Home / Who is 6148901025 and why are they calling me?

Who is 6148901025 and why are they calling me?

  • Phone number 6148901025 is likely a debt collector called:' Chase Bank'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 4077322416

Why is 6148901025 calling me

The phone number 614-890-1025 likely belongs to Chase Bank's debt collection department or could be a scam. This call can disrupt your peace and potentially hurt your credit score. They might try to collect an outstanding debt they purchased. Blocking the number might offer temporary relief, but you need to take proactive steps to avoid negative impacts on your financial situation.

Ignoring or blocking the call isn’t a real solution. If it’s a debt collector, they might be trying to collect a debt you don’t recognize. The best step you can take is to reach out to The Credit Pros at the number above. We’ll review your entire 3-bureau credit report with you, pinpoint if this is really a debt collector like 614-890-1025, and identify any other harmful items impacting your credit score.

We’ve helped countless individuals in similar sticky situations. By addressing these potentially inaccurate negative items, we've often been able to help improve their credit scores and overall financial well-being. This also eliminates those annoying, harassing calls. Don’t let this linger; your financial security is too important to ignore. Give us a call today and feel the weight lift off your shoulders!

Who Is 6148901025: Scam Or Legitimate?

The number 614-890-1025 is associated with calls that appear to be from Chase Bank's debt collection department, but it could also be part of a scam. It's crucial that you do not engage with the caller directly. Instead, we advise you to take some proactive steps:

•Check Your Credit Report: Pull a free 3-bureau credit report and look for any inaccurate or negative items. This helps you verify if the debt is legitimate.
•Do Not Pay Immediately: If you're uncertain about the debt, you are not obligated to pay right away. Verify the legitimacy first.
•Contact Us for Help: The Credit Pros can assist you in verifying any debts, disputing inaccurate items, and improving your financial situation.
•Use Official Numbers: Always reach out to Chase using the number on their official website or on the back of your credit card.

To sum up, be cautious about calls from 614-890-1025. Always verify the debt through your credit report, avoid paying immediately, and use official contact numbers. If you need assistance, reach out to us for help.

How Do I Stop 6148901025 From Harassing Me (How To Report Them)?

To stop 614-890-1025 from harassing you, here's what we advise you to do:

First, document every interaction. Make sure you keep a log of all calls, noting the dates, times, and any abusive language used. This will help you build a solid case.

Next, you should block the number. If you have an Android phone, use an app like 'Call Blocker - Stop spam calls.' If you have an iPhone, use 'Robokiller: Spam Call Blocker.' You can also contact your phone carrier for call-blocking options.

Also, register your number on the Do Not Call Registry by visiting DoNotCall.gov. This will help reduce unwanted calls.

Report the harassment to authorities:

- FCC: File a complaint at fcc.gov/complaints.
- FTC: Report telemarketing calls at ReportFraud.ftc.gov or unwanted calls at DoNotCall.gov.
- CFPB: Submit a complaint at consumerfinance.gov/complaint or call (855) 411-2372.

If the harassment continues, consider escalating the matter. You can send a cease and desist letter using a template from eforms.com/cease-and-desist or consult a lawyer to explore your options.

To wrap things up, remember to document each call, block the number, register on the Do Not Call Registry, and report the harassment to the relevant authorities. If needed, escalate the situation further. Hang in there, and take these steps to stop the harassment from 614-890-1025.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 6148901025?

You should block the number 614-890-1025. Blocking it prevents harassment and reduces stress, particularly since this number is likely linked to a scam. Ignoring the calls won't hurt your credit score, but cutting off scam calls entirely is smarter.

If you think this is a legitimate call from a debt collector, contact Chase Bank directly using a number from their official website or your account statements. This ensures you’re dealing with the real entity and not a scammer.

If the call is about an erroneous debt affecting your credit report, consider working with a reputable credit repair company to dispute and remove any false claims. Addressing inaccuracies can help maintain your credit score.

In the end, blocking 614-890-1025 reduces your stress, keeps your credit score intact, and helps prevent scams.

Can A Debt Collector Like 6148901025 Sue Me?

Yes, a debt collector like 6148901025 can sue you, but it’s not very likely. Generally, debt collectors resort to lawsuits only as a last measure, especially for debts exceeding $5,000, due to the associated costs and time. For them to sue, they must prove you owe the debt, the amount is correct, and they have the legal right to collect it. This can be challenging if the debt has been sold multiple times.

Typically, debt collectors will try other methods first, like calling and sending letters. Additionally, the statute of limitations in your state might protect you if the debt is too old. If a lawsuit is initiated, you'll receive a court summons, and you must respond to avoid a default judgment, which could result in wage garnishment or bank account levies.

You have rights under the Fair Debt Collection Practices Act (FDCPA) to protect yourself from abusive practices. If you are sued, consider consulting an attorney to explore your options and defenses.

As a final point, remember that it's crucial you know your rights under the FDCPA, respond to any court summons promptly, and possibly seek legal advice to manage your situation effectively.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

6148901025 Might Have Your Personal Information

6148901025 might have your personal information, but it's important that you don't engage directly. You should never provide any personal details to debt collectors who contact you, as it could be a scam. Avoid answering these calls altogether because scammers often use these tactics to gather your information.

Instead, here's what we advise you to do:

- Obtain a 3-bureau credit report.
- Create a plan to improve your credit.
- Work with a reputable credit repair company.

Block any suspicious calls and always verify with official sources.

Act now to protect yourself and secure your financial well-being. Let's take these steps together to stay safe and informed.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 6148901025

The number 6148901025 is associated with collecting several types of debt. They typically handle credit card debts, auto loans, personal loans, and medical debts. These collectors often purchase debts from original creditors such as credit card companies and medical providers. Additionally, they manage delinquent accounts and past-due debts on behalf of these creditors.

If you are contacted by this number, it's crucial that you know they might be collecting on:

- Credit card debts
- Auto loans
- Personal loans
- Medical debts

All things considered, it's important to understand the types of debt collected by 6148901025, so you can take the appropriate steps to address your specific situation.

How Do I Check If I Owe Money To 6148901025?

How Do I Check if I Owe Money to 6148901025?

To check if you owe money to 6148901025, you can follow these steps:

1. Review Your Records: Look through your own records for any final bills, account statements, or equipment return receipts that might indicate an outstanding balance.
2. Check Your Credit Report: Obtain a copy of your credit report to see if there are any debts listed under this number. You can request debt validation from the collections agency if a debt appears on your report.
3. Avoid Direct Contact: Do not initiate direct contact with the number, as this could restart the statute of limitations on old debts.
4. Consult a Lawyer: If you face harassment over disputed debts, consider consulting a consumer protection lawyer.
5. Gather Documentation: Collect as much documentation as possible from your own records and credit reports before reaching out to Spectrum or debt collectors. This proactive approach can help prevent issues with inaccurate collection efforts impacting your credit.

By following these steps, you can effectively determine if you owe money to 6148901025 and take appropriate actions to manage your debt situation.

Lastly, by reviewing your records, checking your credit report, and consulting a lawyer if needed, you can address any outstanding debts linked to 6148901025.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 6148901025

You are protected by several laws and regulations from debt collection practices, including calls from numbers like 6148901025. Here’s what you need to know:

Fair Debt Collection Practices Act (FDCPA)
You are shielded by the FDCPA, the main federal law governing debt collection in the U.S. This act prohibits abusive, deceptive, or unfair practices by third-party debt collectors, covering personal debts like credit cards, auto loans, medical bills, and mortgages.

Prohibited Conduct Under FDCPA
Debt collectors cannot:
- Contact you before 8 AM or after 9 PM.
- Call you at work if your employer disallows such calls.
- Use obscene, profane, or abusive language.
- Threaten violence or criminal actions.
- Harass you with repeated or continuous calls.
- Falsely represent themselves as attorneys or government affiliates.
- Disclose your debt to third parties.
- Demand larger payments than permitted by law.

Required Disclosures by Debt Collectors
Debt collectors must provide a written notice detailing the amount owed, the creditor's name, and your rights to dispute the debt. If you dispute the debt in writing within 30 days, they must verify the debt and stop collection until they provide verification. They must also disclose that their communication is an attempt to collect a debt.

Consumer Rights
You can:
- Demand that debt collectors stop all communication by sending a written request.
- Have collectors communicate only with your attorney if you have one.
- Sue for FDCPA violations within one year to recover actual damages, statutory damages up to $1,000, plus attorney fees and costs.
- Report violations to the FTC, CFPB, and state attorney general for enforcement actions.

Telephone Consumer Protection Act (TCPA)
The TCPA regulates phone calls to cell phones and residential lines, prohibiting the use of autodialers or prerecorded messages without your consent. Violations can result in damages of $500 to $1,500 per call.

State Debt Collection Laws
Many states have additional protections beyond the FDCPA. For instance, New York has strict licensing requirements for debt collectors.

Finally, to protect yourself from 6148901025 and other debt collection calls, you should understand your rights under the FDCPA and TCPA, report any violations, and consult legal advice if needed.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 6148901025/Chase Bank Have Any Lawsuits Against Them?

Yes, Chase Bank does have lawsuits against them. Here are a few key ones related to debt collections:

•Maslowski et al v. JPMorgan Chase Bank NA (Case No. 7:24-cv-01277): This class action lawsuit alleges Chase charged "unconscionable" and "predatory" fees for bounced check deposits, seeking at least $5 million in damages. Plaintiffs claim these fees violated consumer protection laws in states like New York, California, Illinois, and New Jersey.
- Unfair Deposited Item Return Fees Class Action: This lawsuit, filed by Chase customers, argues they were unfairly charged fees when deposited checks bounced. The case, demanding $5 million in damages, emphasizes that Chase recognized the fees were unfair by removing references to them in 2023.

Further complaints include:
•Consumer Financial Protection Bureau: According to a bulletin, Chase's indiscriminate fees were likely illegal under consumer protection laws.
•Harassment Complaints: Under California law, Chase's debt collection practices face restrictions, including prohibitions on harassment or abusive calls and the requirement for meaningful disclosure of the caller’s identity.

If you've been affected, you may have rights under the Telephone Consumer Protection Act and the Rosenthal Fair Debt Collection Practices Act.

In closing, Chase Bank has faced multiple lawsuits over unfair fees and debt collection practices. If you’ve been impacted, you might have legal protections to help address these issues.

What Do People Online Say About 6148901025?

Here's what people online say about the phone number 614-890-1025, based on Reddit comments:

You should be aware that scammers are spoofing the Chase Business customer support number. They act very legit, speaking fluent English with an American accent. They even use hold music and automated systems.

- Reddit user 'smallbizowner' advises if you get a call from 'Chase', get the details of what they say is wrong. Then, hang up and call back using the official number listed on the website.

Key Takeaways:

- The number 614-890-1025 is often used by scammers pretending to be from Chase Bank.
- These scammers are very sophisticated, using fluent English, hold music, and automated systems to seem legitimate.
- You should not trust calls claiming to be from Chase without verification.

Overall, be cautious of calls from 614-890-1025, as they are likely scams. Always verify issues by calling Chase directly using the number on their website.

Do I Really Need To Remove 6148901025 From My Credit Report?

Yes, you should consider removing 6148901025 from your credit report if you confirm that the collection is indeed there and possibly inaccurate. This step is crucial to maintain a clean credit report. Most credit repair companies have poor reputations and may not effectively assist you in removing such items.

Disputing it on your own can be time-consuming and stressful. Instead, reaching out to a reputable credit repair company, like 'The Credit Pros,' could save you the hassle and resolve these issues more efficiently.

As a final point, verify the inaccuracy on your credit report, avoid dealing with unreliable credit repair companies, and consider using a reputable firm like 'The Credit Pros' for a smoother resolution.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 6148901025 can be written

- +1 614-890-1025
- +1 (614) 890-1025
- +1 614 890 1025
- (614) 890-1025
- 614-890-1025
- 614.890.1025
- 614 890 1025
- +16148901025
- (614) 890-1025
- 614.890.1025
- 6148901025

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Chase Bank uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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