Home / Who Is 2082582272 (+ How Are They Hurting My Credit Score)

Who Is 2082582272 (+ How Are They Hurting My Credit Score)

  • Phone number 2082582272 is likely a debt collector called:' Advantage Financial Services LLC'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 8009556600

Calls from 208-258-2272 likely come from Advantage Financial Services LLC, a debt collection agency. They might be trying to collect on an outstanding debt or even attempting a scam. Blocking the number can stop the immediate harassment, but it's not a long-term solution.

If a legitimate debt collector calls, it means this agency or an intermediary bought your outstanding debt. Ignoring the calls won’t make the problem disappear; it just postpones the hassle. Your credit score might suffer because of this potentially inaccurate item on your report.

The best move is to call The Credit Pros. We'll review your entire three-bureau credit report and determine if this debt is valid. We've helped many others in similar situations remove these potentially erroneous items, often boosting their credit scores. Say goodbye to harassing calls and hello to a better financial outlook.

Who Is 2082582272: Scam Or Legitimate

The number 208-258-2272 is linked to a debt collection agency called Advantage Financial Services LLC. However, it could also be a scam. It's important that you don't engage directly with the caller. Instead, pull your credit report and analyze it for any potentially inaccurate negative items. You do not have to pay any debt immediately if you are unsure about its legitimacy.

Here are some steps we advise you to take:
• Block the number to avoid further calls.
• Review your credit report for any inaccuracies.
• Contact us at The Credit Pros for support with verifying and disputing any debts.

For further help, you can call us for a free 3-bureau credit report evaluation. We can help you verify any debt from this collector, dispute potentially inaccurate negative items, and improve your financial prospects.

To sum up - stay cautious by blocking the number, thoroughly review your credit report, and seek our professional assistance to handle any debt verification or disputes effectively.

How Do I Stop 2082582272 From Harassing Me (How To Report Them)

To stop 2082582272 from harassing you, here’s exactly what you should do:

First, document every unwanted interaction. Keep a log of dates, times, and the content of each call. Register your number with the Do Not Call Registry at DoNotCall.gov and block the number through your phone's call-blocking feature or by contacting your service provider.

Next, send a cease and desist letter to the debt collector using a template from eforms.com/cease-and-desist. You might also want to use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple devices.

File a complaint with the FCC about illegal robocalls or spoofed numbers at fcc.gov/complaints. You should specify 'unwanted calls' and provide all relevant details. Report telemarketing calls or Do Not Call Registry violations at ReportFraud.ftc.gov.

Additionally, document your interactions and submit a complaint to the CFPB at consumerfinance.gov/complaint, or call (855) 411-2372. If you use Nomorobo, you can report unwanted robocalls through their service. Don't forget to ask your phone carrier about call-blocking tools and options.

Lastly, check with local or state consumer protection offices for additional resources or complaint options.

To wrap things up, you need to document the calls, register with the Do Not Call Registry, block the number, send a cease and desist letter, and report the harassment to FCC, FTC, or CFPB. This ensures you take action step by step to stop the harassment effectively.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 2082582272

You should block 2082582272. Blocking the number is more effective if they're constantly calling you. If they are a debt collector and potentially harassing you, blocking their number can help reduce your stress. Blocking them won’t hurt your credit score, so you don’t need to worry about that.

If you believe the debt might be legitimate, it's crucial to address any inaccuracies on your credit report. Working with a reputable credit repair company can help you dispute inaccuracies and handle any negative items on your report. Here's what you should do:

• Block the number to stop the harassment.
• Reach out to a reputable credit repair company.
• Let them handle disputes and inaccuracies on your credit report.

In the end, you should block 2082582272 to stop the calls and then contact a reputable credit repair company to address any potential issues on your credit report. This approach will help you reduce stress and take control of your financial situation.

Can A Debt Collector Like 2082582272 Sue Me

Yes, a debt collector like 2082582272 can sue you, though it’s rare. Suing is costly and time-consuming, so they prefer calls and letters. Typically, they only resort to lawsuits if you owe a substantial amount, usually over $5,000.

The debt collector must prove you owe the debt, verify the amount is correct, and demonstrate they have the legal right to sue. This can be difficult if the debt has changed hands several times.

Each state has a statute of limitations that limits the time a debt collector has to sue. If your debt is old, it might be beyond this period.

If they decide to sue, you will receive a court summons and complaint. You must respond within the deadline to avoid a default judgment, which could lead to wage garnishment or bank account levies.

You have rights under the Fair Debt Collection Practices Act (FDCPA) protecting you from abusive or deceptive practices. If you receive a lawsuit, consult with an attorney to understand your options and defenses.

As a final point - remember that while a debt collector like 2082582272 can sue you, it is rare and you have rights and options to defend yourself effectively.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

2082582272 Might Have Your Personal Information

If you’re getting calls from 2082582272, your personal information might be at risk. This number is connected to Advantage Financial Services LLC, a debt collection agency. It's crucial that you don’t share any personal details with them. Ideally, don't answer their calls to avoid any pressure to make payments without proper verification.

Here’s what you should do:

• Get your three-bureau credit report to check for any inaccuracies.
• Create a comprehensive plan to improve your credit.
• Work with a reputable credit repair company to help dispute and resolve any inaccuracies on your report.

Bringing it all together – Your personal information is at risk with calls from 2082582272. Avoid engaging, get your credit reports, and work with professionals to improve your financial health.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 2082582272

Advantage Financial Services LLC, associated with the phone number (208) 258-2272, collects various types of debt primarily for businesses. They manage accounts from multiple sectors, including medical, dental, education, and finance. This company focuses on third-party collections, meaning they collect unpaid debts on behalf of other businesses.

You should know they emphasize treating consumers with dignity and facilitating reasonable payment arrangements and settlement options.

All things considered, Advantage Financial Services LLC, with the number (208) 258-2272, collects many types of debt across sectors like medical and finance while ensuring respectful and reasonable interactions.

How Do I Check If I Owe Money To 2082582272

To check if you owe money to 208-258-2272:

First, you should review your own records, including final bills, account statements, or any receipts for equipment return. This helps verify if you have any outstanding debts linked to this number.

Next, get your credit report from annualcreditreport.com or similar services and look for any debt entries associated with this number. If there is a debt on your credit report, request debt validation from the collection agency to ensure the claim is legitimate and to get detailed information about the debt.

If you find any inaccuracies or don't recognize a debt, dispute them directly with the credit bureaus. You can do this yourself, but keep in mind it may require ongoing effort. If you feel harassed or the debt seems incorrect, consulting a consumer protection lawyer could be beneficial. They can guide you on how to deal with unfair collection practices.

Lastly, remember that gathering as much information and documentation as possible before taking further steps is vital to managing your debt situation effectively.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 2082582272

When dealing with debt collectors like the one calling from 2082582272 (Advantage Financial Services LLC), you’re protected by several important laws and regulations.

The Fair Debt Collection Practices Act (FDCPA) is a federal law that forbids third-party debt collectors from using abusive, deceptive, or unfair practices on personal, family, and household debts like credit cards, auto loans, medical bills, and mortgages.

Debt collectors cannot:
• Contact you before 8 AM or after 9 PM.
• Call you at work if your employer prohibits it.
• Use abusive or obscene language or threaten violence.
• Repeatedly call to harass you or misrepresent themselves as attorneys or officials.
• Disclose your debt to third parties or demand more money than the law allows.

They must provide a written validation notice with debt details and your rights. If you dispute the debt within 30 days, they have to cease collection efforts until they verify it. They also need to disclose that they are attempting to collect a debt.

You can request, in writing, that the debt collector stops contacting you. If you have a lawyer, they must go through them. You can sue for FDCPA violations within one year to recover damages, plus attorney fees. Report violations to the FTC, CFPB, and your state attorney general.

Finally, remember, you have rights and protections under the FDCPA, so if you have issues or believe your rights have been violated, seek help from organizations like The Credit Pros.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 2082582272/Advantage Financial Services Llc Have Any Lawsuits Against Them

No lawsuits are found against Advantage Financial Services LLC.

Here's the scoop on complaints:

1. You might face multiple calls in a row, which some consider harassment.
2. Colleagues could also receive similar spam calls urging callbacks, even if they don't owe debts.

You should document these calls and consult a consumer protection attorney if needed.

In closing, while no lawsuits exist against Advantage Financial Services LLC, if you face repeated or harassing calls, remember to document them and consider legal advice.

What Do People Online Say About 2082582272

People online have shared specific experiences about the phone number 208-258-2272, associated with Advantage Financial Services LLC.

Here's what some Reddit users are saying:

- User u/Redditor123: 'Received multiple calls from 208-258-2272. They never leave a voicemail, just keep calling.'
- User u/ConcernedUser: 'I answered a call from this number and it was a debt collector. They were quite persistent.'
- User u/AnotherUser: 'Calls from 208-258-2272 are annoying. They don’t identify themselves and it feels like harassment.'

You can see that these calls are bothering many people with frequent, unclear communication. This causes frustration and stress for those answering.

Overall, online users find the calls from 208-258-2272 frustrating due to the persistent and unclear nature of the calls.

Do I Really Need To Remove 2082582272 From My Credit Report

You should consider removing 2082582272 from your credit report if you confirm it's on there and inaccurate. Instead of using typical credit repair companies, which can be ineffective and questionable, handle the dispute yourself if you have time. However, a reputable credit repair company like The Credit Pros can save you time and effort while increasing your chances of success.

• Verify if 2082582272 is indeed on your report and assess its accuracy.
• Dispute any inaccuracies on your own if you have the time and patience.
• Contact a reputable credit repair company for professional help.

As a final point - remember, addressing inaccuracies on your credit report is crucial for your financial health, so take action today to ensure your report accurately reflects your financial behavior.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 2082582272 can be written

- +1 208-258-2272
- +1 (208) 258-2272
- +1 208 258 2272
- (208) 258-2272
- 208-258-2272
- 208.258.2272
- 208 258 2272
- +12082582272
- (208) 258-2272
- 208.258.2272
- 2082582272

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Advantage Financial Services LLC uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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