Berkowitz alleged that CCS violated the Fair Debt Collection Practices Act (FDCPA) by contacting her directly despite knowing she was represented by counsel (Case No. 2:19-cv-1421-FB-SIL, filed in the Eastern District of New York).

You might also find it important that CCS has received numerous official complaints:
- Over 2,000 complaints with the Consumer Financial Protection Bureau (CFPB), including allegations of impersonating officials and contacting after requests to stop.
- More than 900 complaints with the Better Business Bureau (BBB) in the past three years, citing issues like harassing calls, inaccurate debt reporting, and fraudulent debt collection.

If you are facing similar issues, you can report them to the CFPB and consider exploring your legal options.

In closing, CCS has faced lawsuits and numerous complaints over their debt collection practices. If you experience issues with CCS, you should report them to the appropriate authorities and consider your legal options.

What Do People Online Say About 9784445700?

Here's what people online are saying about the phone number 978-444-5700:

You might find it helpful to note that many users perceive calls from this number as suspicious.

- User: u/bodytouch: "Got a call from 978-444-5700. Totally seems like a scam."
- User: u/quietstorm413: "This number keeps calling me and hanging up. Definitely suspicious."
- User: u/sparklepony56: "Received multiple calls from this number, claiming I owe money. Pretty sure it’s fake."

Analysis of Quotes:
From the comments, it appears that the phone number 978-444-5700 is widely perceived as a scam or suspicious. You may notice that people report repeated and unwelcome calls, often with immediate hang-ups. This behavior is typical of scam calls. The common theme is doubt about the legitimacy of the calls and suspicions regarding potential deceitful intentions.

Overall, based on online feedback, you should be cautious if you receive a call from 978-444-5700, as it is widely regarded as suspicious and possibly fraudulent.

Do I Really Need To Remove 9784445700 From My Credit Report?

Yes, you should definitely consider removing 9784445700 from your credit report, but only if you've confirmed it's on there and identified it as potentially inaccurate.

First, you need to check your credit report and see if this number is listed. If it is, make sure to verify whether it's a mistake or not. Disputing inaccuracies yourself can be time-consuming and exhausting, so you might want to avoid typical credit repair companies with poor ratings.

Instead, consider turning to a reputable option like 'The Credit Pros,' who can assist you in this process.

As a final point, remember to verify the information, avoid unreliable credit repair services, and consider reputable companies like 'The Credit Pros' to save your time and effort.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 9784445700 can be written

- +1 978-444-5700
- +1 (978) 444-5700
- +1 978 444 5700
- (978) 444-5700
- 978-444-5700
- 978.444.5700
- 978 444 5700
- +19784445700
- (978) 444-5700
- 978.444.5700
- 9784445700

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Credit Collection Services (CCS) uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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