Credit Industry News

Learn about FACTA Law and how it protects your credit information, ensures consumer privacy, and helps safeguard against identity theft and fraud.

Learn whether debit card fraud poses more risk than credit card fraud. Discover how to protect yourself and minimize the dangers of both types of fraud.

Understanding your credit score involves knowing how this figure influences your financial opportunities. From securing loans to determining interest rates, a credit score can either open doors to numerous financial opportunities or impose significant limitations. But how does your state compare when considering the average credit score by state in the broader financial landscape? This […]

Learn the impact of hard inquiries on your credit score and whether they affect your credit repair efforts. This comprehensive guide offers key insights.

Explore the pros and cons of credit counseling services to better manage debt and improve your financial health effectively. Learn more on this blog.

Uncover the truth behind common credit myths, debunking misconceptions and helping you make informed decisions to improve your financial health.

Explore how the CFPB’s medical bill ban could impact your credit score, potentially reducing the negative effects of unpaid medical debt on your report.

Compare debt relief and credit counseling, exploring their pros, cons, and what to expect from each option to determine the best path to financial recovery.

If you are pondering over the question, “Is credit repair legal”? Do not worry much. The American government has established various laws to ensure the rightness of the process. Here are some of the initiatives of the government which make credit repair service as legal.

Loan Default – An Ultimate Guide 2022 Loan default occurs when a borrower fails to repay the loans as promised. Statistics of the lending tree say that more than 20 million Americans owe personal loans that collectively amount to $178 million. Out of these borrowers, there may be a high possibility of a few failing […]

Paycheck Protection Program Round 3 – An Ultimate Guide The Paycheck Protection Program is a business loan program provided by Congress as the part of CoranaVirus Aid, Relief, and Economic Security Act. On Dec 27, 2020, the Consolidated Appropriations Act (CAA) was signed into law by then-President Donald Trump. This act was put into place […]

There is a lot of confusion amongst consumers about credit scores and how they actually work. A common question which many consumers wonder about is why they have 3 different credit scores from the 3 different credit bureaus. Should your scores from Equifax, TransUnion, and Experian not all be exactly the same?