Home / Who is 4254026646 and why are they calling me?

Who is 4254026646 and why are they calling me?

  • Phone number 4254026646 is likely a debt collector called:' Evergreen Professional Recoveries, Inc.'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Evergreen Professional Recoveries, Inc., a debt collection agency, likely makes calls from 4254026646. Don't stress—many people face this issue. First, check your 3-bureau credit report to see if the debt is yours.

Calls from 4254026646 can feel overwhelming. Document every call, register your number on donotcall.gov, and use call-blocking apps to stop these unwanted interactions. If harassment continues, report it to the FCC and FTC, or consult a harassment lawyer. Blocking them won't affect your credit score but will protect you from stress.

Addressing calls from 4254026646 is crucial. For top-notch support, contact The Credit Pros. We can review your credit report, fix inaccuracies, and dispute false claims. We aim to help you regain control of your financial health with personalized solutions.

Who Is 4254026646: Scam Or Legitimate

When you receive a call from 4254026646, it's likely Evergreen Professional Recoveries, Inc., a debt collection agency. We advise you not to engage with them directly. You don't have to pay immediately if you're unsure about the debt. Instead, here's what we recommend you do:

• Pull your free 3-bureau credit report to check for any issues
• Look for potentially inaccurate negative items on your report
• If you see Evergreen listed as a collection, it's probably legitimate, but you should still ignore their calls

At The Credit Pros, we're here to help you:

• Verify any debt they claim you owe
• Dispute inaccurate negative items on your credit report
• Improve your overall financial outlook

Remember, you're not alone in dealing with these types of calls. Hundreds of thousands of people face similar situations. Your next step should be to get your credit report analyzed. We'll check for issues that might be hurting your score and guide you forward. Don't let this call stress you out - we've got your back and can help boost your financial health.

To wrap things up, you should focus on verifying the debt, protecting your rights, and improving your credit. We're here to support you every step of the way.

How Do I Stop 4254026646 From Harassing Me (How To Report Them)

To stop 4254026646 from harassing you, you should take immediate action. Here's what we advise you to do:

First, you need to document every unwanted interaction. Keep a detailed log of all calls, including dates, times, and any abusive language used. This record will be crucial if you need to escalate the issue later.

Next, register your number at DoNotCall.gov. It only takes about two minutes and can help reduce unwanted calls. You should also block the number through your phone's settings or contact your service provider for assistance.

Consider using call-blocking apps for added protection. If you have an Android phone, you can try 'Call Blocker - Stop spam calls'. For Apple users, 'Robokiller: Spam Call Blocker' is a good option.

It's important that you report this harassment to the authorities. You can file a complaint with the FCC at fcc.gov/complaints. Select "unwanted calls" and provide all the details you've documented. You should also report these calls to the FTC at ReportFraud.ftc.gov or DoNotCall.gov/report.html.

If the harassment continues, you might need to take more serious steps:

• Send a cease and desist letter using a template from eforms.com/cease-and-desist/.
• Consider getting a restraining order if the calls persist or threats escalate. We recommend consulting a lawyer for guidance on this.
• If the problem doesn't stop, you might want to consult a harassment lawyer who can help you navigate Federal and State laws.

You can also submit a complaint to the Consumer Financial Protection Bureau (CFPB) online at consumerfinance.gov/complaint, by phone at (855) 411-2372, or by mail to their Washington, DC address.

Don't forget to contact your phone carrier. They may have specific tools or options to help block these harassing calls.

Lastly, check with your local or state consumer protection office for additional resources or complaint mechanisms.

To wrap things up, remember that you have multiple options to stop this harassment. Start by documenting and reporting, then escalate if needed. We're here to support you through this process, and with these steps, you'll be on your way to regaining your peace of mind.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 4254026646

You should block 4254026646 if it's a debt collector trying to contact you. Blocking won't hurt your credit score - it just stops unwanted calls. If the debt is already on your report, ignoring won't make things worse.

We advise you to:

• Block the number to reduce your stress
• Don't engage directly with potential collectors
• Work with a reputable credit repair company

A credit repair company can help you remove inaccurate items from your report. They'll handle communication and disputes for you.

Remember, you don't have to pay without verification. Request debt validation in writing before you consider any payments. This protects your rights under federal law.

By blocking calls and partnering with experts, you'll take control of your financial situation. We're here to support you through this process and help improve your credit health.

To wrap things up, you should block the number, avoid direct engagement, and seek professional help to manage your credit issues. We're rooting for you to get your finances back on track!

Can A Debt Collector Like 4254026646 Sue Me

Yes, a debt collector like 4254026646 can sue you, but it's unlikely. Here's what you need to know:

Debt collectors typically use lawsuits as a last resort, usually for debts over $5,000. This is because legal action is expensive for them. If they do decide to sue you, they must prove three things:

• You owe the debt
• The amount is correct
• They have the legal right to sue you

This can be challenging for them, especially if your debt has changed hands multiple times. Also, they must file the lawsuit within your state's statute of limitations.

Before resorting to legal action, debt collectors prefer to contact you through calls and letters. If you receive a court summons, it's crucial that you respond. Ignoring it could lead to a default judgment against you, potentially resulting in wage garnishment or bank account levies, though this is rare.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). We strongly advise you to consult an attorney if you're sued. They can help you understand your options and potential defenses.

To wrap things up, while it's possible for a debt collector to sue you, it's not their first choice. You should be aware of your rights and take any legal notices seriously. If you're concerned, don't hesitate to seek legal advice to protect yourself.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

4254026646 Might Have Your Personal Information

If you receive a call from 4254026646, it might be Evergreen Professional Recoveries, Inc., a debt collector who may have your personal information. Here's what we advise you to do:

Don't give out any details. You should avoid sharing personal information with debt collectors like this one. It's best that you don't answer their calls. If you do, they might use anything you say against you.

We recommend you get your credit reports. You should obtain your 3-bureau credit report to see what's on your credit. This will help you understand your situation better.

Make a plan to improve your credit. This is crucial, regardless of the call. You'll feel more in control when you have a strategy in place.

• Block the number to stop unwanted calls
• Write down any information they share if you do answer
• Keep a record of all interactions, including dates and times

Consider working with a reputable credit repair company. They can help you:

• Handle inaccuracies on your report
• Resolve disputes effectively
• Navigate complex credit issues
• Protect your rights as a consumer

To wrap things up, remember that you're not alone in this. By taking these steps, you're protecting yourself and taking charge of your financial future. We're here to support you through this process.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 4254026646

Evergreen Professional Recoveries, Inc. collects various types of debt from you. They typically handle your delinquent debts, such as unpaid loans, overpayments, fines, penalties, and child support obligations. You should know that they buy debt from creditors, including federal and state agencies, by offsetting eligible federal and state payments like your tax refunds, salaries, and vendor payments.

If you receive a notice from Evergreen Professional Recoveries, Inc., it's crucial that you understand your rights. We advise you to:

• Verify the debt's legitimacy before making any payments
• Request detailed information about the debt in writing
• Dispute the debt if you believe it's inaccurate or not yours

Remember, you have the right to challenge any debt they claim you owe. Don't hesitate to seek legal advice if you're unsure about how to proceed.

To wrap things up, if Evergreen Professional Recoveries, Inc. contacts you about a debt, stay calm and know your rights. You've got options, and we're here to help you navigate this situation with confidence.

How Do I Check If I Owe Money To 4254026646

To check if you owe money to 4254026646, you should first review your credit report. You can obtain your free credit report from AnnualCreditReport.com. Look for any accounts in collections, as the report will list the contact information for the collection agencies handling your debts.

Next, you should thoroughly check your records. Review your final bills, account statements, and equipment return receipts to see if you've missed any payments.

If the debt appears on your credit report, we advise you to request validation from the collection agency. They are legally required to provide proof that the debt is yours.

It's crucial that you avoid direct contact with the debt collector initially unless necessary. If you contact them directly, you might restart the statute of limitations on old debts.

If you face harassment over disputed debts, you should consider consulting a consumer protection lawyer. They can help protect your rights and guide you through the process.

Don't ignore any debt letters you receive. If you ignore them, you might face serious consequences. We recommend you open and read all correspondence from debt collectors.

To finish up, here's a quick recap of what you should do:

• Review your credit report
• Check your personal records
• Request debt validation
• Avoid unnecessary contact with collectors
• Seek legal help if needed
• Open all debt-related mail

By following these steps, you'll protect yourself from inaccurate collection efforts and make informed decisions about handling your debts. Remember, you're not alone in this process, and there are resources available to help you navigate this situation.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 4254026646

You are protected by several laws and regulations from improper debt collection practices, including those potentially from Evergreen Professional Recoveries, Inc.

The Fair Debt Collection Practices Act (FDCPA) is your primary federal protection. It prohibits debt collectors from using abusive, deceptive, or unfair techniques. Here's what you need to know:

• You can't be contacted before 8 AM or after 9 PM.
• Collectors can't contact you at work if your employer prohibits it.
• They're banned from using obscene language, threats of violence, or harassment through continuous calling.
• False representation and discussing your debt with third parties without your consent are prohibited.

You have the right to receive a validation notice within five days of the first contact. This notice must detail the amount you owe, the creditor's name, and inform you of your right to dispute the debt.

If you dispute the debt in writing within 30 days, the collector must verify it or provide documentation. They must stop collection until they do so. You also have the right to demand in writing that they stop contacting you, with some exceptions.

You can sue a debt collector who violates these rules within one year for damages, statutory damages up to $1,000, plus attorney fees and costs. We advise you to report violations to the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), or your state attorney general.

Many state laws provide additional protections. For example, if you live in New York, you benefit from stringent licensing requirements for debt collectors.

To wrap things up, remember that these laws are here to protect you. If you're feeling overwhelmed, we recommend you consult with a consumer rights attorney or a reputable credit repair firm like The Credit Pros for guidance. You've got rights, and you shouldn't hesitate to use them.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 4254026646/Evergreen Professional Recoveries, Inc. Have Any Lawsuits Against Them

Evergreen Professional Recoveries, Inc. has faced lawsuits related to debt collections. You should know about a notable case involving Jesse Rodriguez, who filed a class action lawsuit against Evergreen in the United States District Court Western District of Washington at Seattle. The lawsuit alleged that Evergreen improperly accessed Mr. Rodriguez's credit report, violating the Fair Credit Reporting Act (FCRA).

In this case, the plaintiff sought:
• Actual damages
• Statutory damages
• Punitive damages
• An injunction to prevent future FCRA violations by Evergreen

You might also encounter consumer complaints about Evergreen Professional Recoveries, Inc. These often highlight issues like:
• Harassment
• Improper communication
• Inaccuracies in debt reporting

If you're dealing with Evergreen, we recommend you:
• Document all interactions
• Know your rights under the FCRA
• Consider consulting with a consumer protection attorney

To wrap things up, you should be aware that while Evergreen has faced legal challenges, staying informed and proactive can help you navigate any potential issues with this debt collection agency.

What Do People Online Say About 4254026646

People online frequently express frustration about calls from 4254026646. You'll find many comments indicating it's a debt collector, often identified as Evergreen Professional Recoveries. Users report persistent calls, even when they're unsure about owing any debt.

You might encounter comments like:

• "They keep calling and never leave a message. It's so annoying!"
• "They asked about a debt I supposedly owe, but I have no idea what they're talking about."
• "I've blocked the number, but they just call from different ones."

If you're receiving calls from this number, it's likely about debt collection. However, you should be cautious. Don't assume the debt is legitimate without verification. We recommend that you:

• Don't engage directly with the caller
• Request written verification of the debt
• Check your credit report for any inaccuracies

You have rights under the Fair Debt Collection Practices Act. If the calls are causing stress, you can ask them to stop contacting you. Remember, it's crucial that you address any potential debts, but do so on your terms and with proper verification.

To finish up, if you're dealing with calls from 4254026646, stay calm. You've got options to handle this situation. Block the number if needed, verify any claimed debts, and don't hesitate to seek help from a credit counselor if you're feeling overwhelmed. You've got this!

Do I Really Need To Remove 4254026646 From My Credit Report

You definitely need to address the 4254026646 entry on your credit report if it's potentially inaccurate. Instead of trying to dispute it yourself, which can be incredibly time-consuming, we recommend working with a reputable credit repair company like The Credit Pros.

Many credit repair firms are ineffective, but a good one can make a huge difference in removing potentially inaccurate negative items. They'll handle the tedious dispute process for you, saving you hours of effort. However, before taking any action, you should confirm that this collection is actually on your report.

We understand that dealing with collections is stressful, but you have options. Here's what we advise you to do:

• Let a legitimate credit repair company take this burden off your shoulders
• Focus on improving your overall financial health
• Allow them to work on removing the 4254026646 entry if it shouldn't be there

A reputable company can potentially boost your credit score significantly by addressing this issue. To finish up, remember that you don't have to tackle this alone - professional help is available to guide you through this process and potentially improve your credit situation.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 4254026646 can be written

- +1 425-402-6646
- +1 (425) 402-6646
- +1 425 402 6646
- (425) 402-6646
- 425-402-6646
- 425.402.6646
- 425 402 6646
- +14254026646
- (425) 402-6646
- 425.402.6646
- 4254026646

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Evergreen Professional Recoveries, Inc. uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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