Home / Who is 2028991333 and why are they calling me?

Who is 2028991333 and why are they calling me?

  • Phone number 2028991333 is likely a debt collector called:' Navient'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
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Main phone number related with this page is: 3859887200

Navient, a debt collection agency, likely owns the number 202-899-1333. Verify the debt by getting a free 3-bureau credit report before you do anything. If you're unsure about the legitimacy, don’t respond directly to the caller as this could cause more problems.

Persistent calls can be stressful and confusing. Take control by documenting every interaction—note the date, time, and any abusive language. Register your number on the Do Not Call list and block 202-899-1333 with your phone or a call-blocking app. File complaints with the FCC and FTC to protect your rights.

Handling this correctly is crucial to protect your credit score. Contact The Credit Pros at 202-899-1333 for a straightforward conversation. We will evaluate your entire credit report and guide you based on your unique situation. Our experts can help you dispute errors and manage your debts effectively, ensuring you're fully protected and informed.

Who Is 2028991333: Scam Or Legitimate

The number 2028991333 is likely associated with Navient, a debt collection agency. However, you should be cautious as it could also be a scam. We advise you not to engage with the caller either way. You're not required to pay any debt immediately if you're unsure. Instead, here's what we recommend you do:

• Get a free 3-bureau credit report evaluation from us
• We'll check for potentially incorrect negative items affecting your score
• Let us verify if this is a genuine debt and dispute any errors
• We've helped many people dealing with similar calls

Whether it's legitimate or not, your next step remains the same - you should pull your credit report and examine it carefully. If you see Navient listed as a collection, it's probably a real call. But you still shouldn't respond directly.

The Credit Pros can guide you through this entire process. We'll help you confirm if the debt is valid, challenge any mistakes, and improve your financial outlook. You can give us a call and we'll get started right away.

To finish up, remember that you should always verify debts before paying, and we're here to help you navigate this situation. You don't have to face this alone - let's work together to protect your financial health.

How Do I Stop 2028991333 From Harassing Me (How To Report Them)

To stop 2028991333 from harassing you and report them, you should follow these steps:

First, you need to document all unwanted interactions. Keep a detailed log of each call, including the date, time, and any abusive language used.

Next, we recommend you register your number on the Do Not Call Registry. You can do this easily by visiting DoNotCall.gov. It only takes a few minutes of your time.

You should then block the number. Use your phone's call-blocking feature, or ask your service provider for help. If you're tech-savvy, you can also use call-blocking apps like 'Call Blocker - Stop spam calls' for Android or 'Robokiller: Spam Call Blocker' for Apple.

Filing a complaint with the FCC is your next step. Here's how you can do it:

• Go to fcc.gov/complaints
• Select the phone form and specify "unwanted calls"
• Provide details like the number, date, and time of the call

We also advise you to report to the FTC. You can report telemarketing calls at ReportFraud.ftc.gov or general unwanted calls at DoNotCall.gov/report.html.

If the harassment persists, you might need to seek legal measures. Consider getting a restraining order if the calls involve threats. You could also hire a harassment lawyer to understand and protect your rights under federal and state laws. Another option is to send a cease and desist letter using a template from eforms.com/cease-and-desist/.

Don't forget to contact your phone carrier. They might have additional call-blocking tools and options available to you.

Lastly, check with your local consumer protection offices. They often have extra resources or complaint mechanisms to help you stop the harassment.

To finish up, remember that you have multiple ways to fight back against this harassment. Start by documenting and blocking, then escalate to official complaints and legal measures if needed. We're here to support you through this process.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 2028991333

You should block 2028991333 to protect yourself from unwanted calls. We advise this because it's the smartest move to safeguard your peace of mind. When you block the number, you won't hurt your credit score - you're just stopping those pesky calls.

Remember, if it's Navient calling, they might be trying to collect a debt. Don't ignore that completely. Instead, we recommend you work with a reputable credit repair company. They'll help you handle any issues on your credit report, which is a proactive approach that can reduce your stress.

Here's why we think blocking is a good idea for you:

• You'll stop potential harassment
• You'll gain control over communication
• You'll have time to plan your response

We understand that dealing with collectors is tough. That's why we're here to support you every step of the way. You've got this, and we're ready to help you tackle your credit issues.

To finish up, here's what you should do: Block the number right away, then reach out to a credit repair company. You'll feel more in control and less stressed once you take these steps.

Can A Debt Collector Like 2028991333 Sue Me

Yes, a debt collector like 2028991333 can sue you, but it's very unlikely. Lawsuits are usually a last resort for debt collectors, especially if you owe less than $5,000. You should know that suing costs them money and time, which many collectors want to avoid.

For a collector to sue you successfully, they need to prove you owe the debt, the amount is correct, and they have the legal right to sue. This can be challenging for them. Also, each state has a statute of limitations. If your debt is too old, they can't legally sue you for it.

Debt collectors prefer to use methods like calls and letters first. If they do decide to sue, you'll receive a court summons and complaint. You must respond to this. If you ignore it, you could face a default judgment. This might lead to wage garnishment or bank account levies, though this is very rare.

Remember, you have rights under the Fair Debt Collection Practices Act (FDCPA). This law protects you from abusive practices by debt collectors. We advise you to know your rights and use them if needed.

Here are some key points to keep in mind:

• Suing is unlikely because it's costly and time-consuming for collectors.
• They need solid proof of your debt to win a lawsuit.
• The statute of limitations in your state might protect you from old debts.

If a debt collector does sue you, don't panic. You have options. We recommend you consult an attorney who can guide you through the process and protect your rights.

To finish up, remember that while a debt collector can technically sue you, it's not their preferred method. You have protections under the law, and there are steps you can take to handle the situation. Stay informed, know your rights, and don't hesitate to seek legal help if you need it.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

2028991333 Might Have Your Personal Information

You should be cautious about 2028991333 potentially having your personal information. Don't provide any details to debt collectors like this one. It's best if you don't even answer their calls, as engaging could lead to unintentionally sharing personal info.

Here's what we advise you to do:

• Get your 3-bureau credit report
• Create a plan to improve your credit
• Work with a reputable credit repair company

Credit repair experts can effectively handle inaccuracies and disputes, helping boost your credit score over time. You should block the number to avoid further contact and reduce harassment. This allows you to focus on protecting and improving your financial situation.

To wrap things up, remember that you're in control here. By taking these steps, you're actively working towards a stronger financial future and peace of mind.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 2028991333

2028991333 collects various types of debt from unpaid loans to credit card balances. You may encounter them if you have outstanding medical bills, utility payments, or other delinquent accounts. These debts typically get sold to collection agencies like 2028991333 after about six months of non-payment.

When creditors like banks, hospitals, or utility companies can't recover payments from you, they often sell your debt to collection agencies. This process usually happens after you've missed several payments over a period of months.

You should be aware that 2028991333 buys these debts at a discount, aiming to collect the full amount from you. This means they may be persistent in their collection efforts. However, you have rights as a consumer, and it's crucial that you understand them.

To finish up, remember that addressing these debts promptly is in your best interest. You can avoid negative impacts on your credit report by taking action early. We recommend you review any debt claims carefully and consider seeking professional advice if you're unsure how to proceed.

How Do I Check If I Owe Money To 2028991333

To check if you owe money to 202-899-1333, you should start by gathering all your financial records. Look through your bills, account statements, and receipts to get a complete picture of your financial situation.

Next, you need to check your credit report from reputable credit reference agencies. This will show you if you have any defaults, County Court judgments (CCJs), or decrees. If you find an entry that might be related to 202-899-1333, we recommend that you request debt validation from the collections agency. They must provide you with proof that you owe the debt.

We strongly advise you not to contact the number directly. If you do, you might restart the statute of limitations on old debts. If you're being harassed over disputed debts, it's a good idea to consult a consumer protection lawyer for advice.

Here are some steps we suggest you follow:

• Check your credit report from multiple credit reference agencies for any mentions of outstanding debts.
• Go through your own financial records for any final bills, statements, or receipts.
• Ask for debt validation from the collections agency if you find an unknown debt.
• Don't contact the number directly to avoid resetting the statute of limitations.
• Get legal advice if you're facing harassment over disputed debts.

Being proactive and gathering documentation can help you prevent inaccurate collection efforts from affecting your credit. To wrap things up, remember that you have rights as a consumer. Don't let potential debt collectors intimidate you. Stay calm, gather your facts, and take action to protect your financial well-being.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 2028991333

The Fair Debt Collection Practices Act (FDCPA) is your primary protection against abusive debt collection practices for 2028991333 and other collectors. This federal law ensures you're shielded from harassment, deception, and unfair methods when collectors pursue personal, family, or household debts.

Under the FDCPA, you're protected from collectors who might:

• Contact you outside of 8 AM to 9 PM
• Call you at work if your employer doesn't allow it
• Use abusive language or threats against you
• Harass you with repeated calls
• Falsely claim to be lawyers or government officials
• Share your debt information with unauthorized parties
• Demand payments larger than legally allowed

You have the right to receive a validation notice detailing your debt and to dispute it within 30 days. If you dispute the debt in writing, collection efforts must stop until verification is provided.

You can also:

• Request in writing that the collector stops contacting you
• Have the collector communicate only with your attorney
• Sue for FDCPA violations within a year to recover damages and legal costs
• Report violations to authorities like the FTC, CFPB, or your state attorney general

Remember, some states offer additional protections beyond the FDCPA. You should check your local laws for any extra safeguards you might have against aggressive collection practices.

To finish up, if you believe 2028991333 or any other collector is violating your rights, don't hesitate to take action. You have the power to protect yourself from unfair practices and seek recourse if needed. Stay informed and assertive about your rights under debt collection laws.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 2028991333/Navient Have Any Lawsuits Against Them

Yes, Navient faces multiple lawsuits and official complaints. You should be aware of the following legal actions:

• The Consumer Financial Protection Bureau sued Navient in 2017, alleging they steered borrowers away from income-driven repayment plans.
• Washington State's Attorney General filed a lawsuit in 2017 for deceptive practices related to co-signer release and unfair lending.
• California's Attorney General accused Navient of violating state laws by exploiting federal student loan borrowers in 2017.
• Six state attorneys general joined the CFPB in filing lawsuits against Navient in 2017.
• Navient reached a settlement agreement in 2022 to resolve multistate litigation but denied any wrongdoing.

You should also know about these official complaints:

• Many borrowers reported that Navient provided incorrect information, mishandled payments, and failed to assist with issues.
• Regulatory findings showed Navient misled borrowers about co-signer release, resulting in few successful releases.
• Consumers generally feel Navient exploited the federal student loan system, leading to increased debt and financial hardship.

To finish up, you should keep an eye on these ongoing legal issues if you're dealing with Navient. We recommend staying informed about your rights as a borrower and seeking professional advice if you're experiencing problems with your student loans.

What Do People Online Say About 2028991333

You're receiving calls from 2028991333 about Navient loans, and many people online are frustrated with these persistent contacts. Users on various platforms report frequent calls claiming they owe money, even when they've already paid or don't have a loan.

We understand how annoying and disruptive these calls can be for you. Here's what we advise you to do:

• Block the number on your phone to stop the calls.
• Don't engage with the callers directly.
• Check your credit report for any inaccuracies.

If you're certain you don't owe money, you shouldn't pay without verification. We recommend you contact Navient directly to clarify your loan status. If there are errors on your credit report, you should work with a reputable credit repair company to resolve them.

Remember, you have rights under the Fair Debt Collection Practices Act. If you feel harassed, you can file a complaint with the Consumer Financial Protection Bureau.

To wrap things up, you can take control of this situation by blocking the number, verifying any debts, and seeking professional help if needed. We're here to support you through this stressful experience.

Do I Really Need To Remove 2028991333 From My Credit Report

You don't necessarily need to remove 2028991333 from your credit report unless it's inaccurate. Instead of wasting time disputing it yourself, we recommend you reach out to a reputable credit repair company like The Credit Pros. We can save you hours of effort and maximize your chances of removing this negative item if it's incorrect.

You should be cautious of most credit repair companies, as they're often scams. However, a good one can make a significant difference. We understand that dealing with collections is stressful, so let us handle the hard work while you focus on improving your financial health.

Here's what you need to keep in mind:

• You should only dispute if the item is truly on your report and potentially inaccurate
• Avoid hiring shady credit repair firms
• Save your time by working with reputable professionals
• We'll fight to remove unfair negatives on your behalf

You should block that number and let us take care of the rest. With our help, you can take charge of your credit and move forward confidently. To finish up, remember that you have options when dealing with potentially inaccurate credit report items - don't hesitate to seek professional help if you need it.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 2028991333 can be written

- +1 202-899-1333
- +1 (202) 899-1333
- +1 202 899 1333
- (202) 899-1333
- 202-899-1333
- 202.899.1333
- 202 899 1333
- +12028991333
- (202) 899-1333
- 202.899.1333
- 2028991333

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that Navient uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

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