Credit Score Improvement

VantageScore 4.0 – 3 Unique Features You may not have realized it before now, but the truth is you actually have hundreds of different credit scores. Many of these credit scores are routinely relied upon by lenders to predict risk – specifically the risk of doing business with you. As a result and in order […]

Leveraging Prepaid Credit Cards: How They Can Help Improve Credit Scores People with low credit scores prefer Prepaid credit cards. The loan providers or credit lenders use credit scores as the primary factor to approve customers’ loan applications. Some people prefer adding new credits to their accounts to have enough opportunities to build their credits. […]

Auto Loans – 4 Surprising Myths and the Truth Auto loans are the loans provided by vendors for buying a new or used vehicle by pledging the vehicle itself as collateral. When a borrower is about to secure a loan or pay off their debts, they come to face enough myths regarding auto loans. Though […]

Credit Repair Cost – What You Need to Know Credit Repair Cost and their worth are a topic of discussion among loan borrowers. Building a good impression in the loan provider’s view is the primary task of the loan borrowers because loan lenders will consider credit scores to determine the borrower’s creditworthiness. What if your […]

Surprising Factors That Impact Your Credit Score We all know that your credit score goes down when you’re generally irresponsible with debt. But even if you’re as responsible as you can be, your credit score could take a hit! Here are 5 unusual things that affect credit score. Thing 1: Forgotten credit cards affect credit […]

Credit Card Management- 8 Simple Steps Credit card management is the process of granting credit, or recovering credit when it is due. It ensures compliance with company credit policy along with other credit-related functions. The goal of the bank in controlling credit is to improve revenues and profit. It is done by increasing sales and […]

Good Debt and Bad debt – 3 Key Differences In the world of credit scoring, the types of debt you incur are treated very differently. Of course, your payment history matters a great deal regardless of the debt type. A late payment made on your mortgage loan may hurt your credit scores just as severely […]

If you have been struggling with debt issues in recent months or even years, there is a good chance your credit rating has taken a hit. If your rating gets too low, you might find it has a paralyzing effect on your ability to manage your finances. Why is that? Go through this article to […]

The Perks of Achieving an 850 FICO Score Everyone dreams of having an excellent credit score. The highest score possible under most FICO scoring formulas is 850. By reading this article you will get to know about the benefits of having a higher credit score and its uses. Let’s get started by looking into sections […]

In today’s world where most businesses and households run on credit, having strong creditworthiness is more than important. A high credit score builds up your financial power, making you eligible for financial services and loans. Nationwide consumer reporting agencies, such as Equifax, TransUnion, and Experian, look at your credit reports to calculate your credit score, […]

A debt statistics survey says that nearly 80% of Americans have Debt. People share information at incredible speeds without knowing its authenticity and unknowingly spread false information to people around them, and the same is true for the concept of Debt Consolidation. This article focuses on how to differentiate between the facts and myths about debt […]

From Average to Excellent: 7 Ways to Enhance Your Credit Score Your credit score is one of the most important measures of your financial health. It tells the lenders how you use your credit. If your score is better, it is easier to gain approval for any new loans or lines of credit. A higher […]