Who is 3179337328 and why are they calling me?

We've identified 3179337328 as likely belonging to Navient, a debt collection agency. However, you should still be cautious as it could be a scam. Here's what you need to know:

• You shouldn't engage with the caller, whether it's legitimate or not.
• You don't have to pay any debt immediately if you're unsure about the details.
• Your next steps are the same either way: you should pull your credit report and look for potentially inaccurate negative items.

We recommend that you:

1. Get a free 3-bureau credit report evaluation from us.
2. Let us check for incorrect, negative entries hurting your score.
3. If Navient shows up as a collection, it's likely real - but you still shouldn't respond.

We at The Credit Pros have helped thousands of people with similar calls. We can verify any Navient debt for you, dispute inaccuracies, and boost your financial outlook. You should give us a call - we're here to support you through this!

To finish up, remember that you're not alone in this situation. You have options, and we're here to help you navigate them. Stay calm, don't rush into any payments, and let us guide you through the process of verifying and addressing any potential debt issues.

To stop 3179337328 from harassing you, follow these steps:

We understand how stressful unwanted calls can be. You should start by documenting every interaction. Keep a detailed log of calls or messages, including dates, times, and any abusive language used.

Next, you need to register your number at DoNotCall.gov. You can also use your phone's call-blocking features or contact your service provider for help. We recommend you try these apps:

• For Android: 'Call Blocker - Stop spam calls'
• For Apple: 'Robokiller: Spam Call Blocker'

It's crucial that you report this harassment to the authorities. You can file a complaint with the FCC at fcc.gov/complaints. Choose the phone form, specify "unwanted calls," and provide all the details. You should also report these calls to the FTC at ReportFraud.ftc.gov or DoNotCall.gov/report.html.

If the harassment continues, you might need to take more serious steps. You can send a cease and desist letter using the template at eforms.com/cease-and-desist/. If you're unsure about your legal options, we advise you to consider hiring a harassment lawyer for personalized advice.

Don't forget to contact your phone carrier. They may offer additional call-blocking tools or services that can help you.

To finish up, remember you have the power to stop this harassment. By following these steps - documenting, blocking, reporting, and escalating if needed - you're taking control of the situation. Stay proactive, use the resources available, and don't hesitate to seek help if you need it. You've got this!

You should block 3179337328 to stop unwanted contact. We advise this step as it won't hurt your credit score - it only prevents future calls. If a collection is already on your report, the damage is done.

We understand dealing with debt collectors is stressful. Here's what we recommend you do:

• Block the number to stop calls
• Don't engage directly - it's safer for you to work through professionals
• Contact a reputable credit repair company for help

A good credit repair firm can help you:

• Verify if the debt is legitimate
• Dispute any inaccuracies on your report
• Negotiate with collectors on your behalf

Remember, you're not obligated to speak with collectors. When you block them, you give yourself breathing room to address the situation properly. We're here to support you through this process and help improve your financial health.

To wrap things up, you should block the number, avoid direct engagement, and seek professional help. We've got your back - you've got this!

Yes, a debt collector like 3179337328 can sue you, but it's unlikely. Here's why:

Debt collectors usually see lawsuits as a last resort, especially for debts under $5,000. For them to sue you, they need to prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be tricky if the debt has changed hands multiple times.

Suing is expensive and time-consuming for debt collectors. They often prefer to settle out of court to avoid these costs. Plus, each state has a statute of limitations on debt collection lawsuits. If your debt is old, it might be past this deadline, making a lawsuit even less likely.

If a debt collector does decide to sue you, you'll get a court summons and complaint. You need to respond by the deadline to avoid a default judgment. If you don't, you could face wage garnishment or bank account levies.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive practices by debt collectors. If you get sued, it's a good idea to talk to a lawyer about your options and defenses.

Here are some key points to keep in mind:

• Lawsuits are usually the last option for debt collectors
• They need solid proof to sue you
• Suing is costly and time-consuming for them
• Old debts might be past the statute of limitations
• You have rights under the FDCPA

To finish up, if you're worried about being sued by a debt collector like 3179337328, take a deep breath. While it's possible, it's not very likely. Just make sure you know your rights and respond if you do get a court summons. We're here to help if you need more advice!

If 3179337328 might have your personal information, you shouldn't provide any details to this debt collector. Don't answer their calls, as it won't change what you need to do. Instead, we recommend you focus on these key steps:

• Get your 3-bureau credit report
• Create a comprehensive plan to improve your credit
• Work with a reputable credit repair company

A credit repair company can be your best ally in this situation. They'll handle inaccuracies or disputes on your credit report and guide you on improving your credit health. We understand this can be stressful, but you have options.

You should block numbers from debt collectors to reduce stress and avoid unnecessary interactions. This way, you can focus on addressing your credit issues effectively without constant interruptions.

Remember, you're not obligated to engage with debt collectors. Your priority should be protecting your personal information and taking control of your credit situation.

To finish up, here's what we advise: Get your credit report, team up with a credit repair company, and block those pesky collector numbers. You've got this – take charge of your financial future today!

When you receive calls from 3179337328, you're dealing with a company that primarily collects student loan debts. This company works with both private lenders and government agencies to recover owed amounts.

You might encounter this number if you have:

• Unpaid federal or provincial student loans
• Delinquent student lines of credit with banks
• Other types of outstanding student loan debts

The company behind this number doesn't limit their collections to specific creditors. Instead, they cover a broad range of student loan debts. This means you could hear from them about various types of educational financing you've received in the past.

If you're unsure about the debt they're claiming, we advise you to request verification before taking any action. You have the right to ask for detailed information about the debt they're trying to collect.

To finish up, remember that you're not alone in dealing with student loan debt collectors. If you're struggling, consider reaching out to a financial advisor or student loan counselor who can help you understand your options and potentially negotiate with the collection agency on your behalf.

To check if you owe money to 3179337328, you should follow these steps:

1. Check Your Records: You need to look through your past bills, account statements, and receipts. Make sure you've returned any rented equipment and settled final bills.

2. Review Your Credit Report: You should check if there are any debts listed from Navient. If you find a debt, you can request validation from the collections agency to verify its accuracy.

3. Avoid Direct Contact: We advise you not to call the number directly. If you do, you might reset the statute of limitations on the debt.

4. Dispute Inaccuracies: If you spot mistakes on your credit report, you can dispute them yourself. However, be prepared for a lengthy process. For quicker results, you might want to hire a credit repair service.

5. Get Legal Help: If you're being harassed over disputed debts, you should consult a consumer protection lawyer. They can provide advice and possibly take legal action for you.

We understand dealing with potential debts can be stressful. Here are some additional tips to help you:

• You should gather all your financial records in one place for easy access.
• You can request a free credit report annually from each major credit bureau.
• If you're unsure about a debt, you have the right to ask for debt validation.

To wrap things up, remember that you're in control of your financial situation. By checking your own records and your credit report, you can avoid unnecessary hassles with debt collectors. If you're still unsure, don't hesitate to seek professional help.

When debt collectors like 3179337328 contact you, the Fair Debt Collection Practices Act (FDCPA) protects you from harassment and unfair practices. You have specific rights under this federal law:

• You can't be contacted before 8 AM or after 9 PM.
• Collectors can't use abusive language or make threats.
• They can't disclose your debt to others.
• You can't be asked to pay more than what's legally owed.

The FDCPA requires collectors to send you a written validation notice about your debt. If you dispute the debt in writing within 30 days, they must verify it and stop collection efforts until then.

You should check your state's laws for additional protections. For example, if you live in New York, debt collectors face stricter licensing requirements.

Remember, you have the right to stop communication by sending a written request. If you have an attorney, collectors must only communicate with them.

If you believe a collector has violated the FDCPA, you can sue them within one year to recover damages. You can also report violations to the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), or your state attorney general.

To finish up, know your rights and take action if you feel they've been violated. We understand dealing with debt collectors can be stressful, but you have the power to protect yourself from unfair practices.

Yes, Navient faces several lawsuits. Here's what you need to know:

The Consumer Financial Protection Bureau sued Navient in 2017. They claimed Navient steered borrowers away from income-driven repayment plans, pushing them into forbearance instead. This allegedly increased borrowers' debt by accruing more interest.

In 2022, over 35 state attorneys general accused Navient of predatory student loan practices. Navient settled for $1.85 billion, including $95 million in restitution and $1.7 billion in private loan cancellations.

A class action lawsuit in 2023 claimed Navient should have discharged certain student loans in bankruptcy. Navient agreed to a $16 million settlement to resolve this issue.

You should also be aware of official complaints against Navient:

• They allegedly misled borrowers and increased their debt, especially targeting those who would struggle to repay.
• Concerns arose over poor billing practices and long call wait times when transferring accounts to other loan servicers like MOHELA.
• Navient has been accused of deceptive and abusive practices.

While Navient consistently denies wrongdoing, they've chosen to settle these claims to avoid prolonged litigation. To finish up, if you're dealing with Navient, you should stay informed about these lawsuits and complaints. They might affect how you approach your student loans or any issues you're experiencing with the company.

Here's what people are saying online about the phone number 317-933-7328:

You'll find multiple reports from Reddit users about calls from this number. They mention it's associated with student loan discussions, specifically referencing Navient.

If you receive a call from 317-933-7328, you should be cautious. While the caller claims to represent Navient, some users express uncertainty about the legitimacy of these calls.

We advise you to take the following steps:

• Don't share personal information without verifying the caller's identity
• Contact Navient directly using their official number to confirm if they're trying to reach you
• Consider blocking the number if you're receiving unwanted calls

To finish up, remember that you have the power to protect yourself. You should always verify the identity of callers before sharing any sensitive information, especially when it comes to your student loans.

Yes, you really need to remove 3179337328 from your credit report if it's potentially inaccurate. Don't waste your time with typical credit repair companies - most are scummy and ineffective. You'll find disputing on your own time-consuming and draining. Instead, we recommend you save yourself hours by reaching out to a reputable company like The Credit Pros for help. We can make a world of difference in maximizing your chances of removing this potentially inaccurate negative item.

Here's what we advise you to do:

• Confirm the collection is actually on your report
• Identify if it's potentially inaccurate
• Avoid shady credit repair services
• Don't attempt DIY disputes - it's exhausting
• Contact us at The Credit Pros for expert assistance

We understand dealing with collections is stressful for you. Let us handle the heavy lifting so you can focus on more important things. Our team has the experience to navigate this process efficiently and boost your odds of a successful outcome. When you reach out today, we'll develop a personalized plan to tackle this issue head-on. To wrap things up, remember that you don't have to face this alone - we're here to guide you through removing that pesky 3179337328 from your credit report and improving your financial future.

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

• 3859887200
• 7039727501
• 4142096400
• 5852527200
• 3022177100
• 3179337300
• 8666590711
• 2028991333
• 8882725543
• 3179337328