Who is 5137254346 and why are they calling me?

You're dealing with a potentially suspicious call from 5137254346, which might be State Collection Service, Inc., a debt collector. However, it's crucial that you remain cautious as this could also be a scam. We advise you not to engage with the caller directly.

Here's what we recommend you do:

• Pull your free 3-bureau credit report right away
• Check for any suspicious negative items on your report
• Give us a call for a free evaluation of your situation

We've helped many people handle similar spam calls. Whether it's legitimate or not, your next step remains the same - you need to review your credit report for potential errors. If you see State Collection Service listed as a negative item, the call might be real. But don't worry - we're here to help you verify the debt, dispute any inaccuracies, and improve your financial outlook.

Remember, you have options and support available to you. We understand this situation can be stressful, but you're not alone. Let's work together to tackle this issue and get your finances back on track.

To wrap things up, you should focus on checking your credit report, staying cautious with unknown callers, and reaching out for professional help if needed. We're here to support you every step of the way.

To stop 5137254346 from harassing you, you should take immediate action. Here's what we advise you to do:

First, you need to document all unwanted interactions. Keep a detailed log of each call, noting the date, time, and any abusive language used. This record will be crucial if you need to escalate the issue later.

Next, register your number at DoNotCall.gov. After that, you should block the number on your phone or ask your service provider to help you do this. These steps can significantly reduce the harassment you're experiencing.

If the calls persist or become threatening, you might need to take more serious measures. You can:

• Consider getting a restraining order
• Hire a harassment lawyer to help stop the calls
• Send a cease and desist letter using a template from eforms.com

You can also use call-blocking apps to prevent unwanted calls. For Android, try 'Call Blocker - Stop spam calls', and for Apple, 'Robokiller: Spam Call Blocker' can be effective.

It's important that you report this harassment to the authorities. You can file complaints with:

• The FCC at fcc.gov/complaints if the call is illegal or your number is spoofed
• The FTC at ReportFraud.ftc.gov for telemarketing violations
• The CFPB at consumerfinance.gov/complaint or by calling (855) 411-2372

If you use Nomorobo, you should report unwanted robocalls directly through their platform. Don't forget to contact your phone carrier about call-blocking tools and options they might offer.

To finish up, remember you're not alone in this. By taking these steps, you're actively protecting yourself and potentially helping others who might be experiencing similar harassment. Stay strong and persistent in your efforts to stop these unwanted calls.

Yes, you should block 5137254346. We recommend this action to protect your peace of mind and financial wellbeing. When you block this number, you won't hurt your credit score - any existing collection has already impacted it. By blocking, you'll stop potential harassment and gain control over your situation.

We advise you to work with a reputable credit repair company. They can help you address any inaccuracies on your report. These experts will guide you through disputing unfair entries and navigating the process. Remember, you don't have to engage with debt collectors directly.

Here's what we suggest you do next:

• Block the number to stop unwanted calls
• Get help from a credit repair expert
• Focus on improving your financial health

We understand this situation can be stressful. But don't let it overwhelm you. We're here to support you in taking positive action. To finish up, remember that by blocking the number and seeking expert help, you're taking control of your financial future. You've got this!

Yes, a debt collector associated with 5137254346 can sue you, but it's unlikely. Here's what you need to know:

Debt collectors usually sue as a last resort, typically for debts over $5,000. They need to prove you owe the debt, the amount is accurate, and they have the legal right to sue. This can be challenging if the debt has changed hands multiple times.

Each state has a statute of limitations for debt collection lawsuits. If your debt is old, it might be past this period, making a lawsuit less likely. Suing is also expensive and time-consuming, so most collectors prefer to settle out of court.

You should know that debt collectors typically try phone calls and letters before considering legal action. If you're sued, you'll receive a court summons and complaint. It's crucial that you respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive practices. We advise you to consider these steps:

• Verify the debt's legitimacy before making any payments
• Check if the statute of limitations has expired in your state
• Keep detailed records of all communications with the debt collector

If you're sued, we strongly recommend you consult an attorney to understand your defenses. They can help you navigate the legal process and protect your rights.

To wrap things up, while a debt collector can sue you, it's not common. Your best bet is to stay informed about your rights, verify any debts, and seek legal advice if needed. Remember, you're not alone in this process, and there are resources available to help you through it.

If you receive a call from 5137254346, you should not provide any personal information. It's important that you don't engage directly to avoid the risk of sharing sensitive details.

You should let the call go to voicemail. Answering won't change what you need to do, which is obtaining your 3-bureau credit report and starting a plan to improve your credit.

We advise you to block the number to prevent future calls. Working with a reputable credit repair company can be your best option because they can help you address inaccuracies and disputes on your credit report, ultimately improving your credit score.

To wrap things up, remember that you have the power to protect your personal information and improve your credit health. By following these steps, you're taking control of your financial future and staying safe from potential scams.

State Collection Service, Inc. collects various types of debt for 5137254346. You might receive calls or letters if you have unpaid medical bills, credit card balances, or personal loans. These debts typically come from different creditors who sell them to the collection agency.

When you're dealing with debt collectors, it's crucial that you understand your rights. You should:

• Verify the debt's legitimacy before making any payments
• Request a debt validation letter if you haven't received one
• Dispute any inaccuracies in writing within 30 days

Remember, you have the power to control communication with debt collectors. If their calls are causing stress, you can request that they only contact you in writing. This gives you more control over the situation and helps you keep a record of all interactions.

We understand that dealing with debt collection can be overwhelming. Here are some steps we advise you to take:

1. Don't ignore the calls or letters – addressing the issue head-on is usually the best approach.
2. Keep detailed records of all communications with the debt collector.
3. If you believe the debt isn't yours, dispute it in writing immediately.

To finish up, remember that you're not alone in this process. You have rights as a consumer, and there are resources available to help you navigate debt collection. By staying informed and taking proactive steps, you can work towards resolving the situation and improving your financial health.

To check if you owe money to 5137254346, you should follow these steps:

1. Review Your Records: You need to look through your final bills, account statements, or equipment return receipts for any outstanding payments.

2. Check Your Credit Report: You should examine your credit report for any debts listed under State Collection Service, Inc.

3. Request Debt Validation: If you find the debt on your credit report, you need to ask the collections agency for validation to verify its accuracy.

4. Protect Yourself: We advise you to consult a consumer protection lawyer if you feel harassed or if you dispute the debt.

5. Avoid Direct Contact: You shouldn't initiate direct contact, as it could restart the statute of limitations.

Remember, you have rights when dealing with debt collectors. Here's what we recommend:

• You should keep detailed records of all communications.
• You need to know your rights under the Fair Debt Collection Practices Act.
• You can dispute the debt if you believe it's inaccurate or unfair.

We understand this situation can be stressful. However, by taking these proactive steps, you're empowering yourself to handle the issue effectively. To finish up, remember that you're in control – gather your documentation, know your rights, and don't hesitate to seek professional help if you need it. You've got this!

The Fair Debt Collection Practices Act (FDCPA) protects you from unfair practices by debt collectors, including those from 5137254346. This federal law prohibits third-party collectors from using abusive, deceptive, or unfair behavior when collecting personal, family, or household debts.

Under the FDCPA, you have several rights. Debt collectors can't contact you before 8 AM or after 9 PM, or at your workplace if your employer disallows it. They must avoid using abusive language and threats, and can't harass you with repeated calls. They're also prohibited from falsely representing their identities, disclosing your debt to third parties, or demanding more money than you legally owe.

You should know that collectors must provide you with a written validation notice detailing the debt and informing you of your right to dispute it. If you dispute the debt in writing within 30 days, they must stop collection efforts until they verify it.

We advise you to exercise your right to request that a debt collector stop contacting you by sending a written request. If you have an attorney, the collector must communicate only with them. You can also report FDCPA violations to the FTC, CFPB, and state authorities, and potentially recover damages through a lawsuit.

• You have the right to dispute the debt within 30 days
• You can request the collector to stop contacting you in writing
• You're protected from abusive language, threats, and harassment

Remember, state laws might offer you additional protections. We recommend you check with a consumer law attorney or local resources for detailed rules in your specific location.

To finish up, you should familiarize yourself with these laws to better handle collection attempts and protect yourself from abusive practices. By knowing your rights, you're empowering yourself to take control of the situation and ensure fair treatment.

State Collection Service, Inc. has faced lawsuits related to alleged violations of the Fair Debt Collection Practices Act (FDCPA). You should be aware of two significant cases:

1. A proposed class action lawsuit from February 20, 2018: This case claimed the company failed to clearly disclose debt amounts in their letters. You might have received confusing communications if you were affected.

2. The Spuhler case: This complaint argued that debt collection letters didn't mention accruing interest, potentially misleading debtors like you about the total amount owed.

While these cases are notable, we haven't found reports of other current legal actions against State Collection Service, Inc. However, this doesn't mean you shouldn't be vigilant. If you believe the company has violated your rights, you should consider seeking legal advice.

• You can review your debt collection letters for unclear or misleading information.
• It's crucial that you keep records of all communications with the company.
• You should familiarize yourself with your rights under the FDCPA to protect yourself.

To finish up, if you're dealing with State Collection Service, Inc., you should stay informed about your rights and be prepared to seek help if needed. We're here to support you through this process.

You've been receiving calls from 5137254346, and you're not alone. Many people online have shared their experiences with this number, and we've gathered some insights to help you understand what's going on.

When you answer calls from this number, you might encounter silence or an immediate hang-up. This is frustrating and suspicious, as many users have reported. Some callers claim to be from collection agencies or have important business matters to discuss. However, they often ask for your personal information without providing details about why they're calling.

Here's what we've learned from other people's experiences:

• You might receive frequent calls from this number over months.
• When you answer, you may hear silence or the caller might hang up immediately.
• Some callers ask for your personal information, like your name and date of birth.
• They may claim to have important business matters but won't provide details unless you confirm your personal data.

We understand this situation can be stressful and annoying. Here's what we advise you to do:

1. Don't give out your personal information to these callers.
2. Block the number on your phone to stop receiving these calls.
3. If you're concerned about potential debt collection, check your credit report for any inaccuracies.

To finish up, remember that you're not obligated to engage with these callers. Your privacy and peace of mind are important. If you're worried about potential debts, we suggest you work with a reputable credit repair company to address any issues safely and legally.

Yes, you really need to remove 5137254346 from your credit report if it's potentially inaccurate. Don't waste your time with typical credit repair companies - most are scummy and ineffective. If you try disputing on your own, you'll eat up hours. Instead, you can save yourself the hassle by reaching out to a reputable firm like The Credit Pros. We can make a world of difference in handling potentially inaccurate items for you.

Here's what we advise you to do:

• Confirm that the collection is actually on your report
• Identify if it's potentially inaccurate
• Skip shady credit repair services
• Avoid the time-sink of DIY disputes
• Contact us for expert assistance

We understand that dealing with collections is stressful for you. Let us take on the burden and maximize your chances of removal. Our team has the expertise to navigate the process effectively for you. You don't have to tackle this alone - we're here to help you clean up your credit and get you back on track financially.

To wrap things up, remember that you have options when it comes to removing potentially inaccurate items from your credit report. Don't hesitate to reach out for professional help - we're here to guide you through the process and improve your financial health.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 4123322464
• 5137254346
• 4432935167