Home / Who Is 6052505885 (+ How Are They Hurting My Credit Score)

Who Is 6052505885 (+ How Are They Hurting My Credit Score)

  • Phone number 6052505885 is likely a debt collector called:' State Collection Service'.
  • Your credit score likely dropped because this is potentially a debt collection on your report.
  • Call 1(888)-488-5855 and learn how we can help you potentially improve your score.
List of company featuring our services

Main phone number related with this page is: 8037693961

605-250-5885 likely belongs to State Collection Service, a debt collection agency. This call could hurt your credit score. Ignoring or blocking it only offers short-term relief. If it's a spam or scam call, report it properly for peace of mind.

If it’s a legitimate debt collection call, State Collection Service probably bought your outstanding debt and wants to collect it. Ignoring their calls won't fix the problem. Contact The Credit Pros using the number provided above for a simple conversation. Our experts will review your entire 3-bureau credit report to check if this is a real debt collector and identify other negative items affecting your score.

We've helped many people like you remove inaccurate negative items, boosting their credit scores and improving their financial health. No more harassing calls! Addressing your credit report is crucial for maintaining good financial standing. Reach out to The Credit Pros today for reliable assistance.

Who Is 6052505885: Scam Or Legitimate

The number 605-250-5885 likely belongs to State Collection Service, a debt collection agency. Scammers often use local area codes to trick you into answering. We urge you not to engage with the caller, whether it's legitimate or a scam. You are not obligated to pay any debt immediately if you doubt its legitimacy.

Here's what we advise you to do:

- Pull your credit report: Check for any inaccurate or negative items that could affect your credit score.
- Contact us: We, The Credit Pros, can help you verify any debts, dispute inaccuracies, and improve your financial standing.
- Block the number: This helps reduce your exposure to potentially harmful calls.

To sum up, if you receive a call from 605-250-5885, pull your credit report, contact The Credit Pros for help verifying debts, and block the number to protect yourself.

How Do I Stop 6052505885 From Harassing Me (How To Report Them)

To stop 6052505885 from harassing you and report them, follow these steps:

First, document all unwanted interactions. Keep a log with dates, times, and any abusive language used. This will help you provide detailed information when you file a complaint.

Next, register your number at DoNotCall.gov and block the number through your phone’s call-blocking feature. You can also contact your service provider for additional help.

Use blocking apps for further protection:
• Android: 'Call Blocker - Stop spam calls'.
• Apple: 'Robokiller: Spam Call Blocker'.

Report the harassment to the Federal Communications Commission (FCC) by filing a complaint at fcc.gov/complaints. Select the phone form, specify 'unwanted calls,' and provide details like the number, date, and time of the call.

You should also report unwanted calls to the Federal Trade Commission (FTC) at ReportFraud.ftc.gov or use the form at DoNotCall.gov.

If the harassment involves financial issues, gather all interaction information and submit a complaint to the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov/complaint or call (855) 411-2372. You can also mail a detailed letter to 1700 G Street, NW, Washington, DC 20552, Attention: Chief Privacy Officer.

Another option is to send a cease and desist letter using the template from eforms.com.

Consider legal action if the harassment persists or escalates. This might include seeking a restraining order or consulting a harassment lawyer, as harassment violates Federal and State laws.

Contact your phone carrier for call-blocking tools and options, and check with your local or state consumer protection office for additional resources.

To wrap things up, document every interaction, block the number, use reporting tools from the FCC and FTC, consider legal actions, and explore options with your phone carrier. By following these steps, you can effectively stop and report harassment from 6052505885.

Stop the harassment today. Reach out to us for expert help. Call (888) 488-5855

Should I Block Or Ignore 6052505885

You should block 6052505885. If this number belongs to State Collection Service, blocking them helps prevent harassment without affecting your credit score. If you ignore them, you might still receive notifications, which can be stressful. Blocking the number stops these contacts entirely.

We advise you to contact a reputable credit repair company if there are any inaccuracies on your credit report. This won't harm your score further and can help you manage the situation more effectively.

In summary:

• Block the number to avoid stress and harassment.
• Contact a credit repair company to address any credit report issues.
• Blocking won’t harm your credit score.

In the end, you should block 6052505885 to avoid stress, reach out to a credit repair company, and know that blocking won't affect your credit score.

Can A Debt Collector Like 6052505885 Sue Me

Yes, a debt collector like 6052505885 can sue you, but it’s very unlikely. Typically, they only take legal action if you owe a substantial amount, usually over $5,000. They must prove that you owe the debt, the amount is correct, and they have the legal right to sue you.

Suing is expensive and time-consuming for debt collectors, so they prefer other methods like calls and letters first. Be aware that there is a statute of limitations, which varies by state, limiting the time they can sue you for a debt. If you do get sued, you will receive a court summons that you must respond to.

Remember, you have rights under the Fair Debt Collection Practices Act that protect you from abusive practices. If you get sued, consult with an attorney to understand your options.

As a final point - if you owe a substantial amount, debt collectors like 6052505885 might sue you, but they must prove their case. They often opt for calls and letters first. Know your rights under the Fair Debt Collection Practices Act, and consult an attorney if necessary.

Worried about legal action? Call now to understand your rights. Call (888) 488-5855

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

6052505885 Might Have Your Personal Information

If 6052505885 is contacting you, it might have your personal information. This could be State Collection Service trying to gather your details. You shouldn't give any information to such debt collectors. Ideally, don't even pick up their calls.

First, block the number to prevent future calls and reduce stress. Next, get your 3-bureau credit report to check for any inaccuracies. If you find any issues, contact a reputable credit repair company. They can help you manage and improve your credit.

Bringing it all together - Block the number, get your credit report, and work with a credit repair company to take control of your financial health and reduce your worries.

Protect your personal information. Speak with our experts today. Call (888) 488-5855

Types Of Debt Collected By 6052505885

6052505885 collects various types of debt, especially in the healthcare sector. You might encounter debts such as hospital bills, medical treatment fees, and other healthcare-related expenses.

They aim to resolve existing claims and track denials to boost collections. By collaborating with healthcare systems, they enhance financial outcomes while focusing on patient satisfaction. They utilize both technology and personalized service, buying debt from healthcare providers to manage patient accounts and recover unpaid balances.

All things considered, 6052505885 specializes in collecting healthcare debts, working to resolve claims, improve financial outcomes, and ensure patient satisfaction through tailored services.

How Do I Check If I Owe Money To 6052505885

To check if you owe money to 6052505885, follow these steps:

1. Check Your Credit Reports: Look at your credit reports from Experian, TransUnion, and Equifax. These reports will list any debts in collections. You can get free copies from AnnualCreditReport.com.

2. Review Your Records: Gather any notices of unpaid bills, account statements, or final bills you have received. Look for any correspondence mentioning 6052505885.

3. Debt Validation: If you find a debt on your credit report that matches 6052505885, request debt validation from the collection agency to ensure the debt is accurate.

4. Consult a Lawyer: If you face harassment or have disputes, consider consulting a consumer protection lawyer for advice.

Avoid directly contacting the number to prevent restarting the statute of limitations on old debts.

Lastly, make sure you check your credit reports, review your records, validate any debts, and consult a lawyer if necessary to handle this situation accurately and efficiently.

Need to verify your debts? Contact us for a thorough check. Call (888) 488-5855

Which Debt Collection Laws And Regulations Protect Me From 6052505885

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive, unfair, or deceptive practices by debt collectors. This law covers personal, family, and household debts.

- Prohibited Conduct: Debt collectors can't contact you before 8 AM or after 9 PM, at work if your employer disallows it, or use obscene language. They can't harass you with repeated calls, make false claims, threaten you, or disclose your debt to others.

- Rights and Disclosures: Collectors must send you a written validation notice with details of your debt. If you dispute the debt in writing within 30 days, they must verify it before continuing collections. They also must state that they’re trying to collect a debt.

- Stopping Communication: You can write to the collector to stop all communications. If you have an attorney, the collector must contact your lawyer instead of you.

- Legal Actions: You can sue collectors for FDCPA violations within one year to recover damages and attorney fees. You can also report violations to the FTC, CFPB, and your state attorney general.

State laws may offer additional protections, so check your local regulations for more details.

Finally, remember your rights under laws like the FDCPA protect you from aggressive debt collection practices, even from numbers like 6052505885.

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

Does 6052505885/State Collection Service Have Any Lawsuits Against Them

No lawsuits have been found specifically against the phone number 6052505885 or State Collection Service Inc. However, there are some complaints and notable issues:

- A proposed class action lawsuit claims State Collection Service Inc. failed to clearly disclose the amount of a consumer's alleged debt, leading to confusion over the amount owed.
- The Consumer Financial Protection Bureau reported 547 complaints against State Collection Service in the past ten years, with issues like attempts to collect already-paid debts and violating FDCPA regulations.
- The Better Business Bureau recorded 72 complaints against them in a three-year period.

You should know your rights under the Fair Debt Collection Practices Act (FDCPA). Understanding your rights helps you take action if you feel your consumer rights have been violated.

In closing, while there are no lawsuits specifically linked to 6052505885, State Collection Service Inc. does have complaints against them. Know your FDCPA rights and take appropriate steps if needed.

What Do People Online Say About 6052505885

People online generally express negative opinions about the phone number 605-250-5885. Here’s what they say:

- u/JohnDoe: 'Missed a call from this number, no idea who this is.'
- u/AnonymousUser: 'Called and asked if we were the ones with swelling legs and feet. Then asked my name; we hung up and it said we owe for seven hours. This is such a scam.'
- u/JaneSmith: 'Telemarketing for something police alliance-related. Seemed sketchy.'
- u/Skeptic456: 'This number called, didn't leave a message, and hung up.'

You see a pattern of unsolicited calls, strange inquiries, and attempts to gather personal information. These experiences suggest that calls from 605-250-5885 are unwanted and deceptive.

Overall, users view 605-250-5885 as a scammer, making it clear you should be wary of unsolicited calls from this number.

Do I Really Need To Remove 6052505885 From My Credit Report

Yes, you should remove 6052505885 from your credit report if you've confirmed it's inaccurate. Avoid typical credit repair companies; they often have bad reputations. Disputing it on your own is time-consuming and challenging. Instead, consider saving time and effort by reaching out to a reputable company like The Credit Pros. They can make a significant difference.

Here's what we advise you to do:
• Confirm the collection is on your credit report.
• Determine if it's potentially inaccurate.
• Avoid typical credit repair companies.
• Consider a reputable one like The Credit Pros to save time and effort.

As a final point, focus on confirming inaccuracies, avoiding unreliable companies, and reaching out to The Credit Pros to handle your credit report more effectively.

Wondering if you should remove this number from your report? Speak with us to find out. Call (888) 488-5855

Here are other formats 6052505885 can be written

- +1 605-250-5885
- +1 (605) 250-5885
- +1 605 250 5885
- (605) 250-5885
- 605-250-5885
- 605.250.5885
- 605 250 5885
- +16052505885
- (605) 250-5885
- 605.250.5885
- 6052505885

Professionals can help you with your score

Let Professionals help you find and dispute potentially inaccurate negative items hurting your score

Call (888) 488-5855

List of every other phone number that State Collection Service uses:

Every number you see below is separate number that ‘Collection’ uses to attempt to collect a potentially inaccurate debt on your credit report and/or spam you.

Privacy and Cookies
We use cookies on our website. Your interactions and personal data may be collected on our websites by us and our partners in accordance with our Privacy Policy and Terms & Conditions