Don't let errors on your Credit Report hurt your future opportunities. Learn More

Home / Debt Collection Phone Numbers / Who is 3179337300 and why are they calling me?

Who is 3179337300 and why are they calling me?

  • Phone number 3179337300 is likely a debt collector called:' Navient'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Chat with the Credit Pros and learn how we can help you potentially improve your score.

Pull your 3-bureau report and don't let this number cause bigger problems.

Get Help from The Credit Pros
Call at
Get Help from The Credit Pros (555) 555-5555

89 people started their credit fight today - join them!

BBB A+ rating credit repair company

3179337300 probably calls you about a Navient debt. If the calls are persistent and harassing, don’t engage directly. Instead, pull your free 3-bureau credit report and check any debt claims. This step ensures no mistakes hurt your credit score.

For quick help, contact The Credit Pros. They will review your entire credit report and help based on your situation. They offer a straightforward, no-pressure conversation to help you dispute errors and clean up your credit report. This proactive approach saves you stress and potential legal problems.

Blocking 3179337300 is essential to stop further harassment. Record all unwanted interactions carefully and block the number using your phone’s features or your service provider. Remember, The Credit Pros can guide you through each step, making the process easier and protecting your financial future.

On This Page:

    Who Is 3179337300: Scam Or Legitimate

    The number 3179337300 is likely a Navient debt collection line. You shouldn't engage with them directly. Instead, here's what we advise you to do:

    • Pull your free 3-bureau credit report
    • Let us check for potentially inaccurate negative items
    • We'll help verify any Navient debt and dispute errors

    We understand these calls can be stressful. You're not obligated to pay right away if you're unsure. Take control of the situation by analyzing your credit report. If Navient shows up as a collection, it's probably real - but you still shouldn't talk to them directly.

    The Credit Pros have helped thousands of people in your shoes. We can help you verify the debt, clean up your report, and improve your financial outlook. Give us a call for a free evaluation.

    To wrap things up, remember that you've got this, and we're here to support you every step of the way. By taking these proactive steps, you'll be in a much better position to handle this situation effectively.

    How Do I Stop 3179337300 From Harassing Me (How To Report Them)

    To stop 3179337300 from harassing you and report them, you should follow these steps:

    First, you need to document all unwanted interactions. Keep a log of every call, noting the dates, times, and any abusive language used. This will help you build a strong case.

    Next, you should register your number at DoNotCall.gov. It only takes about two minutes, and it's an essential step in stopping unwanted calls.

    We strongly advise you to block the number using your phone's call-blocking feature. If you're unsure how to do this, contact your service provider for assistance.

    You should also send a cease and desist letter. We recommend using the template available at eforms.com/cease-and-desist/. This formal request can be very effective in stopping harassment.

    If you're dealing with an illegal robocall or your number is being spoofed, you need to report it to the FCC. You can do this at fcc.gov/complaints. Make sure you select "unwanted calls" and provide all the necessary details.

    For telemarketing calls or violations of the Do Not Call Registry, you should file a report at ReportFraud.ftc.gov or DoNotCall.gov/report.html. This helps authorities track and stop these nuisance calls.

    We also recommend you file a complaint with the CFPB. You can do this online at consumerfinance.gov/complaint, by phone at (855) 411-2372, or by mail to their Washington, DC address.

    Consider using call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices. These can significantly reduce unwanted calls.

    Don't forget to reach out to your phone carrier. They often have additional call-blocking tools and options that can help you.

    • Check with your local or state consumer protection office for extra resources.
    • If you use Nomorobo, report unwanted robocalls directly through their platform.
    • Always prioritize your safety and peace of mind when dealing with harassment.

    To finish up, remember that you have the power to stop this harassment. By following these steps, you're taking control of your phone and your peace of mind. Don't hesitate to seek help if you need it – you've got this!

    Stop the harassment today. Reach out to us for expert help. Chat with us now

    Should I Block Or Ignore 3179337300

    You should block 3179337300 to protect yourself from potential harassment. Don't worry - blocking won't hurt your credit score or make things worse. It's actually a smart move to regain control.

    Here's what we advise you to do:

    • Block the number right away to stop unwanted calls
    • Avoid talking to them directly - you don't need to
    • Work with a good credit repair company to fix any mistakes

    Remember, you don't have to talk to debt collectors. Your best option is to let a professional handle talks and disputes for you. This approach helps you reduce stress and gives you a clear path forward.

    We understand dealing with debt collectors can feel overwhelming. But you've got options. By blocking the number and teaming up with experts, you're taking positive steps to improve your money situation. Stay confident - you're on the right track to solving this issue effectively.

    To wrap things up, block that number, avoid direct contact, and get professional help. You've got this!

    Can A Debt Collector Like 3179337300 Sue Me

    Yes, a debt collector like 3179337300 can sue you, but it's very unlikely. You should know that debt collectors usually sue as a last resort, mainly if you owe a substantial amount, typically over $5,000.

    When considering legal action, debt collectors face several challenges. They need to prove that you owe the debt, the amount is correct, and they have the legal right to sue. This becomes particularly difficult if your debt has changed hands multiple times.

    You should be aware that each state has a statute of limitations on debt collection. If your debt is old, it might be beyond this period, making it impossible for the collector to sue you. Additionally, suing is expensive and time-consuming for collectors, so they often prefer settling out of court.

    Before resorting to legal action, debt collectors typically use calls and letters to collect debts. If they decide to sue, you'll receive a court summons and complaint. It's crucial that you respond to this on time to avoid a default judgment, which could lead to wage garnishment or bank account levies.

    We want you to remember that you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive practices by debt collectors. Here's what we advise you to do if you're dealing with a debt collector:

    • Verify the debt: Ask for written proof that you owe the amount they claim.
    • Know your rights: Familiarize yourself with the FDCPA to understand what collectors can and can't do.
    • Consider negotiation: You might be able to settle for less than the full amount owed.

    To finish up, if you receive a lawsuit from a debt collector, don't panic. You should consult with an attorney to understand your options and potential defenses. Remember, while it's possible for a debt collector to sue you, it's not a common occurrence, and you have legal protections in place.

    Worried about legal action? Contact us to understand your rights. Chat with us now

    Inaccuracies hurting your Credit Score?
    Securely review your full 3-bureau Credit Report (with a real expert).

    By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

    3179337300 Might Have Your Personal Information

    You should be cautious if you receive a call from 3179337300, as it might have your personal information. Don't provide any details if they contact you. We advise you to avoid answering calls from debt collectors like this for several reasons. If you pick up, you encourage more calls because they see your line as active.

    Instead, we suggest you block the number. This won't change the important steps you should take to protect and improve your credit. You should obtain your 3-bureau credit report and start a thorough plan to boost your credit score.

    Working with a reputable credit repair company can be very helpful for you. They have the expertise to handle inaccuracies and disputes on your credit report. You'll get step-by-step guidance, making the process less stressful and more efficient for you. This approach helps you build a stronger financial future.

    Remember:
    • Don't answer calls from this number.
    • Block the number to prevent further calls.
    • Get your 3-bureau credit report.
    • Consider working with a reputable credit repair company to improve your credit.

    We understand this can be stressful for you, but taking these steps will help you manage your credit effectively. To finish up, you should focus on blocking the number, checking your credit report, and seeking professional help if needed. We're here to support you through this process.

    Protect your personal information. Speak with our experts today. Chat with us now

    Types Of Debt Collected By 3179337300

    When you receive calls from 3179337300, you're likely dealing with student loan debt collection. This company specializes in managing and recovering outstanding student loans for creditors. You might encounter them for issues like:

    • Overdue loan payments
    • Defaulted student loans
    • Unpaid tuition fees

    It's crucial that you verify any debt claims before making payments. You should ask for written proof of the debt to ensure its accuracy. If you're unsure about the legitimacy of the debt, you can request a debt validation from the collector.

    Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from unfair or abusive collection practices. If you believe the collector has violated your rights, you can file a complaint with the Consumer Financial Protection Bureau.

    To finish, we understand dealing with debt collectors can be stressful. You should always verify the debt, know your rights, and consider seeking professional advice if you're struggling to manage your student loan debt. We're here to help you navigate this challenging situation and find a path forward.

    How Do I Check If I Owe Money To 3179337300

    To check if you owe money to 3179337300, you should follow these steps:

    First, you need to carefully review your records. Look for any final bills, account statements, or equipment return receipts related to Navient. This will help you understand if you have any outstanding debts.

    Next, you should check your credit report. You can obtain a free copy from AnnualCreditReport.com. When you review it, look for any debts listed from Navient. This will give you a clear picture of your financial situation.

    If you find a debt listed, we advise you to request debt validation. You should contact the collections agency in writing, asking them to provide proof that the debt is legitimate. This is your right as a consumer, and it's an important step in verifying any claimed debts.

    Here are some key points to remember:

    • Don't initiate direct contact with debt collectors unless necessary. This could restart the statute of limitations on old debts.
    • Gather all your documentation before taking any further steps. This will help you stay organized and prepared.
    • If you're experiencing harassment over disputed debts, consider consulting a consumer protection lawyer.

    To finish up, remember that you're in control of this situation. You have the right to verify any claimed debts, and you shouldn't pay anything without proper validation. Stay calm, follow these steps, and don't hesitate to seek professional help if you need it.

    Need to verify your debts? Contact us for a thorough check. Chat with us now

    Which Debt Collection Laws And Regulations Protect Me From 3179337300

    You're protected by several key debt collection laws from 3179337300, a number associated with debt collector Navient. Here's what you need to know:

    The Fair Debt Collection Practices Act (FDCPA) is your first line of defense. It prohibits abusive practices, limits when collectors can contact you, and requires them to send you a validation notice. You have the right to dispute the debt and request verification.

    Indiana state laws offer additional protection. Debt collectors must be licensed, and you can check their status online. The state bans deceptive statements and third-party disclosures. You're also protected from wage garnishment without a court order.

    You have powerful consumer rights at your disposal:

    • You can demand in writing that the debt collector stops contacting you.
    • If you have an attorney, the collector must communicate with them instead of you.
    • You can sue for FDCPA violations within one year for damages and attorney fees.

    Remember, you're not alone in this. If you believe your rights have been violated, we recommend you report it to the FTC, CFPB, or your state attorney general. They're there to help you.

    To wrap things up, you've got solid legal protection against unfair debt collection practices. Don't hesitate to assert your rights and seek help if needed. You've got this!

    Inaccuracies hurting your Credit Score?
    Securely review your full 3-bureau Credit Report (with a real expert).

    By clicking ‘Get Started’ I agree by electronic signature to: (1) be contacted by The Credit Pros by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

    Does 3179337300/Navient Have Any Lawsuits Against Them

    Yes, Navient faces multiple lawsuits. You should know about these major legal actions:

    • A $198 million class-action settlement in 2023 for illegally collecting from bankrupt borrowers
    • A $1.85 billion settlement in 2022 with over 35 states for predatory practices
    • Various consumer protection lawsuits for cheating customers out of affordable payments

    You've likely heard about official complaints against Navient too. Borrowers report long wait times, sloppy billing, and paperwork issues. Regulators accuse them of creating financial hardship through abusive practices.

    We understand dealing with student loans can be stressful. If you're a Navient borrower, you should carefully review your loan terms and payments. Consider contacting a student loan advisor if you have concerns.

    To finish up, you should know Navient has faced significant legal challenges. We recommend staying informed about your rights as a borrower and seeking help if you're struggling with your loans.

    What Do People Online Say About 3179337300

    People online have shared various experiences about the phone number 3179337300. You'll find specific quotes from Reddit users describing their interactions:

    • User "johnnycashback" reports: "I keep getting calls from 3179337300 multiple times a day. It's really annoying and they never leave a voicemail."
    • "Samantha89" comments: "Navient is relentless. They call from this number even after I told them I'd take care of my loan next week."
    • "DebtFreeSoon" adds: "I confirmed with Navient that 3179337300 is one of their numbers. If you owe them, it's best to answer and discuss your options."

    These quotes show that many people find the calls from this number frequent and persistent. This likely reflects Navient's rigorous approach to contacting customers about their loans.

    We understand this can be stressful. If you receive calls from 3179337300, you should be prepared to handle them. It's crucial that you address your financial obligations promptly to avoid further contacts. We advise you to communicate directly with Navient if you have loans with them. This way, you can avoid any misunderstandings and reduce unwanted calls.

    To wrap things up, remember that you're not alone in dealing with these calls. By taking proactive steps and staying informed, you can better manage your financial situation and reduce stress.

    Do I Really Need To Remove 3179337300 From My Credit Report

    You definitely need to remove 3179337300 from your credit report if it's potentially inaccurate. Skip the typical credit repair companies - they're often ineffective and scammy. Disputing on your own can be draining and time-consuming. Instead, you can save yourself hours by reaching out to a reputable company like The Credit Pros. We can make a big difference in handling this efficiently for you. Our expertise gives you the best chance of removing questionable negative items.

    We know dealing with collection attempts is stressful, but you've got options. Let us help you take control of your credit situation and move forward with less worry. We'll guide you through each step, making sure your rights are protected. Remember, you're not alone - we're here to support you and improve your financial future.

    Here are some key points to keep in mind:

    • You should confirm the collection is actually on your report
    • Don't pay without verifying the debt first
    • Block the number to stop harassment
    • Work with pros to dispute inaccuracies properly
    • Take action now to protect your credit score

    To wrap things up, you have the power to take control of your credit situation. By following these steps and getting expert help, you can tackle this issue head-on and work towards a healthier financial future.

    Wondering if you should remove this number from your report? Speak with us to find out. Chat with us now

    List of every other phone number that Navient uses:

    Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

    Privacy and Cookies
    We use cookies on our website. Your interactions and personal data may be collected on our websites by us and our partners in accordance with our Privacy Policy and Terms & Conditions