Who is 5137253190 and why are they calling me?
- Phone number 5137253190 is likely a debt collector called:' State Collection Service'.
- Your credit score likely dropped because this is potentially a debt collection on your report.
- Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
Pull your 3-bureau report and don't let this number cause bigger problems.
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Calls from 5137253190 might mean debt collection efforts. Ignoring these calls won't solve the problem and could lead to issues like lawsuits or credit score drops. You need to find out if these calls are legit or a scam, then take the right steps to secure your finances.
First, block 5137253190 using your phone’s call-blocking features. Next, check your credit report from all three bureaus to verify the debt. If the debt seems legit but something feels off, don’t respond directly. Contact The Credit Pros for a free, no-pressure evaluation. We’ll review your credit report together, help dispute any inaccuracies, and offer practical steps to improve your financial standing.
Debt collectors like 5137253190 must follow specific regulations, so knowing your rights is key. The Credit Pros can guide you through this maze, helping manage and potentially remove harmful entries from your credit report. Ignoring the calls won't protect you, but proactive, informed action will. Let’s tackle this together—give us a call, and let's sort it out once and for all.
On This Page:
Who Is 5137253190: Scam Or Legitimate
You're dealing with a potential debt collection call from 5137253190, but it could be a scam. We understand why this is stressful, but you have options. Here's what we advise you to do:
First, block the number. You don't need to pay anything without verifying the debt. Instead, you should pull your credit report to check for inaccuracies. If you see State Collection Service listed as a negative item, it's probably legitimate, but you still don't need to respond.
We can help you:
• Verify any debt
• Dispute errors
• Improve your financial outlook
Give us a call for a free credit evaluation across all 3 bureaus. We've helped many people handle similar calls, so you're not alone.
Remember, whether it's real or fake, your next move is the same. Let's review your credit report together and tackle any issues head-on. To wrap things up, you should block the number, check your credit report, and reach out to us for support. We're here to help you navigate this situation and improve your financial health.
How Do I Stop 5137253190 From Harassing Me (How To Report Them)
To stop 5137253190 from harassing you, you need to take several steps to protect yourself and report the caller. Here's what we advise you to do:
First, you should document every unwanted interaction. Keep a detailed record of each call, noting the date, time, and what was said. This information will be crucial if you need to escalate the issue.
Next, we recommend you register your number at DoNotCall.gov. If you've already done this and still receive calls, you should file a complaint online or call 1-888-382-1222.
Blocking the number is your next step. You can use your phone's built-in call-blocking feature or contact your phone carrier for help. We also suggest you consider using additional apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.
If the calls persist, you should file complaints with:
• The Federal Communications Commission (FCC) at fcc.gov/complaints
• The Federal Trade Commission (FTC) at ReportFraud.ftc.gov or DoNotCall.gov
• The Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov/complaint or by calling (855) 411-2372
You might also want to send a cease and desist letter. You can find a template at eforms.com/cease-and-desist/.
If the harassment continues or escalates, you should consider legal actions. This might include getting a restraining order or consulting a harassment lawyer to understand your options better.
To finish up, remember that you're not alone in this situation. By taking these steps, you're actively protecting yourself and contributing to efforts to stop harassment. Stay strong, and don't hesitate to seek help if you feel overwhelmed.
Stop the harassment today. Reach out to us for expert help. Chat with us now
Should I Block Or Ignore 5137253190
You should block 5137253190. We recommend this because it's likely a debt collector. Ignoring won't solve your problem, but blocking will stop those unwanted calls. Don't worry - blocking won't hurt your credit score at all.
If there's already a collection on your report, the damage is done. Your best move? Work with a reputable credit repair company. They'll help you remove any inaccurate items and guide you through the whole process. Remember, you're not obligated to engage directly with collectors. Instead, let the professionals handle it for you.
We understand dealing with collectors is tough, but you've got options. Here's what we advise:
• Block the number to stop those annoying calls
• Let a credit repair company handle communication for you
• Work on removing any inaccurate items from your credit report
This approach will reduce your stress and give you a clear plan forward. You're taking control by blocking the number and seeking expert help. It's a smart step towards improving your financial situation.
To wrap things up, remember that you're not alone in this. By blocking the number and getting professional help, you're taking positive steps to regain control of your finances and peace of mind.
Can A Debt Collector Like 5137253190 Sue Me
Yes, a debt collector like 5137253190 can sue you, but it's highly unlikely. Debt collectors typically use lawsuits as a last resort, usually for substantial debts over $5,000. Here's what you need to know:
You should be aware that collectors must prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging, especially if the debt has changed hands multiple times. Suing is expensive and time-consuming for collectors, so they often prefer to settle out of court.
If your debt is beyond the statute of limitations in your state, you're less likely to face a lawsuit. Collectors usually try to collect through calls and letters first. However, if they decide to sue, you'll receive a court summons and complaint.
It's crucial that you respond within the specified deadline to avoid a default judgment. If you don't, you could face wage garnishment or bank account levies. Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA) that protect you from abusive practices.
We advise you to:
• Keep track of all communications with the debt collector
• Request debt verification in writing
• Be aware of your state's statute of limitations on debt
• Respond promptly if you receive a court summons
To finish up, if you're worried about a potential lawsuit from 5137253190, don't panic. You have options and rights. Consider consulting with an attorney to understand your specific situation and the best course of action for you.
Worried about legal action? Contact us to understand your rights. Chat with us now
5137253190 Might Have Your Personal Information
If you receive a call from 5137253190, it might have your personal information. Here's what we advise you to do:
Don't give out any information if they call. You should ignore calls from debt collectors as they often use scare tactics to get your personal details. By not engaging, you protect your data.
Don't pick up when they call. These collectors can be persuasive, and it's best that you avoid talking to them entirely. This way, you prevent potential data leaks or fraud.
You should focus on your credit report. Get your 3-bureau report to check for any mistakes. It's crucial that you understand your credit situation and address any possible errors.
We recommend you work with a reputable credit repair company. They can help you manage and improve your credit. You'll benefit from their expertise in dealing with inaccuracies and disputes, saving you time and frustration.
Here are some key steps to take:
• Block the number on your phone
• Check your credit report for errors
• Seek help from a credit repair company
To wrap things up, remember that you're in control. By following these steps, you're taking charge of your personal information and credit health. We're here to support you through this process.
Protect your personal information. Speak with our experts today. Chat with us now
Types Of Debt Collected By 5137253190
State Collection Service collects various types of debt on behalf of creditors. You might encounter them if you have past due accounts such as:
• Credit card balances
• Auto loans
• Cell phone bills
• Other consumer debts
They may purchase your debt from original creditors like banks or utility companies to collect the amount you owe. It's crucial that you verify any debt information they provide to ensure its legitimacy.
When State Collection Service contacts you, you should:
• Ask for written verification of the debt
• Check if the debt details match your records
• Dispute any inaccuracies you find
Remember, you have rights under the Fair Debt Collection Practices Act. This law protects you from unfair or abusive collection practices.
If you're unsure about a debt they claim you owe, you can request validation. This means they must provide proof that you actually owe the debt.
To wrap things up, always be cautious when dealing with debt collectors. You should verify all information, know your rights, and don't hesitate to seek professional advice if you're overwhelmed. Your financial well-being is important, and you have options to handle this situation effectively.
How Do I Check If I Owe Money To 5137253190
To check if you owe money to 5137253190, you should follow these steps:
First, take a look at your records. You'll want to review any final bills, account statements, or equipment return receipts you have. This can help you figure out if the debt is actually valid.
Next, pull your credit report. Look for any entries related to 5137253190. If you see a debt from this number on your report, it's likely that a collections agency is involved.
If you spot a debt from 5137253190 on your credit report, don't panic. You should send a written request to the collections agency for debt validation. This way, you're making sure they have the right documentation and proof that you actually owe the money.
Here's an important tip: don't call the number directly. If you do, you might accidentally restart the statute of limitations on the debt. That's not something you want to risk.
If you're feeling overwhelmed or if you're being harassed over debts you're not sure about, it's a good idea to talk to a professional. Consider reaching out to a consumer protection lawyer for guidance. They can help you navigate this tricky situation.
• Gather all your financial documents
• Check your credit report thoroughly
• Request debt validation in writing
• Avoid direct contact with the number
• Seek legal advice if you're being harassed
To finish up, remember that you're in control here. By carefully gathering your documentation and following these steps, you can proactively manage any issues with inaccurate collection efforts. Stay calm, be thorough, and don't hesitate to ask for help if you need it. You've got this!
Need to verify your debts? Contact us for a thorough check. Chat with us now
Which Debt Collection Laws And Regulations Protect Me From 5137253190
The Fair Debt Collection Practices Act (FDCPA) is the main federal law that protects you from abusive debt collection practices related to 5137253190. This law prohibits third-party debt collectors from using unfair, deceptive, or abusive tactics when trying to collect a debt from you.
You have several key rights under the FDCPA:
• Debt collectors can't contact you at inconvenient times, like before 8 AM or after 9 PM.
• They can't call you at work if you tell them your employer doesn't allow it.
• They're not allowed to use abusive language, make threats, or harass you.
• They must provide written validation of the debt and can't demand more money than you legally owe.
If a debt collector violates your rights, you can take action. You have the right to dispute the debt within 30 days of first contact. If you do this in writing, they must verify the debt before continuing collection efforts. You can also demand in writing that they stop contacting you altogether, with a few exceptions.
Many states have additional laws that provide extra protections beyond the FDCPA. For example, some states require debt collectors to be licensed. We recommend you check with your state attorney general's office to learn about specific laws that might apply to your situation.
To finish up, remember you have the power to protect yourself from unfair debt collection practices. If you believe a debt collector has violated your rights, don't hesitate to report them to the FTC, CFPB, or your state attorney general. You can also sue for violations within one year and potentially recover damages plus attorney fees. Stay informed and stand up for your rights!
Does 5137253190/State Collection Service Have Any Lawsuits Against Them
Yes, State Collection Service (5137253190) has faced several lawsuits and complaints related to their debt collection practices. You should be aware of the following:
Lawsuits against State Collection Service include:
• Figueroa v. State Collection Service, Inc. - The plaintiff claimed misleading information in a collection letter, alleging FDCPA violations.
• Garcia v. State Collection Service, Inc. - This case involved allegations that the company failed to provide required debt verification information, violating FDCPA.
Many consumers have filed complaints with the Consumer Financial Protection Bureau (CFPB) about aggressive collection tactics. You might experience frequent calls and pressure to pay without proper debt verification if you're dealing with them.
The Better Business Bureau (BBB) has also received numerous grievances about State Collection Service. You may encounter confusing correspondence and face difficulties when trying to dispute charges.
When dealing with State Collection Service, it's crucial that you verify any debt claims they make. You should assert your rights under the FDCPA to protect yourself from potential unfair practices.
To wrap things up, if you're contacted by State Collection Service, don't panic. You have rights, and it's important that you understand them. Remember to request debt verification and don't hesitate to seek legal advice if you feel they're violating your rights under the FDCPA.
What Do People Online Say About 5137253190
When you receive calls from 5137253190, you should be cautious. Many people online have reported negative experiences with this number. Here's what you need to know:
• You might hear silence or music when you answer. One user said, "I heard a brief music tone. I said hello multiple times, but there was no answer."
• It's likely a spam or scam call. Another person shared, "This is a scam number. They called me and didn't say anything, just played music."
• The number has been linked to aggressive collection practices.
We understand these calls can be frustrating. You should consider blocking this number to avoid further disruptions. If you're worried about potential debts, it's best to verify any claims through official channels. Don't engage with suspicious callers directly.
To finish up, remember that you have the power to protect yourself. Block the number, screen your calls, and if needed, seek help from a reputable credit counselor to address any legitimate financial concerns.
Do I Really Need To Remove 5137253190 From My Credit Report
You absolutely need to remove 5137253190 from your credit report if it's potentially inaccurate. Don't waste your time trying to dispute it yourself - it's a huge hassle. We suggest you reach out to a reputable credit repair company like The Credit Pros. We can save you hours of effort and maximize your chances of getting this item removed.
Most credit repair companies are scammy and ineffective, but a good one can make a world of difference for you. We'll carefully review your report, identify any issues, and take strategic action on your behalf. This approach is far more efficient than you trying to navigate the complex dispute process alone.
Here are the key steps we recommend you take:
• Confirm the collection is actually on your report
• Assess if it seems potentially inaccurate to you
• Avoid shady "quick fix" credit repair services
• Partner with a trusted company for professional help
• Let experts handle the time-consuming dispute process for you
To wrap things up, by taking these actions, you'll be on track to potentially improve your credit profile. We're here to support you every step of the way and help you achieve better financial health.
Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now
List of every other phone number that State Collection Service uses:
Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.