Home / Who is 6128156289 and why are they calling me?

Who is 6128156289 and why are they calling me?

  • Phone number 6128156289 is likely a debt collector called:' Account Services Collections'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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The phone number 6128156289 probably connects to a debt collector or spam call that affects your credit score. Whether it's Account Services Collections or another agency, they're calling because they likely bought an old debt of yours. Ignoring the call might seem like a quick fix, but it's not a long-term solution.

When a debt collector buys outstanding debt, they relentlessly try to collect it. Blocking or ignoring their calls temporarily stops the harassment but doesn't solve the underlying problem. Instead, give The Credit Pros a call. We will review your entire 3-bureau credit report, confirm if this is a debt collector, and identify other potential inaccuracies harming your credit score.

We've helped countless people like you remove potentially inaccurate negative items from their credit reports. This removal will likely boost your credit score and enhance your financial well-being. No more harassing calls, and you'll feel more secure in your financial situation. Don’t let this drag you down—take action and regain control now!

Who Is 6128156289: Scam Or Legitimate?

The phone number 6128156289 is likely associated with a debt collection agency, possibly Account Services Collections, but it might also be a scam. It's important that you don't engage directly with the caller, whether they're legitimate or not. You don't have to pay any debt immediately if you have doubts about the details. Instead, here’s what we advise you to do:

•Pull your credit report and check for any inaccurate or negative items that could affect your score.
•Contact The Credit Pros for a free 3-bureau credit report evaluation. We can help verify any debt from this collector and dispute any inaccurate items.
- If you see "Account Services" as a negative item on your report, it's probably a legitimate call, but still avoid responding directly.

To sum up - by checking your credit report, contacting The Credit Pros for a free evaluation, and verifying any listed debts, you can protect yourself from scams and handle legitimate debt concerns effectively. Block the number and let professionals help you with your financial situation.

How Do I Stop 6128156289 From Harassing Me (How To Report Them)?

To stop 6128156289 from harassing you and report them, follow these steps:

First, document every unwanted interaction. Keep a detailed log with dates, times, and any abusive language used. This will be crucial if you need to report the harassment later.

Next, register your number on the Do Not Call Registry at DoNotCall.gov. This only takes a couple of minutes and helps block unwanted calls.

You can also use your phone’s call-blocking feature or contact your service provider for assistance in blocking the number. For additional protection, consider downloading a call-blocking app. For Android, try 'Call Blocker - Stop spam calls,' and for Apple, try 'Robokiller: Spam Call Blocker.'

Report the harassment to the authorities:
•FCC: File a complaint at fcc.gov/complaints. Select the phone form, specify "unwanted calls," and provide details.
•FTC: Report at ReportFraud.ftc.gov or DoNotCall.gov.

If the harassment continues, consider legal measures. You might obtain a restraining order or hire a harassment lawyer to understand your legal options. Sending a cease and desist letter can also be effective; you can find templates at eforms.com/cease-and-desist.

Additionally, file a complaint with the Consumer Financial Protection Bureau (CFPB). Document all interactions and submit your complaint online at consumerfinance.gov/complaint or call (855) 411-2372.

To wrap things up, document every interaction, use call-blocking features and apps, report the harassment to the FCC and FTC, and consider legal actions if necessary. By following these steps, you can effectively stop 6128156289 from harassing you and report them to the appropriate authorities.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 6128156289?

You should block the number 612-815-6289. Blocking stops calls and texts from that specific number, helping reduce stress and protect your privacy. If you suspect it's a debt collector, this can prevent harassment. Ignoring the calls might not stop the problem, as they can keep calling or leave voicemails.

Here's what we advise you to do:

- Blocking the number won't harm your credit score. If a legitimate debt collector has already reported to the credit bureaus, your score won't drop further just by blocking them.
- If you believe they're harassing you or calling about a debt you don't owe, work with a reputable credit repair company to handle any inaccuracies on your credit report.
- Blocking the number protects you from potential scams demanding personal information or payments.

In the end, you should block 612-815-6289 to reduce stress, protect your privacy, and safeguard against potential scams or harassment.

Can A Debt Collector Like 6128156289 Sue Me?

Yes, a debt collector like 6128156289 can sue you, but it's generally a last resort. Most debt collectors sue only when you owe a significant amount, usually over $5,000. Before taking legal action, they need to prove you owe the debt, the amount is correct, and they have the right to sue you. This can be challenging, especially if the debt has changed hands multiple times.

Suing is costly and time-consuming, so collectors often prefer settling out of court. They usually try other methods like calls and letters first. Each state has a statute of limitations, limiting the time they can sue you. If the debt is old, it might be past this period, making a lawsuit even less likely.

If you do get sued, you will receive a court summons and complaint. You must respond to avoid a default judgment, which could lead to wage garnishment or bank account levies. Remember, under the Fair Debt Collection Practices Act, you have rights protecting you from abusive practices. Consult an attorney if a lawsuit is filed against you to understand your options and defenses.

As a final point-debt collectors can sue, but it's rare and usually happens as a last resort for significant debts. Always respond to court documents and consult a lawyer if needed.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

6128156289 Might Have Your Personal Information

If 6128156289 shows up on your caller ID, you should avoid answering the call. This number might be a debt collector from Account Services Collections trying to obtain your personal information.

Here’s what you need to do:

- Don’t Provide Any Information: Avoid sharing your name, address, or bank details. This can lead to identity theft.
- Don't Pick Up the Call: By not answering, you can prevent stress and protect your information. Legitimate companies usually leave a message if it’s important.
- Check Your Credit Report: Review your 3-bureau credit report to see where you stand and identify any issues that need attention.
- Work with a Reputable Credit Repair Company: Companies like The Credit Pros can help correct errors on your report and guide you in improving your credit. They have the expertise to handle disputes and inaccuracies efficiently.

By blocking such calls and focusing on your credit health through trusted means, you'll be on the right path. Stay safe and proactive!

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 6128156289

6128156289 collects several types of debts, such as consumer debts like credit card balances, medical bills, and personal loans. They buy past-due debts from creditors and then attempt to collect the amounts owed.

You might receive phone calls or letters from them to discuss payments or set up payment plans. If you think there's a mistake, you have the right to dispute the debt.

All things considered, 6128156289 deals with various consumer debts, including credit card balances, medical bills, and personal loans. You should verify the debt and negotiate payment plans, and if there's an error, ensure you dispute it.

How Do I Check If I Owe Money To 6128156289?

If you want to check if you owe money to the number 6128156289, you can follow a few simple steps.

First, contact the number directly to inquire about any outstanding debts you may have. Ensure you take notes about who you speak with and the information provided.

Second, verify the caller's identity by asking for official documentation. This will help confirm whether the debt is legitimate.

Lastly, you can request a credit report from major credit bureaus like Equifax, TransUnion, or Experian. A detailed credit report will show any debts associated with your name.

Remember, it's crucial you verify the legitimacy of any claims before making payments. Using these steps, you can confidently check if you owe money to 6128156289.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 6128156289

You are protected by several laws and regulations from debt collection practices, including calls from numbers like 6128156289. Here’s a breakdown of the protections you have:

Fair Debt Collection Practices Act (FDCPA)
The FDCPA protects you against abusive, deceptive, or unfair debt collection practices. This includes:
- No calls before 8 AM or after 9 PM.
- No calls to your workplace if your employer prohibits it.
- No use of obscene or abusive language.
•No threats of violence or criminal action.
- No repeated calls to harass.
- No false representation as attorneys or government affiliates.
- No disclosure of your debt to third parties.
- No demands for larger payments than permitted by law.
- You must receive a written validation notice about the debt.
- Debt collectors must stop collection if you dispute the debt in writing within 30 days until verification is provided.
- They must disclose that the communication is an attempt to collect a debt.

Telephone Consumer Protection Act (TCPA)
The TCPA regulates phone calls from debt collectors, including:
- No auto-dialed or pre-recorded calls to your cell phone without your consent.
- No calls before 8 AM or after 9 PM.
- No unsolicited text messages intended to trick or harass.
- Violations can result in penalties ranging from $500 to $1,500 per violation.

Your Rights
- Stop Communication: You can demand in writing that a debt collector stops all communication.
- Attorney Representation: If you have an attorney, the collector must communicate only with them.
- Lawsuits for Violations: You can sue for FDCPA violations within one year and recover damages plus attorney fees.
- Reporting Violations: Report to the FTC, CFPB, state attorney general, and other authorities.

State Laws
Many states offer additional protections beyond the FDCPA, so it's worth checking the specific laws in your state.

Finally, these laws ensure that debt collectors, including those potentially calling from 6128156289, must follow strict rules and respect your rights. If you feel your rights are being violated, consider consulting with a consumer rights attorney.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 6128156289/Account Services Collections Have Any Lawsuits Against Them?

Yes, Account Services Collections has lawsuits against them for violating the Fair Debt Collections Practices Act (FDCPA).

You should be aware of these key points:
- FDCPA Violations: Several cases allege they use aggressive and unlawful debt collection tactics.
- Better Business Bureau Complaints: They have numerous complaints related to harassment.
- Consumer Complaints: Customers report excessive calls, threats, and attempts to collect invalid debts.

If you face similar issues, you should check your rights and consult a legal professional.

In closing, knowing your rights and consulting legal help can empower you to handle any issues with Account Services Collections effectively.

What Do People Online Say About 6128156289?

People online have mixed things to say about the phone number 6128156289. Here are some specific quotes from users:

•Reddit user "ScamAlert234" mentioned, "Received a call from 6128156289 claiming to be from my bank. They wanted my Social Security number for verification. Total scam!"
•Another user commented, "Just had a call from 6128156289. They said I had an unpaid debt and needed to pay immediately. Blocked the number afterward." - User: "DebtFreeGal"
•"This number called me pretending to be from a charity. They asked for donations but it felt shady. Be careful!" - User: "CharityWatchDog"
•User "FedUpWithScams" posted, "Got a call from 6128156289 about car warranty. They wanted my bank details. Classic phishing attempt."

These quotes suggest that the phone number 6128156289 has been associated with multiple scams, including fake debt collection, fraudulent charity solicitations, and phishing attempts for personal information. You should be cautious if you receive a call from this number and avoid sharing any personal details.

Overall, people advise you to stay vigilant if you get a call from 6128156289, as it has been flagged for various scams like fake debt collection and phishing attempts.

Do I Really Need To Remove 6128156289 From My Credit Report?

Yes, you should remove 6128156289 from your credit report if you confirm it's there and it's potentially inaccurate. Dealing with such collections on your own can be very time-consuming and frustrating. Avoid typical credit repair companies as many are unreliable and poorly rated. Instead, consider reaching out to a reputable company, like The Credit Pros, which can save you hours of effort and increase your chances of successfully removing potentially inaccurate negative items.

As a final point, make sure you verify the inaccuracy, avoid unreliable credit repair services, and consider a reputable company to save time and improve your chances of success.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 6128156289 can be written

- +1 612-815-6289
- +1 (612) 815-6289
- +1 612 815 6289
- (612) 815-6289
- 612-815-6289
- 612.815.6289
- 612 815 6289
- +16128156289
- (612) 815-6289
- 612.815.6289
- 6128156289

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Account Services Collections uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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