Home / Who is 4176277990 and why are they calling me?

Who is 4176277990 and why are they calling me?

  • Phone number 4176277990 is likely a debt collector called:' Mid-American Collections'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

Receiving a call from 417-627-7990 likely means a debt collector is trying to reach you. Block the number to avoid further disruptions. Before doing anything, check your credit report for any collection accounts and dispute any inaccuracies you find.

If 417-627-7990 keeps harassing you, document each call, register your number on the National Do Not Call Registry, and use call-blocking features on your phone. If harassment continues, consult a lawyer and send a cease-and-desist letter. Report harassment to the FCC and FTC, and use call-blocking apps for added protection.

Call The Credit Pros at 417-627-7990 for a simple, no-pressure conversation. We'll review your 3-bureau credit report and give you personalized advice based on your situation. Don’t ignore this issue—handle it promptly to safeguard your credit score and financial well-being. Give us a call and let's resolve this!

Who Is 4176277990: Scam Or Legitimate

When you receive a call from 4176277990, it's likely a legitimate debt collection number, but you should still be cautious. Don't engage directly with them, as you're not required to pay without verification. Here's what we advise you to do:

• Block the number to stop unwanted calls from disrupting your day
• Get your free credit report to check for any collection accounts
• If you find inaccurate items, dispute them right away

We understand that dealing with debt collectors is stressful for you. But remember, you have options. At The Credit Pros, we can help you verify debts, dispute errors, and improve your financial outlook. We've successfully assisted thousands of people in similar situations to yours.

Even if the call is legitimate, you don't need to respond immediately. Take a moment to breathe, review your credit report, and let us guide you through the next steps. We're here to empower you and clear up any confusion about your finances.

To finish up, you should block the number, check your credit report, and consider reaching out to us for expert help. We're here to support you every step of the way.

How Do I Stop 4176277990 From Harassing Me (How To Report Them)

To stop 4176277990 from harassing you, you should take immediate action. Here's what we advise you to do:

First, you need to document everything. Keep a detailed log of each call, including dates, times, and what was said. This record will be crucial if you need to take legal action later.

Next, you should register your number on the National Do Not Call Registry at DoNotCall.gov. This step helps reduce unwanted calls. You can also use your phone's built-in call-blocking feature or contact your service provider for additional blocking options.

If the harassment continues, you might need to take more serious steps. You can consider getting a restraining order, which legally prohibits the caller from contacting you. It's also a good idea to consult a lawyer who specializes in harassment cases. They can advise you on the best legal actions to take.

Another effective strategy is to send a cease and desist letter. You can find templates for these letters on websites like eforms.com. This formal request often stops harassers in their tracks.

To further protect yourself, you should install call-blocking apps. For Android, try 'Call Blocker - Stop spam calls'. If you're an iPhone user, 'Robokiller: Spam Call Blocker' is a good option.

It's crucial that you report this harassment to the authorities. File a complaint with the FCC at fcc.gov/complaints for unwanted calls. You should also report it to the FTC at ReportFraud.ftc.gov or DoNotCall.gov/report.html.

If the calls are related to financial matters, you can submit a complaint to the Consumer Financial Protection Bureau (CFPB). Visit consumerfinance.gov/complaint or call (855) 411-2372. Make sure you include a detailed explanation, key details, and any relevant documents.

Don't forget to report the number to Nomorobo if this service is available to you. Additionally, reach out to your phone carrier for extra support and call-blocking options they might offer.

Lastly, check with your local or state consumer protection offices. They often provide additional support and resources for dealing with phone harassment.

To finish up, remember that you have multiple options to stop these harassing calls. Start by documenting everything and using call-blocking tools. If the problem persists, don't hesitate to escalate to legal measures. You've got this, and relief from these unwanted calls is within your reach.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 4176277990

Should you block or ignore 4176277990? Yes, you should. Here's why:

You'll gain peace of mind when you block unwanted calls and texts. If you ignore them, you won't hurt your credit score - it's already affected if there's a collection. You risk making mistakes if you engage directly with debt collectors without proper knowledge.

We advise you to take these steps:

• Block the number to stop contact attempts.
• Don't pay anything until you verify the debt.
• Work with a reputable credit repair company to handle potential inaccuracies.

Remember, you're in control. When you block Mid-American Collections, you protect yourself from potential harassment while properly addressing the situation. We're here to help you navigate this process and improve your credit health.

To wrap things up, you should block the number, verify any debt, and get professional help. By taking these steps, you'll regain control and reduce stress in dealing with this situation.

Can A Debt Collector Like 4176277990 Sue Me

Yes, a debt collector like 417-627-7990 can sue you, but it's unlikely. They usually see lawsuits as a last resort due to the cost and effort involved. Debt collectors typically pursue legal action only when:

• The debt is substantial, often over $5,000
• It's within your state's statute of limitations
• They can prove you owe the debt and the amount is correct
• They have the legal right to sue

Before considering a lawsuit, debt collectors like Mid-American Collections usually try other methods to collect. You'll receive calls and letters first. If they decide to sue, you'll get a court summons and complaint. It's crucial that you respond in time to avoid a default judgment, which could lead to wage garnishment or bank levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive or deceptive practices. If you're sued, we recommend that you consult an attorney to understand your options and potential defenses.

Most debt collectors prefer to settle out of court because litigation is expensive and complex. You can use this to your advantage if you're willing to negotiate. Consider offering a lump sum payment or a payment plan that works for your budget.

To wrap things up, while a debt collector can sue you, it's not their first choice. You should take any legal threats seriously, but don't panic. Stay informed about your rights, respond to any court documents promptly, and consider seeking legal advice if you're unsure how to proceed. Remember, you have options, and there's often room for negotiation.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

4176277990 Might Have Your Personal Information

If you receive a call from 417-627-7990 claiming to have your personal information, don't engage with them. You shouldn't provide any details or even answer their calls, as this can complicate matters. Instead, here's what we advise you to do:

• Get your 3-bureau credit report immediately.
• Create a comprehensive plan to boost your credit score.
• Consider working with a reputable credit repair company.

We understand this situation can be stressful. Remember, whether you answer or not, it doesn't change the steps you need to take. A credit repair company can be your best ally in this situation. They have the expertise and tools to handle inaccuracies on your credit report efficiently.

These companies can offer you personalized advice and support, making the process of improving your credit score much smoother. They'll guide you through addressing any disputes on your report, saving you time and frustration.

To finish up, here's a quick recap of what you should do: Don't engage with the caller, get your credit report, and team up with a credit repair company. You've got this, and remember, we're here to support you every step of the way.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 4176277990

Mid-American Collections typically handles various types of debt for 4176277990, including personal loans and credit card debts. While they work with different creditors, specific details aren't disclosed. If you're dealing with them, it's likely because a creditor believes you owe money.

You should be aware of your rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from unfair practices while you're resolving any outstanding debts. Here are some key points to remember:

• You have the right to request debt verification.
• Collectors must not harass or threaten you.
• You can request that they stop contacting you.

It's crucial that you confirm the legitimacy of any debt before making payments. You should ask for a written validation of the debt, which Mid-American Collections is required to provide.

If you're unsure about the debt's validity, you can dispute it. You should do this in writing within 30 days of first contact. Remember, disputing the debt doesn't make it go away, but it does require the collector to prove its legitimacy.

To finish up, you should always approach debt collection matters cautiously. Verify the debt, know your rights, and don't hesitate to seek professional advice if you're feeling overwhelmed. We're here to help you navigate this challenging situation with confidence.

How Do I Check If I Owe Money To 4176277990

To check if you owe money to 4176277990 (Mid-American Collections), you can follow these steps:

First, you should review your personal records. Look through your account statements, final bills, and equipment return receipts to see if you have any outstanding debts.

Next, you need to check your credit report. You can get a free annual report from AnnualCreditReport.com. Look for any debts listed under Mid-American Collections.

If you find a debt on your credit report, you should request debt validation. This means Mid-American Collections must provide proof that you owe the debt. You have 30 days from their first contact to send a written request.

We strongly advise you to avoid directly contacting the debt collector by phone. If you do, you might restart the statute of limitations on the debt.

If you face harassment over disputed debts, you should consider consulting a consumer protection lawyer. They can help protect your rights and guide you through the process.

• Gather all relevant documentation before engaging with Spectrum or any debt collectors.
• Address any inaccuracies on your credit report promptly.
• Consider getting help from a reputable credit repair service if the process becomes overwhelming.

To finish up, remember that you have rights when dealing with debt collectors. Stay calm, gather your information, and don't hesitate to seek professional help if you need it. You've got this!

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 4176277990

The Fair Debt Collection Practices Act (FDCPA) and various state laws protect you from debt collectors like 417-627-7990. Here's what you need to know:

The FDCPA is the main federal law that safeguards your rights:

• You're protected from abusive, deceptive, or unfair practices by third-party debt collectors.
• Collectors can't contact you before 8 AM or after 9 PM, use abusive language, or harass you.
• You have the right to receive a written validation notice about the debt.
• You can request in writing that the collector stops all communication with you.

Many states offer additional protections beyond the FDCPA. For example, some have stricter licensing requirements for debt collectors.

We understand dealing with debt collectors can be stressful. If you believe a collector has violated your rights, you can take action. You have the option to sue them for damages and report violations to the Consumer Financial Protection Bureau (CFPB) or your state attorney general.

To finish up, remember you have the power to protect yourself. Know your rights, document any violations, and don't hesitate to seek help if you need it. We're here to support you through this process.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 4176277990/Mid-American Collections Have Any Lawsuits Against Them

You should know that no specific lawsuits were found against Mid-American Collections for debt collection practices. However, there's one notable case involving Mid-America Accounts Control Bureau, Inc. (doing business as Mid-American Collections):

In Lopez v. Mid-America Accounts Control Bureau, the plaintiff Nidia Lopez alleged that the company violated the Fair Debt Collection Practices Act (FDCPA). She claimed they failed to identify a voicemail as coming from a debt collector. The court granted summary judgment to the defendant, ruling that since Lopez already knew the call was from a debt collector, the voicemail didn't violate the FDCPA.

It's important for you to be aware that the Better Business Bureau (BBB) has recorded nine official complaints against Mid-American Collections in the last three years. These complaints include issues like:

• Improper documentation of debts
• Failure to verify debts
• Other debt collection practices concerns

While these complaints don't constitute lawsuits, they do indicate some consumer dissatisfaction with the company's practices. If you're dealing with Mid-American Collections, you should be vigilant about your rights as a consumer.

To wrap things up, while there aren't any major lawsuits against Mid-American Collections, you should still be cautious in your interactions with them. Always verify any debt they claim you owe and don't hesitate to file a complaint if you feel they've violated your rights.

What Do People Online Say About 4176277990

What Do People Online Say About 4176277990

You'll find various comments from Reddit and other forums about this number. Here's what people are saying:

• Reddit user johnny848 shares: "I got a voicemail from 4176277990. They didn't identify themselves as a debt collector, but I recognized them from a previous conversation."

• Another Reddit user, sarahloves, complains: "This number keeps calling me. It's really annoying, and they never clearly state why they're calling."

• On NomoRobo, SpamKiller22 reports: "I blocked 417-627-7990. It's definitely a robocall. Thanks, Nomorobo!"

• FedUpWithScams warns: "They keep calling about my Google business listing, but it feels shady to me."

When we analyze these comments, we see a pattern. Many people mention that the caller often doesn't identify themselves clearly, which leads to confusion and frustration. You'll notice that users express annoyance at how often they're called, finding the calls disruptive and vague. Common themes include the association with Mid-American Collections and a lack of transparency.

To wrap things up, if you're getting calls from this number, you're not alone. Many others are experiencing similar issues with unclear communication and frequent calls. Remember, you have the right to ask for clear identification and purpose when receiving calls from unknown numbers.

Do I Really Need To Remove 4176277990 From My Credit Report

Yes, you should remove 4176277990 from your credit report if it's potentially inaccurate. Don't try to dispute this on your own - it's time-consuming and frustrating. Instead, we recommend you consider working with a reputable credit repair company like The Credit Pros to handle this for you. We advise against typical credit repair firms, as many use deceptive practices and deliver poor results.

A quality company can make a huge difference in resolving potentially inaccurate negative items efficiently for you. They'll save you hours of effort and maximize your chances of success. Remember, you can only remove inaccurate information - legitimate negative items must remain on your report for 7 years.

To protect yourself, we suggest you:

• Check your credit reports regularly for errors
• Dispute any inaccuracies promptly with all three bureaus
• Work with a trusted credit repair service if you need assistance

We understand dealing with collections is stressful for you. Let us know if you need guidance navigating this process - we're here to help you take control of your credit and financial future.

To finish up, remember that you have options when it comes to addressing potentially inaccurate items on your credit report. Don't hesitate to seek professional help if you feel overwhelmed - it could save you time and improve your chances of success.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

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- +1 417-627-7990
- +1 (417) 627-7990
- +1 417 627 7990
- (417) 627-7990
- 417-627-7990
- 417.627.7990
- 417 627 7990
- +14176277990
- (417) 627-7990
- 417.627.7990
- 4176277990

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Mid-American Collections uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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